Download or read book Effortless Savings written by Richard Syrop and published by . This book was released on 2014-04-14 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover Money Management Strategies That Can Save You Thousands of Dollars Each Year Effortless Savings is the ultimate guidebook to saving money without sacrifice. Perfect for readers of any income level or household size, it contains hundreds of painless suggestions that will make saving money easy and manageable. Richard gives step-by-step instructions to help you: Shrink your cell phone bill without compromising your call quality, coverage, or data speeds Lower your Internet and Pay-TV rates while maintaining your current service Reduce your utility bills with simple, energy-efficient solutions Minimize your grocery bills without clipping coupons or looking through sales flyers Save time and money by getting your prescription drugs delivered to your front door Slash the cost of automotive maintenance and repairs without getting your hands dirty See movies at nationwide cinemas, any time of day, for matinee prices Acquire discounted tickets to concerts, sporting events, and live theater Find the absolute lowest rates for airline tickets, hotel reservations, and car rentals "Effortless Savings is a practical manual on frugality and building savings. Richard's ideas are easy to read and even easier to apply. His end of chapter action points give readers an understandable road map to reaching their financial goals. This book isn't about complex formulas and calculations; it's about evaluating your time and using it to maximize your savings." Steve & Annette Economides New York Times best-selling authors America's Cheapest Family Gets You Right on the Money "Effortless Savings is also effortless reading, a light and breezy guidebook that can yield weighty results. Richard Syrop's tips often go beyond the usual which led me to highlighting ideas on nearly every page. Short but sweet, "Effortless Savings" will galvanize you to make numerous and painless spending cuts and live more abundantly." Lorilee Craker New York Times best-selling author Money Secrets of the Amish "Effortless Savings is full of tips that everyday people with regular expenses can begin using right away. This book is not for the black belt frugalistas who can squeeze each penny until it screams for mercy, choosing to live without internet or cell phones....this book is for the person with regular family-style expenses who wants to cut their telecom bills in half." Deborah Taylor-Hough Author of Frugal Living for Dummies(r) "Richard Syrop's book is absolutely the real thing! It's practical, simple, easy to read, and it definitely delivers. Open this book to any page and the advice given will be sound, easily-applied and effortlessly life-changing. Buy this book, and then get out your yellow marker!" JoAnneh Nagler Author of The Debt-Free Spending Plan "Chock full of money-saving ideas, Effortless Savings pays for itself before you finish the first chapter. A great guide for any cost-conscious consumer. Syrop's meticulously researched book makes saving easy." Jon Yates Author of What's Your Problem? "Effortless Savings is the economic Swiss Army knife you've been looking for. This easy to read savings manifesto will help you reclaim the power in your relationships with service providers, painlessly change your habits, and put a few more bills back in your wallet. An authentic life-hackers guide to the savings universe." Christopher Greenslate Co-author of On a Dollar a Day "

Download or read book Saving Money Is Easy written by Cath Armstrong and published by HarperCollins Australia. This book was released on 2011-01-17 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: A follow-up to the bestselling DEBT-FREE, CASHED-UP AND LAUGHING from renowned queen of thrift, Cath Armstrong, this month-by month guide will show you how to ditch debt and stockpile cash, all year round. In the current economic climate many Australians are on a suddenly limited budget. In SAVING MONEY IS EASY, Cath gives us a month-by-month guide to organising your finances in hard times and shows how the average family can save literally thousands of dollars by taking charge of their money, budget planning, and benefiting from the mass of tips, case histories, recipes and how-tos that this book has to offer.In this book in particular, Cath focuses on the idea that time is money, and shows how organisation and efficiency can also save your money. From the start of the school term, through to tax time and on to Christmas and holidays, Cath offers sterling advice garnered from years of experience in the field on how to have fun and still save on lunchboxes, kids entertainment, tax returns, Christmas presents and holidays and much, much more.

