Download or read book Escaping the Coming Retirement Crisis written by R. Theodore Benna and published by Pinon Press. This book was released on 1995 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Escaping the Coming Retirement Crisis: How to Secure Your Financial Future, R. Theodore Benna provides thoughtful, usable, easy-to-understand strategy for effective planning in the face of a quickly changing social and economic climate.
Download or read book Generation R a Retirement Nation at Risk written by Jeff Helms and published by iUniverse. This book was released on 2008-08 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: I want you to imagine that you work at a lunch counter. On a typical day at lunchtime, there are a few dozen people milling about outside waiting for you to open the doors. Suppose you show up for work one day, and there are 12,000 people in line waiting for their lunch. You scramble to feed them all. The next day, those same 12,000 people arrive, but another 12,000 arrive with them. The third day, all 24,000 show up again, and another 12,000 are behind them. Imagine this pattern continues every day for 18 straight years. Welcome to the Retirement Revolution. The intersection of 79 million boomers retiring, longer life spans, rising health care costs, and troubled government and social programs will compromise the lifestyles of millions of Americans who believe a secure retirement is a birthright. Taking more personal responsibility for your retirement success is the only solution. Inside this book, you'll find the tools and the knowledge you need to succeed: Learn the 5 Key Risks everyone will face in retirement. Discover simple, common sense investment strategies any reader can master. Learn a RICHER Retirement Strategy with step by step tools you can use.
Download or read book Falling Short written by Charles D. Ellis and published by Oxford University Press. This book was released on 2014-12-01 with total page 169 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own - and the nation's - retirement security. Falling Short is grounded in sound research yet written in a highly accessible style. The authors provide a vivid picture of the retirement crisis in America. They offer the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age 70 if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement through downsizing or a reverse mortgage.
Download or read book Generation R written by Jeff Helms and published by iUniverse. This book was released on 2008-10-29 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: I want you to imagine that you work at a lunch counter. On a typical day at lunchtime, there are a few dozen people milling about outside waiting for you to open the doors. Suppose you show up for work one day, and there are 12,000 people in line waiting for their lunch. You scramble to feed them all. The next day, those same 12,000 people arrive, but another 12,000 arrive with them. The third day, all 24,000 show up again, and another 12,000 are behind them. Imagine this pattern continues every day for 18 straight years. Welcome to the Retirement Revolution. The intersection of 79 million boomers retiring, longer life spans, rising health care costs, and troubled government and social programs will compromise the lifestyles of millions of Americans who believe a secure retirement is a birthright. Taking more personal responsibility for your retirement success is the only solution. Inside this book, you'll find the tools and the knowledge you need to succeed: Learn the 5 Key Risks everyone will face in retirement. Discover simple, common sense investment strategies any reader can master. Learn a RICHER Retirement Strategy with step by step tools you can use.
Download or read book Real Retirement Crisis written by Biggs and published by . This book was released on 2019 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Yes You Can Still Retire Comfortably written by Ben Stein and published by Hay House. This book was released on 2005 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Outlines how baby-boomers can plan for retirement, discussing how to invest to get the maximum return from savings and how to use an established nest egg to get the most income.
Download or read book Social Insecurity written by James W. Russell and published by Beacon Press. This book was released on 2014-04-29 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: How 401(k)s have gutted retirement security, from charging exorbitant hidden fees to failing to replace the income of traditional pensions Named one of PW's Top 10 for Business & Economics A retirement crisis is looming. In 2008, as the 401(k) fallout rippled across the country, horrified holders watched 25 percent of their funds evaporate overnight. Average 401(k) balances for those approaching retirement are too small to generate more than $4,000 in annual retirement income, and experts predict that nearly half of middle-class workers will be poor or near poor in retirement. But long before the recession, signs were mounting that few people would ever be able to accumulate enough wealth on their own to ensure financial security later in life. This hasn’t always been the case. Each generation of workers since the nineteenth century has had more retirement security than the previous generation. That is, until 1981, when shaky 401(k) plans began replacing traditional pensions. For the last thirty years, we’ve been advised that the best way to build one’s nest egg is to heavily invest in 401(k)-type programs, even though such plans were originally designed to be a supplement to rather than the basis for retirement. This financial experiment, promoted by neoliberals and aggressively peddled by Wall Street, has now come full circle, with tens of millions of Americans discovering that they would have been better off under traditional pension plans long since replaced. As James W. Russell explains, this do-it-yourself retirement system—in which individuals with modest incomes are expected to invest large sums of capital in order to reap the same rewards as high-end money managers—isn’t working. Social Insecurity tells the story of a massive and international retirement robbery—a substantial transfer of wealth from everyday workers to Wall Street financiers via tremendously costly hidden fees. Russell traces what amounts to a perfect swindle, from its ideological origins at Milton Friedman’s infamous Chicago School to its implementation in Chile under Pinochet’s dictatorship and its adoption in America through Reaganomics. Enraging yet hopeful, Russell offers concrete ideas on how individuals and society can arrest this downward spiral.
Download or read book Kiplinger s Personal Finance written by and published by . This book was released on 1995-10 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.
Download or read book 401 k s For Dummies written by Ted Benna and published by John Wiley & Sons. This book was released on 2011-05-04 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get the most out of your 401(k) in any economy Filled with sample 401(k) portfolios for every stage of life Invest your 401(k) money wisely and make the most of your retirement Want to know what kind of investment mix you need to make your retirement money grow? Don't know what to do with a 401(k) account from your last job? Worried that your company's 401(k) plan doesn't cut it? Relax! This simple, plain-English guide shows you how to manage your accounts, minimize your risks, and maximize your returns. The Dummies Way * Explanations in plain English * "Get in, get out" information * Icons and other navigational aids * Tear-out cheat sheet * Top ten lists * A dash of humor and fun
Download or read book The Real Time Bomb written by David Hoefferle and published by . This book was released on 2005 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Alan Greenspan, Chairman of the Federal Reserve Board has said: "If we have promised more than our economy has the ability to deliver to retirees without unduly diminishing real income gains of workers, as I fear we may have, we must recalibrate our public programs so that pending retirees have time to adjust through other channels. If we delay, the adjustments could be abrupt and painful." (Jackson Hole, Wyoming August 27 2004). Difficult financial times may be ahead. For the first time in history, older people will soon outnumber the young. And many of us will live to see the results. America is among the nations struggling for an answer to this demographic crisis. If a solution is not found, the aging of our population will soon cause a devastating economic crash. THE REAL TIME BOMB is enlightening, passionate, and full of essential information regarding the hazards of our future economy and how to avoid them. David Hoefferle is a financial and tax consultant who compels you to take a good hard look at the facts while he explains their consequences in-depth , and how to get ready, making this a book everyone must read.
Download or read book Escape From Futility written by D. C. Robertsson and published by . This book was released on 2020-01-20 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: It's not just you. The struggle is real. There's a way off the hamster wheel of life. From adulting to midlife to pre and post retirement, life seems to be an endless grind. There's always the hope of conquering the next hill, but the next summit invariably disappoints. The futility of it all might be a background hum, but when you listen, it's there - no matter how successful you are. Escape From Futility provides the Biblical solution. Starting with one of the most successful people who ever lived - Solomon - it outlines the cause of this futility and God's key to escape, finishing with twelve practical ways to make it work in daily life.CONTENTSSTUMBLING FORWARDTHE FRUSTRATION OF FUTILITY There Is A Quiet Anguish To Life Everything Seems Difficult Our Attempts At Escape GOD'S CASE STUDY The Biblical Perspective Solomon's Slide Into Futility Solomon's Retrospective SOLOMON'S DEEP DIVE His Starting Conclusion Solomon's Personal Futility Solomon's Observations Of Others Solomon Made It Explicit WHAT ARE OUR OPTIONS? Natural Responses Boundaries God's Common Grace As Far As Some People Get THE GENESIS OF FUTILITY The Framework Showdown Pre-Futility God Did It ESCAPE FROM FUTILITY Jesus Outlined The Way Treasure In Heaven From Heavenly Treasure To Genuine Love How Do We Do This? The Supply That Overflows Why This Way Put To The Test One Day At A Time MAKING THE SWITCH "You Prime The Pump" Partial Now, Complete Later The Ultimate Proof Difficult, Not Impossible TWELVE TIPS TO GET OFF THE HAMSTER WHEELBACK TO SOLOMON What Was Solomon Missing? Solomon's Tragic Ending PURPOSELY FORWARD What Does This Mean For Us? Eternity In Your Heart
Download or read book Project Escape written by Lucinda Jackson and published by Simon and Schuster. This book was released on 2022-04-12 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lucinda Jackson, a harried scientist and business executive, sets off to make a break from her corporate decades and have an “extraordinary” retirement. She launches into a five-phase “Project Escape,” complete with a vision, goals, and a scorecard of success to deliver this next chapter. Soon, Jackson and her semi-reluctant husband of thirty years are off as volunteers to the government of the Pacific island country of Palau. But while Jackson got the girl out of the corporation, even the jolt of Palau can’t fully get the corporation out of the girl. As she struggles through self-examination around purpose, identity, ego, marriage, and parenthood after years of investing so much in career, Jackson gradually learns who she is again. Whether you’re thinking ahead to retirement or are already there, Project Escape provides an unvarnished but ultimately encouraging reference in navigating the “post-career” era.
