Download or read book Emerging Perspectives on Financial Well Being written by Singh, Dharmendra and published by IGI Global. This book was released on 2024-05-20 with total page 357 pages. Available in PDF, EPUB and Kindle. Book excerpt: The pursuit of financial well-being has become an increasingly complex challenge for individuals and societies alike. The subjective nature of financial well-being, shaped by diverse aspirations, values, and external circumstances, underscores the need for a nuanced exploration of the factors influencing it. In this context, the book Emerging Perspectives on Financial Well-Being takes center stage as a beacon of understanding, delving into the multifaceted dimensions of financial wellness. Within the pages of this volume, the critical issues surrounding financial well-being are dissected, addressing the need for financial education, disciplined management, and goal setting amidst an ever-changing economic backdrop. The book recognizes that sound financial decision-making is not only crucial for individual satisfaction but also carries far-reaching implications for the broader societal and organizational framework. As we navigate uncertain times, the importance of adequate financial knowledge and planning skills comes to the forefront. This book stands as a response to the complexities within the financial system, aiming to establish a structural determinants framework that broadens our comprehension of financial well-being. This book guides readers through the complexities of financial well-being. It offers valuable insights for academic scholars, researchers, and practitioners seeking to enhance their understanding and contribute to the ongoing discourse on achieving financial prosperity in today's dynamic world.
Download or read book Handbook of Consumer Finance Research written by Jing Jian Xiao and published by Springer. This book was released on 2016-05-30 with total page 379 pages. Available in PDF, EPUB and Kindle. Book excerpt: This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.
Download or read book Financial Well Being written by Consumer Financial Protection Bureau (CFPB) and published by CreateSpace. This book was released on 2015-03-23 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: A growing consensus is emerging that the ultimate measure of success for financial literacy efforts should be improvement in individual financial well-being. But financial well-being has never been explicitly defined, nor is there a standard way to measure it. This report provides a conceptual framework for defining and measuring success in financial education by delivering a proposed definition of financial well-being, and insight into the factors that contribute to it. This framework is grounded in the existing literature, expert opinion, and the experiences and voice of the consumer garnered through in-depth, one-on-one interviews with working-age and older consumers.
Download or read book Family Well Being written by Almudena Moreno Minguez and published by Springer Science & Business Media. This book was released on 2012-07-15 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the international literature there is a broad scope for comparative research on the welfare regime, family change and gender relations, but we have no book that comprehensively collects the main research that has been conducted from the perspective of family well-being. Thus, this volume focuses on the comparative analyse of family and well-being in a European perspective, a dimension which literature has not covered till the present. This book collects the researches done in Europe on family well-being and compares family change and well-being in different institutional and cultural contexts. It takes a deeper look at early evidence of family well-being and presents a compilation of findings from the main researchers on this topic. A broad range of topics is covered from the theorizing of children’s well-being to the development of specific measures of family well-being. The book also outlines pivotal methodological and conceptual issues. A distinguished, international group of researchers provide insights into the dynamics of family change and well-being, using indicators as a means to confront new phenomena as well as to bridge data and theory.
Download or read book INTERNATIONAL CONFERENCE ON Management of Globalized Business Emerging Perspectives written by Dr. Akshai Aggrawal and published by Lulu.com. This book was released on 2014-07-22 with total page 588 pages. Available in PDF, EPUB and Kindle. Book excerpt: International Conference on Management of Globalized Business : Emerging Perspective was organised at Faculty of Management Marwadi Education Foundation's Group of Institutions, Rajkot Gujarat India in collaboration with Gujarat Technological University, Ahmedabad, Gujarat INDIA..
Download or read book Across the Great Divide written by Martin Neil Baily and published by Hoover Institution Press. This book was released on 2014-11-01 with total page 417 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financial crisis of 2008 devastated the American economy and caused U.S. policymakers to rethink their approaches to major financial crises. More than five years have passed since the collapse of Lehman Brothers, but questions still persist about the best ways to avoid and respond to future financial crises. In Across the Great Divide, a co-publication with Brookings Institution, contributing economic and legal scholars from academia, industry, and government analyze the financial crisis of 2008, from its causes and effects on the U.S. economy to the way ahead. The expert contributors consider post-crisis regulatory policy reforms and emerging financial and economic trends, including the roles played by highly accommodative monetary policy, securitization run amok, government-sponsored enterprises (GSEs), large asset bubbles, excessive leverage, and the Federal funds rate, among other potential causes. They discuss the role played by the Federal Reserve and examine the concept of "too big to fail." And they review and assess resolution frameworks, considering experiences with Lehman Bros. and other firms in the crisis, Title II of the Dodd-Frank Act, and the Chapter 14 bankruptcy code proposal.
Download or read book Agile Government Emerging Perspectives In Public Management written by Melodena Stephens Balakrishnan and published by World Scientific. This book was released on 2022-04-07 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: The governments of today are not able to transform and adapt to changes in the world around them, as demanded by their constituents. The nature of work, value of public goods, and the constant bombardment of crises are making the old bureaucratic structures obsolete.Agile Government is an emerging theme, that of government-wide reinvention for adaptiveness and responsiveness. It places the accountability, delivery, capture, design and creation of public value at the heart of the government. The concept of agile government is confused with terms like Agile Manifesto, agile governance, agility among others, and because of this, needs some unpacking.This book is a deep dive into this topic. It offers insights from the theoretical development of the topic of agile government, some lessons from government practices around the world, and ongoing academic and policy research. The project is spearheaded by the Mohammed Bin Rashid School of Government, which is the first teaching and research institution in the Arab world focusing on public policy and governance.
Download or read book Emerging Perspectives and Trends in Innovative Technology for Quality Education 4 0 written by Udan Kusmawan and published by Routledge. This book was released on 2020-05-14 with total page 275 pages. Available in PDF, EPUB and Kindle. Book excerpt: Industrial Revolution 4.0 has dramatically changed the business and social landscape, including human behavior not only in advanced countries but also in emerging countries. Technology development affects many aspects in our society, including education. Distance learning, big data and analytics, artificial intelligent and many digital innovations have been released to improve better quality education in our society. These proceedings provide selected papers/research about innovative digital technology in education and pedagogy in Industrial revolution 4.0 covering issues like: pedagogy, education management, early childhood education, research in education, training and vocational education and social science education, earth science education and art/linguistic education related to digital innovation. This book provides details beyond what is possible to be included in an oral presentation and constitute a concise but timely medium for the dissemination of recent research results. It will be invaluable to professionals and academics in the field of education and pedagogy to get an understanding of recent research.
Download or read book Financial Literacy and Responsible Finance in the FinTech Era written by John O.S. Wilson and published by Taylor & Francis. This book was released on 2021-07-21 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. Views differ regarding the impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising are appropriate policy interventions that enhance financial and overall well-being. Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges engages in this important academic and policy agenda by presenting a set of seven chapters emanating from four parallel streams of literature related to financial literacy and responsible finance. The chapters in this book were originally published as a special issue of The European Journal of Finance.
Download or read book Financial Literacy written by Olivia S. Mitchell and published by Oxford University Press. This book was released on 2011-10-27 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: As defined contribution pensions become prevalent, retirees are increasingly responsible for managing their own pension assets and thus their own financial literacy becomes crucial. Based on empirical evidence and new research, the book examines how financial literacy enhances retirement decision-making in ever more complex financial markets.
Download or read book Financial Counseling written by Dorothy B. Durband and published by Springer. This book was released on 2018-10-16 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.
Download or read book New Perspectives on Emotions in Finance written by Jocelyn Pixley and published by Routledge. This book was released on 2012 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: This interdisciplinary volume from a leading international group of scholars offers coherent sociological answers as to how and in what respects finance is 'emotional'. Chapters offer sophisticated approaches to the current financial crisis, and the antecedents in cultural variations in institutions and organisational forms.
