Download or read book Federal Deposit Insurance Fund Adequacy Revisited written by Arlyn C. Hill and published by . This book was released on 1989 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Federal Deposit Insurance Fund written by Dale C. Bregenzer and published by . This book was released on 1981 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Two Deposit Insurance Funds written by Jennifer L. Eccles and published by . This book was released on 1997 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Chicago Plan Revisited written by Mr.Jaromir Benes and published by International Monetary Fund. This book was released on 2012-08-01 with total page 71 pages. Available in PDF, EPUB and Kindle. Book excerpt: At the height of the Great Depression a number of leading U.S. economists advanced a proposal for monetary reform that became known as the Chicago Plan. It envisaged the separation of the monetary and credit functions of the banking system, by requiring 100% reserve backing for deposits. Irving Fisher (1936) claimed the following advantages for this plan: (1) Much better control of a major source of business cycle fluctuations, sudden increases and contractions of bank credit and of the supply of bank-created money. (2) Complete elimination of bank runs. (3) Dramatic reduction of the (net) public debt. (4) Dramatic reduction of private debt, as money creation no longer requires simultaneous debt creation. We study these claims by embedding a comprehensive and carefully calibrated model of the banking system in a DSGE model of the U.S. economy. We find support for all four of Fisher's claims. Furthermore, output gains approach 10 percent, and steady state inflation can drop to zero without posing problems for the conduct of monetary policy.

Download or read book Recommendations for Change in the Federal Deposit Insurance System written by Cabinet Council on Economic Affairs (U.S.). Working Group and published by . This book was released on 1985 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Evaluating the Adequacy of the Deposit Insurance Fund written by Rosalind L. Bennett and published by . This book was released on 2001 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Annual Report of the Federal Deposit Insurance Corporation for the Year Ending written by Federal Deposit Insurance Corporation and published by . This book was released on 1934 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Deposit Insurance for the Nineties written by Federal Deposit Insurance Corporation and published by . This book was released on 1989 with total page 422 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book An evaluation of further possible changes to the deposit insurance system written by Federal Deposit Insurance Corporation and published by . This book was released on 2007 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Federal Deposit and Share Insurance written by and published by . This book was released on 2005 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Deposit insurance for holders of accounts at banks and thrift institutions has been under scrutiny for the last several Congresses. Successive Congresses have seen introduced legislation to change the pricing of insurance, the coverage for customers' accounts, and the finances of the insuring Federal Deposit Insurance Corporation (FDIC). Changes could affect the condition of insured depository institutions, the strength of the insurance funds, and competition among financial institutions. Increases in some kinds of financial risks have led some to suggest that deposit insurance may need reform. The 108th Congress reexamined these issues. H.R. 522, the Federal Deposit Insurance Reform Act of 2003, revisited an even earlier House-passed measure. It sought to restructure the FDIC, change the pricing of insurance, increase basic peraccount coverage to $130,000, indexed for future inflation, and increase insurance of municipal deposits. H.R. 522 passed the House on April 2, 2003, but went no further. In the 109th Congress, H.R. 1185, the Federal Deposit Insurance Reform Act of 2005, received approval from the House by 413-10 on May 4, 2005. The Administration continues to support reform in similar terms, but opposes raising basic coverage of accounts to $130,000. This report will be updated as warranted.

Download or read book Deposit insurance in the United States written by Federal Deposit Insurance Corporation and published by . This book was released on 1972 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book An Analytical Model for the FDIC Deposit Insurance Premium written by Ashish Dev and published by . This book was released on 2007 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Federal Deposit Insurance Corporation (FDIC) is moving towards charging risk-based deposit insurance premium. Since it insures bank deposits, the FDIC is exposed to the counter-party credit risk, that is, the FDIC may suffer losses when one or more insured institutions default. This paper presents a framework for determining the deposit insurance premium based on the credit risk an insured institution imposes on the FDIC. In this framework, an analytical model within the asymptotic single risk factor framework is first developed to determine the appropriate size of the deposit insurance funds. The main drivers are each insured institution's probability of default, insured deposits, liability structure, asset correlation between the institutions, asset severity and the probability the total deposit insurance funds are adequate to cover the losses during a given period. The premium is then determined by this target deposit insurance fund and the funds already in place. This framework is timely from three perspectives. First, it enables the FDIC to calibrate the target ratios of the deposit insurance fund to levels of confidence and to see if this is what the US Congress had in mind in terms of how remote they would want the chances of deposit insurance fund running out. Second, the framework provides a benchmark for sanity check for premium being charged to an individual bank or a group of similar banks. Third, some details of the FDIC proposals are still to be parameterized. The results of the model may help the FDIC in honing down those parameters.

Download or read book Federal Deposit Insurance Corporation the First Fifty Years a History of the FDIC 1933 1983 written by Federal Deposit Insurance Corporation (Washington, D.C.) and published by . This book was released on 1984 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Deposit Insurance Funds written by DIANE Publishing Company and published by DIANE Publishing. This book was released on 1995-07 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Analyzes issues related to a possible premium rate disparity that could occur between banks and thrifts if the Federal Deposit Insurance Corporation (FDIC) reduces premiums for banks when their insurance fund recapitalizes before the insurance fund for thrifts is capitalized and presents various policy options to avoid or mitigate problems that a premium rate differential may create.

Download or read book Federal Deposit Insurance Corporation written by Federal Deposit Insurance Corporation and published by . This book was released on 1984 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Federal Deposit Insurance Corporation written by Federal Deposit Insurance Corporation and published by . This book was released on 1984 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Federal Deposit Insurance Corporation written by and published by . This book was released on 1984 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: