Download or read book Examining Legislative Proposals to Reform the Consumer Financial Protection Bureau written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2017-09-23 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examining legislative proposals to reform the Consumer Financial Protection Bureau : hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Thirteenth Congress, first session, October 29, 2013.
Download or read book Examining Legislative Proposals to Reform the Consumer Financial Protection Bureau written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2014 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Examining Legislative Proposals to Reform the Consumer Financial Protection Bureau written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2014 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Legislative Proposals to Improve the Structure of the Consumer Financial Protection Bureau written by United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2011 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Legislative Proposals to Improve the Structure of the Consumer Financial Protection Bureau written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2017-12-20 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: Legislative proposals to improve the structure of the Consumer Financial Protection Bureau : hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, first session, April 6, 2011.
Download or read book Legislative Proposals to Improve the Structure of the Consumer Financial Protection Bureau written by United States House of Representatives and published by . This book was released on 2019-10-04 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: Legislative proposals to improve the structure of the Consumer Financial Protection Bureau: hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, first session, April 6, 2011.
Download or read book The Consumer Financial Protection Bureau CFPB a Legal Analysis written by David H. Carpenter and published by Createspace Independent Pub. This book was released on 2012-07-28 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the wake of the worst U.S. financial crisis since the Great Depression, Congress passed and the President signed into law sweeping reforms of the financial services regulatory system through the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), P.L. 111-203. Title X of the Dodd-Frank Act is entitled the Consumer Financial Protection Act of 2010 (CFP Act). The CFP Act establishes the Bureau of Consumer Financial Protection (CFPB or Bureau) within the Federal Reserve System (FRS) with rulemaking, enforcement, and supervisory powers over many consumer financial products and services, as well as the entities that sell them. The CFP Act significantly enhances federal consumer protection regulatory authority over nondepository financial institutions, potentially subjecting them to analogous supervisory, examination, and enforcement standards that have been applicable to depository institutions in the past. The act also transfers to the Bureau much of the consumer compliance authority over larger depositories that previously had been held by banking regulators. Additionally, the Bureau acquired the authority to write rules to implement most federal consumer financial protection laws that previously was held by a number of other federal agencies. Although the powers that the CFPB has at its disposal are largely the same or analogous to those that other federal regulators have held for decades, there is a great deal of uncertainty in how the new agency will exercise these broad and flexible authorities, especially in light of its almost exclusive focus on consumer protection. As a result, the CFP Act has proven to be one of the more controversial portions of the financial reform legislation. The 112th Congress is actively involved in conducting oversight of the implementation of the CFP Act. Additionally, the 112th Congress has considered a number of bills that would significantly alter the structure of the Bureau. For example, H.R. 2434, the Financial Services and General Government Appropriations Act, 2012, would make the CFPB's primary funding subject to the traditional appropriations process, and H.R. 1315, the Consumer Financial Protection Safety and Soundness Improvement Act, would convert the CFPB's leadership structure from a sole directorship to a commission and would allow the newly established Financial Stability Oversight Council (FSOC) to overturn CFPB-issued regulations with a simple majority vote, as opposed to the current super majority requirement. H.R. 2434 was reported favorably out of the House Committee on Appropriations, and H.R. 1315 was referred to the Senate Committee on Banking, Housing, and Urban Affairs after passing the full House by a vote of 241 to 173. Additionally, 44 Senators signed a letter to the President expressing support for the Bureau-related objectives of H.R. 2434 and H.R. 1315. This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes that legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities; the Bureau's general and specific rulemaking powers and procedures; and the Bureau's funding.
Download or read book Legislative Proposals to Promote Accountability and Transparency at the Consumer Financial Protection Bureau written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2017-12-16 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Legislative proposals to promote accountability and transparency at the Consumer Financial Protection Bureau : hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, second session, February 8, 2012.
Download or read book Examining Legislative Proposals to Preserve Consumer Choice and Financial Independence written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2017-11-23 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examining legislative proposals to preserve consumer choice and financial independence : hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Fifteenth Congress, first session, June 11, 2015.
Download or read book Fourth Semiannual Report on the Activity January 2 2013 112 2 House Report 112 742 written by and published by . This book was released on 2013 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Third Semiannual Report on the Activity written by and published by . This book was released on 2012 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Journal and History of Legislation written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2011 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Examining Proposals to Enhance the Regulation of Credit Rating Agencies written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2010 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Civil Society and Financial Regulation written by Lisa Kastner and published by Routledge. This book was released on 2017-10-12 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: Coalitions of consumer groups, NGOs, and trade unions have traditionally been considered politically weak compared to well-organized and resourceful financial sector groups which dominate or "capture" financial regulatory decisions. However, following the 2008 financial crisis, civil society groups have been seen to exert much more influence, with politicians successfully implementing financial reform in spite of industry opposition. Drawing on literature from social movement research and regulatory politics, this book shows how diffuse interests were represented in financial regulatory overhauls in both the United States (US) and the European Union (EU). Four cases of reform in the post-crisis regulatory context are analyzed: the creation of a new Consumer Financial Protection Bureau in the US; the introduction of new consumer protection regulations through EU directives; the failure of attempts to introduce a financial transaction tax in the US; and the agreement of 11 EU member states to introduce such a tax. It shows how building coalitions with important elite allies outside and inside government helped traditionally weak interest groups transcend a lack of material resources to influence and shape regulatory policy. By engaging with a less well-known side of the debate, it explains how business power was curbed and diverse interests translated into financial regulatory policy.
Download or read book Annual Activity Report of the Committee on Financial Services of the United States House of Representatives for the Period written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2014 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Preventing Regulatory Capture written by Daniel Carpenter and published by Cambridge University Press. This book was released on 2014 with total page 531 pages. Available in PDF, EPUB and Kindle. Book excerpt: Leading scholars from across the social sciences present empirical evidence that the obstacle of regulatory capture is more surmountable than previously thought.
Download or read book Examining Community Bank Regulatory Burdens written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2013 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:
