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Book Consumers  Knowledge about Their Health Insurance Coverage

Download or read book Consumers Knowledge about Their Health Insurance Coverage written by M. Susan Marquis and published by . This book was released on 1983 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Consumers  Knowledge about Their Health Insurance Coverage

Download or read book Consumers Knowledge about Their Health Insurance Coverage written by M. Susan Marquis and published by . This book was released on 1981-01-01 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report describes how much families know about their health insurance coverage and investigates whether consumer education and simplified benefit structures would improve knowledge. Families' perceptions about their insurance benefits were measured in two household surveys administered in six sites. Knowledge was assessed by comparing families' responses with policy data collected from the carrier. The vast majority of families understand insurance policies that specify one or two parameters in their benefit provisions. However, more complex payment structures are not well understood. Increased exposure to the plans' information leads to increased knowledge, suggesting that education programs could improve the general level of knowledge. The author concludes that if market strategies for allocating medical resources are pursued, simplifying insurance benefit structures and consumer education would aid consumers in making more informed economic choices about medical care.

Book Improving the Medicare Market

Download or read book Improving the Medicare Market written by Institute of Medicine and published by National Academies Press. This book was released on 1996-11-01 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: Medicare beneficiaries are rapidly moving into managed care, as attempts to restrain the growth of this costly entitlement program progress. However, advocates for patients question whether the necessary information and structures are in place to enable Medicare consumers to select wisely among private-sector managed care options. Improving the Medicare Market examines how to give Medicare beneficiaries the same choice of health plan options enjoyed in the private sectorâ€"yet protect them as consumers and patients. This book recommends approaches to ensuring accountability and informed purchasing for Medicare beneficiaries in an environment of broader choice and managed careâ€"how the government should evaluate and approve plans, what role the traditional Medicare program should play, how to help to elderly understand their options, and many other practical matters. The committee discusses the information requirements of Medicare beneficiaries and explores in detail how best to respond to their special needs. And it examines the procedures that should be developed to provide the necessary protections for the elderly in a managed care system.

Book Coverage Matters

    Book Details:
  • Author : Institute of Medicine
  • Publisher : National Academies Press
  • Release : 2001-10-27
  • ISBN : 0309076099
  • Pages : 204 pages

Download or read book Coverage Matters written by Institute of Medicine and published by National Academies Press. This book was released on 2001-10-27 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.

Book Health Insurance and Insights from Health Literacy

Download or read book Health Insurance and Insights from Health Literacy written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2017-03-13 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the passage of the Patient Protection and Affordable Care Act (ACA), health care reform has created major changes in the U.S. health care system. The ACA has brought millions of people into the system who had no previous access, and many of these newly enrolled individuals have had limited experience navigating the complex and complicated U.S. health system. In July 2016 the National Academies of Sciences, Engineering, and Medicine convened a public workshop to examine health insurance through the lens of health literacy, focusing on literacy related barriers to information and coverage as well as on possible solutions. Participants discussed the role of health literacy in accessing health care and remaining in treatment; delivery and financing system reforms that affect organizational health literacy; and quality and equity considerations. This publication summarizes the presentations and discussions from the workshop.

Book Healthcare  Insurance  and You

Download or read book Healthcare Insurance and You written by Lisa Zamosky and published by Apress. This book was released on 2013-08-19 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: Healthcare is changing and you need to know how—and what to do about it. Getting good medical care shouldn’t be so confusing—or so costly. Healthcare, Insurance, and You simplifies the many confusing details about our healthcare system so you can make informed decisions. Result? Better health at lower cost. With the advent of healthcare reform, things are changing—especially when it comes to insurance. Most people will now have to buy insurance. Do you know where to get a policy or what to look for in one? Did you know more people will now qualify for free or subsidized healthcare? Even if you get insurance through work, you'll face new choices that you'd better understand to maintain your peace of mind. As this book shows, the failure to understand how insurance and the healthcare system work can have a major impact on your physical and financial health. Healthcare, Insurance, and You is an easy-to-use guide that explains the main challenges you face when trying to get excellent healthcare: choosing the best insurance policy for your situation, finding the right doctor or hospital, buying prescription drugs the least expensive way, picking out the right Medicare plan, or fighting for your rights when dealing with insurers or medical providers. Healthcare, Insurance, and You includes tips, resources, and strategies for navigating the healthcare system and avoiding common mistakes so you can get the best healthcare for you, your family, or your organization without breaking the bank. This book shows you: How to choose a health plan that best meets your medical and financial needs, including new options under the Affordable Care Act Ways to cut through red tape and fight billing errors and claim denials What businesses need to know about offering—or not offering—insurance to employees How to plan ahead for a disability or for end-of-life care Healthcare costs rank high on the list of money concerns Americans have. And when it comes to getting great healthcare for you and your family and avoiding crippling medical bills, knowledge is power. Healthcare, Insurance, and You is a practical guide that explains the complicated healthcare system in plain language—and puts the power of good health back in your hands. What you’ll learn The impact of the Affordable Care Act on your healthcare and your finances How to take advantage of new health insurance exchanges and tax credits How to choose a health plan that best meets your medical and financial needs How to advocate for yourself, fight billing errors and denied claims, and know where to turn for help How to choose a doctor and hospital based on quality, not hype How to avoid common mistakes that can cost you big--or even put you into bankruptcy How health reform affects businesses and how they can reduce healthcare expenditures Who this book is for Consumers of healthcare in the United States, including both individuals and small businesses buying coverage for employees. Table of Contents A New Healthcare System Buying Health Insurance on your own Paying for Health Insurance Health Insurance at Work Cutting Medical Costs Buying Prescription Drugs You Against the Healthcare System Medicare Taking Charge of Your Healthcare Future Consumer Assistance Programs and State Departments of Insurance

Book Health Care Utilization as a Proxy in Disability Determination

Download or read book Health Care Utilization as a Proxy in Disability Determination written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2018-04-02 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Social Security Administration (SSA) administers two programs that provide benefits based on disability: the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program. This report analyzes health care utilizations as they relate to impairment severity and SSA's definition of disability. Health Care Utilization as a Proxy in Disability Determination identifies types of utilizations that might be good proxies for "listing-level" severity; that is, what represents an impairment, or combination of impairments, that are severe enough to prevent a person from doing any gainful activity, regardless of age, education, or work experience.

Book Consumer Health Care

    Book Details:
  • Author : Brigham Narins
  • Publisher : Consumer Health Care
  • Release : 2014-05-21
  • ISBN : 9781573027229
  • Pages : 0 pages

Download or read book Consumer Health Care written by Brigham Narins and published by Consumer Health Care. This book was released on 2014-05-21 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: How will the aging of the Baby Boomers impact our health care system? How are preexisting conditions handled according to the Affordable Care Act? Who can I contact to find out more about my Health care options under the Affordable Health Care Act? Should I be putting money into a Flexible Spending Account to help cover my health care costs? You will find answers to these questions and more by using Gale s Consumer Health Care. This title provides concise, easy to understand, information on the often complicated and frustrating interactions between consumers, healthcare providers, and insurance companies, just in time to help answer the questions raised by the implementation of the initial provisions of the Affordable Care Act. With coverage of legislation, types of insurance, healthcare related jobs, methods of healthcare delivery and even non-standard medical practices, this title will provide readers with the information they need to be well-informed consumers and their own best healthcare advocate. Though focused on the health care system in the United States, this title also discusses health care systems in other major countries for comparative purposes. In Consumer Health Care, the entries follow a standardized format that provides information at a glance. The three standard sections include: Definition: Outlines the scope of the entry Description: Provides the central information of the entry Why this is important to the consumer: explains why and how the topic in question relates to an individual s practical healthcare experience The Consumer Health Care focuses on the U.S. healthcare system and the individual's experience with it. Entries cover topics related to the current state of health insurance, the various kinds (including Government programs like Medicare and Medicaid) and methods of its delivery, as well as the history of insurance and the evolution of our current for-profit system and the Healthcare legislation and reform. Standard features/structure of the health/medical titles in the "Gale Encyclopedia Of" books. New kind of content, however: entries cover many topics in 12 categories: Government agencies, Government programs, Healthcare delivery, Healthcare funding, Healthcare improvement, Healthcare professions, Insurance, Issues in healthcare, Legislation, Non-governmental healthcare organizations, Non-standard medical practice, Other healthcare systems, Technology and healthcare."