Download or read book Men Mentoring Men written by Daryl G. Donovan and published by CSS Publishing. This book was released on 1998 with total page 207 pages. Available in PDF, EPUB and Kindle. Book excerpt: This resource guide deals with foundational Christian principles and practices: How to pray, study the Bible, be led by the Holy Spirit, how to share one's faith. Men will learn about taking responsibility for marriage, parenting, finances, sexual issues, and more.
Download or read book The ABC s of Financial Freedom written by Barry Cameron and published by College Press. This book was released on 2008-01-05 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Practical Guide to Practically Everything written by Peter L Bernstein and published by Random House. This book was released on 1996-09-17 with total page 802 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most successful and useful new almanac of the decade is back, with reams of new material to help readers make the most out of their lives in the coming year. This year's Practical Guide includes advice from more than 500 experts, including O.J. Simpson's jury consultant on the ins and outs of jury duty; Cal Ripken, Jr., on how to go from Little League to the majors; master chef Jacques Pepin on his favorite low-fat gourmet desserts; and C. Everett Koop on how to choose a doctor. Graphs, tables, charts & illustrations.
Download or read book Avoid Retirement And Stay Alive written by David Bogan and published by HarperCollins Australia. This book was released on 2010-01-31 with total page 183 pages. Available in PDF, EPUB and Kindle. Book excerpt: Avoid retirement and stay alive is the simple message behind this potentially life-changing book. the authors' basic premise is that retirement is notion to be banished from all sensible conversation and promotes the idea that no one should retire and no one should want to retire. Quite apart from the economic reality that our respective Governments can't possible afford the retirement we all expected when we started our working lives.Instead they say we should look at rearranging our lives to suit our changing circumstances, but allow no room for the idea of a use-by date when we stop and vegetate - because that's when we die, usually of boredom. A hard-hitting look at the Western economic history of retirement and how it has no place in the modern world, the authors provide case studies and a workable blueprint for changing our expectations and our plans for the second half of our working lives.With practical, pragmatic and accessible text,, the book will be illustrated throughout with line drawings, pull out quotes and bullet-pointed text summaries.
Download or read book Global Pension Crisis written by Richard A. Marin and published by John Wiley & Sons. This book was released on 2013-10-14 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: A comprehensive look at the crisis of unfunded pension liabilities and what must be done to avoid the same problem in the future As the generational bubble of the Baby Boomers begins to retire, it is increasingly evident that governments, corporations, and individuals have failed to adequately prepare for the obligations and needs of this giant cohort. Retirees are outliving actuarial life expectancies, pension liabilities are skyrocketing, pension plans are underfunded, and medical costs rise, the United States alone can expect unfunded liabilities to exceed $4 trillion. Even while the American economy shows signs of sustained recovery, states and local governments will still experience sharp increases in pension fund payments through the next year or longer. Global Pension Crisis looks at this situation and offers practical advice for retirement plan managers and financial advisors, while also explaining how to strengthen pensions and prevent similar crises in the future. Offers a clear and comprehensive explanation of the current pension crisis for retirement fund managers, financial advisors, and economists Includes prescriptive guidance on how to strengthen the pension fund system and prevent another similar crisis Written by venture capitalist, entrepreneur, and former senior Wall Street executive Rich Marin
