Download or read book Covering Accident Costs written by Mark Rahdert and published by Temple University Press. This book was released on 2010-06 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: The debate over the structure of tort law and victim compensation.
Download or read book Annual Industrial Accident Cost in Illinois an Estimate Based Chiefly on 1949 Data written by Illinois. Department of Labor. Division of Statistics and Research and published by . This book was released on 1951 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book North Carolina Auto Accident Insurance Law written by Carl Nagle and published by Lulu.com. This book was released on 2016-08-31 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: Former insurance company lawyer and former claims adjuster Carl Nagle reveals insurance industry secrets and step-by-step guidelines to help motor vehicle accident victims: safely navigate the insurance claim process understand what is covered by insurance identify all parties who owe for accident losses locate all insurance policies and safely report claims collect full payment for car repairs or total loss receive medical care now with no out-of-pocket loss collect benefits from multiple insurance policies settle privately with no lawsuits or court involvement avoid insurance adjuster payment reduction tactics understand and present proper medical evidence maximize cash settlement for pain & suffering collect payment now for future medical needs collect for all lost wages & earning ability understand common traumatic injuries determine the fair value of your injury case make sure your settlement is tax free reduce & defend all claims against your settlement
Download or read book Tort Law No fault and Beyond written by Jeffrey O'Connell and published by . This book was released on 1975 with total page 990 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The U S Experience with No fault Automobile Insurance written by James M. Anderson and published by Rand Corporation. This book was released on 2010 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: "No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
Download or read book Pay at the Pump Auto Insurance written by Stephen D. Sugarman and published by University of California, Institute of Governmental Studies. This book was released on 1993 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Compensation for Motor Vehicle Accident Losses in the Metropolitan Area of Washington D C written by Merwyn Adolph Kraft and published by . This book was released on 1971 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: Statistics were collected in 1966 by Wilbur Smith and Associates for the District of Columbia Dept. of Highways and Traffic. Mr. Merwyn A. Kraft served as a special consultant to the U.S. Dept. of Transportation Automobile Insurance and Compensation Study and is responsible for this report.
Download or read book Annual Survey written by Health Insurance Council and published by . This book was released on 1967 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book ESTIMATES OF DIRECT COSTS TO THE STATE RESULTING FROM TRAFFIC ACCIDENTS written by J.J. ANDARY and published by . This book was released on 1981 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Costs of Excess Medical Claims for Automobile Personal Injuries written by Stephen J. Carroll and published by RAND Corporation. This book was released on 1995 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: The study concludes that 35-42 percent of claimed medical costs for automobile injuries are excess. In 1993, this excess claiming consumed approximately $4 billion of health care resources, cost insurers $9-$13 billion in compensation for noneconomic losses and other costs, and may have cost consumers $13-$18 billion in auto insurance premiums.
Download or read book Vehicle Insurance Costs for Nonprofit Organizations written by John Temple and published by . This book was released on 1978 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Alternative Approaches to Accident Cost Concepts written by and published by . This book was released on 1984 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: State-level studies of direct motor vehicle accident costs are based on data which are out of date. If these data are used, the Texas Transportation Institute's 1982 update is most accurate and more current than the State-level cost data presented in the AASHTO "Red Book" (1977) and the Transportation Research Board's Methods for Evaluating Highway Safety Improvements (1975). Good national direct cost estimates (and estimates of the cost of police, coroners, etc.) appear in: The Incidence and Economic Costs of Major Health Impairments by Hartunian, Smart, and Thompson (1981) and The Economic Cost to Society of Motor Vehicle Accidents by NHTSA (1983). Good estimates for human capital costs appear in NHTSA (1983) and are preferred over the National Safety Council's 1981 estimates. No estimates exist of psychosocial costs. Estimates of willingness to pay for life and safety would be theoretically superior to human capital costs for use in benefit-cost analyses. Empirical studies of willingness to pay offer widely divergent value-of-life estimates, and most are based on questionable data, assumptions, or estimation procedures. A survey is needed to determine willingness to pay in a highway safety context. Failing that, use of the willingness-to-pay/human-capital approach presented by Landefeld and Seskin in the American Journal of Public Health in 1982 is recommended. It yields willingness-to-pay values approximately 2.128 times as large as human capital costs. A 4-percent discount rate is recommended. All recommended accident cost data are provided in the present report
Download or read book Automobile Accident Costs and Payments STUDIES IN THE ECONOMICS OF INJURY PREPARATION written by Alfred E. Conrad, James N. Morgan, Robert W. Pratt Jr., Charles E. Voltz and Robert L. Bombaugh and published by . This book was released on 1964 with total page 542 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Crisis in Car Insurance written by University of Illinois at Urbana-Champaign. College of Law and published by Urbana : University of Illinois Press. This book was released on 1968 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Medical and Dental Expenses written by and published by . This book was released on 1990 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Workers Compensation Insurance Claim Costs Prices and Regulation written by David Durbin and published by Springer Science & Business Media. This book was released on 2007-08-27 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt: The articles in this volume were first presented at the Seventh and Eighth Conferences on Economic Issues in Workers' Compensation sponsored by the National Council on Compensation Insurance. A principal objective of the Conference series has been for workers' compensation insurance researchers to apply state-of-the-art research methodologies to policy questions of interest to the workers' compensation insurance community. This community is a rather diverse group--it includes employers, insurers, injured workers, regulators, and legislators, as well as those who service or represent these groups (e.g., physicians, rehabilitation specialists, labor unions). Despite this diversity and the variety of agendas, the Conference series continues to address many important policy questions. Readers familiar with the Conference series and the four previously published volumes should notice an evolution in terms of the topics addressed in this volume. In the earlier conferences, the topics were more often concerned with the underlying causes of the tremendous increase in workers' compensation benefit payments. In the present volume, h- ever, only four of the fourteen chapters directly concern workers' c- pensation insurance benefits, while the other ten concern the pricing of workers compensation insurance. This is not to suggest that workers' compensation cost increases have abated. In 1989, workers' compensation incurred losses exceeded $45 billion to continue the annual double-digit cost increases. Two explanations can be offered for the somewhat altered focus of this volume. First, despite the continued increase in prices, the financial results for the workers' compensation insurance line continue to be poor.
Download or read book The Economics and Politics of Choice No Fault Insurance written by Edward L. Jr. Lascher and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.