Download or read book How to Save Money 89 Saving Money Made Easy Tips written by Miranda Grey and published by . This book was released on 2014-02 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you realize that you are overspending resulting in a depletion of your savings account, it's time to keep your spending in check. It takes a lot of discipline to stick to your financial plan. However, keeping to a financial goal is not that difficult if you start with the basics. Fortunately, there are effective strategies you can adopt to make sure you follow through on your good financial intentions. Miranda Grey examines these strategies such as being specific in her book "How to Save Money." Be specific about what you want to achieve out of your financial plan. Decide how much you should save each month or how you should pay off your credit card debt. For example, specifying $200 as the sum you should save each month will help you to visualize and reach that target instead of simply saying 'I'd like to save some money per month." Likewise the motto 'Cut down on grooming expenses' sounds vague and less concrete. How about turning it to 'Spend no more than $100 each month on grooming'? This puts your goal into perspective. Grab your copy of How to Save Money!

Download or read book Money Saving Tips written by Rock Bankole and published by Createspace Independent Publishing Platform. This book was released on 2016-08-14 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: "At Last, The Answers you deserve on Saving Money Now" Without any "nonsense advice" like renting out your house and moving down to the garage. - Are you overwhelmed by financial difficulties? - Have you accumulated too many debts that are struggling you to death? - Or have you made poor investment decisions and are now unable to enjoy money?According to a research conducted by the National Bureau of Economic Research (NBER), "the majority of Americans do not plan for a predictable event such as retirement or children's college education. Most importantly, people do not make provisions for unexpected events and emergencies, leaving themselves and the economy exposed to shocks."4 out of 5 American adults are faced with economic insecurity at some point in their lives and the majority of Americans lack basic numeracy and knowledge of fundamental economic principle.There is also a sharp disconnection between self-reported financial knowledge and financial knowledge as measured by financial literacy quizzes. Even those who give their best knowledge score poorly on quizzes. Moreover, while many believe they are pretty good at dealing with day-to-day financial matters, in actuality, they engage in financial behaviors that generate expenses and fees, overdrawing checking accounts, making late credit card payments, or exceeding limits on credit card charges. Comparing terms of financial contracts and shopping around before making financial decisions are not at all common among the population. How would you like to change your financial life and protect your family from an economic disaster? By purchasing the Money Saving Tips book, you'll discover a step by step and easy to follow guide that reveals the secret to effectively save money as well as the fundamental and basic economic principle everybody ought to know about.Not only that, you will also learn how to think like people who are financially successful and why saving money is not only a physical act but a mental action as well. Here is a preview of what you will learn... Simple techniques to establish your money saving master plan How to think smart and act smart with your money Powerful Technique to make your savings work for you The #1 technique of developing a money saving habits And much more! When you purchase the Money Saving Tips book today you'll save 60% off the regular price.Please note that this bonus is only available for a limited time! Go to the top of the page and click the orange "Add To Cart" button on the right to order now!

Download or read book The Six Day Financial Makeover written by Robert Pagliarini and published by Macmillan. This book was released on 2007-12-26 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: A financial advisor offers a simple, affordable, and effective approach to financial planning designed to help readers transform their finances in order to organize, invest, save, and accomplish one's goals.

Download or read book Effortless Mastery written by Kenny Werner and published by Alfred Music. This book was released on 1996 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: My story -- Why do we play? -- Beyond limited goals -- Fear, the mind and the ego -- Fear-based practicing -- Teaching dysfunctions: fear-based teaching -- Hearing dysfunctions: fear-based listening -- Fear-based composing -- "The space"--"There are no wrong notes" -- Meditation #1 -- Effortless mastery -- Meditation #2 -- Affirmations -- The steps to change -- Step one -- Step two -- Step three -- Step four -- An afterthought -- I am great, I am a master -- Stretching the form -- The spiritual (reprise) -- One final meditation.

Download or read book Money Savings Challenge Book written by Iris Publishing and published by . This book was released on 2022-01-11 with total page 55 pages. Available in PDF, EPUB and Kindle. Book excerpt: This notebook is a fantastic example of savings challenge tracker sheets in action! When you're first starting out, sticking to a savings plan can be overwhelming because you may not know where to start. Starting a savings challenge is a great approach to get yourself motivated. There are five main types of savings challenge programs in this notebook: 1. Save $250, 500, 1,000 in 30 Days - 30pages 2. Money Saving Bingo: 24 days ($300, 350,400) - 9 pages 3. 5$ saving challenge in 100 days - 5 pages 4. 12 Week Money Challenge ($1,000, 2,000, 3,000) - 6 pages 5. 52 Week Money Challenge ($3,000, 5,000, 10,000) - 3 pages HAPPY SAVINGS, YOU GOT THIS !

Download or read book Low Income Savings Challenge Book 2024 written by Karl Luis and published by Independently Published. This book was released on 2024-04-29 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: START YOUR TOMORROW TODAY! SAVINGS IS SIMPLY A HABIT; IT'S THE ABILITY TO CONTROL YOUR URGES AND IMPULSES TO SPEND. I got tons of questions in my email after teaching people about savings. This particular one caught my attention because the person asking studied finance, so he is not ignorant of the whole concept. "I used to believe that savings were the king for wealth creation, but I was taught in my masters that investment was the king. Your post on savings got me confused, please, I need some clarity," he wrote. My response: Let me start by explaining what savings is and what it does to you before we proceed to the investment. Savings is simply a habit, it's the ability to control your urges and impulses to spend. Funny enough, savings is not a function of what you know; it's a function of habits that come as a result of background and experiences, especially when you are growing up. These habits about money become so automatic that you don't think about it before doing it. A person who suffers from deprivation tends to develop the habit of overspending for validation, a person who has internal insecurity tends to spend to prove a point. Savings helps you deal with these habits and gain self-control over your finances. No matter the amount of money you make, if you can't control your spending, you will surely go bankrupt. Spending is easy. To build wealth, you must develop the ability to delay gratification, and sustain the willpower to say no to "show off.". In this book, you'll find: Practical Savings Challenges: Try the practical savings challenges ranging from daily savings challenges, weekly, bi-weekly, monthly, bi-monthly, and annually, to easily save money. Money Control Strategies: Discover 15 practical ways to handle cash properly and achieve your goals. Benefits of Money-Saving: Unravel the numerous benefits of saving money, from financial security to peace of mind and many more. Where to Put Your Savings: Discover various options for allocating your savings and maximizing growth latent. Helpful Directives: Follow the list of actionable principles for successful saving, including starting now, setting clear goals, staying consistent, and living freely. Don't let another day pass without taking charge of your financial situation! Grab your copy of "The Low-Income Savings Challenge Book 2024" today and start your journey to financial freedom and wealth. With "The Low-Income Savings Challenge Book 2024" at your side, you'll get the confidence and knowledge you need to make sound financial decisions, achieve your objectives, and enjoy the life you've always desired. Don't wait any longer; begin your journey to financial success today!

Download or read book Effortless written by Greg McKeown and published by Currency. This book was released on 2021-04-27 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES BESTSELLER • A Times (UK) Best Book of the Year • From the author of the million-copy-selling Essentialism comes an empowering guide to achieving your goals. It all starts with a simple principle: Not everything has to be so hard. “In a world beset by burnout, Greg McKeown’s work is essential.”—Daniel H. Pink, author of When, Drive, and To Sell Is Human “At a time when fear, uncertainty, and our ever-growing list of responsibilities have come to feel like much too much to handle, Effortless couldn’t be timelier, or more necessary.”—Eve Rodsky, author of Fair Play Do you ever feel like: • You’re teetering right on the edge of burnout? • You want to make a higher contribution, but lack the energy? • You’re running faster but not moving closer to your goals? • Everything is so much harder than it used to be? As high achievers, we’ve been conditioned to believe that the path to success is paved with relentless work. That if we want to overachieve, we have to overexert, overthink, and overdo. That if we aren’t perpetually exhausted, we’re not doing enough. But lately, working hard is more exhausting than ever. And the more depleted we get, the more effort it takes to make progress. Stuck in an endless loop of “Zoom, eat, sleep, repeat,” we’re often working twice as hard to achieve half as much. Getting ahead doesn’t have to be as hard as we make it. No matter what challenges or obstacles we face, there is a better way: instead of pushing ourselves harder, we can find an easier path. Effortless offers actionable advice for making the most essential activities the easiest ones, so you can achieve the results you want, without burning out. Effortless teaches you how to: • Turn tedious tasks into enjoyable rituals • Prevent frustration by solving problems before they arise • Set a sustainable pace instead of powering through • Make one-time choices that eliminate many future decisions • Simplify your processes by removing unnecessary steps • Make relationships easier to maintain and manage • And much more The effortless way isn't the lazy way. It's the smart way. It may even be the only way. Not every hard thing in life can be made easy. But we can make it easier to do more of what matters most.

Download or read book Multiply Your Money written by Nick Louth and published by . This book was released on 2001-11 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work offers an easy-to-follow route through the labyrinth of the world of money, cutting through jargon and showing that controlling your financial destiny is not just rewarding, but easy and fun too. For the cost of a large takeaway coffee or lunchtime sandwich a day you can create a stream of savings that will grow and grow, providing you with financial independence and security into retirement. This work shows how to: start saving for your own destiny; make compound interest work hard for you; invest sensibly in the market for long-term reward; turn the tables on debt; beat the investments experts at their own game; gain confidence in your dealings with money; choose the right pension; and get on top of taxes.

Download or read book ChiRunning written by Danny Dreyer and published by Simon and Schuster. This book was released on 2009-05-05 with total page 323 pages. Available in PDF, EPUB and Kindle. Book excerpt: The revised edition of the bestselling ChiRunning, a groundbreaking program from ultra-marathoner and nationally-known coach Danny Dreyer, that teaches you how to run faster and farther with less effort, and to prevent and heal injuries for runners of any age or fitness level. In ChiRunning, Danny and Katherine Dreyer, well-known walking and running coaches, provide powerful insight that transforms running from a high-injury sport to a body-friendly, injury-free fitness phenomenon. ChiRunning employs the deep power reserves in the core muscles, an approach found in disciplines such as yoga, Pilates, and T’ai Chi. ChiRunning enables you to develop a personalized exercise program by blending running with the powerful mind-body principles of T’ai Chi: -Get aligned: Develop great posture and reduce your potential for injury while running, and make knee pain and shin splints a thing of the past. -Engage your core: Shift the workload from your leg muscles to your core muscles, for efficiency and speed. -Add relaxation to your running: Learn to focus your mind and relax your body to increase speed and distance. -Make it a Mindful Practice: Maintain high performance and make running a mindful, enjoyable life-long practice. It’s easy to learn. Transform your running with the ten-step ChiRunning training program.

Download or read book Personal Finance Workbook For Dummies written by Sheryl Garrett and published by John Wiley & Sons. This book was released on 2012-02-10 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do the terms personal finance or money management drudge up feelings of inadequacy, confusion, discomfort or fear in you? Personal Finance Workbook For Dummies helps you calm your negative feelings and get your financial house in order at the same time. And, you'll be amazed how easy it is to get on the road to financial fitness. From spending and saving to investing wisely, this hands-on workbook walks you through a private financial counseling session and shows you how to assess your situation and manage your money. You'll learn how to use credit wisely, plan for large expenses, determine your insurance needs, and make smarter financial decisions. Plus, the featured worksheets and checklists help you manage your day-to-day spending and plan for a robust financial future. Discover how to: Take stock of your financial history and determine your net worth Build a personal financial plan that meets your saving and investing goals Develop good spending habits and get out of debt—without budgeting Explore your dreams, grow your wealth, and protect your assets Get the most out of your money Minimize your taxes Plan for big-ticket purchases Pay for your kids' college tuition Ensure a comfortable retirement Leave a substantial estate for your heirs The easy-to-follow exercises in Personal Finance Workbook for Dummies take the drudgery and pain out of managing your money. Order this time- and money-saving guide now; it'll brighten your financial future and your mood.

Download or read book The Oxford Handbook of Lifelong Learning written by Manuel London and published by Oxford University Press. This book was released on 2011-03-11 with total page 530 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Oxford Handbook of Lifelong Learning is a comprehensive and interdisciplinary examination of the theory and practice of lifelong learning, encompassing perspectives from human resources development, adult learning, psychology, career and vocational learning, management and executive development, cultural anthropology, the humanities, and gerontology.

Download or read book Effortless Entrepreneur written by Nick Friedman and published by Crown Currency. This book was released on 2010-09-07 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Nick Friedman and Omar Soliman started the multimillion-dollar franchise College Hunks Hauling Junk when they were just twenty two, and they’ve been having the time of their lives ever since. What’s their secret? That's just it--there isn't one. There's no fancy software or complicated business schemes. No outside investors or quirky market niche. They just followed 10 common-sense commandments to building a straightforward, fun, and successful business that does a simple job well. Anyone can understand it, and anyone can do it.

Download or read book 100 Envelope Savings Challenge written by Zdesign and published by Independently Published. This book was released on 2021-09-26 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: This 100 envelope challenge will help you save $ 5050 within a year. You can save for 100 days or every pay period. It will show the progress you made throughout the challenge. This is how it works: Number 100 envelopes $1 - $100 (first envelope $1, seconde envelope $2 and etc...) Whatever enevelope you pulled out you need to stuff the amount of money that stated on the envelope. At the end of the Challenges you will have saved $5,050.

Download or read book Follow the Fed to Investment Success written by Douglas S. Roberts and published by John Wiley & Sons. This book was released on 2008-07-25 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Follow the Fed to Investment Success, Doug Roberts skillfully outlines a proven approach to investing that is based on the idea that there is direct correlation between stock market performance and the actions of the Federal Reserve Bank. For those who want to build true wealth in today’s markets, Follow the Fed to Investment Success offers an easy-to-understand approach to investing that anyone can implement—with little effort and even less time.

Download or read book Running on Empty written by Peter G. Peterson and published by Macmillan + ORM. This book was released on 2004-08-01 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Bush came to office in 2001, the 10-year budget balance was officially projected to be at a surplus of $5.6 trillion. But after three big tax cuts, the bursting of the stock-market bubble, and the devastating effects of 9/11on the economy, the surplus has evaporated, and the deficit is expected to grow to $ 5-trillion over the next decade. The domestic deficit is only the half of it. Given our $500 billion trade deficit and our anemic savings rate, we depend on an unprecedented $2 billion of foreign capital every working day. If foreign confidence were to wane, this could lead to the dreaded hard landing. Peter G. Peterson--a lifelong Republican, chairman of the Blackstone Group, and former secretary of commerce under Nixon--shatters the myths with hard facts and a harrowing view of the twin deficit's real impact. Republicans and Democrats alike have mortgaged America's future through reckless tax cuts, out-of-control spending and Enron-style accounting in Congress. And the situation will only get worse as the Baby Boom generation begins to retire, making unprecedented demands on entitlement programs like Social Security and Medicare. Despite what Bush says, we are on a path that could end in economic meltdown, and we simply cannot grow out of the deficit. In Running On Empty, Peterson sounds the warning bell and prescribes a set of detailed solutions which, if implemented early, will prevent the need for draconian measures later. He takes us behind the politicians' smoke-and-mirror games, and forcefully explains what we must do to rescue the future of our country.