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Book A Framework for World Bank Group Support for Development of Micro  Small Enterprise  and Rural Finance in Sub Saharan Africa

Download or read book A Framework for World Bank Group Support for Development of Micro Small Enterprise and Rural Finance in Sub Saharan Africa written by World Bank. Africa Regional Office. Private Sector Finance Group and published by . This book was released on 1998 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Support for Microenterprises

Download or read book Support for Microenterprises written by Maryke Dessing and published by World Bank Publications. This book was released on 1990 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microenterprises play an important role in sub Saharan Africa. They account for a sizeable portion of the economy, by providing employment and a means of livelihood for much of the nonagricultural population. This paper is the result of a survey of the literature and extensive discussions with practicioners and its primary focus is a direct approach in support of microenterprises. Perhaps the simplest objective to pursue is access to credit. The main lesson from experimentation in this field is that the poor are bankable and and can be served relatively inexpensively, provided nontraditional lending methods are utilized (e.g. group lending). Technical assistance and support services can also be provided to help first-time entrepreneurs set up their own businesses, to assist microenterprises in their daily business, or to help them graduate to a larger size. The task of assisting microenterprises requires small, flexible, and responsive organizations, with sufficient autonomy to make ad hoc decisions, yet with adequate coordination at the national level. Such organizations include PVOs, NGOs, cooperatives, banks, business associations, churches and women's groups. The report recommends that capacity building be incorporated as a specific objective of microenterprise support programs and should be budgeted for. Shifting the focus of assistance from beneficiaries to support institutions is an effective way of reaching the most marginal groups.

Book African Small and Medium Enterprises  Networks  and Manufacturing Performance

Download or read book African Small and Medium Enterprises Networks and Manufacturing Performance written by Tyler Biggs and published by World Bank Publications. This book was released on 2006 with total page 41 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This paper examines the role of private support institutions in determining small and medium enterprise (SME) growth and performance in Sub-Saharan Africa (SSA). It finds that SMEs in SSA get around market failures and lack of formal institutions by creating private governance systems in the form of long-term business relationships and tight, ethnically-based, business networks. There are important links between these informal governance institutions and SME performance. Networks raise the performance of "insiders" and, in the sparse business environments of the SSA region, have attendant negative consequences for market participation of "outsiders," such as indigenous African SMEs. This is indicated through the determinants of access to supplier credit. Policy interventions will be needed to improve the platform for relation-based governance mechanisms and to address the exclusionary effects of tight networks. "

Book Enhancing Africa s Competitiveness Through Small and Medium Scale Enterprises

Download or read book Enhancing Africa s Competitiveness Through Small and Medium Scale Enterprises written by Francis A. S. T. Matambalya and published by . This book was released on 2002 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: Small and medium scale enterprises and the economy / Francis A.S.T Matambabya (p.1-14). --Education and training of entrepreneurs in South Africa : a situational analysis / Gideon Nieman (p. 15-32). --Adoption of information technology by Tanzanian entrepreneurs in the service industries : a business process re-engineering emphasis / Ullingera O Mbamba (p. 33-52). --Institutionalisation of the public-private sector dialogue in Tanzania : are SMEs left out? / Erasmus S Kaijage (p. 53-82). --The influence of national policies, laws, and regulations of employment in macro and small enterprises / M.M. Chijoriga, L.J. Mwaipopo and D.R. Olomi (p. 83-114). --Culture, poverty alleviation and small business development in sub-Saharan Africa : a research-paradigm approach / Osarumwenze Iguisi (p. 115-139). --An empirical study of the Botswana crafts market / S.K. Massimo, P.T. Mburu and K. Mutua (p. 141-168). --The role of the Internet : how are Botswana SMEs using the Internet? / B.A.S. Magembe and A.P. Shemi (p. 169-189). --The development of export trade in Tanzania : an export vision / Enos S. Bukuku (p. 191-208). --Exploring the potentialities of export processing free zones (EPZ) for SME development in sub-Saharan Africa: lessons from Mauritius / Lettice Kinunda-Rutashobya(p. 209-226). --The national micro-finance polity / Grace Rubambey (p. 227-233). --Reflections on the economic value of EPZs creating a supply side foundation for international competitiveness / J.L. Simbakalia (p. 235-241). --Making market knowledge competence a strategic source of entrepreneurship / K. Okoso-Amaa (p. 241-249).

Book Microfinance and Sustainable Development in Africa

Download or read book Microfinance and Sustainable Development in Africa written by Alhassan, Yahaya and published by IGI Global. This book was released on 2021-12-10 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: The use of microfinance for poverty reduction and economic development in the developing world is growing. However, this concept needs to be expanded to ensure its successful application for achieving longer-term economic growth and sustainability in developing countries, particularly in parts of the world such as Africa. As such, further research into the relationship between microfinance and sustainable development in developing regions is required to fully understand the opportunities for effective use of microfinance for poverty reduction and economic development. Microfinance and Sustainable Development in Africa examines the complex relationship between receipt of microfinance, poverty reduction, economic growth, and microbusiness development, focusing on the provision of small credit facilities as a driver of sustainable development in Africa. Its coverage of topics such as microbusiness, social finance, and sustainable development make this book an ideal reference source for academicians, researchers, government officials, policymakers, organizations, managers, instructors, and students.

Book A Critical Look at Small Enterprise Development in Sub Saharan Africa

Download or read book A Critical Look at Small Enterprise Development in Sub Saharan Africa written by Julie Ann Howard and published by . This book was released on 1987 with total page 436 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Developing Africa   s Financial Services

Download or read book Developing Africa s Financial Services written by Dana T. Redford and published by Emerald Group Publishing. This book was released on 2017-05-11 with total page 313 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial services are an essential element in powering entrepreneurial activity beyond resource extraction in Africa. This book examines the macro-trends and highlights inspiring success stories of entrepreneurial financial sector ventures that are making a lasting contribution to the economic development of various sub-Saharan African countries.

Book Microfinance in Africa

Download or read book Microfinance in Africa written by S. Rajagopalan and published by . This book was released on 2009 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.

Book Microeconomies and Structural Adjustment in Africa

Download or read book Microeconomies and Structural Adjustment in Africa written by and published by . This book was released on 1998 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Future of Entrepreneurship in Africa

Download or read book The Future of Entrepreneurship in Africa written by Robert E. Hinson and published by CRC Press. This book was released on 2023-08-22 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: Entrepreneurial and Small Business Development in Africa focuses on entrepreneurial development and the development of small businesses in Africa. The central idea of this book is that entrepreneurial development and small business development are connected. Entrepreneurship is lauded as an engine of growth (economic development and job creation), with small businesses often contributing to new job creation. Also, entrepreneurship and small business development are the heart of many countries’ economies. The decision to focus on entrepreneurial development and small business development is that first, there is a consensus that most entrepreneurial activities are aimed at creating small new ventures. Second, countries that give special attention to entrepreneurship stand a chance of industrialization. Third, Africa has been reported as having a rich entrepreneurial landscape as the continent’s wealthiest individuals generated their wealth as trailblazing entrepreneurs. Fourth, small-scale entrepreneurs and businesses form the backbone of economic activities across the continent. A motivation to focus on entrepreneurial and small business development is the generally accepted view that start-ups in Africa are growing calling for understanding into how to enhance productivity, efficiencies, and application of new technologies. The book aims to enhance the understanding of stakeholders (business owners, governments, practitioners) to overturn challenges such as inadequate start-up capital, competition, lack of employees with the right skills, and low use of technology. The ability to develop entrepreneurship in Africa, and the role of small-medium enterprises cannot be underestimated. The promotion of entrepreneurship in Africa is crucial as it creates jobs, provides decent livelihoods, and contributes to GDP. Most entrepreneurial initiatives in developing economies entail identifying opportunities and new venture creation. It is worth recognizing that most new ventures created take the form of small businesses and the entrepreneurial processes involve entrepreneurs’ knowledge and skills, identifying opportunities, involvement in setting up a business and managing the business. The various aspects of this book focus on many entrepreneurial activities that are undertaken on the African continent. This book is focused on African countries since there is a reason to be optimistic about the prospects for growth and entrepreneurship. To achieve entrepreneurial success in African countries, the African Development Bank (2021) proposes that there must be a link between macro and firm-level characteristics that will serve as the mix of entrepreneurship in societies. This book, therefore, considers some macro-level factors such as education, training, and skills development, technological developments, government programs, and entrepreneurial challenges and opportunities. At the firm-level, this book focuses on entrepreneurial initiatives such as branding and marketing.

Book How Can Micro and Small Enterprises in Sub Saharan Africa Become More Productive

Download or read book How Can Micro and Small Enterprises in Sub Saharan Africa Become More Productive written by Yukichi Mano and published by . This book was released on 2011 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Supporting Small scale Farmers and Rural Organisations

Download or read book Supporting Small scale Farmers and Rural Organisations written by Sylvain Perret and published by Editions Quae. This book was released on 2003 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Development of Rural Financial Markets to Sub Saharan Africa

Download or read book Development of Rural Financial Markets to Sub Saharan Africa written by Sabapathy Thillairajah and published by World Bank Publications. This book was released on 1994 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Environment Paper 6. Here is a holistic approach to analyzing the environmental impact of various power systems. Unlike standard impact studies that begin at the project level, this method calls for environmental assessments that start at the planning stage of a national framework for energy policymaking. The framework would take into account the energy needs of Sri Lanka's total economy. It also would make it easier to incorporate environmental goals into power sector decisionmaking at the critical investment stage. Sri Lanka's development options for the power sector are reviewed in detail. Topics include alternative ways to assess the economic value of a power plant's impact on biodiversity, human health, and air and water pollution. The study also assesses which energy planning options work best and recommends ways in which the Ceylon Electricity Board can improve its environmental policies.

Book Supporting Small and Medium Enterprises in Sub Saharan Africa Through Blended Finance

Download or read book Supporting Small and Medium Enterprises in Sub Saharan Africa Through Blended Finance written by Daniel F. Runde and published by . This book was released on 2021 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt: Small and medium enterprises (SMEs) are the backbone of the world economy, accounting for most businesses across nearly every region. In Africa, SMEs provide an estimated 80 percent of jobs across the continent, representing an important driver of economic growth. Fifty-one percent of these vital businesses, however, require more funding than they can currently access. Credit constraints are a serious challenge for SMEs. Without reliable sources of working capital, SMEs are unable to make investments needed for growth, leading to stagnation. Given the importance of SMEs as a source of employment, barriers to accessing financing become barriers to poverty reduction and economic growth. Blended finance can help firms fill this critical gap. Concessional debt and equity give SMEs the ability to expand without bankrupting themselves. Firms that would otherwise become stuck at the pilot stage because of the unavailability of working capital are thereby able to flourish. Technical assistance grants help firms expand their capabilities and improve their performance. Along the way, they gain the confidence of private finance and can eventually attract funding without the need for a blended approach.

Book Micro finance in Rural Communities in Southern Africa

Download or read book Micro finance in Rural Communities in Southern Africa written by Human Sciences Research Council and published by HSRC Publishers. This book was released on 2002 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Integrated Rural Development Program (IRDP) is a core initiative in the W.K. Kellogg Foundation Africa portfolio of programmes, which aims to reduce poverty and improve the quality of life of rural communities. A component of this programme is to help capitalise locally based enterprise development initiatives by stimulating the provision of and access to micro-finance in rural areas. Three sites have been selected to pilot the introduction of this and other IRDP activities. These are: Chimanimani (Zimbabwe), Chimoio (Mozambique) and Nyandeni (South Africa). As part of this initiative , the Human Sciences Research Council (HSRC) based in Pretoria has conducted an evaluation in three key sites of the IRDP to evaluate the implications of implementing a mico-finance scheme in these areas.