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EBookClubs

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Book Employment and Health Benefits

Download or read book Employment and Health Benefits written by Institute of Medicine and published by National Academies Press. This book was released on 1993-02-01 with total page 381 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.

Book Work Changes Require Health Choices  Protect Your Rights

Download or read book Work Changes Require Health Choices Protect Your Rights written by U.S. Department of Labor and published by GPO FCIC. This book was released on 2010-10 with total page 2 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether you're starting your first job, looking for a new one, planning for retirement or dealing with job loss, it's important to know how your change in employment status will affect your health care options. Learn how to protect yourself and your dependents.

Book Providing Health Care Benefits in Retirement

Download or read book Providing Health Care Benefits in Retirement written by Judith F. Mazo and published by University of Pennsylvania Press. This book was released on 1994 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume, from the Pension Research Council of the Wharton School, highlights many of the special health insurance problems facing the elderly and some of the solutions that any reform process must consider.

Book Eliminating Health Disparities

Download or read book Eliminating Health Disparities written by National Research Council and published by National Academies Press. This book was released on 2004-08-09 with total page 310 pages. Available in PDF, EPUB and Kindle. Book excerpt: Disparities in health and health care across racial, ethnic, and socioeconomic backgrounds in the United States are well documented. The reasons for these disparities are, however, not well understood. Current data available on race, ethnicity, SEP, and accumulation and language use are severely limited. The report examines data collection and reporting systems relating to the collection of data on race, ethnicity, and socioeconomic position and offers recommendations.

Book Coverage Matters

    Book Details:
  • Author : Institute of Medicine
  • Publisher : National Academies Press
  • Release : 2001-10-27
  • ISBN : 0309076099
  • Pages : 204 pages

Download or read book Coverage Matters written by Institute of Medicine and published by National Academies Press. This book was released on 2001-10-27 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.

Book Self funding of Health Care Benefits

Download or read book Self funding of Health Care Benefits written by Carlton Harker and published by . This book was released on 1993 with total page 852 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Life Changes Require Health Choices  Know Your Benefit Options

Download or read book Life Changes Require Health Choices Know Your Benefit Options written by U.S. Department of Labor and published by GPO FCIC. This book was released on 2010-10 with total page 2 pages. Available in PDF, EPUB and Kindle. Book excerpt: Marriage, childbirth, death, divorce: Life events change the health care options available to you and your dependents. Learn what you need to do to ensure you have the coverage you need at every stage of your life.

Book Medical Loss Ratio Requirements Under the Patient Protection and Affordable Care ACT  ACA

Download or read book Medical Loss Ratio Requirements Under the Patient Protection and Affordable Care ACT ACA written by Suzanne M. Kirchhoff and published by CreateSpace. This book was released on 2015-06-26 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 2010 Patient Protection and Affordable Care Act (ACA, P.L. 111-148) requires certain health insurers to provide consumer rebates if they do not meet a set financial target known as a medical loss ratio (MLR). At its most basic, a MLR measures the share of health care premium dollars spent on medical benefits, as opposed to company expenses such as overhead or profits. For example, if an insurer collects $100,000 in premiums and spends $85,000 on medical care, the MLR is 85%. In general, the higher the MLR, the more value a policyholder receives for his or her premium dollar. The ACA requires an annual, minimum 80% MLR for individual and small group insurance plans, and an annual, minimum 85% MLR for large group plans. Congress imposed the MLR to provide "greater transparency and accountability around the expenditures made by health insurers and to help bring down the cost of health care."

Book Michelle s Law

    Book Details:
  • Author : United States. Congress. House. Committee on Energy and Commerce
  • Publisher :
  • Release : 2008
  • ISBN :
  • Pages : 24 pages

Download or read book Michelle s Law written by United States. Congress. House. Committee on Energy and Commerce and published by . This book was released on 2008 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Fraud and Abuse in Employer Sponsored Health Benefit Plans

Download or read book Fraud and Abuse in Employer Sponsored Health Benefit Plans written by United States. Congress. Senate. Committee on Governmental Affairs. Permanent Subcommittee on Investigations and published by . This book was released on 1990 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Problems in Health Care Law

Download or read book Problems in Health Care Law written by John E. Steiner and published by Jones & Bartlett Publishers. This book was released on 2014 with total page 613 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Tenth Edition of Problems in Health Care Law continues to be the authoritative foundational textbook that covers the key components of our legal system and its application to our healthcare system. Students will come away with a clear understanding of how individual rights are defined and protected in the health care setting; how healthcare services are defined, insured and paid for; how individual providers organize and govern themselves and many other core features of how our healthcare system is organized and administered. The Tenth Edition is an extensive revision that covers HIPAA, health care reform, and offers several chapters not included in previous editions. Under the guidance of new lead editor John E. Steiner, Jr., Esq., Problems in Health Care Law, Tenth Edition, brings together the work of authors who represent some of the best thinking and analyses of the issues by legal practitioners and business advisors in the thick of health care reform, delivery, payment, client counseling and contested legal matters. Key Features: * Each chapter provides a combination of broad concepts, learning objectives, practical examples, and instructor led questions. * Offers more robust pedagogical features including art work, diagrams, checklists, side bars, and more. * Includes a rich diversity of material from leading authorities with private law firm experience, national trade association advocacy and policy work, significant 'hands-on' healthcare institutional work and diverse publishing experiences. Problems in Health Care Law, Tenth Edition is a valuable resource for students and instructors who are learning about, involved in, or guiding the 'next generation' of administrators, policy makers, lawyers, physicians, nurses and others who form the backbone of our health care system.

Book Health Care Regulation in America

Download or read book Health Care Regulation in America written by Robert I. Field and published by Oxford University Press, USA. This book was released on 2007 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulation shapes all aspects of America's fragmented health care industry. While the health and lives of patients as well as almost one-sixth of the national economy depend on its effectiveness, health care regulation in America is bewilderingly complex. 'Health Care Regulation in America' is a guide to this regulatory maze.

Book Oversight Hearings on Employee Benefit Plans

Download or read book Oversight Hearings on Employee Benefit Plans written by United States. Congress. House. Committee on Education and Labor and published by . This book was released on 1986 with total page 888 pages. Available in PDF, EPUB and Kindle. Book excerpt: