Download or read book Economic Empowerment of Rural Women by Self Help Group Through Micro Credit written by Psr Murthy and published by . This book was released on 2013 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Empowerment in the context of women's development is a way of defining, challenging and overcoming barriers in a woman's life through which she increases her ability to shape her life and environment. It is an active, multidimensional process which should enable women to realize their full identity and power in all spheres of life. The rural poor with the assistance from NGOs and various microfinance institutions have demonstrated their potential for self-help group to secure economic and financial strength. Various case studies prove that the credit availability has impact on women's empowerment. Thrift is a very important indicator of a group's success because consistent growth in thrift is a clear indication of the growing confidence of the members in the group. Collection of thrift is a major activity of the SHGs. The poor who need money for purchase of various consumption goods quite often meet their contingencies by borrowing from professional money-lenders and others at high rates of interest. SHGs have been extremely effective in creating the habit of savings among the rural poor and mobilizing it for common good. Government and NGOs should look beyond credit and follow the 'credit with social development' approach. Policy implications and programme attributes are to be framed to achieve better results in reducing poverty and empowering women.

Download or read book Empowerment of Rural Women Through Self Help Groups written by B. Suguna and published by Discovery Publishing House. This book was released on 2006 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: All over the world there is a realization that the best way to tackle poverty and enable the community to improve its quality of life is through social mobilization of poor, especially women into Self Help Groups. Ever since Independence a number of innovative schemes have been launched for the upliftment of women in our country. Indian Government has taken lot of initiatives to strengthen the institutional rural credit system and development programmes. Viewing it in the welfare programmes of Ninth Five Year Plan (1997-2002) and shifting the concept of Development to Empowerment. The Indian Government adopted the approach of Self Help Groups (SHGs) to uplift the rural women. The empowerment of women through Self Help Groups (SHGs) would lead to benefits not only to the individual woman and women groups but also the families and community as a whole through collective action for development. The book will be highly useful to students of social studies especially Women Studies, Social Work, Sociology, Economics and also to the students and research scholars specialising in Human Development and NGO s and also other functionaries dealing with women.

Download or read book Empowering Rural Women written by Zubair Meenai and published by Aakar Books. This book was released on 2003 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women Self-Help Groups Are Increasingly Being Used As Tool For Various Developmental Interventions. Credit And Its Delivery Through Self-Help Groups Have Also Been Taken As A Means For Empowerment Of Rural Women.This Integrated Approach, Whereby, Credit Is Only An Entry Point, And An Instrument To Operationalise Other Aspects Of Group Dynamics And Management, Also Caters To The Need For Social Intermediation Of These Groups. A Self-Help Group Is Conceived As A Sustainable People S Institution That Provides The Poor Rural Women With Space And Support Necessary For Them To Take Effective Steps Towards Achieving Greater Control Of Their Lives.It Is With This Perspective That This Book Has Been Attempted.This Work Seeks To Elucidate And Simplify The Approach To Women S Empowerment Through Credit-Based Self-Help Groups, By Both Providing The Theoretical Perspective As Well As Practical Guidance And Tips To Operationalise The Same. This Book Is Meant Primarily As A First Level Reader For Middle Level Functionaries In The Development Sector.

Download or read book Micro Credit and Empowerment of Urban Women Women Empowerment written by P. Tamizhselvan and published by GRIN Verlag. This book was released on 2023-09-08 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doctoral Thesis / Dissertation from the year 2021 in the subject Business economics - Economic and Social History, grade: Commended, Bharathiar University (Tamil Nadu Institute of Urban Studies), course: PH.D, language: English, abstract: It is understood that two-third of world’s adult illiterates are women and seventy per cent of world’s poor are women and Women’s participation in a nation’s development is not merely a question of providing some special concessions to them but goes ahead only in empowering them in the process of development. In order to face and overcome the above crisis, this thesis enunciates empowerment for urban poor involving women, children, destitute, and suggesting schemes for gainful and productive employment for all those who seek it. This study has been made to address multiple deprivations of the urban poor through universalize the coverage and access to civic services and livelihood development opportunities. A nation’s economic health can be judged by the wellbeing of its people. The main role of a government of a country is to reduce its poverty rate. It introduces many welfare schemes for the upliftment of its people. Women have harder daily lives when compared with men. They have to perform plenty of tasks on a regular basis to help their family and their livelihood. The upliftment of the life of women is hence an important task for the government.

