Download or read book The Building Society Promise written by Antoninus Samy and published by Oxford University Press. This book was released on 2016-08-18 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The permanent building societies of England grew from humble beginnings as a multitude of small and localized institutions in the nineteenth century to become the dominant players in the house mortgage market by the inter-war period. Throughout the nineteenth and early-twentieth centuries, the movement cultivated an image of being a champion of home ownership for the working classes, but housing historians have questioned whether building societies really lived up to this claim. This study fills a major gap in the historiography of the movement by investigating the class profile of building society members, and how the design of different building societies affected their accessibility, efficiency, and risk-taking practices between 1880 and 1939. These themes are explored using case studies of several building societies from this period and drawing upon extensive archival records. The Building Society Promise shows that building societies did lend to working-class households before the First and Second World Wars, with some societies showing a greater commitment to working-class home ownership than others. What ultimately affected the outreach of individual societies was the quality of information they possessed, which in turn was largely determined by the types of agency networks they used to find and select borrowers. The phenomenal growth of some of these institutions in the inter-war period, however, and the ensuing competition which emerged between them, brought about profound changes in their firm structure which impaired their ability to reach out to lower-income households as efficiently as before. The findings of this research are relevant to both past and present debates about the optimal design of financial institutions in overcoming social exclusion in credit markets, and the deleterious effects that firm growth, market competition, and managerial self-interest can have on their performance and stability.
Download or read book Australasian Building Societies and Mortgage Companies Gazette written by and published by . This book was released on 1891 with total page 698 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book English Private Law written by Andrew Burrows and published by . This book was released on 2013-08-08 with total page 1663 pages. Available in PDF, EPUB and Kindle. Book excerpt: A unique reference work covering the whole of English private law, this book provides a lucid, concise, and authoritative overview of all important areas of private law. Each section is written by an acknowledged expert who provides a clear distillation and analysis of the subject.
Download or read book Wearing Propaganda written by John W. Dower and published by . This book was released on 2005 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: An astonishing survey of the use of fashion and textiles as powerful propaganda tools in the Second World War era
Download or read book A Treatise on Benefit Building Societies written by Arthur Scratchley and published by . This book was released on 1867 with total page 428 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Market Makers written by Peter Scott and published by Oxford University Press. This book was released on 2017-09-15 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the twentieth century 'affluence' (both at the level of the individual household and that of society as a whole) became intimately linked with access to a range of prestige consumer durables. The Market Makers charts the inter-war origins of a process that would eventually transform these features of modern life from being 'luxuries' to 'necessities' for most British families. Peter Scott examines how producers and retailers succeeded in creating 'mass' (though not universal) market for new suites of furniture, radios, modern housing, and some electrical and gas appliances, while also exploring why some other goods, such as refrigerators, telephones, and automobiles, failed to reach the mass market in Britain before the 1950s. Creating mass markets presented a formidable challenge for manufacturers and retailers. Consumer durables required large markets. Most involved significant research and development costs. Some, such as the telephone, radio, and car, were dependent on complementary investments in infrastructure. All required intensive marketing - usually including expensive advertising in national newspapers and magazines, while some also needed mass production methods (and output volumes) to make them affordable to a mass market. This study charts the pioneering efforts of entrepreneurs (many of whom, though once household names, are now largely forgotten) to provide consumer durables at a price affordable to a mass market and to persuade a sometimes reluctant public to embrace the new products and the consumer credit that their purchase required. In doing so, Scott shows that, contrary to much received wisdom, there was a 'consumer durables revolution' in inter-war Britain - at least for certain highly prioritised goods.
Download or read book Building the Village written by Alan Mayne and published by Wakefield Press. This book was released on 2008 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: It is known as 'the people's bank', 'the community bank' or simply 'the Bendigo'. As BUILDING THE VILLAGE shows, the Bendigo Bank's sense of social responsibility stretches back to 1858 and its roots on the Bendigo goldfield. Today, 150 years later, the bank's future rests upon the close community relationships it has built up across Australia. Historian Alan Mayne tells the story of the bank's developments, which parallel the building of Australia into one prosperous nation, and required overcoming many hurdles along the way, such as the protracted Federation drought, world wars, and the financial turmoil of the early 1990s.
Download or read book A Treatise on Benefit Building Societies etc written by Arthur SCRATCHLEY and published by . This book was released on 1867 with total page 428 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Big Four British Banks written by David Rogers and published by Springer. This book was released on 2016-07-27 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is a cutting-edge exploration of the UK commercial banking industry, as reflected primarily in the experience of the four main clearing banks: Barclays, Lloyds, Midland and NatWest. What will the industry look like in the future? What strategies, cultures and organisational forms will distinguish the survivors from the non-survivors? Will the dominant form be the highly diversified, global, financial supermarket, the so-called universal bank, the more focused niche player, both, or some other type? To answer these questions, David Rogers draws upon very high level access to the leading players in this evolving industry.
Download or read book Housing the North American City written by Michael Doucet and published by McGill-Queen's Press - MQUP. This book was released on 1991-08-06 with total page 607 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doucet and Weaver begin this empirical, analytical, and narrative study with an analysis of the evolution of land development as an enterprise and continue with an examination of house design and construction practices, the development of the apartment building, and an account of class and age as they relate to housing tenure. They also relate developments in Hamilton to the current state of urban historiography, using their case study to resolve discrepancies and contradictions in the literature. Among the major themes the authors deal with is a controversial exploration of what they see as a central North American urge: the desire to own a home. Other themes include the social allocation of urban space, the quality and affordability of housing, the increased interest of large corporations in the land development and financial service industries, and a comparative analysis of housing in Canada and the United States. The authors have drawn on civic and business records dating from the early nineteenth century to the latest planning data. Combining this information with their comprehensive analysis, Doucet and Weaver show that current housing problems and potential solutions are better understood when seen as part of a historical process. They provide a critical assessment of the ways in which contemporary society produces shelter and question the use of technical innovations alone to resolve housing crises.
Download or read book American and English Corporation Cases written by and published by . This book was released on 1891 with total page 740 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The English Catalogue of Books written by Sampson Low and published by . This book was released on 1926 with total page 1900 pages. Available in PDF, EPUB and Kindle. Book excerpt: Volumes for 1898-1968 include a directory of publishers.
Download or read book A Dictionary of American and English Law written by Stewart Rapalje and published by . This book was released on 1888 with total page 772 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The London Gazette written by and published by . This book was released on 1896 with total page 2252 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Law Relating to Benefit Building Societies written by William Tidd Pratt and published by . This book was released on 1850 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Industrial Investment and Emigration Being a Treatise on Benefit Building Societies and on the General Principles of Associations for Land Investment and Colonization written by Arthur Scratchley and published by . This book was released on 1851 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book American Building Association News written by and published by . This book was released on 1913 with total page 634 pages. Available in PDF, EPUB and Kindle. Book excerpt:
