Download or read book Financial Counseling written by Dorothy B. Durband and published by Springer. This book was released on 2018-10-16 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.

Download or read book THE CREDIT COUNSELING BUSINESS written by Advocate Apurva Bhagat and published by Notion Press. This book was released on 2024-05-15 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book is a final version of our previous two books, "The Indian Credit Reporting System" and "Improove Your Credit Health". However, the book is different from the previous two because this is more specific on credit counseling and repair business. The book is divulging some of the key points: The nobility of credit counseling and repair business The credit counseling and repair business in global The credit counseling and repair business in India The basic of starting a credit counseling and repair business In-depth understanding of credit terminologies Frequently Asked Questions to resolve concerns

Download or read book Credit Hell written by Howard S. Dvorkin and published by . This book was released on 2010-07-28 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Non profit Credit Counseling Organizations written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight and published by . This book was released on 2004 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Prebankruptcy Credit Counseling written by Noreen Clancy and published by Rand Corporation. This book was released on 2007 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 provided new requirements for bankruptcy filers and gave the U.S. Trustee Program (USTP) new areas of responsibility. One new requirement is that any individual filer must have received credit counseling during the 180 days before filing. USTP must develop measures of credit-counseling agency effectiveness, then apply those criteria to decide whether to reapprove those agencies. Complicating the effectiveness issue is the increased use of Internet-based credit counseling and whether the mode of delivery influences the counseling's adequacy and effectiveness. USTP asked RAND for help in examining what constitutes effective prebankruptcy credit counseling and how to measure it. The authors concluded that USTP should first explicitly identify the goals of prebankruptcy credit counseling; that there are no common standards or accepted sets of metrics for USTP to adopt in whole; and that there are no accepted views on the various modes of delivery. They recommend that USTP use certain upcoming reports to inform the process of developing measures of effectiveness and approving or reapproving credit-counseling agencies; that it consider whether an agency up for reapproval is providing the services stated in its initial approval application, as well as any pre- and post-testing that the agency conducts; that it survey prebankruptcy credit counselors; that it choose a few measures of effectiveness; and that it take some debtor characteristics into account when measuring agency effectiveness.

Download or read book Profiteering In A Non Profit Industry Abusive Practices In Credit Counseling April 13 2005 109 1 Senate Report No 109 55 written by and published by . This book was released on 2005 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Is Technology Enhanced Credit Counseling as Effective as In Person Delivery written by John M. Barron and published by DIANE Publishing. This book was released on 2011-05 with total page 29 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Bankruptcy Reform written by Yvonne Jones and published by DIANE Publishing. This book was released on 2007-12 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Bankruptcy Abuse Prevention & Consumer Protection Act of 2005 requires individuals to receive credit counseling before filing for bankruptcy & to take a debtor education course before having debts discharged. Concerns were raised that the new requirements could expose consumers to abusive practices by credit counseling agencies or become barriers to filing for bankruptcy. This report examines: (1) the process of approving counseling & education providers; (2) the content & results of the counseling & education sessions; (3) the fees charged; & (4) the availability of & challenges to accessing services. Includes recommendations. Charts & tables.

Download or read book Credit Counselor Training Handbook written by Credit Counseling Centers and published by . This book was released on 1981 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book United States Trustee Program written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law and published by . This book was released on 2009 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Give Yourself Credit written by Nancy Compton and published by Lulu.com. This book was released on 2006-05 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you know the inside secrets to raising a credit score? Do you know how and when to fight a creditor? How to get a collection agency to back down and delete an account? Do you have contact names and telephone numbers including fax numbers and email addresses for major creditors, law firms and collection agencies? If you answered no to even three of these questions you need to read my new e-book, 'Give Yourself Credit'. Here is what others are saying about, Give Yourself Credit!"Undoubtedly the most comprehensive study of what actually goes on behind the scenes controlling your FICO scores and credit history.......this book should be required reading material by all Mortgage Professionals!!!"Dennis S. WentworthPresidentDennis Wentworth Training SeminarsLas Vegas, NV

Download or read book Bankruptcy Reform written by Yvonne D. Jones and published by DIANE Publishing. This book was released on 2008-12 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 made significant changes to the admin. of bankruptcy relief, affecting: (1) the U.S. Trustee Program, which oversees the bankruptcy process; (2) the fed. judiciary; (3) consumers filing for bankruptcy; and (4) private trustees -- individuals who administer bankruptcy cases and are supervised by the Trustee Program. The number of new personal bankruptcy filings declined after the act -- 600,000 people filed in 2006 as compared to 1.5 million annually between 2001 and 2004. This report examines: (1) new costs incurred as a result of the Bankruptcy Reform Act by the Trustee Program and fed. judiciary; (2) new costs to consumers; and (3) the impact of the act on private trustees. Illustrations.

Download or read book Chapter 7 Bankruptcy Trustees Responsibilities and Remuneration written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Courts, Commercial and Administrative Law and published by . This book was released on 2012 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book We The People s Guide to Bankruptcy written by Ira Distenfield and published by John Wiley & Sons. This book was released on 2005-04-15 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: WE THE PEOPLE No lawyers. Save money. We The People is America's largest legal document services company. Dedicated to helping every American avoid the high cost of legal fees, We The People gives you the information you need to handle your own legal filings quickly, easily, and inexpensively. Hundreds of thousands of Americans have already liberated themselves from the tyranny of attorneys' fees--and now you can too! We The People's Guide to Bankruptcy makes filing for bankruptcy as affordable and painless as possible--all without the added hassle of hiring a lawyer. This practical, nuts-and-bolts guide covers all the basics of do-it-yourself bankruptcy, and includes insider tips and the personal stories of other people who overcame tough financial challenges. Extra resources--a glossary of legal terms, a Q&A chapter, and sample forms and worksheets--make this the best resource available for handling your own bankruptcy. Plus, when you purchase We The People's Guide to Bankruptcy, you'll be able to download important legal forms to complete your bankruptcy filing. Inside, you'll learn all the basics and more: * What bankruptcy is * Whether bankruptcy is right for you * Different types of bankruptcy * Where to find the legal forms you need * How to download legal forms you need * The ins and outs of Chapter 7 * How to handle your creditors' meeting * How to get back on your feet after bankruptcy Bankruptcy isn't the end of the world. In fact, it can mean a new beginning for you and your family, and it's easier than you think. Do it right, do it inexpensively, and do it yourself--with We The People's Guide to Bankruptcy.

Download or read book Credit Hell written by Howard S. Dvorkin and published by Wiley. This book was released on 2010 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Each year, millions of Americans sink further into debt and the sad truth is that most Americans have been conditioned to believe that debt is a normal part of life. If credit problems are adversely affecting your life, there are ways to improve your financial situation, and Credit Hell: How to Dig Out of Debt can show you how. Written by Howard S. Dvorkin--a nationally known expert in the debt counseling field--Credit Hell walks you through the "getting-out-of-debt" process from assessing the state of your finances and developing a budget, to negotiating with your creditors, consolidating your debts, and rebuilding your finances after your money troubles are over. Filled with in-depth insights and practical advice, this user-friendly guide: Shows you how to deal with important debts like your mortgage, car loans, and taxes owed to the IRS Discusses why having a good credit history and a high credit score is important; how to order your credit report from each of the three national credit reporting agencies; and what you can do to improve your score and correct problems in your credit records Educates you about important laws that can protect you when applying for credit, using credit, or if a debt collector is hounding you Explains when filing for bankruptcy is your best option and provides you with an overview of the process If you want to dig yourself out of debt and stay out of debt in the future, pick up Credit Hell and discover the best way to regain control of your financial life.

Download or read book Cumulative List of Organizations Described in Section 170 c of the Internal Revenue Code of 1986 written by and published by . This book was released on 1988 with total page 1530 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Managing Debt For Dummies written by John Ventura and published by John Wiley & Sons. This book was released on 2007-01-30 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you’re trying to kick the “Buy Now/Pay Later” habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You’ll find out how easy it is to: Distinguish between good and bad debt Go on a “debt diet” to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can’t pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.