Book How to Make Sense of Health Insurance in America

Download or read book How to Make Sense of Health Insurance in America written by Timothy J. Pitcher and published by Trafford Publishing. This book was released on 2005-07-21 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does your employer have to cover maternity? Are cash-based physicians changing the way Americans access health care? How to Make Sense of Health Insurance in America explains the nuances of group and individual health insurance and the emerging trends in health care delivery and financing.

Book Maximizing Your Health Insurance Benefits

Download or read book Maximizing Your Health Insurance Benefits written by Richard Epstein and published by Bloomsbury Publishing USA. This book was released on 1997-09-30 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: A comprehensive guide designed to help consumers understand the American health insurance system so that they can obtain the benefits to which they are entitled. Epstein explains the ins and outs of both new and traditional health insurance plans, including traditional individual and group policies, HMOs and other types of managed care plans, self-funded plans, Medicare, Medicare HMOs, Medigap, long-term care, COBRA, CHAMPUS, and Medical Savings Accounts. Written by a nationally syndicated columnist, this useful volume also deals with special health insurance issues related to children, adults with special needs, and individuals who may need long-term care. In addition, Epstein provides valuable information for individuals who are in the process of changing jobs or making changes in their marital or family status, choosing a health insurance plan, or arranging long-term care—including placement in a nursing home or an assisted-living facility—for an aging parent. The book has a practical focus with a variety of tables and worksheets to help consumers establish a system for preventing health insurance problems, and for dealing with any health insurance problems that may arise. It also contains answers to common questions about health insurance, and provides a list of organizations that offer detailed information and advice in regard to specific health insurance problems.

Book Benefit Design

Download or read book Benefit Design written by and published by . This book was released on 1993 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Consumer Information in a Changing Health Care System

Download or read book Consumer Information in a Changing Health Care System written by Judith A. Sangl and published by DIANE Publishing. This book was released on 1996 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt: Describes several trends promoting more active consumer participation in health decisions & how consumer info. facilitates that role. Major issues in developing consumer info. are presented, stressing how orientation to consumer needs & use of social marketing techniques can yield improvement. Discusses different aspects of info. for choice of health plan, ranging form consumer perspectives on their info. needs & their comprehension of quality indicators, to methods used for providing such info., such as direct counseling & comparative health plan performance data. Charts, tables & graphs.

Book Impact of Health Insurance in Low  and Middle income Countries

Download or read book Impact of Health Insurance in Low and Middle income Countries written by Maria-Luisa Escobar and published by Brookings Institution Press. This book was released on 2010 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past twenty years, many low- and middle-income countries have experimented with health insurance options. While their plans have varied widely in scale and ambition, their goals are the same: to make health services more affordable through the use of public subsidies while also moving care providers partially or fully into competitive markets. Until now, however, we have known little about the actual effects of these dramatic policy changes. Understanding the impact of health insurance-based care is key to the public policy debate of whether to extend insurance to low-income populationsand if so, how to do itor to serve them through other means.

Book The Theory of Demand for Health Insurance

Download or read book The Theory of Demand for Health Insurance written by John A. Nyman and published by Stanford University Press. This book was released on 2003 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why do people buy health insurance? Conventional theory holds that people purchase insurance because they prefer the certainty of paying a small premium to the risk of getting sick and paying a large medical bill. This book presents a new theory of consumer demand for health insurance. It holds that people purchase insurance to obtain additional "income" when they become ill.

Book Informing Consumers about Health Care Costs

Download or read book Informing Consumers about Health Care Costs written by M. Susan Marquis and published by RAND Corporation. This book was released on 1985 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Private Voluntary Health Insurance

Download or read book Private Voluntary Health Insurance written by Greg Brunner and published by World Bank Publications. This book was released on 2012-05-14 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book aims to help countries design and implement a legal framework for a viable private health insurance market, with rationale for insurance regulation, institutions involved, and standards and protections used in regulating private health insurance.