Download or read book Fighting Foreclosure written by John A. Fliter and published by University Press of Kansas. This book was released on 2012-09-05 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the depths of the Great Depression, when foreclosure rates skyrocketed across the United States, more than two dozen states passed mortgage-extension or -adjustment laws to help farmers and homeowners keep their properties. One such statute in Minnesota led to the most important property law case of its time and still casts a long shadow upon constitutional debates and our own era's severe economic downturn. Fighting Foreclosure marks the first book-length study of the landmark 1934 Supreme Court decision in Home Building and Loan Association v. Blaisdell, which, by a 5-4 vote, upheld the Minnesota Mortgage Moratorium Act. On the one hand, Blaisdell validated efforts by states to offer legislative relief to citizens struggling to keep their farms and homes. On the other, it caused an outcry among banking interests and conservative legal theorists, who argued that these laws violated the Contract Clause of the Constitution and interfered with our free market system. In his majority opinion, Chief Justice Charles Evans Hughes argued that the reasonable and limited nature of the law and the unusual severity of the emergency it addressed placed it firmly within the "police powers" of the states to protect the health and safety of the people. In a strongly worded dissent, Justice George Sutherland argued for a consistent and strict interpretation of the Contract Clause regardless of economic exigency. John Fliter and Derek Hoff provide a concise history and analysis of not only this landmark case and the reasoning behind its sharply divided decision but also of the entire history of the Contract Clause. They trace closely the agricultural crisis, political pressures, and farmer-protest movement that produced the Minnesota law. And their study contributes to scholarly debate about the origins of the Constitutional Revolution of 1937, by which the Supreme Court accepted the New Deal, as well as to public debates about constitutional interpretation and the role that government should play in providing relief to distressed citizens. In the midst of our nation's ongoing suffering from massive foreclosures and bankruptcies, Fighting Foreclosure also offers a potent reminder that the High Court's decisions often revolve around lives at risk as much as abstract legal debates.
Download or read book A Dream Foreclosed written by Laura Gottesdiener and published by Zuccotti Park Press. This book was released on 2013 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: A moving exploration of homeownership, freedom, and the American Dream in light of the ongoing financial crisis and mass foreclosure.
Download or read book Fight Foreclosure written by David Petrovich and published by John Wiley & Sons. This book was released on 2008-03-14 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fight Foreclosure! offers a practical, step-by-step system for taking action to prevent foreclosure on your home before it?s too late. If you?re having trouble keeping up with your payments, the worst thing you can do is nothing. This book explores all your options, weighs the pros and cons of each, and explains the pre-foreclosure process in detail. Plus, it points out the too-good-to-be-true credit repair offers you should avoid and gives you real, practical alternatives that help you help yourself before it?s too late.
Download or read book Texas Foreclosure Manual Third Edition written by William H. Locke and published by . This book was released on 2014-05-02 with total page 1198 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Winning Against Foreclosure written by Richard Merrill Kahn and published by Forensic Professionals Group USA. This book was released on 2009-12-10 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thousands of homes are lost daily in foreclosure because #13; borrowers and their attorneys do not have a plan to win!#13; #13; Borrowers, attorneys fighting foreclosure, and others that did not do their homework, research and investigation, or hire experts to do this for them are losing the fight against foreclosure. Even in the face of losing, you hear attorneys saying they "get it", when they simply don't understand.#13; #13; This book lays it out for you in black and white. It is about#13; understanding:#13; * How we ended up in this mess#13; * What we are up against#13; * How the system works#13; * What weapons are at our disposal#13; * How to use these weapons to #13; effect a good long term solution#13; * How to win#13; #13; WINNING AGAINST FORECLOSURE#13; Richard Kahn has had a professional career in mortgage analysis, residential and commercial real estate, mortgage backed securities and lender financing that has spanned more than thirty years and billions of dollars in equity and mortgages. He has extensive experience in courts including County, State (from Circuit to Supreme), and Federal (from District to Appeals) including Federal Bankruptcy and Appeals. He is FPG-USA's qualifying expert witness on all FPG-USA issuances. Mr. Kahn has held licenses in securities, real estate and mortgage finance.