Download or read book Emerging in Debt written by Katrina Cherney and published by . This book was released on 2021 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: "Among the key concerns of researchers, policy makers and the public is skyrocketing student debt. Almost 45 million borrowers in the United States owe over $1.6 trillion in student loan debt - that is almost $600 billion more than total U.S. credit card debt. And this problem is not unique to the United States. While the total number of borrowers, aggregate debt load and average debt sizes are smaller in Canada, carrying student debt has become an increasingly ubiquitous feature of emerging adult life there as well.This dissertation examines the impact of student debt on the subjective financial well-being (SFWB) of emerging adults in the United States and Canada. SFWB consists of an individual’s perceptions and evaluations of their own financial condition. SFWB is important to human development because of its positive association with overall subjective well-being, and with mental and physical health. However, the direction and magnitude of the impact of student debt on SFWB during this critical period of the life course is not well understood. This dissertation is comprised of three independent studies. In the first two, I used longitudinal survey data to examine the relationship between student debt and SFWB in the United States. More specifically, in the first, I examined the relationship between debt status and level and SFWB, and how this relationship differed across socioeconomic groups. In the second, I examined the relationship between changes in student debt and changes in SFWB within people over time. In the third, I used focus group data to explore the impact of student debt on the SFWB and life course transitions of young adults in the Canadian context. Findings from the first two studies revealed that holding student debt and amount of debt held shaped the SFWB of emerging adults in the United States. Borrowers had significantly lower SFWB than their counterparts without student debt and, among debtors, debt amount was negatively associated with SFWB. Further, the association between student debt and SFWB was stratified by family background socioeconomic status. Additionally, while the negative association between student debt and SFWB persisted across all time periods under study, trajectories of SFWB varied in relation to changes in student debt over time. Findings from focus groups (Study 3) confirmed these results and added nuance derived from the perspectives of young adults holding and repaying student debt in Canada. While participants felt that taking on student allowed them to invest in themselves and develop financial management skills, it also caused significant financial and psychological stress. Further, there was heterogeneity in the timing and severity of this stress. Also, during the repayment period, borrowers felt that their debt obligations constrained their financial freedom and life course transitions. Finally, family financial background – including both financial resources and processes of financial socialization – shaped participants’ student debt use, experiences and perspectives. The findings of this dissertation can inform the design and implementation of practice level interventions that may both alleviate the negative and increase the positive effects of debt on SFWB. Findings can inform the targeting of policy level interventions that address the needs of vulnerable borrowers and redistribute social goods in order to maximize the mobility-generating power of post-secondary education. Finally, by addressing stratification in the impact of student debt on SFWB, this dissertation responds to the call for social work researchers, practitioners and educators to lead in the fight for social and economic justice and equity"--
Download or read book New Perspectives in Sociology and Allied Fields written by Shashikant Nishant Sharma and published by EduPedia Publications (P) Ltd. This book was released on 2016-06-03 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sociology is the study of the society and the interaction of the individual to individual, community to community, individual to the community and vice versa. The interplay of this social interaction takes place in the playground of the human settlements. Albert J. Reiss has defined, “sociology is the study of social aggregates and groups in their institutional organization, of institutions and their organization, and of the causes and consequences of changes in institutions and social organization.” Another sociologist, Parson defined sociology, “Sociology is concerned "...With the phenomena of the institutionalization of patterns of value-orientation in the social system, with the conditions of that institutionalization, and of changes in the patterns, with conditions of conformity with and deviance from such patterns, and with motivational processes insofar as these- are involved in all of these.” So, we find that social systems and social institutions play an important role in the society which acts as a cohesive tool to sustain the social structure and society. Human settlement is the complex entity of the physical habitable space wherein the social interaction in the term of economics and social relationship. But we can simply define, human settlement is an organized grouping of human habitation with basic facilities for sustenance of life. An individual is a part of the family and the family is the part of a community which in term is a part of the locality which might be a part of rural or urban centre. Further, Albert J. Reiss stated, “A society is an empirical social system that is territorially organized, whose members are recruited by sexual reproduction within it, and persists beyond the lifespan of any individual member by socializing new members to its institutions. India is a land of diversity and this diversity can be seen in the social structures too. Our society has religious groups and each religious groups are further sub-divided into caste. Caste is an Indian social phenomenon which might not be in existence in other countries. Before moving further, it's necessary to understand the difference between caste and class. Caste is an inherent social structure prevalent in our society which has been further strengthened through the provision of caste based reservation in our society through the government. Whereas class is an acquired differential status of an individual and a larger community who has acquired particular qualification or proficiency in a particular field or acquired economic status in society through individual or collective endeavour. For example, the association of lawyers, association of architects, organization of planners, Institution of engineers etc. The broad based class in terms of the economic status is the low income group, middle income group and high income group. Community is the collective sense of the group of the families which share some common religious, social and economic status. In some society the community can be based on class or caste. For example, community of Brahamins, community of Muslims, community of Christians, etc.
Download or read book The Good Life Beyond Growth written by Hartmut Rosa and published by Routledge. This book was released on 2017-08-15 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many countries have experienced a decline of economic growth for decades, an effect that was only aggravated by the recent global financial crisis. What if in the 21st century this is no longer an exception, but the general rule? Does an economy without growth necessarily bring hardship and crises, as is often assumed? Or could it be a chance for a better life? Authors have long argued that money added to an income that already secures basic needs no longer enhances well-being. Also, ecological constraints and a sinking global absorption capacity increasingly reduce the margin of profitability on investments. Efforts to restore growth politically, however, often lead to reduced levels of social protection, reduced ecological and health standards, unfair tax burdens and rising inequalities. Thus it is time to dissolve the link between economic growth and the good life. This book argues that a good life beyond growth is not only possible, but highly desirable. It conceptualizes "the good life" as a fulfilled life that is embedded in social relations and at peace with nature, independent of a mounting availability of resources. In bringing together experts from different fields, this book opens an interdisciplinary discussion that has often been restricted to separate disciplines. Philosophers, sociologists, economists and activists come together to discuss the political and social conditions of a good life in societies which no longer rely on economic growth and no longer call for an ever expanding circle of extraction, consumption, pollution, waste, conflict, and psychological burnout. Read together, these essays will have a major impact on the debates about economic growth, economic and ecological justice, and the good life in times of crisis.
Download or read book Safeguarding Financial Data in the Digital Age written by Naz, Farah and published by IGI Global. This book was released on 2024-07-22 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite advancements in cybersecurity measures, the financial sector continues to grapple with data breaches, fraud, and privacy concerns. Traditional security measures are often insufficient to combat sophisticated cyber threats, leading to financial losses, reputational damage, and regulatory non-compliance. Moreover, the rapid pace of technological change makes it challenging for organizations to keep up with emerging threats and implement effective data protection strategies. This calls for a proactive and multidisciplinary approach to address financial data security's complex and evolving landscape. Safeguarding Financial Data in the Digital Age offers a timely and comprehensive solution to the challenges faced by the financial sector in securing sensitive information. By bringing together insights from finance, cybersecurity, and technology, this book provides a holistic understanding of the threats and opportunities in financial data security. It equips academics, industry professionals, policymakers, and students with the knowledge and tools needed to enhance financial data protection measures through detailed analyses, case studies, and practical recommendations. By fostering collaboration and knowledge exchange, this book serves as a valuable resource for shaping the future of financial data security in the digital age.
Download or read book Decentralized Finance and Tokenization in FinTech written by Vardari, Luan and published by IGI Global. This book was released on 2024-06-17 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the sector of modern finance, a new issue emerges the fragility of traditional financial systems in the face of technological evolution. The march of time has brought forth formidable challenges, shaking the foundations of age-old norms. This evolving financial paradigm grapples with challenges such as trust issues, geographical limitations, and exclusivity. In response to these challenges, Decentralized Finance and Tokenization in FinTech offers profound insights and solutions to navigate the complexities of this era. This book delves into the disruptive forces of Decentralized Finance (DeFi) and the revolutionary nature of Tokenization, ultimately paving the way toward a decentralized future. This comprehensive resource seeks to contribute significantly to current research and understanding in the realms of DeFi and Tokenization. It serves as an educational cornerstone, providing in-depth insights into fundamental concepts, technologies, and applications for both newcomers and seasoned professionals. By demystifying technical complexities, addressing challenges, and analyzing comparative advantages, the book empowers readers to navigate the evolving landscape. From decentralized governance models to global perspectives on DeFi, it fosters thought leadership and inspires discussions on the societal, economic, and technological impacts of decentralized finance and tokenization.