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Book Economies of Scale in the Savings and Loan Industry

Download or read book Economies of Scale in the Savings and Loan Industry written by Eugene F. Brigham and published by . This book was released on 1964 with total page 17 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper presents the results of a detailed cost study of two cross-sectional samples of California savings associations. The first includes practically all associations in the state and examines a relatively large number of cost-determining variables, but the data are restricted to the year 1961. The second has a time dimension, since it includes seven sets of cross-sectional observations from 1956 through 1962, but the data are for only state-chartered associations operating in Los Angeles County. Only associations that have been operating for two or more years are used in the regression analysis. Conclusions and qualifications: The savings and loan industry does not appear to be subject to very significant economies of scale. The present indicates that internal economies largely disappear when new and atypical associations are removed from the sample, and when additional cost-determining variables are introduced into the model. This lack of importance of scale economies seems to hold regardless of whether operating efficiency is measured by costs, returns or assets, or profits, and regardless of whether or not public holding company affiliates are treated as one institution. There is some evidence of economies of scale in the savings and loan industry, but these size-generated efficiencies do not appear to be very important. Until internal economies are more visibly demonstrated, public policies based on the assumption that they exist in fact are possibly misguided.

Book Study of the Savings and Loan Industry

Download or read book Study of the Savings and Loan Industry written by Irwin Friend and published by . This book was released on 1969 with total page 1004 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Economies of Scale in the Saving and Loan Industry

Download or read book Economies of Scale in the Saving and Loan Industry written by Eugene F. Brigham and published by . This book was released on 1965 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The State of the Savings and Loan Industry

Download or read book The State of the Savings and Loan Industry written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance and published by . This book was released on 1992 with total page 522 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Economies of Scale in Financial Intermediation  a Statistical Investigation of California Savings and Loan Associations

Download or read book Economies of Scale in Financial Intermediation a Statistical Investigation of California Savings and Loan Associations written by Corwin Daniel Vencill and published by . This book was released on 1971 with total page 380 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Research Working Paper   Federal Home Loan Bank Board

Download or read book Research Working Paper Federal Home Loan Bank Board written by United States. Federal Home Loan Bank Board. Office of Policy and Economic Research and published by . This book was released on 1980 with total page 452 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book A Functional Cost Analysis of Selected Operations of Savings and Loan Associations

Download or read book A Functional Cost Analysis of Selected Operations of Savings and Loan Associations written by David L. Schulze and published by . This book was released on 1979 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper reports the results of a functional cost analysis of 20 savings and loan associations. All S&L data are for 1973. Estimates are derived for the costs of loan origination, loan servicing, and savings. The behavior of these costs is analyzed using correlation and regression analysis. Other cost studies are reviewed and their results are compared with the cost estimates obtained from this survey. The study provides some basic cost data not available previously, reveals wide divergence of operations, and yields some new evidence of economies of scale in the savings and loan industry.

Book Strategic Planning for Economic and Technological Change in the Financial Services Industry

Download or read book Strategic Planning for Economic and Technological Change in the Financial Services Industry written by Federal Home Loan Bank of San Francisco. Conference and published by . This book was released on 1983 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Savings and Loan Industry in California

Download or read book The Savings and Loan Industry in California written by Stanford Research Institute. Southern California Laboratories, South Pasadena and published by . This book was released on 1960 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Savings and Loan Industry

Download or read book The Savings and Loan Industry written by Walter J. Woerheide and published by Praeger. This book was released on 1984-05-18 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Savings and Mortgage Markets in California

Download or read book Savings and Mortgage Markets in California written by Leo Grebler and published by . This book was released on 1963 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Savings and Loan Business

Download or read book The Savings and Loan Business written by Leon T. Kendall and published by Greenwood. This book was released on 1977 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Risk  Return  and Managerial Objectives

Download or read book Risk Return and Managerial Objectives written by James A. Verbrugge and published by . This book was released on 1979 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: