Download or read book Contr les interne et externe du risque bancaire written by Fabrice Aléonard and published by . This book was released on 2002 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: L'objectif dans cette thèse a été d'analyser la pondération optimale entre contrôle interne et contrôle externe des banques dans le contexte d'un plus grand degré de liberté octroyé par la nouvelle réglementation bancaire aux banques.La réglementation externe vient s'appuyer sur les procédures et les techniques mises au point par les praticiens à l'intérieur des établissements.Dans un contexte de libéralisation des marchés financiers et de marchéisation, le contrôle interne ne peut que se développer, mais la question de sa plus grande efficacité s'est alors posée. L'articulation entre contrôle externe, qui a montré ses limites et interne qui permet une évaluation plus fine des risques bancaires, est apparue avec acuité. La démarche proposée s'articule autour de trois étapes.La première est une analyse théorique et institutionnelle du contrôle interne, puis du contrôle externe.Une étude analytique, puis empirique est menée sur le modèle VaR (value at risk), retenu comme instrument de quantification des risques par les praticiens.La deuxième étape propose une réflexion sur l'articulation entre contrôle interne et contrôle externe.L'utilisation de modèles interne soulève la question de leur fiabilité et fait apparaître la notion de "risque de modèle", ce qui conduit à justifier l'approche conservatrice retenue par le régulateur qui consiste à appliquer un facteur multiplicatif sur les résultats de la VaR pour calculer les fonds propres réglementaires.Par ailleurs, il est possible de combiner la méthode VaR, pour les périodes normales et les stress tests pour prendre en compte les événements anormaux.La dernière partie de la thèse propose un schéma réglementaire fondé sur une "réglementation flexible et dynamique".Il est en effet possible de remettre en cause la dichotomie taditionnelle entre risques de marché et risques de crédit, grâce à l'utilisation de nouveaux instruments, notamment les dérivés de crédit
Download or read book Management des risques written by Pascal Kerebel and published by Editions Eyrolles. This book was released on 2009 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ce livre permet d'élaborer une démarche de management des risques basée sur : la prévention des risques aléatoires (incendie, rupture d'approvisionnement...) ; la mise sous contrôle des risques stratégiques (de façon à minimiser les conséquences financières, les impacts en terme d'image et de parts de marchés). Il délivre des outils pour mettre en exergue les risques significatifs pouvant affecter le business model de l'entreprise, et quantifier les impacts de la réalisation de ces risques en terme de cash flow, résultats... Cet ouvrage inclut une analyse approfondie des secteurs industriel, banque et assurance.
Download or read book Audit et contr le interne bancaires written by Antoine Sardi and published by . This book was released on 2002 with total page 1099 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Le contr le interne du risque de cr dit bancaire written by Grégory Heem and published by . This book was released on 2000 with total page 948 pages. Available in PDF, EPUB and Kindle. Book excerpt: Le contrôle interne était autrefois défini comme l'ensemble des procédures ayant pour objectif d'éviter la fraude. Il désigne à présent, sous l'impulsion des changements opérés aux Etats-Unis, un dispositif permanent qui sauvegarde le patrimoine de l'entreprise et favorise l'efficience de sa politique. L'objet de cette recherche est d'étudier comment les banques ont fait évoluer leur contrôle interne pour maîtriser le risque de crédit. Ce risque est à l'origine d'un règlement de la Commission bancaire en 1997 et des nombreux changements opérés dans l'organisation du contrôle interne des banques françaises après cette date. Cette recherche, à la fois conceptuelle et empirique, a permis la construction d'un cadre d'analyse du contrôle interne du risque de crédit dans les banques. La problématique du contrôle a été élargie en la confrontant à différentes perspectives théoriques issues notamment de l'économie et de la sociologie.
Download or read book Les mots cl s de la finance de la banque et des march s Anglais written by and published by Editions Bréal. This book was released on with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Adapting and Writing Language Lessons written by Earl W. Stevick and published by . This book was released on 1971 with total page 560 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book IMF Glossary written by International Monetary Fund and published by International Monetary Fund. This book was released on 2007-05-24 with total page 506 pages. Available in PDF, EPUB and Kindle. Book excerpt: This seventh, revised edition of the IMF Glossary: English-French-Spanish contains approximately 4,000 records that are believed to be the most useful to translators dealing with IMF material. The main body of the Glossary consists of terms, phraseological units, and institutional titles covering areas such as macroeconomics, money and banking, public finance, taxation, balance of payments, statistics, accounting, and economic development. It contains terminology relating to the IMF's organization and operations, as well as from the Articles of Agreement, By-Laws, Rules and Regulations, and other major IMF publications. Since the Glossary is concept-based, synonyms are consolidated into one single entry. Cross- references refer to the main entry under which the various synonyms are listed ("see") and also draw the user's attention to terms that are related but not synonyms ("see also"). Currency units of countries and monetary unions, an IMF organizational chart in the three languages, and color-coded French and Spanish indexes are provided in appendixes.
Download or read book Recueil Des Cours Collected Courses 1971 written by Academie De Droit International De La Ha and published by Martinus Nijhoff Publishers. This book was released on 1972-12-31 with total page 564 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Handbook of Islamic Banking written by Kabir Hassan and published by Edward Elgar Publishing. This book was released on 2009-01-01 with total page 472 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Handbook of Islamic Banking comprises 25 studies by leading international experts on Islamic banking and finance specially commissioned to analyse the various debates and the current state of play in the field. From its origins thirty years ago, Islamic banking has expanded rapidly to become a distinctive and fast growing segment of the international banking and capital markets. Despite this expansion, Islamic banking still remains poorly understood in many parts of the Muslim world and continues to be a mystery in much of the West. This comprehensive Handbook provides a succinct analysis of the workings of Islamic banking and finance, accessible to a wide range of readers. At the same time, it seeks to bring the current research agenda and the main issues on Islamic banking before a wider audience. Islamic banking offers, as an alternative to conventional interest-based financing methods, a wide variety of financial instruments and investment vehicles based on profit-and-loss sharing arrangements. These are all explored in detail along with other subjects such as governance and risk management, securities and investment, structured financing, accounting and regulation, economic development and globalization. M. Kabir Hassan, Mervyn Lewis and the other contributors have created an authoritative and original reference work, which will contribute to a wider understanding of Islamic banking as well as provoking further discussion and research. It will be invaluable to all scholars, researchers and policymakers with an interest in this subject.
Download or read book Islamic Banking and Finance written by Munawar Iqbal and published by Edward Elgar Publishing. This book was released on 2002-01-01 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: It is a well-known fact that conventional commercial banks provide financial intermediation services on the basis of interest rates on assets and liabilities. However, since interest is prohibited in Islam, Islamic banks have developed several other modes through which savings are mobilized and passed on to entrepreneurs, none of which involve interest. Islamic Banking and Finance discusses Islamic financial theory and practice, and focuses on the opportunities offered by Islamic finance as an alternative method of financial intermediation. Key features of profit-sharing (as opposed to debt-based) contracts are highlighted, and the ways in which they can facilitate improved efficiency and stability of a financial system are explored. The authors illustrate that in addition to some 200 Islamic banks operating in Muslim as well as non-Muslim countries, some of the biggest multinational banks are now offering Islamic financial products. This book will fascinate students, researchers and academics with a special interest in comparative banking, middle-eastern studies and international finance, and will also appeal to practitioners of banking and finance.
Download or read book Annual Report written by Office of the Superintendent of Financial Institutions Canada and published by . This book was released on 2005 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book FinTech in Financial Inclusion Machine Learning Applications in Assessing Credit Risk written by Majid Bazarbash and published by International Monetary Fund. This book was released on 2019-05-17 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Recent advances in digital technology and big data have allowed FinTech (financial technology) lending to emerge as a potentially promising solution to reduce the cost of credit and increase financial inclusion. However, machine learning (ML) methods that lie at the heart of FinTech credit have remained largely a black box for the nontechnical audience. This paper contributes to the literature by discussing potential strengths and weaknesses of ML-based credit assessment through (1) presenting core ideas and the most common techniques in ML for the nontechnical audience; and (2) discussing the fundamental challenges in credit risk analysis. FinTech credit has the potential to enhance financial inclusion and outperform traditional credit scoring by (1) leveraging nontraditional data sources to improve the assessment of the borrower’s track record; (2) appraising collateral value; (3) forecasting income prospects; and (4) predicting changes in general conditions. However, because of the central role of data in ML-based analysis, data relevance should be ensured, especially in situations when a deep structural change occurs, when borrowers could counterfeit certain indicators, and when agency problems arising from information asymmetry could not be resolved. To avoid digital financial exclusion and redlining, variables that trigger discrimination should not be used to assess credit rating.
Download or read book Minding the Markets written by D. Tuckett and published by Springer. This book was released on 2011-05-27 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tuckett argues that most economists' explanations of the financial crisis miss its essence; they ignore critical components of human psychology. He offers a deeper understanding of financial market behaviour and investment processes by recognizing the role played by unconscious needs and fears in all investment activity.
Download or read book Recueil des Cours Collected Courses 1988 written by Académie de droit international de La Haye and published by Martinus Nijhoff Publishers. This book was released on 1991-09-01 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Academy is an institution for the study and teaching of public and private international law and related subjects. Its purpose is to encourage a thorough and impartial examination of the problems arising from international relations in the field of law. The courses deal with the theoretical and practical aspects of the subject, including legislation and case law. All courses at the Academy are, in principle, published in the language in which they were delivered in the Collected Courses of the Hague Academy of International Law. This volume contains:- Cours général de droit international public, par B.CONFORTI, professeur à lUniversité de Naples - Lexercice des compétences monétaires par les États, par G. BURDEAU, professeur à lUniversité de Dijon.
Download or read book Jahresbericht written by European Federation of Building Societies and published by . This book was released on 1995 with total page 1398 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Risk Management for Islamic Banking and Finance written by I. Akkizidis and published by Springer. This book was released on 2015-12-04 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial institutions are increasingly providing Islamic financial contracts in global markets. As a result of this market growth there is a high demand to understand how to assess and manage the risks arising from applying Islamic financial products and services. Credit, operational, market and liquidity risks together with the risk of non compliance with the Shariah law are becoming very hot issues for financial institutions. This book presents a common framework on how to efficiently manage the risks faced.
