Download or read book Credit Card Redlining written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs and published by . This book was released on 1979 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book How You Can Profit from Credit Cards written by Curtis E. Arnold and published by FT Press. This book was released on 2008-06-06 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.
Download or read book Credit Discrimination written by United States. General Accounting Office and published by . This book was released on 1990 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Equal Credit Opportunity Act written by United States. General Accounting Office and published by . This book was released on 1991 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Plastic Effect written by Polly A. Bauer and published by Coconut Avenue, Inc.. This book was released on 2012-12-14 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: WINNER 2013 ~ INDEPENDENT PUBLISHER LIVING NOW BOOK AWARD ~ GOLD MEDAL for best book in Finance/Budgeting. "The Living Now Book Awards celebrate the innovation and creativity of newly published books that enhance the quality of our lives and publicize the importance of these books to readers ." Do you have a credit card? Roughly 70% of adults in the U.S. do. In fact, Americans average 3.5 credit cards per person – that‛s a lot of plastic! Even with all that buying power in their wallets, most consumers have no idea the ways that they use (or misuse) their credit cards can affect their health, their relationships, and their credit scores. Many factors go into mounting credit card debt: impulse shopping, health emergencies, the loss of a job, marriage, divorce, a death in the family. With this debt comes stress, arguments, loss of sleep, inability to pay other bills, worry, health problems, crumbling relationships. Does any of this sound familiar? Increasing credit card debt and a lack of knowledge about how credit cards really work have created a new social phenomenon called The Plastic Effect. And if you have a credit card, The Plastic Effect can affect YOU. In this new book, internationally recognized credit card expert, Polly A. Bauer, CPCS and attorney Stephen Lesavich, PhD, JD, have selected 25 of the most common urban legends influencing the use and misuse of credit cards. The authors, as business leaders and credit card experts, walk you through these urban legends about how credit cards are used and misused, explaining what is true and what is likely to cause you trouble. You will get access to resources and additional information about each myth, tips from industry experts, and guidance that will help you use your credit cards more intelligently and effectively. You‛ll also learn how to understand your credit reports, improve your credit score and manage your debt in a way that puts the power back in YOUR hands. In short, this book will help you break free of The Plastic Effect."
Download or read book Credit Cards Race and Entrepreneurship written by Aaron Chatterji and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines the impact of financial deregulation on entrepreneurship. We assess the impact of credit card deregulation on transitions into self-employment using state-level removal of credit card interest rate ceilings following the US Supreme Court's 1978 Marquette decision as a quasi-natural experiment. We find that credit card deregulation increases the probability of entrepreneurial entry, with a particularly strong effect for black entrepreneurs. We demonstrate that these effects are magnified in states with a history of racial discrimination and link the results to discrimination-based barriers to entry.
Download or read book Getting and Keeping Credit written by and published by American Bar Association. This book was released on 1996 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Equal Credit Opportunity Act written by Gerry Azzata and published by . This book was released on 1988 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit card redlining written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs and published by . This book was released on 1979 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit Card Rights written by and published by . This book was released on 1986 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit Cards and the Law written by Margaret C. Jasper and published by Oxford University Press, USA. This book was released on 2000 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rev. ed. of: Credit cards & the law / by Mavis Fowler. 1995.
Download or read book Discrimination in Consumer Credit written by Felix Chin and published by . This book was released on 1981 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Problems of Credit Discrimination in New Hampshire written by New Hampshire Commission on the Status of Women and published by . This book was released on 1974 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Credit Cards Price Discrimination Order 1990 written by Great Britain and published by . This book was released on 1990-11-08 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Enabling power: Fair Trading Act 1973, ss. 56 (2), 90 (2) (3) (4), sch. 8, paras. 1, 2. Issued: 8.11.90. Made: 31.10.90. Laid: 1.11.90. Coming into force: 28.2.91. Territorial extent & classification: E/W/S/NI. General
Download or read book Discrimination ECOA Compliance and Bank Behavior written by William J. Boyes and published by . This book was released on 1983 with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit Secrets written by Roy Olgin and published by . This book was released on 2021-04-26 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: Description Do you want to learn the Best Secrets and Tricks to Repair Your Credit & Improve Your Score? How to repair and increase your score, protect your financial life? It's time to start taking benefits and tricks if you don't know about Credit Score. You're most definitely one of the millions of people who are trying to repair your credit. You try everything from paying off your credit card balance and canceling fresh credit cards to double-checking your monthly bill. Although this is beneficial, keep in mind that your score is poor. You won't be able to purchase a house for your family, and you'll have trouble finding a car dealer willing to operate on your credit. You may have had health issues that have caused you financial stress for many years. There are plenty of explanations why individuals end up with poor credit. There a plenty of other explanations that people are having trouble fixing it. In this book, you will learn anything you need to know about money better and improve your financial situation. What is Credit Score Different Credit Scores What Factors Impacts Your Credit Score How to Improve Your Credit Scores Disadvantages of Bad Credit Score Credit Report and Its Importance Credit Reporting Agencies How to Pay Off Debt How to Freeze Your Credit Report Benefits of Good Credit Score Common credit score myths. What You Need to Know About Credit Repair Credit and Lending Discrimination Section 609 Dispute Letter and much more A credit score, also known as a credit rating, is one of the factors used by lenders to assess how trustworthy you are as a potential borrower. Your credit score is an amount that ranges from 0 to 1,000 or 0 to 12,000, based on the credit reporting agency you use. The higher your credit ranking, the more creditworthy you are found, and vice versa. If you, like many other people, have difficulties handling your money and can't survive with integrity on your salary or other sources of income, quickly buy this book and give it a read.
Download or read book Does Credit Scoring Produce a Disparate Impact written by Robert B. Avery and published by DIANE Publishing. This book was released on 2010 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:
