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Book Credit Repair  Special Edition   Two Books   Learn How to Repair and Improve Your Credit Report Quickly Using Federal Laws That Are D

Download or read book Credit Repair Special Edition Two Books Learn How to Repair and Improve Your Credit Report Quickly Using Federal Laws That Are D written by Dana Lee and published by Independently Published. This book was released on 2019-03-05 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Repair - Special Edition - Two BooksDiscover How To DELETE All Negative Items From Your Credit Report!Real dispute letters and templates Included in this special edition of Credit Repair, created from the author's real world experience of having to fix and improve his credit report and score using whatever means necessary when it was destroyed by bad debt and student loans. Anyone can improve their credit using the Consumer Laws set up for consumers to protect against creditors and debt collection firms, including law firms.Book One: Credit Score RepairCredit Repair Is Available To Everyone - Roughly 30 percent of all Americans are dealing with a poor credit score and more are falling into the trap of bad credit on a daily basis. This book can show you how much power you really have when it comes to improving your credit report, score and financial situation in as little as a few months' time. It doesn't matter what type of debt you have accrued, the amount or how recently it has happened, there are numerous different ways of removing it from your credit report ASAP, all of which are discussed in detail inside including step by step instructions and even sample letters when applicable. You will find ways for dealing with credit card debt, late payments, liens, and judgements, even foreclosures in the quickest and most effective means possible. While creditors will lead you to believe otherwise, there are actually a wide variety of options available to those who are simply aware of their rights and are willing to fight to work out the best deals for themselves as possible, all of which are discussed in detail inside. Don't let creditors push you around or let your credit score languish below 700, be proactive, take control of your financial future today.Inside you will find-A detailed explanation of all three credit reports, their similarities and differences.-The only true way to get all three reports online.-All the laws that you need to know to protect yourself from unscrupulous creditors.-The easiest ways to boost your credit score no matter your past credit history.-A step-by-step process to removing black marks from your credit report no matter the cause.-Credit repair tips for any scenario and any amount owed.-Surefire ways to stop creditors in their tracks.-Tips for maintaining positive credit once you have restored your pristine record.-Identity theft and fraud prevention tips you haven't heard a thousand times before.-Cyber Threats And Prevention*************************************************Book Two: Credit Repair LettersReal Life - Real World Credit Repair and Score Increase TacticsIncludes real credit letters and disputes as always.There's no need to hire attorneys or credit repair firms. All they do is send out a templated letter anyways, and creditors get those all the time...BIG DEAL. When the actual DEBTOR (You) sends a serious letter...whoa, watch out..Consumer Laws being brandished on the collector/creditor!! They don't like that and will do whatever necessary to get rid of you fast, if you reach the right person and say the right things.These proven strategies can work for anyone. This book will show you how to take action and restore or improve your credit.When doing credit repair...you want your negative information DELETED, do not settle for any other status. Let's face the facts here, without good credit you spend A LOT more money on things like mortgages, car loans, INSURANCE and cell phone plans. Even healthcare can cost a lot more.And let's not forget that nowadays employers usually will check your credit to ensure you aren't a financial risk to them. If your credit sucks, and it's a job you really want, how awful would that be if you get passed over because of your credit score or credit report?

Book Credit Repair Kit For Dummies

Download or read book Credit Repair Kit For Dummies written by Steve Bucci and published by John Wiley & Sons. This book was released on 2008-07-28 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

Book The Credit Repair Black Book

Download or read book The Credit Repair Black Book written by Mark Kennedy and published by . This book was released on 2011 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Repair Your Credit Like the Pros

Download or read book Repair Your Credit Like the Pros written by Carolyn Warren and published by . This book was released on 2016-02-15 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Complete Guide To Credit Repair

Download or read book The Complete Guide To Credit Repair written by Bill Kelly and published by Simon and Schuster. This book was released on 2000-08-01 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: With more and more people declaring bankruptcy and total debt in this country rising, the time is perfect for a book like The Complete Guide to Credit Repair. Not only will this book show people how to repair bad credit to stay out of bankruptcy, it will show them how to avoid bad credit in the future and what they can do to strengthen their situation. Credit bureau information and other vital resources have all changed within the last few years. The Complete Guide to Credit Repair - written in a simple, straightforward tone - is packed with up-to-date information on a topic that millions of people face everyday.

Book The Ultimate Guide to Starting a Credit Repair Business

Download or read book The Ultimate Guide to Starting a Credit Repair Business written by Daniel Rosen and published by Createspace Independent Publishing Platform. This book was released on 2016-04-15 with total page 310 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit repair is profitable. It's a recurring-revenue business that you can launch with just a computer and a phone. Learn to repair credit for yourself and others and start your own profitable business from home. Credit Repair Professionals are always in demand and can earn $10,000 to $20,000 per month (or more). The most successful credit repair businesses all follow the very same methods and this book breaks it down into easy to follow steps. You'll learn: - Credit repair basics - Legal ways to remove difficult items from Credit Reports - How to work with clients who have a bankruptcy, collections and other issues - Advanced Tactics - How to launch a business for under $100 - How to get a lot of clients without paying for advertising - Tips and tricks to grow a highly profitable, recurring-revenue business If you've been thinking about starting your own credit repair business, this guide will drastically shorten your learning curve. It's the most comprehensive book available on the credit repair business.

Book Personal Finance QuickStart Guide

Download or read book Personal Finance QuickStart Guide written by Morgen Rochard and published by ClydeBank Media LLC . This book was released on 2020-10-19 with total page 377 pages. Available in PDF, EPUB and Kindle. Book excerpt: THE ULTIMATE BEGINNER’S GUIDE TO TAKING CONTROL OF YOUR FINANCES INCLUDES FILLABLE SIMPLIFIED BUDGET SPREADSHEET AND OTHER ESSENTIAL DIGITAL ASSETS Are you tired of feeling stressed out and overwhelmed when you think about your finances? Have you gotten frustrated with personal finance advice from “experts” that doesn’t feel like it speaks to your unique financial situation? No matter where you are in your financial journey Personal Finance QuickStart Guidecovers everything you need to know to make a positive financial change in your life. At a time when 80% of US workers live paycheck to paycheck and as many as 40% of Americans can’t afford a surprise $400 expense it has never been more important to take control of your financial wellbeing. In Personal Finance QuickStart Guide author, podcaster, and financial advisor Morgen B. Rochard CFA, CFP®, RLP® pulls back the personal finance curtain to present personal finance wisdom that is so simple anyone can start putting it to use today. Morgen has distilled a career’s worth of experience in the financial world into an uncommonly helpful guide to the common money problems we all face. Filled with personal stories told in her straightforward and candid style, this book is the missing ingredient for anyone who wants to take control of their finances and live their most fulfilled life. It doesn’t matter where you are on your financial journey, how much experience you have, or how much money you have in the bank—you can make the financial changes needed to build the fulfilling life you deserve with the time-tested and proven personal finance wisdom enclosed in this book. Personal Finance QuickStart Guide Is Perfect For: - Millennials who feel like they never got a handle on their finances and want to catch up - Young adults who want to build a good financial foundation for the future - Working professionals who are thinking about retirement - Anyone looking to make a financial change in their life and build wealth Personal Finance QuickStart Guide Covers: - How to think about money and craft your own positive money mindset - Repairing your credit score to increase your buying power and provide more freedom in your life - The difference between good and bad debt and how to pay down and manage debt - Financial goal setting with actionable steps to accomplish your goals - How to prepare for retirement and secure your own financially independent future Personal Finance QuickStart Guide Will Teach You: - How to build a positive money mindset, analyze your own money habits, and secure your own financial freedom for good times and bad - How to effectively manage and pay down debt, the difference between good and bad debt, and how to raise your credit score (and keep it high) - How to translate your dreams into a financial reality without restrictive budgeting or beating yourself up over daily spending - The best way to prepare for major life events like home buying, weddings, and sending kids off to college - Yes, you need to invest—how to put your money to work for you without assuming a mountain of risk or learning complicated charts - How to prepare for retirement the smart way, what to do if you come into money, how to reduce your tax burden and more—your entire personal finance journey is in these pages! *LIFETIME ACCESS TO FREE PERSONAL FINANCE DIGITAL ASSETS* Easy to use Simplified Budget Spreadsheet - 1 Page Personal Finance Plan - Effective Goal Setting Workbook - Additional visual aids, infographics and more!

Book Legal Loopholes

Download or read book Legal Loopholes written by Charles Dickens and published by Trafford Publishing. This book was released on 2013-04 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: It is estimated that over 80 million Americans are living with poor credit, and recent studies have shown that up to 79% of all credit reports contain errors. Use this recession-proof, guerilla-repair guide to quickly and legally repair your credit and improve your scores. Don't pay credit repair companies thousands of dollars; do it yourself, and be fast on your way to owning the car or house of your dreams. - Remove accurate negative information - Boost your scores in as little as 72 hours - Establish credit fast and easy - Laws to stop creditors fast in their tracks - Secrets the credit bureaus don't want you to know - Remedy identity theft in 4 days "Finally, a credit repair guide that delivers! I applied these legal-loopholes tactics and improved my credit score by over 100 points in less than 30 days! The author uses his legal background to shed light on the little-known provisions in the law, allowing you to legally and quickly repair your credit and boost your scores. Yet his simple approach and sample legal form letters make repairing credit so easy-you need only be smarter than a fifth grader to do it yourself." -E. Henry, Milwaukee, Wisconsin, savvy consumer

Book What the Fico

    Book Details:
  • Author : Ash Cash
  • Publisher : 1Brick Publishing
  • Release : 2013-05
  • ISBN : 9780983448631
  • Pages : 124 pages

Download or read book What the Fico written by Ash Cash and published by 1Brick Publishing. This book was released on 2013-05 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: What the FICO: 12 Steps To Repairing Your Credit is the only credit repair book you'll ever need. It is a simple guide that will give you step-by-step instruction on how to go from bad to good credit in no time and minimal cost. If you follow these simple steps you are going to begin the journey of getting your credit and financial life back in order. This book is mainly for those who have tried to learn the credit game and have done so unsuccessfully but can also be used by those who are just starting out to get a better understanding of how to build a good credit history. - Learn your rights as a consumer and how to protect them - Learn how to remove negative items from your report (Even the ones you're responsible for) - Correct and remove errors and improve your credit score - Negotiate with creditors to reduce debt - Add positive information to your credit report - Re-Build a Solid Credit history

Book Credit Repair

    Book Details:
  • Author : Dana Lee
  • Publisher : Createspace Independent Publishing Platform
  • Release : 2018-07-25
  • ISBN : 9781724365460
  • Pages : 156 pages

Download or read book Credit Repair written by Dana Lee and published by Createspace Independent Publishing Platform. This book was released on 2018-07-25 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Repair Credit Repair Second Edition Real Life Real World Credit Repair and Score Increase Tactics. Includes real credit letters and disputes There's no need to hire attorneys or credit repair firms. All they do is send out a templated letter anyways, and creditors get those all the time...BIG DEAL. When the actual DEBTOR sends a serious letter, whoa, watch out..Consumer Laws being brandished on the collector, creditor. They don't like that and will do whatever necessary to get rid of you fast, if you reach the right person and say the right things. These proven strategies can work for anyone. This book will show you how to take action and restore or improve your credit. When doing credit repair...you want your negative information DELETED, do not settle for any other status. Let's face the facts here, without good credit you spend A LOT more money on things like mortgages, car loans, INSURANCE and cell phone plans. Even healthcare can cost a lot more. And let's not forget that nowadays employers usually will check your credit to ensure you aren't a financial risk to them. If your credit sucks, and it's a job you really want, how awful would that be if you get passed over because of your credit score or credit report Collections and Judgment, Get Them Deleted! Dispute your credit the right way using Federal laws in your favor. The Consumer Acts are vast and complex, almost every debt collector or creditor has a violation somewhere in their operations, they're almost impossible NOT to violate. Write Credit Letters From Hell and State Your Demands. No company likes dealing with debtors that know the Consumer Acts and uses them to their advantage. Most companies can barely adhere to the vast Consumer laws and Fair Credit Acts, however minor, most companies violate some aspect of the laws at one time or another. If you can't find a Fair Credit violation, use the Cyber Security breach tactic. This one is VERY SERIOUS. The Government wants large corporations to secure your data, if they are recklessly handling your information, this falls under the Cyber Security mandates and is definitely going to get their attention. Inquiries Nowadays lots of companies don't even tell you upfront that they are making a hard credit inquiry. These can add up over time and pull your score down many points, getting these deleted is the goal. Get your free REAL score and report online direct from the major bureaus. Lots of websites and companies claim they will give you a free credit score but they usually try to trick you. They will try to charge you either a large one-time fee or an ongoing membership fee for access to your credit information. But there is one website that gives you your credit score 100% free without trying to sell you anything, and you can monitor your score without any cost. They can even provide you with free email alerts when anything new pops up on your credit report so you can take care of it right away. Insurance Auto insurance rates are out of control these days, don't let them rip you off because your score places you in a certain category of risk for them, fight back by improving your score quickly and get the low rates you deserve NOW. Also, check your driving record report, sometimes errors in points or citations will cause your insurance premiums to remain high. Sometimes citations that were supposed to drop off haven't.

Book How to Boost Your Credit Score 100  Points in 30 Days Without Credit Repair

Download or read book How to Boost Your Credit Score 100 Points in 30 Days Without Credit Repair written by Brian Diez and published by Createspace Independent Publishing Platform. This book was released on 2016-09-01 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you know that you could have credit scores in the low 600's even if you never missed a bill payment in your life? That's because your payment history is only 35% of your credit score. "How to Boost You Credit score 100+ Points Without Credit Repair" will show credit industry secrets for maximizing the other 65%. The best part is you will see real results in just 30 days.

Book DIY Credit Repair

    Book Details:
  • Author : Kendyl Jameson
  • Publisher :
  • Release : 2018-08-28
  • ISBN : 9780999249833
  • Pages : 80 pages

Download or read book DIY Credit Repair written by Kendyl Jameson and published by . This book was released on 2018-08-28 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is also available in Spanish. (Disponible en Español) Fix your credit and take control of your financial life! Do you need to repair your credit or increase your credit score? Do you want to eliminate debt and build credit? Have you applied for a loan and been denied due to your credit? Do you want to know how to read your credit report and understand why you were denied? Do you want to fix your credit? If you answered yes to any of the above questions or if you simply wish to improve your credit score and credit rating, then this book is for you! DIY Credit Repair: Beginners' Guide to Credit Repair is an easy to read and follow guide for individuals wishing to: repair credit; increase credit score; improve credit rating; understand credit reports; understand credit utilization ratio; and improve budgeting skills. In addition, you will find tips and suggestions for each section as well as examples for easier understanding of this otherwise complicated topic. DIY Credit Repair: Beginners' Guide to Credit Repair is written and based on personal experience. Proven to have been successful for the author, the information included has been used and applied to not only rebuild and repair credit, but also increase credit rating while sending the credit score shooting for the stars! A healthy credit score and credit utilization ratio are important for obtaining car loans, mortgages and lines of credit. These two components can make an impact on whether or not you qualify for the purchase you want to make. Overall, the better your credit and payment history, the better chances you have of being approved - and often at lower interest rates. Although services can be used for achieving some credit goals, when you do it yourself (DIY), you not only learn the process, but also gain better financial discipline while teaching yourself how to preserve your credit and make better purchasing decisions. When you fix your credit yourself, you will inherit the power to maintain your credit with a full understanding of how and when to use it, as well as when not to. Understanding the ins and outs of your personal credit now, can save you grief and frustration further down the road. All of this adds up to better chances of a more stable, sound financial situation that assists in lowering stress and improving life on a daily basis! Get excited about where you can take this and get started today!

Book Clean Up Your Credit

Download or read book Clean Up Your Credit written by Richard Mansfield and published by Rowman & Littlefield. This book was released on 2022-05-15 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bad things happen to good people. Events not always under our control can often result in our credit scores going down, and sometimes way, way down. There are consumer protection laws that you can use to remove negative items from your credit report,. Because of a quirk in the law you can, as the author did, remove items that really are yours. But if you try to go it alone, the credit repair journey can be a nightmare. This book introduces a step-by-step credit repair system, actulal documents the author used to settle suits, and legal cases filed in federal courts against major credit bureaus. These are the credit repair secrets they really don’t want to you to know, from someone who successfully challenged the credit reporting industry. Contrary to what you may believe, there is a way to improve your credit score substantially, and this book will help you get there.The author was a vice president at Guardian Bank in charge of the collection department and went on to start a collection agency. After selling the agency he became a credit restoration coach. To prove what he knew in theory could in fact be done, he stopped paying everything: repossession, foreclosure, medical bills, student loans, and credit cards. He even filed for bankruptcy. His credit score went from over 800 down to 461. He had it back to 742 in five months. Mr. Mansfield walks you through every step of the credit restoration process. As a bonus, when you purchase the book there’s information on how to contact Mr. Mansfield directly! There is no other credit restoration book like this.

Book The Ultimate Credit Repair Guide to Having Luxurious Credit

Download or read book The Ultimate Credit Repair Guide to Having Luxurious Credit written by Arnita Johnson and published by Createspace Independent Publishing Platform. This book was released on 2016-11-26 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bad credit? No credit? The Ultimate Credit Repair Guide to Having Luxurious Credit is loaded with knowledgeable, easy-to-follow advice no matter where you find yourself on your financial journey. Arnita, like millions of Americans, learned that having bad credit can jeopardize your livelihood. What started as an instant approval of credit for $2500, quickly spiraled into twenty-five unpaid credit cards, reckless spending habits, and uncontrollable debt that cost her a well-paying job and nearly destroyed her financial future. With a FICO score of 303 (FICO starts at 300), Arnita knew the only person who could repair the damage she did to her credit was her! She received no help from the credit bureaus and countless threatening calls from bill collectors. But after years of studying consumer rights and laws on how to fix what seemed irreparable, Arnita applied practical steps and proven methods that cleaned up her credit report and doubled her credit score in six months. This guide includes exclusive information on: Credit repair dispute techniques Inside secrets on how the credit bureaus work How to finally put an end to debt collector calls How to increase your credit score in 30 days How to write effective dispute letters How to request debt validation How to establish credit Sample well-written dispute letters What NOT to do when repairing your credit The infamous "Debt Collector Call Script" And MUCH MORE!

Book Credit Repair Book

    Book Details:
  • Author : John Harris
  • Publisher : Independently Published
  • Release : 2018-12-17
  • ISBN : 9781791784669
  • Pages : 192 pages

Download or read book Credit Repair Book written by John Harris and published by Independently Published. This book was released on 2018-12-17 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: There has never been a better time in the history of the world to fix credit. Due to a recent lawsuit 2019 will be a great year for credit repair.Credit Repair 20192019 Loophole LawsNewest Techniques2019 The Amazing National Consumer Assistance Plan (NCAP)2019 Disputing to Deletions They say one picture is worth one-thousand words. Well one video must be worth one million words. if you want a quick video of why my publication is the best click on my name "John Harris" directly above. It will take you to my Author page. There is a quick video that explains why I think you should purchase my publication.Look, can I talk to you privately for a second. You probably know right now your credit is not very good and you see derogatory items that are yours. Well let me tell you a little secret. When I wrote this publication, I already expected that. So, don't worry this publication covers removing derogatory accounts that are really yours. Also, don't worry this is done legally.SYSTEM COMES WITH DISPUTE LETTER SYSTEM PRO'S USEAre you saying right now DAM THOSE (Bleeping) CREDIT BUREAU'S? Are those Credit Bureaus stopping you from getting? AN APARTMENT: Sorry here is your damage deposit back your credit application was not approved but thanks for the $30.00 credit application fee.EMPLOYMENT: Sorry you are qualified, and we really liked your interview, but after seeing your credit report we will be going a different route.AUTOMOBILE: Well we did get you approved but unfortunately the down payment we talked about will be significantly more. Your monthly payment will also be $168 more a month. We understand that's not financially possible for you but if things change let us know. Thanks for coming in and help yourself to a cup of coffee on your way out. Look a good friend of mine is a divorce attorney. He knows what I do so whenever we get together the subject always seems to go to credit. He told me he's shocked at how much "spouse has bad credit" comes up during a divorce. He says it's always an issue woman have. We have deducted that woman love to nest. They want security (I guess we didn't have to be rocket scientists to figure that out). So anyway, STOP RIGHT NOW AND SCROLL TO THE TOP OF THE PAGE AND BUY THIS PUBLICATION SO WE CAN GET STARTED. Is that being forward enough? Seriously we are talking about the cost of a cup of Starbucks coffee. So, if you are still here you might need some more convincing, I guess. Good for you... due diligence. My name is John D. Harris I could go on and on here about my experience working as a credit bureau manager, but I won't bore you with all the details. THIS REALLY IS NOT ABOUT ME ANYWAYS. IT'S ABOUT YOU AND YOUR CREDIT. Even though your credit affects your whole life experience you probably know very little about real credit repair. Most of the books I have read online about credit repair are out of date. Or the authors don't really know about credit repair. Let's face it all our lives are on a clock that is always ticking. Tick Tock Tick Tock. THIS IS NOT A PRACTICE RUN. This is your one life. Every day with bad credit is a day you are not experiencing your full life experience.People respect you because, you can get things done, you have access to CREDIT. My bet is that you know more about cooking a turkey, changing your oil, what's on Netflix, Geography, Donald Trump, Words of a different language, Facebook, etc. THAN YOU DO ABOUT REAL CREDIT REPAIR. I guarantee you can have good creditPS: I am a real person. This is really my PublicationPSS: You can have great credit just listen to me. Is that blunt enough for you. Purchase the publication.

Book Credit Repair Secrets

    Book Details:
  • Author : Dave Robert Warren Graham
  • Publisher : Iph Bokks - Wealth Management Academy
  • Release : 2021-04
  • ISBN : 9781914409134
  • Pages : 118 pages

Download or read book Credit Repair Secrets written by Dave Robert Warren Graham and published by Iph Bokks - Wealth Management Academy. This book was released on 2021-04 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: 55% OFF bookstores!Discount Retail Price Now at 36,95$ AmazonBestseller-Allow your customers to fix bad credit issues like a pro

Book The Guerrilla Guide to Credit Repair

Download or read book The Guerrilla Guide to Credit Repair written by Todd Bierman and published by Macmillan. This book was released on 2005-12-27 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don't know how to find out the status of their credit or how to fix it if it's bad. This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, The Guerrilla Guide to Credit Repair tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the book shows you: --How to contact three major credit bureaus and get a copy of your credit report. --How to decipher and understand the report's complex codes, numbers, and implications. --Step-by-step, how to correct errors and clean up your credit history. --How to use your legal rights under the Fair Credit Reporting Act, the Fair Billing Act, and the Truth in Lending Act to protect yourself against credit abuse. Sample credit reports, form letters, and proven techniques for credit repair makes this an invaluable guide for all consumers.