Download or read book Cramming and Third Party Billing on Mobile Phones written by Christopher Rye and published by Gazelle Book Services, Limited. This book was released on 2014-01-01 with total page 143 pages. Available in PDF, EPUB and Kindle. Book excerpt: For several decades, phone companies have allowed third-party vendors to charge consumers on their phone bills for goods and services unrelated to phone service, such as photo storage, voicemail, and faxes. This practice began with landline phone bills an
Download or read book Cramming on Mobile Phone Bills written by U.S. Senate and published by . This book was released on 2015-02-15 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: Phone companies allow third-party vendors to charge consumers on their mobile phone bills for goods and services unrelated to phone service, such as photo storage, voicemail, and faxes. A review of third-party billing practices showed that widespread unauthorized charges -- known as "cramming" -- had been placed on phone bills and had likely cost consumers billions of dollars over the preceding decades. This is the report of an inquiry that focused largely on third-party vendor charges placed through a system known as the premium short message service (PSMS), which involves use of text messaging charged to consumers at a higher rate than standard text messaging. These types of charges have been the focus of mounting reports of abuses. This investigation found that cramming on wireless phone bills has been widespread and has caused consumers substantial harm. Figures. This is a print on demand report.
Download or read book Cramming on Wireless Phone Bills written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation and published by . This book was released on 2015 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Cramming and Third Party Billing on Mobile Phones written by Christopher Rye and published by Nova Science Publishers. This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: For several decades, phone companies have allowed third-party vendors to charge consumers on their phone bills for goods and services unrelated to phone service, such as photo storage, voicemail, and faxes. This practice began with landline phone bills and continued on wireless phone bills as consumer use of mobile phones increased. Throughout this period, the industry has assured the public that its self-regulatory system is effective at protecting consumers from fraudulent third-party billing on their phone bills. However, this Committee's 2010-2011 review of third-party billing practices on landline phones showed that widespread unauthorised charges -- known as "cramming" -- had been placed on phone bills and had likely cost consumers billions of dollars over the preceding decades. In light of these findings, and emerging reports of cramming in the wireless context, the Committee subsequently began reviewing third-party billing practices on wireless phone bills. This book provides and analyses and perspectives on cramming and third party billing on mobile phones.
Download or read book Cramming on Wireless Phone Bills written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2017-12-02 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cramming on wireless phone bills : a review of consumer protection practices and gaps : hearing before the Committee on Commerce, Science, and Transportation, United States Senate, One Hundred Thirteenth Congress, second session, July 30, 2014.
Download or read book Cramming on Wireless Phone Bills written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2017-09-17 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cramming on wireless phone bills : a review of consumer protection practices and gaps : hearing before the Committee on Commerce, Science, and Transportation, United States Senate, One Hundred Thirteenth Congress, second session, July 30, 2014.
Download or read book Unauthorized Charges on Telephone Bills written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation and published by . This book was released on 2011 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Mobile Cramming written by Federal Trade Commission and published by CreateSpace. This book was released on 2015-01-13 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: The widespread adoption of mobile devices has provided many important benefits to consumers, including the convenience of paying for goods and services using a phone. One mobile payment option is known as “carrier billing” – the ability to charge a good or service directly to a mobile phone account. Industry observers have noted the potential usefulness of carrier billing to consumers, and the industry continues to devote resources to promoting carrier billing as a payment option. As stakeholders have noted, carrier billing of third-party charges may be particularly beneficial for unbanked and underbanked consumers. Additionally, consumers have used text messages to donate funds to a charitable organization, with the charge placed on their mobile phone account. As carrier billing has developed, however, fraud has become a significant problem for consumers. In particular, mobile cramming – the unlawful practice of placing unauthorized third-party charges on mobile phone accounts – is a significant concern. Mobile cramming occurs when consumers are signed up and billed for third-party services, such as ringtones and recurring text messages containing trivia or horoscopes, without their knowledge or consent. In six recent enforcement actions, the Commission has alleged that such practices have cost consumers many millions of dollars, and in just three of these actions, defendants have agreed to orders imposing judgments totaling more than $160 million. As part of its consumer protection mission, the Federal Trade Commission (“FTC” or “Commission”) works to ensure that consumer protections keep pace with developing technologies and payment mechanisms. In late 2013, following a Commission roundtable on mobile cramming and a number of FTC and state enforcement actions highlighting the prevalence of mobile cramming, the four largest mobile carriers stated that they would discontinue one form of carrier billing for commercial transactions – “Premium SMS” billing. Market participants continue to implement other kinds of carrier billing arrangements, however. In doing so, it is imperative that they keep in mind the same fundamental consumer protection principles that apply regardless of the type of technology used for billing. All stakeholders have an interest in combating cramming on the carrier billing platform, as promoting consumer trust is integral to promoting more widespread adoption of mobile payment systems and further innovation. Based on evidence reviewed to date, FTC staff recommends certain best practices for industry participants to protect consumers against unwanted charges while enabling innovation and consumer access to another payment mechanism.
Download or read book Financial Services and General Government Appropriations for 2015 written by United States. Congress. House. Committee on Appropriations. Subcommittee on Financial Services and General Government and published by . This book was released on 2014 with total page 1032 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Services and General Government Appropriations for 2016 written by United States. Congress. House. Committee on Appropriations. Subcommittee on Financial Services and General Government and published by . This book was released on 2015 with total page 988 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book FCC Record written by United States. Federal Communications Commission and published by . This book was released on 2017 with total page 982 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Mobile Cramming written by Heather Allen and published by . This book was released on 2014-11-28 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt: The widespread adoption of mobile devices provides the convenience of paying for goods and services using a phone. One mobile payment option is "carrier billing" -- the ability to charge a good or service directly to a mobile phone account. However, fraud has become a significant problem for consumers, notably, mobile cramming -- the unlawful practice of placing unauthorized third-party charges on mobile phone accounts. Mobile cramming occurs when consumers are signed up and billed for third-party services, such as ringtones and recurring text messages containing trivia or horoscopes, without their knowledge or consent. Such practices have cost consumers many millions of dollars. This report examines mobile cramming and recommends strategies to reduce this fraud. Figures. This is a print on demand report.
Download or read book Cramming an Emerging Telephone Billing Fraud written by United States. Congress. Senate. Committee on Governmental Affairs. Permanent Subcommittee on Investigations and published by . This book was released on 1998 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Services and General Government Appropriations for 2016 Consumer Product Safety Commission Federal Communications Commission Securities and Exchange Commission Statements for the record written by United States. Congress. House. Committee on Appropriations. Subcommittee on Financial Services and General Government and published by . This book was released on 2015 with total page 988 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Privacy and Protection in the Mobile Marketplace written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Consumer Protection, Product Safety, and Insurance and published by . This book was released on 2012 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Cramming written by Susan M. Collins and published by . This book was released on 1998-12-01 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hearing on the emerging problem of telephone cramming -- unexplained charges on a consumer's telephone bill for services that were never ordered, authorized, or received. Highlights the scope & nature of cramming, educates consumers about this practice, & determines what can & should be done to control this deceptive practice. Fraudulent companies rip off consumers by billing consumers through their local telephone bills for charges, many of which may have nothing to do with telephone service. A consumer must read their telephone bill carefully. Unauthorized charges, often for small amounts, may be paid routinely for months.
Download or read book State of Wireless Communications written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Communications, Technology, and the Internet and published by . This book was released on 2014 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
