Download or read book Credit Cooperative Institutions in European Countries written by Simeon Karafolas and published by Springer. This book was released on 2016-05-09 with total page 444 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a comparative analysis of credit cooperative systems across 23 European countries. Cooperative banking has an important place in the financial, economic and social life of most European countries, and while cooperative banks, credit mutuals, credit cooperatives and credit unions share the spirit of cooperation and mutuality, they often have very different features, history and development. The book examines the evolution and current model of each credit cooperative system, its importance for the national and local banking markets, as well as the impact of the financial crisis on cooperative banking, and also presents the sharp contrasts between these systems throughout the EU. It is of significant scientific and practical interest and enables policymakers, practitioners and academics at European and national levels to deepen their understanding of the evolution of the system and its governance.
Download or read book Cooperative Banking in Europe written by V. Boscia and published by Springer. This book was released on 2015-12-26 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book investigates the main features of the evolution of the co-operative banking model in European countries, using 'country case-study' analysis. Structured in two parts, the first deals with a sample of countries that joined the European Union before 2000; the second part with a sample of newly-admitted European Union member countries.
Download or read book Cooperative Credit Associations in Certain European Countries and Their Relation to Agricultural Interests written by Edward Thomas Peters and published by . This book was released on 1892 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Cooperative Banks in Europe Policy Issues written by Wim Fonteyne and published by International Monetary Fund. This book was released on 2007-07 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper explains the continuing success of European cooperative banks through evolving comparative advantages. It points out that a cooperative is built around an intergenerational endowment without final owners, which creates particular governance challenges. Risks include the use of the endowment for purposes other than members' best interest, such as empire-building, and attempts at appropriation. The risk of empire-building is reinforced by mechanisms that foster capital accumulation and asymmetric opportunities for consolidation. The paper concludes that some form of independent external oversight of corporate governance is warranted and that cooperatives need mechanisms enabling them to better manage their capital.
Download or read book Agricultural Credit written by United States. Commission to Investigate and Study Rural Credits and Agricultural Cooperative Organizations in European Countries and published by . This book was released on 1914 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Contemporary Trends in European Cooperative Banking written by Marco Migliorelli and published by Springer Nature. This book was released on 2022-05-09 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: The cooperative banks’ business model is unique in the financial market. It is featured by democratic foundations (one-head-one-vote principle), proximity to the members and the community they serve, limited profit-seeking nature, and prudent management. However, these principles are applied in a variety of organisational structures and economic and regulatory contexts, making cooperative banks significantly different from one country to another. This book expands existing knowledge on the European cooperative banking sector by analysing recent trends affecting cooperative banks. Namely, the book discusses the role of cooperative banks in the policy and societal movement towards sustainability, including in adopting sustainable finance practices. It explores the digital transformation journey of cooperative banks and the impact of the consolidation of Fintech players in the financial services markets. It further showcases the need to evolve the cooperative banks’ governance structures and processes in order to foster (and in some cases restore) democracy and transparency in the decision-making. Lastly, the book debates the specific role of cooperative banks in the economic crisis that has followed the unfolding of the Covid-19 pandemic vis-à-vis their members and the communities they serve. Of interest to scholars, professors, students, and practitioners of banking and finance, this book will build on the existing research and explore the latest trends in the space.
Download or read book Thrift Deposit Institutions in Europe and the United States written by Dimitri Vittas and published by World Bank Publications. This book was released on 1995 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Agricultural Cooperation and Rural Credit in Europe written by American Commission for Study of Agriculture in Europe and published by . This book was released on 1913 with total page 926 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book European Cooperative Rural Credit Systems Correspondence and Comments written by and published by . This book was released on 1912 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book New Cooperative Banking in Europe written by Marco Migliorelli and published by Springer. This book was released on 2018-09-01 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edited volume showcases how the European cooperative banks have continued to evolve amid a new competitive scenario that resulted from the Global Financial Crisis started in Europe in 2008. The cooperative banking paradigm has been put under an unprecedented pressure as a consequence of factors such as the exceptionally low interest rates set by the European Central Bank, low profitability generated by traditional banking services—which are the backbone of the cooperative banking business—and the entrance of fintech companies into the banking market. Furthermore, tightening regulation since the beginning of the crisis has produced an increased capital and liquidity burden which in some cases have forced cooperative banks to reduce lending to their members and customers, putting under question the traditional countercyclical role of cooperative banks in periods of crisis. For these reasons, it is of the utmost value to observe and analyse how cooperative banks have been reacting in the attempt to preserve their unique business model and, at the same time, to keep providing credit to the economy. A number of scholars active in the cooperative banking sector have been involved in this edited volume as contributors.
Download or read book Cooperative Credit Societies credit Unions in America and in Foreign Countries written by Edson Leone Whitney and published by . This book was released on 1922 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Way Out of the Rut written by International Institute of Agriculture and published by . This book was released on 1912 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Agricultural Cooperation and Rural Credit in Europe written by American Commission to Investigate and Study Agricultural Credit and Cooperation and published by . This book was released on 1914 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Co operative Banking Networks in Europe written by Federica Poli and published by Springer Nature. This book was released on 2019-08-28 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past 20 years, the increased dominance in banking of the shareholder ownership model, whose main purpose is to maximize financial returns for shareholders, has proved to be a toxic combination with the financial deregulation the sector has undergone, the creation of new financial instruments and the concomitant rising levels of debt. Despite the growing role of private limited-liability banks around the world, co-operative banking still offers a compelling alternative, especially in Europe where the roots of co-operative institutions date back to the nineteenth century. This book studies the characteristics of different co-operative banking models of networks across several European countries to assess their impact on the profitability and resilience of the networks and their co-operative components. To date, empirical studies have neglected to examine the features of the networks to which co-operative banks belong. Surprisingly, there is little evidence on the extent to which the diverse organizational network structures determine differences in the profits and stability of individual banks and their networks across different countries. The principal objective of this book is to fill this gap in the literature. The European countries considered are Austria, Finland, France, Germany, Italy and the Netherlands. In these countries, co-operative banks constitute a significant presence although the organizational forms their networks take are quite different. Focusing on this sample of European countries therefore affords insights and reveals policy implications about the role that network organizations play in driving the performances of co-operative banks, which will be of interest to academics, researchers, and students of banking and financial institutions.
Download or read book The Cooperative Mutual and Non profit Sector and Its Organizations in the European Community written by and published by Luxembourg : Office for Official Publications of the European Communities. This book was released on 1986 with total page 936 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Cooperative Mutual and Non profit Sector in the European Union written by European Commission. DG XXIII. and published by . This book was released on 1997 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: This present publication offers the reader a first complete statistical overview of cooperatives, mutual and non-profit sectors in the European Union. It is the result of pilot survey which began in 1991 covering the 12 member States which formed the European Union at that time. ... The main aim of this publication is to offer a statistical insight into these particular types of economic organisations, which have in common - as unincorporated firms and unlike corporations - that they do not distribute dividends. Figures presented in this publication show the picture of a versatile, dynamic and important sector for its size. ... -- [Preface].
Download or read book American Commission for the Study of the Application of the Cooperative System to Agricultural Production Distribution and Finances in European Countries written by Southern Commercial Congress and published by . This book was released on 1913 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