Download or read book Women Empowerment Through Capacity Building written by P. J. Christabell and published by Concept Publishing Company. This book was released on 2009 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study on the role of microfinance in building up economic and democratic capacity of women in India.

Download or read book Micro Credit and Women s Empowerment written by SAMJHANA. WAGLE and published by . This book was released on 2020-08-18 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Download or read book Self help Groups and Rural Development written by S. Bose and published by MJP Publisher. This book was released on 2019-06-07 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introduction SHGs and Development: The Scenario SHGs and Micro credit and Micro finance Global Analysis of Self-Help Groups Detailed Analysis of SHG in Tamilnadu Self-Help Group and its Members Role of SHGs in Social Transformation Summary of Major Analysis Promotion of Self-Help Groups Bibliography Index

Download or read book Women s Entrepreneurship and Microfinance written by Chiranjib Neogi and published by Springer. This book was released on 2018-03-06 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.

Download or read book Developing Women Entreprenuers Through Microfinance written by Geetha Madhuri Tentu and published by LAP Lambert Academic Publishing. This book was released on 2015-02-12 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Government of India has enacted many legislations, policies, programmes, schemes, etc. and had put them into action through various five year plans. From Fifth Five Year Plan onwards there has been a marked shift in the approach to women's issues from welfare to development and of women empowerment has been recognized as the central issue in determining the status of women. Keeping this in view the central and state governments have been implementing many programmes and schemes to empower women economically, socially, politically and legally. One such programme is empowering women through micro-credit vis-a-vis Self-Help Groups. Self Help Groups (DWCRA Groups), as sub-scheme of integrated Rural Development Scheme (IRDP), started in Andhra Pradesh in 1982-83 with UNICEF cooperation with the primary objective of focusing attention on the women members of rural families living below the poverty line with a view to generate self employment on a sustained basis. The focus of SHG strategy is on participation, savings, and credit and income generation for economic empowerment of poor households.

Download or read book Microcredit and women s empowerment written by Samjhana Wagle and published by Cook Communication. This book was released on 2020-08-18 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Download or read book Microfinance through Women Self Help Groups SHGs for Grass root level Empowerment An Empirical study of Varanasi Uttar Pradesh India written by Tripti Kumari and published by kassel university press GmbH. This book was released on 2016 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance, as a concept, involves providing financial services, particularly small credit, fund transfer, and insurance to the unemployed, low-income group, and those who do not have easy access to the banking system. It has emerged as an active agent of financial inclusion, ensuring economic, and social upliftment of the unprivileged. Microfinance is being operated through two channels Self-help Group-Bank Linkage Programme (SBLP) and Micro-finance Institutions (MFIs). The special characteristic of SBLP is its direct connection with the clients at the grass-root level and working towards poverty reduction by providing financial support. The paper is based on a field study on SBLP undertaken for women in the Varanasi District of Uttar Pradesh, India. The increase in women’s participation in economic activities and decision-making reveals that SHGs have made an impact. SHGs have also helped them to create a common platform to participate, discuss, and find a solution of their problems. Women’s income and occupation structure under SHGs have also influenced the standard of living and empowerment level significantly.

Download or read book Micro Credit Management by Women s Self help Groups written by U. Jerinabi and published by Discovery Publishing House. This book was released on 2006 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contents: Introduction, Growth of Self Help Groups in India, Review of Literature, Methodology, Performance of the Self Help Groups, Impact of Micro Credit on SHG Members, Summary and Conclusion.

