Download or read book Federal Student Loan Repayment Assistance for Public Interest Lawyers and Other Employees of Governments and Nonprofit Organizations written by Philip G. Schrag and published by . This book was released on 2014 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the College Cost Reduction and Access Act of 2007, Congress has created the income-based repayment (IBR) plan for student loans, through which graduates with high debts and low incomes may substantially reduce their monthly loan repayment obligations. Congress has also created a public service loan forgiveness plan, through which the federal government will forgive the remaining debt of borrowers who make 120 IBR (or certain other) payments while serving full time in public service jobs (very broadly defined). These programs are available to those who borrowed for graduate and professional training as well as for undergraduate education. These two programs will be of great value to public interest lawyers because of their typically high debts and low incomes, but they will also significantly assist social workers, government employees, soldiers, nurses, doctors, teachers, and many others who work in non-profit organizations and government agencies. This article explains why Congress created these two related programs, demonstrates the magnitude of the benefits available to representative borrowers, and outlines how graduates can obtain these benefits. It also elaborates how, even before the income-based repayment plan becomes effective in 2009, public service employees may make monthly repayments that will help to qualify them for eventual loan forgiveness. Finally, the article discusses the need for additional legislation to enable these new programs to achieve their objectives fully.
Download or read book Beyond Elite Law written by Samuel Estreicher and published by Cambridge University Press. This book was released on 2016-04-26 with total page 757 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are Americans making under $50,000 a year compelled to navigate the legal system on their own, or do they simply give up because they cannot afford lawyers? We know anecdotally that Americans of median or lower income generally do without legal representation or resort to a sector of the legal profession that - because of the sheer volume of claims, inadequate training, and other causes - provides deficient representation and advice. This book poses the question: can we - at the current level of resources, both public and private - better address the legal needs of all Americans? Leading judges, researchers, and activists discuss the role of technology, pro bono services, bar association resources, affordable solo and small firm fees, public service internships, and law student and nonlawyer representation.
Download or read book State LRAP Tool Kit written by American Bar Association. Commission on Loan Repayment and Forgiveness and published by . This book was released on 2003 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Federal Employee Student Loan Assistance Act written by United States. Congress. Senate. Committee on Governmental Affairs and published by . This book was released on 2003 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Teaching Law written by Robin West and published by Cambridge University Press. This book was released on 2014 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book suggests reforms to improve legal education and responds to concerns that law schools eschew the study of justice.
Download or read book Public Interest Lawyering written by Alan K. Chen and published by Aspen Publishing. This book was released on 2014-12-09 with total page 915 pages. Available in PDF, EPUB and Kindle. Book excerpt: Public Interest Lawyering is the first comprehensive analysis of public interest lawyering that is suitable as a law school elective text and/or advanced legal profession courses and seminars. Drawing upon a range of theoretical and empirical perspectives, this timely textbook examines the lives of public interest lawyers, the clients and causes they serve, the contexts within which they work, the strategies they deploy, and the challenges they face today. Features: The first comprehensive overview of the broad range of contemporary issues faced by public interest lawyers in any American law school text. Thorough discussion of important theoretical issues about the scope and definition of public interest lawyering. Addresses American public interest law from a historical perspective with focus on current issues. Expansive examination of the settings in which public interest practice occurs, including nonprofit organizations, government agencies, and private law firms. Presents the advantages and limits of different legal strategies in public interest practice, including lobbying, public education, community organizing, and community economic development. Addresses contemporary challenges of public interest law in context, including economics and financing, legal ethics, the role of legal education, and the globalization of public interest practice. Discusses critiques of public interest law, including a reflection about the role of lawyers in social movements that addresses contemporary critiques. Ethical obligations of public interest lawyers. Explores special issues related to lawyer-client relations in social change contexts. Extensive coverage of: Models of law reform organizations. Conservative cause lawyering. Government lawyers. The economics of social change lawyering. Global social change lawyering.
Download or read book Clearinghouse Review written by and published by . This book was released on 2007 with total page 716 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Repay As You Earn written by Philip G. Schrag and published by Bloomsbury Publishing USA. This book was released on 2001-11-30 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 1993, Congress created a student loan repayment plan intended to enable high-debt graduates to accept low-income, public service jobs by reducing their loan payments and eventually forgiving part of their debts. But this Congressional initiative only helps those with catastrophically low incomes. It has failed to attract many users because, as implemented through regulations of the U.S. Department of Education, it requires payment over too long a period (25 years before forgiveness). Many students go to graduate and professional schools in pursuit of careers in public service. But they often must borrow $100,000 or more to finance their education. Their loan repayment obligations become so high that they can no longer afford to follow their ideals, and they abandon their plans to have public service careers and seek employment with corporations or firms offering high salaries. The income-contingent repayment plan should have appealed to would-be public interest lawyers, who are among the graduates with the highest debt-to-income ratios; but the plan has failed them, and Schrag explores why and how the plan should be reformed, either by Congress or by the federal administration.
