Download or read book Discrimination in Financial Services written by George J. Benston and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: Equal treatment in access to credit has long been a fundamental social goal in the United States. However, despite the passage of several laws in the U.S. prohibiting discrimination in the provision of financial services on the basis of race, gender, and marital status, among other factors, questions concerning the existence of racial discrimination in such areas as home mortgage loans and small business credit continue, and confound public policy makers. This book is composed of nine articles and a panel discussion, originally published as a special issue of the Journal of Financial Services Research. These contributions explore the complex issue of discrimination in financial services.

Download or read book Allegations of Discrimination and Retaliation Within the Consumer Financial Protection Bureau written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2014 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Diversity in the financial services industry and access to capital for minority owned businesses written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2004 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Discrimination in Financial Services written by George J. Benston and published by . This book was released on 1997 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Discrimination Vulnerable Consumers and Financial Inclusion written by Cătălin-Gabriel Stănescu and published by Routledge. This book was released on 2020-12-28 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies – such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections – necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges. Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.

Download or read book Reform Or Revolt written by Benjamin Davis and published by Independently Published. This book was released on 2018-10-17 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banks and financial institutions discriminate against their customers daily based on economic class, race, sex and for being differently abled. This is done through lending and fee decisions based on discriminatory data related to income inequality. This impacts risk-based pricing on loans, credit score minimums for loan approval, debt to income ratio calculations, loan to value ratio calculations and requirements for primary mortgage insurance, among other policies. In this book I identify and explain discriminatory financial processes that are used each day, in every bank and credit union in America. I then recommend ways for banks and financial institutions to resolve their discriminatory practices - reform. I also recommend ways for customers to "encourage" banks and financial institutions to change - revolt. I have been in banking and finance for nearly two decades. I have worked as a manager, teacher and as a Independent Adviser. Recently I was a Vice President for one of the largest banks in the world where I was responsible for bank issue identification and resolution. I am also a bank customer that has experienced financial discrimination.It is time for financial discrimination to end. It is time for Reform or Revolt!

Download or read book The Shortchanged Women and Minorities in Banking written by Rodney Alexander and published by New York : Dunellen Publishing Company. This book was released on 1973 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: Prepared for the Council on Economic Priorities.

Download or read book Discrimination in Financial Services written by Susan M. Wachter and published by . This book was released on 1997 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Protecting Main Street written by Paul C. Lubin and published by Routledge. This book was released on 2010-09-13 with total page 147 pages. Available in PDF, EPUB and Kindle. Book excerpt: Unlike other books which focus solely on the business or profit aspects of measuring the customer experience, this book focuses on the benefits to the consumer as well as the company or financial institution. The book describes how business and government can undertake market research to determine whether the credit and investment markets are functioning properly and providing consumers with adequate information to make sound and safe credit and investment decisions. A discussion of different market research methods abilities to uncover problems in the credit and investment markets is provided. Findings and trends from studies measuring the customers experience in the credit and investment markets during the 1991 - 2009 time periods are discussed along with regulatory guidelines and consumer protection laws. The methodologies used to measure the customer experience and detect misleading sales practices; unfair treatment and discrimination in the financial services market place are described in detail. The techniques of mystery shopping, matched pair testing and consumer surveys are described along with a detailed discussion of study design, data collection methods, sample size determination, statistical testing, reporting and analysis. Sample questionnaires, mystery shop scenarios and profiles and sample analyses and charts are provided.

Download or read book Fairness in Financial Services written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Mortgage Lending Discrimination written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2008 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Allegations of Discrimination and Retaliation and the CFPB Management Culture written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2014 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Financial Services Industry Overall Trends in Management Level Diversity Diversity Initiatives 1993 2004 written by and published by DIANE Publishing. This book was released on with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Examining Continuing Allegations of Discrimination and Retaliation at the Consumer Financial Protection Bureau written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2017-11-23 with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examining continuing allegations of discrimination and retaliation at the Consumer Financial Protection Bureau : hearing before the Subcommittee on Oversight and Investigation of the Committee on Financial Services, U.S. House of Representatives, One Hundred Fourteenth Congress, first session, June 25, 2015.

Download or read book Discrimination in the Provision of Banking and Financial Services to Older People written by Joe Edmonds and published by . This book was released on 2008-11 with total page 4 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Discriminatory Mortgage Lending Patterns written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs and published by . This book was released on 1990 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Allegations of Discrimination and Retaliation Within the Consumer Financial Protection Bureau written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: