Download or read book Understanding Your Health Insurance written by Narilyn Baylon and published by . This book was released on 2016-06-15 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: Uncover and Breakthrough your Questions and skepticism about Health Insurance!Are you always skeptical about health insurance? I don't blame you because even when you don't use your health insurance, you keep paying for it every month, and it seems like a waste of money. Are you worried about the cost? Is that the reason you don't have health insurance? What if I tell you that you don't have to worry at all! Cost varies from $49 to $500. You can get government aid insurance or faith-based insurance which usually provide cheaper rates based on your situation. Are you always challenged about the confusing policy? Most of us are because the policy is very long and foreign to our knowledge. This book will simplify it for you! Do you know how it all works, especially the financial snafu? You probably don't, but I will tell you how important it is that you should understand this area as this is the most critical. We are talking about your money, your financial obligations, and how you should handle it. Do you get surprising bills in the mail when you expected it to be covered by your health insurance? Many people are surprised when they receive a bill when they think it should be covered by their health insurance. Do you know what your benefits and coverage are? You'll be surprised how many benefits are covered by your health insurance, but we don't know about most of them unless we ask or thoroughly search them. This book will tell you exactly what those benefits and coverages are. Once you discover all of them, you'll be thankful you have health insurance and your skeptical mind will find its light!In 2016, of an estimated 323 million people in United States, at least 44 million are uninsured! Whether you are insured or uninsured or you are an EMPLOYEE, EMPLOYER, PROVIDER or HEALTH INSURANCE, this book is for you! This book simplifies the daunting and confusing, yet very important issue of health insurance.This book will UNCOVER the basics, BREAK through the confusing financial obligations such as PREMIUMS, DEDUCTIBLES, OUT-OF-POCKET, COPAYS, and COINSURANCE. It represents facts based on real work experiences that I will be sharing with you so you don't have to go through what I had to go through. Start uncovering your health insurance today and ENJOY the greatness of health benefits and coverage it provides.
Download or read book Selection of Deductibles in Property and Liability Insurance written by Michael Larrey Smith and published by . This book was released on 1974 with total page 824 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Medicare Handbook written by and published by . This book was released on 1989 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Download or read book Health Insurance for the Aged written by and published by . This book was released on 1974 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Risk Modelling in General Insurance written by Roger J. Gray and published by Cambridge University Press. This book was released on 2012-06-28 with total page 409 pages. Available in PDF, EPUB and Kindle. Book excerpt: A wide range of topics give students a firm foundation in statistical and actuarial concepts and their applications.
Download or read book Insured But Not Covered written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Oversight and Investigations and published by . This book was released on 2012 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Time Aggregation in Health Insurance Deductibles written by Long Hong and published by . This book was released on 2021 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Health insurance plans increasingly pay for expenses only beyond a large annual deductible. This paper explores the implications of deductibles that reset over shorter timespans. We develop a model of insurance demand between two actuarially equivalent deductible policies, in which one deductible is larger and resets annually and the other deductible is smaller and resets biannually. Our model incorporates borrowing constraints, moral hazard, mid-year contract switching, and delayable care. Calibrations using claims data show that the liquidity benefits of resetting deductibles can generate welfare gains of 6-10% of premium costs, particularly for individuals with borrowing constraints.
Download or read book Workers Compensation Insurance Deductible Programs written by Joseph Shields and published by . This book was released on 1993 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Texas Workers Compensation Insurance Deductibles written by Joseph Shields and published by . This book was released on 1994 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Affordable Care Act written by Tamara Thompson and published by Greenhaven Publishing LLC. This book was released on 2014-12-02 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Patient Protection and Affordable Care Act (ACA) was designed to increase health insurance quality and affordability, lower the uninsured rate by expanding insurance coverage, and reduce the costs of healthcare overall. Along with sweeping change came sweeping criticisms and issues. This book explores the pros and cons of the Affordable Care Act, and explains who benefits from the ACA. Readers will learn how the economy is affected by the ACA, and the impact of the ACA rollout.
Download or read book Bonus Options in Health Insurance written by Peter Zweifel and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 153 pages. Available in PDF, EPUB and Kindle. Book excerpt: Confronted with the continuing cost expansion in the health care sector, policy makers face a dilemma: limiting moral hazard in medical care requires that consumers participate in the cost, yet copayment is strongly resisted by today's socially insured. Thus, the experiences of three private German health insurers will be of interest to physicians, social scientists, and policy makers. Insurer A writes conventional plans with deductibles and coinsurance; B pays back three-monthly premiums as a fixed rebate for no claims; while C runs an experience-rated bonus system starting with a rebate of three-monthly premiums for the first year without a claim, reaching a maximum of five after three years. While both rebates and bonuses are quite popular among insureds, this study shows that bonus options are particularly effective in limiting the demand for ambulatory and even hospital care. But what about adverse effects on health caused by the desire to save one's bonus? On this issue, there is some surprising evidence.
Download or read book Coverage Matters written by Institute of Medicine and published by National Academies Press. This book was released on 2001-10-27 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.
Download or read book Mortgage Insurance Deductibles written by Thorsten V. Koeppl and published by . This book was released on 2017 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Voluntary Health Insurance in Europe Country Experience written by Sagan A. and published by World Health Organization. This book was released on 2016-07-20 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: No two markets for voluntary health insurance (VHI) are identical. All differ in some way because they are heavily shaped by the nature and performance of publicly financed health systems and by the contexts in which they have evolved. This volume contains short structured profiles of markets for VHI in 34 countries in Europe. These are drawn from European Union member states plus Armenia Iceland Georgia Norway the Russian Federation Switzerland and Ukraine. The book is aimed at policy-makers and researchers interested in knowing more about how VHI works in practice in a wide range of contexts. Each profile written by one or more local experts identifies gaps in publicly-financed health coverage describes the role VHI plays outlines the way in which the market for VHI operates summarises public policy towards VHI including major developments over time and highlights national debates and challenges. The book is part of a study on VHI in Europe prepared jointly by the European Observatory on Health Systems and Policies and the WHO Regional Office for Europe. A companion volume provides an analytical overview of VHI markets across the 34 countries.
Download or read book The Naked Insurance Auto amp Home Owner written by and published by Carroll Insurance Group LLC. This book was released on with total page 67 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Optimal Insurance and Generalized Deductibles written by Kenneth Joseph Arrow and published by . This book was released on 1973 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
