Download or read book Credit Reporting Literacy Survey Data written by and published by . This book was released on 2005 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This document presents survey data for all respondents, as well as cross-tabulation results for demographic and other subpopulations of respondents to GAO's telephone survey of U.S. consumers' understanding of credit reporting issues.
Download or read book Credit reporting literacy consumers understood the basics but could benefit from targeted educational efforts report to congressional committees written by United States. General Accounting Office and published by DIANE Publishing. This book was released on 2005 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Download or read book Credit Reporting Literacy written by and published by . This book was released on 2005 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Gao 05 223 Credit Reporting Literacy written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-02 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: GAO-05-223 Credit Reporting Literacy: Consumers Understood the Basics but Could Benefit from Targeted Educational Efforts
Download or read book Consumer Finance written by Alicia Puente Cackley and published by DIANE Publishing. This book was released on 2010-10 with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt: More than 12 million adults in the U.S. report they do not speak English well or at all. Proficiency in reading, writing, speaking, and understanding the English language appears to be linked to multiple dimensions of adult life in the U.S., including financial literacy -- the ability to make informed judgments and take effective actions regarding the current and future use and management of money. A recent Federal Act in 2009 mandated an examination of the relationship between fluency in the English language and financial literacy. This report examines the extent, if any, to which individuals with limited English proficiency are impeded in their financial literacy and conduct of financial affairs. Illustrations.
Download or read book Credit Reporting Literacy written by United States. General Accounting Office and published by . This book was released on 2005 with total page 121 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Data Literacy in Academic Libraries written by Julia Bauder and published by American Library Association. This book was released on 2021-07-21 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: We live in a data-driven world, much of it processed and served up by increasingly complex algorithms, and evaluating its quality requires its own skillset. As a component of information literacy, it's crucial that students learn how to think critically about statistics, data, and related visualizations. Here, Bauder and her fellow contributors show how librarians are helping students to access, interpret, critically assess, manage, handle, and ethically use data. Offering readers a roadmap for effectively teaching data literacy at the undergraduate level, this volume explores such topics as the potential for large-scale library/faculty partnerships to incorporate data literacy instruction across the undergraduate curriculum; how the principles of the ACRL Framework for Information Literacy for Higher Education can help to situate data literacy within a broader information literacy context; a report on the expectations of classroom faculty concerning their students’ data literacy skills; various ways that librarians can partner with faculty; case studies of two initiatives spearheaded by Purdue University Libraries and University of Houston Libraries that support faculty as they integrate more work with data into their courses; Barnard College’s Empirical Reasoning Center, which provides workshops and walk-in consultations to more than a thousand students annually; how a one-shot session using the PolicyMap data mapping tool can be used to teach students from many different disciplines; diving into quantitative data to determine the truth or falsity of potential “fake news” claims; and a for-credit, librarian-taught course on information dissemination and the ethical use of information.
Download or read book Improving Financial Literacy Analysis of Issues and Policies written by OECD and published by OECD Publishing. This book was released on 2005-11-10 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.
Download or read book Adult Literacy in America written by Irwin S. Kirsch and published by Department of Education. This book was released on 1993 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: The National Adult Literacy Survey profiled the literacy of U.S. adults based on their performance on tasks reflecting materials and demands of daily life. Data were gathered through interviews with a random sample of 13,600 people over 16, a survey of 1,000 adults in each of 12 states, and interviews with 1,100 prison inmates, making a total of 26,000 adults surveyed. Participants completed a series of literacy tasks and received proficiency scores on three scales measuring prose, document, and quantitative literacy. They were categorized in five levels. Major findings were as follows: (1) 40-44 million adults were at the lowest level, of whom 25% were immigrants, 62% did not complete high school, and 19% had visual difficulties; (2) 50 million at level 2 had difficulty with higher reading and problem-solving skills; (3) most at levels 1-2 rated their reading/writing as well or very well--they could meet most needs with limited skills; (4) 61 million were at level 3, 34-40 million at levels 4-5; (5) young adults were less proficient than those surveyed in 1985; (6) older adults were more likely to have limited skills; (7) many minorities and prison inmates were more likely to be at levels 1-2, due to fewer years of schooling or limited English proficiency; (8) higher levels correlated with being employed, working more weeks, and having higher wages; and (9) 41-44% of level 1 and 4-8% of levels 4-5 were in poverty. (Appendices include definitions and 31 data tables. Document includes 13 other tables and 26 figures.) (SK)
Download or read book Literacy of Older Adults in America written by Helen Brown and published by Department of Education. This book was released on 1996 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: A national household survey of the literacy skills of adults in the U.S. Contents: literacy in the older adult pop'n. (comparing older and younger adults); literacy profiles for various subgroups of the older adult pop'n. (educ.; race/ethnicity; language use; sex; visual impairment; region); employment, civic participation, and economic status as they relate to literacy in the older adult pop'n. (retirement; voting; volunteer activity; annual household income); literacy practices and proficiencies in the older adult pop'n. (library use; newspaper and magazine read.; TV viewing).
Download or read book Credit Report Accuracy written by Jace B. Alleyne and published by Nova Science Publishers. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the Federal Trade Commissions' (FTCs) study on the accuracy and completeness of consumer credit reports. The FTC contracted a research team to conduct two pilot studies and collect the data for the main study described in this book. The study was designed to be the first to engage all the primary groups that participate in the credit reporting and scoring process; consumers, lenders/data furnishers, the Fair Isaac Corporation, and the CRAs; and to provide an overview of the credit reporting industry, the dispute process, and the need for an accuracy study.
Download or read book An Overview of the Credit Reporting System written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2015 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Federal Credit Union Act written by and published by . This book was released on 1980 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit Report Accuracy written by Jace B. Alleyne and published by . This book was released on 2013 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the Federal Trade Commissions' (FTCs) study on the accuracy and completeness of consumer credit reports. The FTC contracted a research team to conduct two pilot studies and collect the data for the main study described in this book. The study was designed to be the first to engage all the primary groups that participate in the credit reporting and scoring process; consumers, lenders/data furnishers, the Fair Isaac Corporation, and the CRAs; and to provide an overview of the credit reporting industry, the dispute process, and the need for an accuracy study.
Download or read book Credit Reporting Literacy written by and published by . This book was released on 2005 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit Reporting Literacy written by United States. Government Accountability Office and published by . This book was released on 2005 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