Download or read book Micro Enterprises for Women written by U. Jerinabi and published by Discovery Publishing House. This book was released on 2008 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: On self-help groups in Tamil Nadu and micro-credit available to rural women; contributed articles.

Download or read book Empowering Rural Women Through Microfinancing written by Awadhesh Kumar Singh and published by . This book was released on 2008 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Indian context.

Download or read book Rural Women Empowerment and Micro Credit Programs in the World written by Mustefa Jibril and published by GRIN Verlag. This book was released on 2021-09-27 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Academic Paper from the year 2021 in the subject Business economics - Investment and Finance, , language: English, abstract: Rural women make up about half of the world's population and in land production have a strong diet and make up the majority of agricultural workers. They make up 50% of the workforce and participate in the production of half the food in the agricultural sector. For example, rural women make up about 70 to 80% of agricultural workers in sub-Saharan Africa, 65% in Asia, 45% in Latin American and Caribbean, 80% in Nigeria and Tunisia and 80% in India, but their role is in the production system it is a man’s role to add and this creates a huge burden within the mother and wife’s activities and takes a lot of time and energy for them. Research in this field shows that women spend about two thirds of their time in the production, management, and management of their homes, while men spend about a third of their time doing such things. A housewife helps to set up a farm, then ploughs, harvests, weeds and plants, milks and weaves, weaves carpets, tries to make tools and crafts, bakes bread, cooks, does housekeeping, fetches water from wells and far away, fetches firewood, cares for children, weaves wool and makes curd, butter milk, yoghurt, butter and oil. On top of all this, she is the manager of mom and family too. Although women are at home in developing countries producing about 80% of the food and have a responsibility to look after about 30% of rural households, their jobs are not considered economic activity and are simply removed from agricultural and rural development programs.

Download or read book The Role of Microfinance in Women s Empowerment written by Raji Ajwani-Ramchandani and published by Emerald Group Publishing. This book was released on 2017-10-17 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Delving into the effects of microfinance in both rural and urban communities, this book will be of interest to researchers of women studies, microfinance, and development economics.

Download or read book Economic Empowerment of Women written by Umesha M. R. and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: India is facing a number of challenges in consolidating, saturating and sustaining SHG movement, especially in SBLP. Towards this, the impediments need to be identified and appropriate strategies have to be developed to overcome the identified impediments. The Government promotional efforts need to be supplemented with learning from different states' experiences and independent assessments and observations of present status of SHG institutions in the country. Self-help groups (SHGs) and women's self-help groups (WSHGs) in particular, represent a form of intervention that is a radical departure from most current programmes. Self-help groups are small informal association of the poor created at the grass root level for the purpose of enabling members to reap economic benefits out of mutual help solidarity and joint responsibility. Self-help groups are formed voluntarily by the rural and urban poor to save and contribute to a common fund to be lent to be lent to its members as per group decision and for working together for social and economic uplift of their families and community. As these self-help groups are effective for eradication of poverty and social empowerment and sustainable empowerment. The paper will discuss the working of grassroots participatory implementation of self-help groups that is demand driven by 'beneficiaries' that, in other projects, often find themselves receiving goods or services in a manner that is opaque and impersonal. Further the paper will evaluate the self-help groups disburse microcredit to the rural women for the purpose of making them enterprising women and encouraging them to inter into entrepreneurial activities. Credit needs of the rural and urban poor women are fulfilled totally thought the SHGs. SHGs enhance equality of status of women as participation, decision-makers and beneficiaries in the democratic, economic, social and cultural spheres of life. The paper will conclude with the review of literature and how the women are empowered by the micro finance institutions socially and economically protecting their rights with valuable information for implementing agency as well as policy makers to enhance the performance of SHGs and sustainable development of women empowerment.