Download or read book Dear Debt written by Melanie Lockert and published by Coventry House Publishing. This book was released on 2016-08-12 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt
Download or read book Financing Higher Education Worldwide written by D. Bruce Johnstone and published by JHU Press. This book was released on 2010-06-07 with total page 335 pages. Available in PDF, EPUB and Kindle. Book excerpt: No issue in higher education is as salient, or as controversial, as finance. As demand for higher education around the world grows, so do the costs associated with it, especially as governments shoulder less of the burden. Tuition fees rise and student loan debt grows. Who pays for these surging costs? Who should pay? D. Bruce Johnstone and Pamela N. Marcucci examine the universal phenomenon of cost-sharing in higher education—where financial responsibility shifts from governments and taxpayers to students and families. They find that growing costs for education far outpace public revenue streams that once supported it. Even with financial aid and scholarships defraying some of these costs, students are responsible for a greater share of the cost of higher education. Featuring comprehensive economic and policy data, the authors' international comparative approach shows how economically diverse countries all face similar cost-sharing challenges. So, who should pay for higher education? While cost-sharing is both politically and ideologically debated, Johnstone and Marcucci contend that, for almost all countries, it is imperative for the financial health of colleges and universities, bringing better efficiency, equity, and responsiveness. Financing Higher Education Worldwide combines sophisticated economic explanations with sensitive political and cultural analyses of the financial pressures facing higher education throughout the world.
Download or read book Land of the Fee written by Devin Fergus and published by Oxford University Press. This book was released on 2018 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: The loans ordinary Americans take out to purchase homes and attend college often leave them in a sea of debt. As Devin Fergus explains in Land of the Fee, a not-insignificant portion of that debt comes in the form of predatory hidden fees attached to everyday transactions. Beginning in the 1980s, lobbyists for the financial industry helped dismantle consumer protections, resulting in surreptitious fees-often waived for those who can afford them but not for those who can't. Bluntly put, these hidden fees unfairly keep millions of Americans from their hard-earned money. Journalists and policymakers have identified the primary causes of increasing wealth inequality-fewer good working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. However, they miss one commonplace but substantial contributor to the widening divide between the rich and the rest: the explosion of fees on every transaction people make in their daily lives. Land of the Fee traces the system of fees from its origins in the deregulatory wave of the late 1970s to the present. The average consumer now pays a dizzying array of charges for mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. These fees are buried in the pages of small-print agreements that few consumers read or understand. Because these fees do not fall under usury laws, they have redistributed wealth to large corporations and their largest shareholders. By exposing this predatory and nearly invisible system of fees, Land of the Fee reshapes our understanding of wealth inequality in America.
Download or read book Ethical Problems in the Practice of Law written by Lisa G. Lerman and published by Aspen Publishing. This book was released on 2023-09-18 with total page 943 pages. Available in PDF, EPUB and Kindle. Book excerpt: This problem-based book reflects the authors’ broad range of teaching, clinical, and policy-making experience. The book’s carefully crafted ethical problems challenge students to engage in a deep analysis and participate in lively class discussion. Features include: Real-world problems, most based on actual cases, in which students are asked to step into the shoes of practicing lawyers to confront difficult ethical dilemmas that often arise in practice. The law governing lawyers explained in an accessible question-and-answer format. A succinct explanation of relevant Model Rules and other law governing lawyers, including examples from disciplinary and malpractice cases. An opportunity for students, through specific examples, to reflect on their own conception of their professional roles on behalf of clients and their obligations to the legal system as a whole. Lively presentation of materials, including cartoons, tables, and photos. Clear and concise presentation through text and charts that summarize relevant law. Unsolicited comments from adopters of Ethical Problems in the Practice of Law: Professor Cynthia Batt, Stetson University College of Law, wrote that this book “has the BEST teacher’s manual of any text ever.” Professor Jamie P. Werbel, Seton Hall University School of Law wrote: I wanted to drop you a line and let you know how fabulous your textbook is! I just started teaching Professional Responsibility this year, and your book has been invaluable to me as I guide my students through the course. My husband, also an attorney, made fun of me last semester as a few times I was reading it at night in bed! It really is just that enjoyable to read. New to the 6th Edition: A comprehensive revision of the entire text, adding material to continue to provide students with a wealth of opportunities to grapple with ethical issues. Inclusion of recent developments in the field, including: Discussion of the amendments to Model Rule 1.8 regarding gifts to clients: The new ABA ethics opinion on what constitutes material adversity under Rule 1.9; Developments in some states on permitting non-lawyers to provide some legal services; Changes in some states’ rules on non-lawyer ownership of firms; Expanded coverage of ethical issues arising from use of the Internet and social media, such as an ABA opinion on how lawyers may respond to online critiques of their services. Material on recent events that have raised important issues of professional responsibility, especially discipline and sanctions for lawyers who made unfounded claims about the 2020 presidential election. Updated empirical information about the practice of law, including the continuing concerns about diversity within the profession. Benefits for Students: Problem-based approach, often based on real-life cases, offers students a practical way to test their understanding Graphics (cartoons, tables, photos) throughout, which make the presentation lively and engaging Shocking examples of recent lawyer misconduct maintain student interest A readable and enjoyable law school textbook
Download or read book Encyclopedia of Law and Higher Education written by Charles J. Russo and published by SAGE Publications. This book was released on 2009-10-15 with total page 585 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Encyclopedia of Law and Higher Education is a compendium of information that tells the story of law and higher education from a variety of perspectives. As many of the entries in this encyclopedia reflect, the editor and contributors have sought to place legal issues in perspective so that students of higher education and the law can inform policy makers and practitioners about the meaning and status of the law and also raise questions for future research as they seek to improve the quality of learning for all. Key Features Includes boxed excerpts from 30 key cases in tandem with their related case entries Provides educators with enough awareness of the legal dimensions of given situations to enable them to better frame questions for their attorneys to answer Addresses emerging technologies such as webcams, Facebook, Twitter, and YouTube and the challenges they create for both legislators and the judiciary Balances the tension between the proactive and reactive dimensions of education law Key Themes Cases in Higher Education Law Concepts, Theories, and Legal Principles Constitutional Rights and Issues Faculty Rights Governance and Finance Organizations and Institutions Primary Sources: Excerpts From Landmark U.S. Supreme Court Cases Religion and Freedom of Speech Statutes Student Rights and Welfare Technology
Download or read book Fixing Law Schools written by Benjamin H. Barton and published by NYU Press. This book was released on 2019-12-17 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: An urgent plea for much needed reforms to legal education The period from 2008 to 2018 was a lost decade for American law schools. Employment results were terrible. Applications and enrollment cratered. Revenue dropped precipitously and several law schools closed. Almost all law schools shrank in terms of students, faculty, and staff. A handful of schools even closed. Despite these dismal results, law school tuition outran inflation and student indebtedness exploded, creating a truly toxic brew of higher costs for worse results. The election of Donald Trump in 2016 and the subsequent role of hero-lawyers in the “resistance” has made law school relevant again and applications have increased. However, despite the strong early returns, we still have no idea whether law schools are out of the woods or not. If the Trump Bump is temporary or does not result in steady enrollment increases, more schools will close. But if it does last, we face another danger. We tend to hope that crises bring about a process of creative destruction, where a downturn causes some businesses to fail and other businesses to adapt. And some of the reforms needed at law schools are obvious: tuition fees need to come down, teaching practices need to change, there should be greater regulations on law schools that fail to deliver on employment and bar passage. Ironically, the opposite has happened for law schools: they suffered a harrowing, near-death experience and the survivors look like they’re going to exhale gratefully and then go back to doing exactly what led them into the crisis in the first place. The urgency of this book is to convince law school stakeholders (faculty, students, applicants, graduates, and regulators) not to just return to business as usual if the Trump Bump proves to be permanent. We have come too far, through too much, to just shrug our shoulders and move on.
Download or read book Federal student loan repayment program OPM could build on its efforts to help agencies administer the program and measure results report to congressional requesters written by and published by DIANE Publishing. This book was released on with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Catalog of Federal Domestic Assistance written by and published by . This book was released on 2012 with total page 1512 pages. Available in PDF, EPUB and Kindle. Book excerpt: Identifies and describes specific government assistance opportunities such as loans, grants, counseling, and procurement contracts available under many agencies and programs.
Download or read book Code of Federal Regulations written by United States. Department of Education and published by . This book was released on 2014 with total page 444 pages. Available in PDF, EPUB and Kindle. Book excerpt: Special edition of the Federal register, containing a codification of documents of general applicability and future effect as of July ... with ancillaries.