Download or read book Chain of Title written by David Dayen and published by New Press, The. This book was released on 2016-05-17 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the depths of the Great Recession, a cancer nurse, a car dealership worker, and an insurance fraud specialist helped uncover the largest consumer crime in American history—a scandal that implicated dozens of major executives on Wall Street. They called it foreclosure fraud: millions of families were kicked out of their homes based on false evidence by mortgage companies that had no legal right to foreclose. Lisa Epstein, Michael Redman, and Lynn Szymoniak did not work in government or law enforcement. They had no history of anticorporate activism. Instead they were all foreclosure victims, and while struggling with their shame and isolation they committed a revolutionary act: closely reading their mortgage documents, discovering the deceit behind them, and building a movement to expose it. Fiscal Times columnist David Dayen recounts how these ordinary Floridians challenged the most powerful institutions in America armed only with the truth—and for a brief moment they brought the corrupt financial industry to its knees.
Download or read book The Foreclosure Survival Guide written by Amy Loftsgordon and published by Nolo. This book was released on 2023-08-29 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Facing foreclosure? Put together a plan. Take action. Foreclosure can be an intimidating and scary experience. The stress of potentially losing the family home can drive people to make mistakes, either by doing the wrong thing or failing to act at all. You need to know your options if you're having trouble making your mortgage payments or are already in danger of foreclosure. Your actions are vitally important if you want to keep your home or at least get through the process with as little anxiety as possible. This book has essential tips on what to do--and what not to do--if you're facing a foreclosure. Don't wait to take action if you're behind in mortgage payments and facing a potential foreclosure. The Foreclosure Survival Guide covers your options for avoiding the loss of your home or at least delaying it. The strategies and useful information in this book will give you the tools you need to develop a plan to try to keep your home or decide if it makes sense to move on.This guide can help you learn how to navigate foreclosure and potentially stay in your home. It gives you the practical information you need, including: the ins and outs of foreclosure how to decide whether you should try to keep your house what loan workout programs are available to potentially save your home and how to apply for them how to bring your loan current in Chapter 13 bankruptcy if you can't stay in your home, how to avoid unnecessary costs by filing for Chapter 7 bankruptcy what alternatives for giving up the property, like short sales and deeds in lieu of foreclosure, are available, and how to avoid becoming the victim of foreclosure rescue scams. This book's powerful yet practical advice also explains the 120-day foreclosure waiting period before foreclosure starts, how the foreclosure process works in each state, potential tax consequences, and more. This edition is updated with the latest information on mortgage-assistance programs for homeowners, federal mortgage servicing laws, relief for victims of natural disasters, and recent court decisions affecting homeowners' rights.
Download or read book Fighting the Foreclosure Machine written by Robert M. Janes and published by Esprouts, LLC. This book was released on 2012-04 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: DON'T ASSUME THEY WIN! - even if you're behind on the mortgage payments. If you or someone you know is threatened with foreclosure, you need this book. Missed mortgage payments do not necessarily mean that you're in default, or that your opponent has the right to take your home. FIGHTING THE FORECLOSURE MACHINE explains in plain language how borrower protections of fairness are embedded in the foreclosure laws of every state. Learn how you can use these laws as a powerful weapon in your fight to defend your home. Use this information to assess whether a foreclosure lawsuit is best for you. If you decide to fight back, this is a litigation resource with legal references, examples and forms to help you and your legal advisor avoid time-consuming and costly duplication of legal research and analysis.
Download or read book Fight Your Foreclosure in Florida written by George J.F. Werner and published by . This book was released on 2008-01-01 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book How to Fight to Save Your Home in California written by George Gingo and published by Outskirts Press. This book was released on 2011-04-08 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: A SIMPLE ENGLISH EXPLANATION OF THE LAW and COURT PROCEDURE If you have ever contemplated the prospect of fighting your own court battle, you know the feeling of panic that quickly strikes, knocking all of the confidence right out of you. After the butterflies in your stomach have subsided and your heart has stopped racing, you ask yourself: "How will I ever be able to handle court procedure, rules and protocol, let alone argue my case"? Well stop worrying because, "if" you have the courage to "fight" to save your home, we will show you, point by point, how to do it. Here is the Litigation Handbook you've been praying for. Includes: - Tips on Court Procedure - "Show Me the Note" Defenses - California Unlawful Detainer Defenses - Bankruptcy Mortgage Note Challenge FORMS AND INSTRUCTIONS WITH SAMPLE MOTIONS AND OTHER COURT DOCUMENTS INCLUDED READ MORE ABOUT THE AUTHORS INSIDE!
