Download or read book Faith Based Microfinance in India written by Najmul Hoda and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Faith-based model of microfinance operates on distinct principles deriving their core values from some religious faith or a tradition. The purpose of this study is to understand the functioning and standard operating procedures of the faith-based microfinance institutions, more specifically to study the influence of faith on various aspects of the institution and the roles these institutions play in the area of poverty alleviation. Three cases of Indian faith-based microfinance institutions were selected from three major religious faiths in India, namely, Hinduism, Islam and Christianity. These cases have been analysed individually and comparatively to determine their outreach, operating principles, influence of faith in their operations and their financial performance.
Download or read book Faith based Microfinance An Alternative Tool of Poverty Alleviation written by Najmul Hoda and published by GRIN Verlag. This book was released on 2018-07-26 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doctoral Thesis / Dissertation from the year 2013 in the subject Sociology - Work, Profession, Education, Organisation, grade: A, , course: PhD, language: English, abstract: The poor, like others, too need financial products and services in order to build assets, manage consumption and mitigate risks. Microfinance, in recent times, has emerged as a powerful tool to provide access to some financial services to the poor. For decades, poverty alleviation has topped the International development agenda. United Nations Millennium Goals state that by 2015 the number of people living in extreme poverty should be half of what it was in 2000. Microfinance addresses the twin goals of financial inclusion and poverty alleviation in a way that builds self-esteem in the individual and self-sufficiency in the institution providing the financial services. Different models have emerged in microfinance delivery based on their clientele, focus area, interest rate, savings linkages, collateral, coverage and organizational/legal structure. With all the successes of the existing microfinance models, the herculean task of poverty alleviation still leaves enough space for innovative models. This study explores the potential of faith-based microfinance in complimenting the efforts of poverty alleviation and also overcoming the weaknesses in the existing models. Faith-based microfinance operate on distinct principles. The purpose of this study is to focus on the functioning of the faith based microfinance and to explore its role as an alternative tool of poverty alleviation. In order to get a meaningful insight regarding the impact of faith based microfinance on the lives of the beneficiaries, it is necessary that a comparison is made to the mainstream microfinance on commonly accepted parameters of poverty alleviation.
Download or read book Development Divinity and Dharma written by Malcolm Harper and published by . This book was released on 2008 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book examines Hindu, Christian and Muslim institutions in India and in Pakistan. Its main focus is the Shri Kshetra Dharmasthala Rural Development programme, which has changed the lives of almost half a million people, through social and economic development programmes which are motivated by religious faith.
Download or read book Inspired Finance written by M. Looft and published by Springer. This book was released on 2014-10-02 with total page 137 pages. Available in PDF, EPUB and Kindle. Book excerpt: By tracing an arc of thought and action from both historical and religious figures up through modern microfinance practitioners, Looft illustrates the many ways religious inspiration continues to remain at the crux of international economic development–while raising compelling questions around God and Mammon working together to help the poor.
Download or read book Faith and Finance written by William Zimmerman and published by . This book was released on 2013-08-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance India written by N Srinivasan and published by SAGE Publications. This book was released on 2009-01-06 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance India is a part of a series of annual reports on the microfinance sector in India which seeks to document developments, clarify issues, publicize studies, stimulate research, identify policy choices, generate understanding and enhance support for the sector. It is a comprehensive one-stop document that provides the latest data and a holistic view of the sector, combines analysis and description and integrates a variety of topics previously treated separately. The book highlights recent developments in Self Help Groups (SHGs) and SHG Bank Linkage Programs (SBLPs), and focuses on microfinance with regard to the investment scenario in India. It also deals with the burgeoning field of urban microfinance, developments in micro-insurance, and the impact of new technologies on the microfinance sector. Additionally, it recognizes the high demands which the state makes on microfinance institutions and discusses the need and relevance of new policy regulations. Complementing these analyses, statistical annexes provide essential data on the sector, strengthening its utility as a reference document. It contains extensive original material, and yet draws widely on the findings of other recent studies and reports, thereby emerging as a complete, detailed analysis of the status and the future of the microfinance sector in India.
Download or read book Financial Inclusion and Livelihood Transformation written by Srimoyee Datta and published by Springer Nature. This book was released on 2023-08-28 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the role and effect of Microfinance Institutions (MFIs) with different dimensions. It is being supported with strong empirical evidence into various parameters of MFIs directed towards inclusive finance and the transformation journey of livelihoods of its beneficiaries. It also incorporates empirical evidence with the perception of both beneficiaries and non-beneficiaries. Starting its journey toward the path of comprehending how MFIs make their footprint among the excluded population in the selected areas, it incorporates the different outcomes of MFI lending like credit utilisation patterns, income generation, and employability. As financial stability helps to break out the vicious cycle of poverty, this book emphasises the self-dependent element for the beneficiaries and their households. It addresses the important issue of the female counterparts in society. It shows how the MFIs work actively to generate female empowerment from multiple dimensions among the selected communities. It addresses key issues to consider for inclusive policy formulation, especially for backward communities in the backward areas and gives a realistic scenario of the MFI activities, their interactions with the respondents, the various outcomes, and areas for further developments, etc. This book is beneficial for academicians, researchers, and policymakers.
Download or read book Transforming Microfinance written by Makonen Getu and published by Regnum Resources for Mission. This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Journey of Indian Micro finance written by Ramesh S. Arunachalam and published by . This book was released on 2011 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2010, India's micro-finance industry suffered a crisis of faith that questioned the very basis of its existence. The Government of Andhra Pradesh, a state often described as the micro-finance capital of India, reported that as many as 54 people had committed suicide due to harassment related to debt repayment. For a country that has yet to recover from the agrarian crisis that continues to claim the lives of farmers at a regular rate, this was yet another blow. The champions of the downtrodden had turned into agents of oppression and harassment - or so it seemed. Why did such a fate befall an industry that, even during the global economic crisis, was the darling of bankers and investors worldwide? This book offers an objective view into the functioning of the industry and provides numbers to substantiate the enormity and the implications of the crisis, born primarily out of the pressures of commercialization and incentives gone terribly wrong, the lack of sufficient regulatory/supervisory attention, and the rigid and impractical stand of some state governments. Turning the crisis into a learning opportunity, the book touches on critical issues, such as India's corporate governance, MIS, internal controls, risk management, compensation, regulation/supervision, financial inclusion, and other aspects. A framework of suggested remedial measures highlights practical actions that need to be taken if the industry is to regain its credibility as a prime mover in the area of development and inclusive growth.
Download or read book Changing Contours of Microfinance in India written by Jayadev M. and published by Routledge. This book was released on 2016-05-12 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book brings together empirical evidences and theoretical perspectives to provide a comprehensive overview of the microfinance sector in India. The essays in the volume: focus on the application of information and communication technology (ICT) solutions in microfinance institutions to strengthen the savings movement and widen credit access to the poor and marginalized sections of society; present case studies on self-help group (SHG) movements, federations and SHG-Bank Linkage programmes; propose measures for strengthening regulatory and governance structures of the microfinance sector; and identify linkages between overall financial inclusion and the contribution of microfinance institutions (MFIs). The volume will be indispensable for scholars and researchers of microeconomics, South Asian economics and development economics as well as professionals and aspirants in the microfinance, rural banking and financial inclusion sectors.
Download or read book Microfinance written by Soumitra Sarkar and published by Readworthy. This book was released on 2011 with total page 378 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance is a useful tool for reducing poverty and building the capacity of the poor in management of sustainable self-employment, by way of providing financial services like credit, saving, housing consumption credit, insurance cover, etc. This book takes a holistic view of the various aspects of the microfinance programmes as adopted under Swarnajayanti Gram Swarozgar Yojana (SGSY) in India, with special reference to the state of West Bengal. Critically examining how SGSY operates in relation to funding the programme, bank linkage system, training and capacity building of beneficiaries, thrift, credit and governance systems of SHGs, marketing of SHG products, role of bankers and NGOs, and the perceptions of the beneficiaries. It also analyses the impact of the SGSY programmes on the socio-economic empowerment of SHG members.
Download or read book Management Information Systems for Microfinance written by Arvind Ashta and published by Cambridge Scholars Publishing. This book was released on 2015-10-19 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance is a double bottom line sector which is growing fast, making money and doing well in a variety of socially interesting ways. The growth of its institutions requires good strategies, good control systems and informed decision-making, all of which require an appropriate Management Information System (MIS). While a good MIS is needed in any sector, the management of a double bottom line requires systems which yield information on economic, financial and social metrics. The essays in this book explore the metrics required for success in this field. Communicating on these metrics may provide competitive advantage in fund-raising. Reaching out to the bottom of the pyramid requires low-cost catalytic innovations, disrupting the existing way of doing things. These necessitate not only social innovations, but also technological innovations to reduce costs drastically. The book presents various alternative ways of distributing software for microfinance, including case studies on open-source and cloud-based software, indicating how software providers are seeking to create competitive advantage. It offers a detailed analysis of the problems that are often faced and innovative techniques for implementing MIS in microfinance. This volume represents essential reading for anyone interested in learning about not only microfinance and MIS, but also social innovations and competitive advantage strategies. The contributors to the book are executives, consultants and academics who have considerable research experience in working and researching in these areas. Their work has been reviewed and developed by comments from both academics and practitioners to yield a book which is useful to students, academics and practitioners alike.
Download or read book Transforming Microfinance written by Makonen Getu and published by . This book was released on 2013 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: A unique book which chronicles the revealing 'story' of microfinance, captures the rich diversity of the industry and explores the invaluable contribution of the Christian faith to this vibrant and fast-growing multi-billion dollar global business.
Download or read book The Political Economy of Microfinance written by Philip Mader and published by Springer. This book was released on 2016-01-12 with total page 251 pages. Available in PDF, EPUB and Kindle. Book excerpt: According to the author, rather than alleviating poverty, microfinance financialises poverty. By indebting poor people in the Global South, it drives financial expansion and opens new lands of opportunity for the crisis-ridden global capital markets. This book raises fundamental concerns about this widely-celebrated tool for social development.
Download or read book Microfinance in India written by K. G. Karmakar and published by . This book was released on 2008 with total page 500 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Building a Brand Image Through Electronic Customer Relationship Management written by Naim, Arshi and published by IGI Global. This book was released on 2022-06-30 with total page 383 pages. Available in PDF, EPUB and Kindle. Book excerpt: Effective e-customer relationship management is imperative for increasing customer satisfaction, online sales, website patronage, loyalty, and retention. To understand exactly how this business strategy can be applied to enhance business operations, further study on its various benefits, opportunities, and challenges is required. Building a Brand Image Through Electronic Customer Relationship Management develops electronic customer relationship management strategies for achieving customer satisfaction and explains the concepts and uses of electronic customer relationship management to meet strategic objectives, improve customer loyalty, and build brand image. Covering topics such as marketing, brand equity, customer loyalty, and social media, this reference work is ideal for business owners, managers, entrepreneurs, industry professionals, researchers, scholars, practitioners, academicians, instructors, and students.
Download or read book Conversations And Empirical Evidence In Microfinance written by Phillip H Phan and published by World Scientific. This book was released on 2014-07-10 with total page 155 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance is regarded as a lynchpin in private sector solutions to a host of complex social challenges, from child labor, education, and women's rights, through to sustainable local economic development. The principle of self-help through capital accumulation in the US inner city looks similar to that of a Peruvian slum, and as practice has grown, so has the research. Conversations and Empirical Evidence in Microfinance is a curated conversation from a comprehensive review of the published literature, and is supported by theory and evidence from a wide range of disciplines such as philosophy, finance, public policy, and entrepreneurship.
