EBookClubs

Read Books & Download eBooks Full Online

EBookClubs

Read Books & Download eBooks Full Online

Book 10 Costly Medicare Mistakes You Can t Afford to Make

Download or read book 10 Costly Medicare Mistakes You Can t Afford to Make written by Danielle Kunkle Roberts and published by Roselane Publishing. This book was released on 2020-09-24 with total page 310 pages. Available in PDF, EPUB and Kindle. Book excerpt: The critics are saying: "Don't make decisions about your Medicare coverage without reading this book!" #1 Best Selling Book in Less than 48-Hours After Reading This Book, You Will: ⚠ Know what Medicare pitfalls exist and how to expertly avoid them ⚠ Be ready to make the major Medicare decisions ⚠ Be knowledgeable on the costly penalties and how to steer clear Who This Book is For: ✓ New to Medicare - This book will help anyone approaching Medicare eligibility at age 65 who needs to learn the basics and is afraid of making a mistake that will result in penalties or inadequate healthcare coverage ✓ Retiring after 65 - Perhaps you have worked past age 65 and maintained employer coverage but now you are retiring and want to successfully transition from group health insurance cover to Medicare as your primary coverage. This book will show you the exact steps to take while also sidestepping unexpected (and often undeserved) late enrollment penalties. ✓ Beneficiaries Facing Indecision - Get this book if It's time for you to make a choice between a Medigap plan (Medicare supplement) and Medicare Advantage but you find yourself torn and aren't sure which route would be a better fit for you. ✓ Confused by Election Periods - Are all the various Medicare election periods making your head spin? This book carefully explains what changes and plan selections you can make during the various election periods and more importantly, what those election periods WON'T give you that you probably expect. ✓ Adult Children and Caregivers - If you find yourself in a situation where you need to help your parents make Medicare coverage decisions but have no idea how Medicare works, this book will be immensely helpful to you. Every year thousands of seniors make big mistakes during their Medicare enrollment that can result in expensive penalties and untold hours of hassle and headaches. While some of these mistakes are fixable, others can affect you for the rest of your life. In 10 Costly Medicare Mistakes, Medicare expert Danielle K. Roberts exposes the most common pitfalls that new to Medicare beneficiaries unwittingly make and shares how to expertly avoid them. As a Medicare expert and co-founder at Boomer Benefits, Danielle has spent the last 15 years helping thousands of Medicare beneficiaries learn how to navigate their entry into Medicare. Her goal has always been to make the entry into Medicare and enrollment process easier for ordinary Americans. This is no small task as most Americans spend their entire working lives having their healthcare plans chosen for them by their employers. Now suddenly they have to try to make sense of a huge national healthcare program that has 4 parts, 10 supplements, and thousands of plan options. To make matters worse, Medicare beneficiaries who get it wrong up front can find themselves paying penalties they don't deserve and being trapped in plans that don't fit their needs, lifestyle, or budget. In 10 Costly Medicare Mistakes, Danielle guides new beneficiaries through the key decisions they'll need to make at the beginning of their journey while also helping them expertly avoid the most common and costly mistakes that new beneficiaries often make.

Book Costly Mistakes

Download or read book Costly Mistakes written by Matthias Schranner and published by Schranner. This book was released on 2018-11-15 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: Matthias Schranner worked a number of years for the police as their leading negotiator in hostage takings and other crimes. Here he describes his successfully proven negotiating techniques. Using numerous practical examples, he illustrates various procedures which can be applied to negotiations about salary, sales, and contracts with individual customers, business partners, and groups of customers. This is a book for employees, colleagues and executives who want to negotiate competently and successfully in every situation. Matthias Schranner knows, more than anyone else, about negotiating under extreme conditions.

Book Wood in Construction

Download or read book Wood in Construction written by Jim Coulson and published by John Wiley & Sons. This book was released on 2011-12-29 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Wood in Construction – How to Avoid Costly Mistakes focuses on the basic principles and appropriate use of wood in construction and illustrates how to avoid or minimise problems, to ensure that wood performs as expected when used in a construction application. Based on the author’s extensive experience of manufacturing processes and practical applications in the timber, construction, joinery, shop-fitting and furniture industries, Wood in Construction provides a guide to using wood in building in the real world. It describes the main causes of difficulty when using wood, and shows how to avoid or minimise problems, reducing the difficulties for the architect, engineer or specifier, builder and building owner. Technical enough to explain why things should be done in specific ways, but also practical enough to demonstrate how to use wood correctly and avoid doing the wrong things, this is an invaluable resource for construction specifiers (architects, engineers), carpenters, structural engineers, building surveyors, small/medium sized builders.

Book Expensive Mistakes when Buying   Selling Companies

Download or read book Expensive Mistakes when Buying Selling Companies written by Richard G. Stieglitz and published by Acuity Publishing, Incorporated. This book was released on 2009-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Selling or buying a business can be a lucrative but risky transaction it's all too easy to sell yourself short or to overpay as the buyer. If you want to avoid the costly mistakes that many business owners make in M&A transactions, this book is for you. It provides valuable guidance on how to prepare for and negotiate your deal, and how to leave the bargaining table with more money in your pocket!

Book Why Smart People Make Big Money Mistakes and How to Correct Them

Download or read book Why Smart People Make Big Money Mistakes and How to Correct Them written by Gary Belsky and published by Simon and Schuster. This book was released on 2009-12-26 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: Protect and grow your finances with help from this definitive and practical guide to behavioral economics—revised and updated to reflect new economic realities. In their fascinating investigation of the ways we handle money, Gary Belsky and Thomas Gilovich reveal the psychological forces—the patterns of thinking and decision making—behind seemingly irrational behavior. They explain why so many otherwise savvy people make foolish financial choices: why investors are too quick to sell winning stocks and too slow to sell losing shares, why home sellers leave money on the table and home buyers don’t get the biggest bang for their buck, why borrowers pay too much credit card interest and savers can’t sock away as much as they’d like, and why so many of us can’t control our spending. Focusing on the decisions we make every day, Belsky and Gilovich provide invaluable guidance for avoiding the financial faux pas that can cost thousands of dollars each year. Filled with fresh insight; practical advice; and lively, illustrative anecdotes, this book gives you the tools you need to harness the powerful science of behavioral economics in any financial environment.

Book Avoiding Costly Hiring Mistakes

Download or read book Avoiding Costly Hiring Mistakes written by Mario S Pecoraro and published by . This book was released on 2019-06-24 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: HR investigation is an important part of any hiring process, but it can be one fraught with difficulties. From the challenges of navigating potentially false online leads to the legalities of running background checks, investigation isn't always simple. In this book you'll learn: -How to evaluate the costs of a bad hire and manage risks associated with hiring not just employees but also freelancers and gig workers-How to evaluate potential employees from resumes and the interview process-How to run appropriate background checks legally and effectively-How to do your due diligence once you've committed to hiring-How to put in place the best practices for hiring, including processes not only for employees but also for the rapidly growing sector of gig workers and for subcontractors too-How to avoid potential legal issuesAnd lots, lots more. If you want to ensure that you're hiring the right person with the right qualifications in the right manner, then everything you need to know is right here. The only thing you need to do is turn the page and start reading.

Book A Costly Mistake

    Book Details:
  • Author : Sylvester Edelugo
  • Publisher :
  • Release : 2006
  • ISBN : 9789788061779
  • Pages : 139 pages

Download or read book A Costly Mistake written by Sylvester Edelugo and published by . This book was released on 2006 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Web Forms  Costly Mistakes You Want to Avoid

Download or read book Web Forms Costly Mistakes You Want to Avoid written by Geoffrey Crofte and published by Geoffrey Crofte. This book was released on 2024-04-30 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every day we interact with web pages, mobile applications, Web Apps and, for the past few years, what are also known as PWAs (Progressive Web Apps). These artefacts that make up the rich world that the web has become all have at least one thing in common: the forms that allow us to interact with its content, its creators and many other people. These forms have evolved quite a bit since the early days of the web. The first sources I found during my research date back to an interface called Archie, which offered a form for searching an index using FTP (File Transfer Protocol) on a local network. Nothing that didn't involve a great deal of interaction with others. With the Web Forms 1.0 standard, many of the new features adopted around these forms then stagnated until the need for change arose with mobile usage, particularly between 2008 and 2015. In fact, the Web Forms 2.0 standard was first written in 2008, the same year that I started to become a professional in the web field. The Web Forms 2.0 standard introduced with HTML 5 has brought us many new types of form fields: e-mail, URL, telephone, etc., as well as new APIs (Application Programming Interface) in JavaScript, and continues to evolve today much faster than in the past. Don't wait for a new version of HTML to update: HTML is a Living Standard, meaning that it has been constantly evolving since version 5. These technical developments, these fields and other new features are designed to keep pace with changes in usage, particularly in the habits of users of mobile devices such as smartphones and tablets, but also to enhance the possibilities for interaction on all the devices we use today. Despite all this progress, it's not uncommon to find forms with a deplorable user experience. How did we get to this point when technology is supposed to be helping us to improve the digital services we offer? My answer in one sentence: it's a gentle mix of responsibilities between (customer) service, design and ergonomics, accessibility and technology, which is leading our users to a deterioration in their experience of our websites and, more particularly, our forms. In other words, user and customer experience is a multi-stage, multi-stakeholder process that can be likened to a machine: if a single cog doesn't do its job, the whole process can go wrong. How can we introduce a better level of experience for our visitors? How can we monitor and measure this quality? Between accessibility, usability, user experience and search, user interface, HTML and CSS, let's take a quick look at the state of the art of web forms, and how we can improve all of this.

Book 7 Costly Mistakes When Choosing a Publisher

Download or read book 7 Costly Mistakes When Choosing a Publisher written by Jenn Foster and published by Elite Online Publishing. This book was released on 2022-09-28 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: You've written a book and you're ready to get it published. But where do you start? How do you find the right publisher? And once you've found one, how do you make sure you don't make any costly mistakes? Thankfully, help is on hand from publishing experts Jenn Foster and Melanie Johnson. In their new book, "7 Costly Mistakes when Choosing a Publisher", they detail the seven most common mistakes authors make when choosing a publisher - and how to avoid them. From not doing your research to forgetting to negotiate your royalties, this book is essential reading for any author looking to get their book published. Foster and Johnson share their insider knowledge and expertise to help you make the best decisions for your book - and ensure that you keep control of your rights and royalties. With clear, practical advice and plenty of insider tips, this book is an essential read for anyone considering self-publishing or going down the traditional route. Avoid the costly mistakes others have made - pick up your copy today!

Book Capital Projects

Download or read book Capital Projects written by Paul Barshop and published by John Wiley & Sons. This book was released on 2016-09-06 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: A real-world framework for driving capital project success Capital Projects provides an empirically-based framework for capital project strategy and implementation, based on the histories of over 20,000 capital projects ranging from $50,000 to $40 billion. Derived from the detailed, carefully normalized database at preeminent project consultancy IPA, this solid framework is applicable to all types of capital investment projects large and small, in any sector, including technology, life sciences, petroleum, consumer products, and more. Although grounded in empirical research and rigorous data analysis, this book is not an academic discussion or a conceptual dissertation; it's a practical, actionable, on-the-ground guide to making your project succeed. Clear discussion tackles the challenges that cause capital projects to fail or underperform, and lays out exactly what it takes to successfully manage a project using real-world methods that apply at any level. Businesses report that 60 percent of their projects fail to meet all business objectives, and IPA's database shows that projects' final average net present value undershoots initial estimates by 28 percent. This book provides concrete, actionable solutions to help you avoid the pitfalls and lead the way toward a more positive outcome. Avoid the missteps that make capital projects fail Learn the specific practices that drive project success Understand what effective capital project management entails Discover real-world best practices that generate more value from capital When capital projects fail, it is almost always preventable. Inefficiency, underestimated timelines, and unforeseen costs are the primary weights that drag a project down—and they are all avoidable with good management. Capital Projects gives you the insight and practical tools you need to drive a successful project.

Book Costly Mistakes That Cost Us Our Brighter Future

Download or read book Costly Mistakes That Cost Us Our Brighter Future written by Tony Nwoye and published by Revival Waves of Glory Ministries. This book was released on 2017-03-03 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: If something is part of you, then you will only struggle to let go of it, but the reality remains that you can only attempt and not erase it because it is part of your very existence. Mistake is part of every human and that is why we can only attempt to exonerate ourselves from mistakes, but it is a task that we will continue to do until the very end. Some of the things that normally cost us our future are those things that we regard as being nothing, but in reality that is what will bring us down unexpectedly. The truth of life is such that if we believe that we can come up with a perfect decision on any issue, then we will always be a victim of illusion because in every decision we make in life, there will certainly occur that part of which we will fail to notice and that will be a destructive part that will affect the whole of our actions until the very end. The way to lead a successful life is to be ready to accept the fact that we are prone to making mistakes and that mistake is inevitable as far as our lives are concern so that we can guide ourselves towards making decision as well as being able to make amend when new facts come in. The reason why many people make the worst mistakes of their lives is that they do not accept the reality that their nature is ingrained in faults. Once you cannot believe in the natural possibility of having error in any of your actions and decisions, then you will always live in a world where illusion rules. We may have everything it takes to be careful of our actions, we may have what it takes to lead a principled life and we may be very cautious of our faults, but the truth is that all these human skills and knowledge are not enough to exonerate us from making mistake, which is why we have to come down from that high hill and accept the reality of our own making and that mistake is deeply rooted in us no matter how we try to live our lives. If you can accept that mistake and try to live with the aim of minimizing it, then it becomes very easy for you to curtail it, but as for doing away with it, that is where our own authority as human reaches its dead end. However, if you cannot accept that you can make the worst of mistake in life, then you will only fall deep into a place of no return before you can realize it yourself. There are things that we neglect in life, but those things are some of the things that will help us to live a happy life if only we can take note of them and they are discussed thoroughly in this book.

Book To Err Is Human

    Book Details:
  • Author : Institute of Medicine
  • Publisher : National Academies Press
  • Release : 2000-03-01
  • ISBN : 0309068371
  • Pages : 312 pages

Download or read book To Err Is Human written by Institute of Medicine and published by National Academies Press. This book was released on 2000-03-01 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: Experts estimate that as many as 98,000 people die in any given year from medical errors that occur in hospitals. That's more than die from motor vehicle accidents, breast cancer, or AIDSâ€"three causes that receive far more public attention. Indeed, more people die annually from medication errors than from workplace injuries. Add the financial cost to the human tragedy, and medical error easily rises to the top ranks of urgent, widespread public problems. To Err Is Human breaks the silence that has surrounded medical errors and their consequenceâ€"but not by pointing fingers at caring health care professionals who make honest mistakes. After all, to err is human. Instead, this book sets forth a national agendaâ€"with state and local implicationsâ€"for reducing medical errors and improving patient safety through the design of a safer health system. This volume reveals the often startling statistics of medical error and the disparity between the incidence of error and public perception of it, given many patients' expectations that the medical profession always performs perfectly. A careful examination is made of how the surrounding forces of legislation, regulation, and market activity influence the quality of care provided by health care organizations and then looks at their handling of medical mistakes. Using a detailed case study, the book reviews the current understanding of why these mistakes happen. A key theme is that legitimate liability concerns discourage reporting of errorsâ€"which begs the question, "How can we learn from our mistakes?" Balancing regulatory versus market-based initiatives and public versus private efforts, the Institute of Medicine presents wide-ranging recommendations for improving patient safety, in the areas of leadership, improved data collection and analysis, and development of effective systems at the level of direct patient care. To Err Is Human asserts that the problem is not bad people in health careâ€"it is that good people are working in bad systems that need to be made safer. Comprehensive and straightforward, this book offers a clear prescription for raising the level of patient safety in American health care. It also explains how patients themselves can influence the quality of care that they receive once they check into the hospital. This book will be vitally important to federal, state, and local health policy makers and regulators, health professional licensing officials, hospital administrators, medical educators and students, health caregivers, health journalists, patient advocatesâ€"as well as patients themselves. First in a series of publications from the Quality of Health Care in America, a project initiated by the Institute of Medicine

Book Ten Stupid Things That Keep Churches from Growing

Download or read book Ten Stupid Things That Keep Churches from Growing written by Geoff Surratt and published by Zondervan. This book was released on 2009 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on interviews with pastors of growing churches, as well as personal experience, this book identifies the most common mistakes pastors make that keep otherwise healthy churches from reaping the harvest God has prepared. Each chapter spotlights a common mistake, gives real-life examples, uses a generous dose of humor, and provides a practical course of action to recover from the error. The book draws from the experience of Seacoast Church as well as pastors such as Craig Groeschel, Chris Hodges, Perry Nobel, Mark Batterson, Dave Ferguson, Scott Chapman, Dino Rizzo, Ron Hamilton, and Dave Browning, Church leaders will be encouraged to realize that they are not the only ones who struggle, and that turning their situation around may not be as daunting a task as they think. This is a field guide for the common pastor based on actual churches of all sizes.

Book Software Mistakes and Tradeoffs

Download or read book Software Mistakes and Tradeoffs written by Tomasz Lelek and published by Simon and Schuster. This book was released on 2022-06-14 with total page 414 pages. Available in PDF, EPUB and Kindle. Book excerpt: Optimize the decisions that define your code by exploring the common mistakes and intentional tradeoffs made by expert developers. In Software Mistakes and Tradeoffs you will learn how to: Reason about your systems to make intuitive and better design decisions Understand consequences and how to balance tradeoffs Pick the right library for your problem Thoroughly analyze all of your service’s dependencies Understand delivery semantics and how they influence distributed architecture Design and execute performance tests to detect code hot paths and validate a system’s SLA Detect and optimize hot paths in your code to focus optimization efforts on root causes Decide on a suitable data model for date/time handling to avoid common (but subtle) mistakes Reason about compatibility and versioning to prevent unexpected problems for API clients Understand tight/loose coupling and how it influences coordination of work between teams Clarify requirements until they are precise, easily implemented, and easily tested Optimize your APIs for friendly user experience Code performance versus simplicity. Delivery speed versus duplication. Flexibility versus maintainability—every decision you make in software engineering involves balancing tradeoffs. In Software Mistakes and Tradeoffs you’ll learn from costly mistakes that Tomasz Lelek and Jon Skeet have encountered over their impressive careers. You’ll explore real-world scenarios where poor understanding of tradeoffs lead to major problems down the road, so you can pre-empt your own mistakes with a more thoughtful approach to decision making. Learn how code duplication impacts the coupling and evolution speed of your systems, and how simple-sounding requirements can have hidden nuances with respect to date and time information. Discover how to efficiently narrow your optimization scope according to 80/20 Pareto principles, and ensure consistency in your distributed systems. You’ll soon have built up the kind of knowledge base that only comes from years of experience. About the technology Every step in a software project involves making tradeoffs. When you’re balancing speed, security, cost, delivery time, features, and more, reasonable design choices may prove problematic in production. The expert insights and relatable war stories in this book will help you make good choices as you design and build applications. About the book Software Mistakes and Tradeoffs explores real-world scenarios where the wrong tradeoff decisions were made and illuminates what could have been done differently. In it, authors Tomasz Lelek and Jon Skeet share wisdom based on decades of software engineering experience, including some delightfully instructive mistakes. You’ll appreciate the specific tips and practical techniques that accompany each example, along with evergreen patterns that will change the way you approach your next projects. What's inside How to reason about your software systematically How to pick tools, libraries, and frameworks How tight and loose coupling affect team coordination Requirements that are precise, easy to implement, and easy to test About the reader For mid- and senior-level developers and architects who make decisions about software design and implementation. About the author Tomasz Lelek works daily with a wide range of production services, architectures, and JVM languages. A Google engineer and author of C# in Depth, Jon Skeet is famous for his many practical contributions to Stack Overflow.

Book Survey Errors and Survey Costs

Download or read book Survey Errors and Survey Costs written by Robert M. Groves and published by John Wiley & Sons. This book was released on 2005-01-21 with total page 616 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Wiley-Interscience Paperback Series consists of selected books that have been made more accessible to consumers in an effort to increase global appeal and general circulation. With these new unabridged softcover volumes, Wiley hopes to extend the lives of these works by making them available to future generations of statisticians, mathematicians, and scientists. "Survey Errors and Survey Costs is a well-written, well-presented, and highly readable text that should be on every error-conscious statistician’s bookshelf. Any courses that cover the theory and design of surveys should certainly have Survey Errors and Survey Costs on their reading lists." –Phil Edwards MEL, Aston University Science Park, UK Review in The Statistician, Vol. 40, No. 3, 1991 "This volume is an extremely valuable contribution to survey methodology. It has many virtues: First, it provides a framework in which survey errors can be segregated by sources. Second, Groves has skillfully synthesized existing knowledge, bringing together in an easily accessible form empirical knowledge from a variety of sources. Third, he has managed to integrate into a common framework the contributions of several disciplines. For example, the work of psychometricians and cognitive psychologists is made relevant to the research of econometricians as well as the field experience of sociologists. Finally, but not least, Groves has managed to present all this in a style that is accessible to a wide variety of readers ranging from survey specialists to policymakers." –Peter H. Rossi University of Massachusetts at Amherst Review in Journal of Official Statistics, January 1991

Book Business Contracts

Download or read book Business Contracts written by and published by . This book was released on 2019 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Big Mistakes

    Book Details:
  • Author : Michael Batnick
  • Publisher : John Wiley & Sons
  • Release : 2018-05-22
  • ISBN : 1119366410
  • Pages : 192 pages

Download or read book Big Mistakes written by Michael Batnick and published by John Wiley & Sons. This book was released on 2018-05-22 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Must-Read for Any Investor Looking to Maximize Their Chances of Success Big Mistakes: The Best Investors and Their Worst Investments explores the ways in which the biggest names have failed, and reveals the lessons learned that shaped more successful strategies going forward. Investing can be a rollercoaster of highs and lows, and the investors detailed here show just how low it can go; stories from Warren Buffet, Bill Ackman, Chris Sacca, Jack Bogle, Mark Twain, John Maynard Keynes, and many more illustrate the simple but overlooked concept that investing is really hard, whether you're managing a few thousand dollars or a few billion, failures and losses are part of the game. Much more than just anecdotal diversion, these stories set the basis for the book's critical focus: learning from mistakes. These investors all recovered from their missteps, and moved forward armed with a wealth of knowledge than can only come from experience. Lessons learned through failure carry a weight that no textbook can convey, and in the case of these legendary investors, informed a set of skills and strategy that propelled them to the top. Research-heavy and grounded in realism, this book is a must-read for any investor looking to maximize their chances of success. Learn the most common ways even successful investors fail Learn from the mistakes of the greats to avoid losing ground Anticipate challenges and obstacles, and develop an advance plan Exercise caution when warranted, and only take the smart risks While learning from your mistakes is always a valuable experience, learning from the mistakes of others gives you the benefit of wisdom without the consequences of experience. Big Mistakes: The Best Investors and Their Worst Investments provides an incomparable, invaluable resource for investors of all stripes.