Download or read book Foreclosure Problems and Solutions written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2008 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Connecticut Foreclosures 2016 written by Denis R. Caron and published by . This book was released on 2015-11-28 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book 23 Legal Defenses to Foreclosure written by Troy Doucet and published by Createspace Independent Publishing Platform. This book was released on 2008-08-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: 23 Legal Defenses to Foreclosure breaks down 23 powerful foreclosure defenses into easy-to-understand chapters. Each chapter is packed with useful information that you can use directly in court in any state. The book includes: legal letters, forms, motions, an "Answer" to the lawsuit, and sample discovery to get damaging information directly from the bank. It includes recommended strategies for fighting foreclosure, and checklists that make this book easy enough for anyone to understand. Each chapter incorporates a section of the possible damages available for each defense - including how to cancel the loan and get a refund of all money paid to the lender. Defenses include TILA, HOEPA, RESPA, FDCPA, FCRA and more. Written by Attorney Troy Doucet (http://www.doucet.law).
Download or read book The Farmer s Lawyer written by Sarah Vogel and published by Bloomsbury Publishing USA. This book was released on 2021-11-02 with total page 433 pages. Available in PDF, EPUB and Kindle. Book excerpt: With a new foreword by Willie Nelson "An exquisitely written American saga." --Sarah Smarsh The "remarkably well told and heartfelt" (John Grisham) story of a young lawyer's impossible legal battle to stop the federal government from foreclosing on thousands of family farmers. In the early 1980s, farmers were suffering through the worst economic crisis to hit rural America since the Great Depression. Land prices were down, operating costs and interest rates were up, and severe weather devastated crops. Instead of receiving assistance from the government as they had in the 1930s, these hardworking family farmers were threatened with foreclosure by the very agency that Franklin Delano Roosevelt created to help them. Desperate, they called Sarah Vogel in North Dakota. Sarah, a young lawyer and single mother, listened to farmers who were on the verge of losing everything and, inspired by the politicians who had helped farmers in the '30s, she naively built a solo practice of clients who couldn't afford to pay her. Sarah began drowning in debt and soon her own home was facing foreclosure. In a David and Goliath legal battle reminiscent of A Civil Action or Erin Brockovich, Sarah brought a national class action lawsuit, which pitted her against the Reagan administration's Department of Justice, in her fight for family farmers' Constitutional rights. It was her first case. A courageous American story about justice and holding the powerful to account, The Farmer's Lawyer shows how the farm economy we all depend on for our daily bread almost fell apart due to the willful neglect of those charged to protect it, and what we can learn from Sarah's battle as a similar calamity looms large on our horizon once again.
Download or read book American Nightmare written by Richard Lord and published by . This book was released on 2005 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Homeowners who can't borrow from banks have long turned to the subprime lending industry for mortgages. Increasingly, that industry has turned on them by charging outrageous fees and usurious interest, and then taking their homes through foreclosure. Richard Lord explores the spread of predatory lending practices. And it tells the stories of borrowers who've been taken, contractors and brokers who've been co-opted, lenders who've cheated--and the world's biggest financial titans, who've cashed in. A battle is taking shape that could determine whether home ownership for working people will be an achievable dream or an American nightmare. Richard Lord is a writer for the "Pittsburgh City Paper" whose work on subprime lending has won numerous awards.
Download or read book Foreclosure Survival Guide The written by Amy Loftsgordon and published by Nolo. This book was released on 2021-08-31 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Includes state-specific foreclosure laws"--Cover.
Download or read book How All Politics Became Reproductive Politics written by Laura Briggs and published by University of California Press. This book was released on 2018-08-14 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today all politics are reproductive politics, argues esteemed feminist critic Laura Briggs. From longer work hours to the election of Donald Trump, our current political crisis is above all about reproduction. Households are where we face our economic realities as social safety nets get cut and wages decline. Briggs brilliantly outlines how politicians’ racist accounts of reproduction—stories of Black “welfare queens” and Latina “breeding machines"—were the leading wedge in the government and business disinvestment in families. With decreasing wages, rising McJobs, and no resources for family care, our households have grown ever more precarious over the past forty years in sharply race-and class-stratified ways. This crisis, argues Briggs, fuels all others—from immigration to gay marriage, anti-feminism to the rise of the Tea Party.
