Download or read book Consumer Disclosure of Insurance written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust, Monopolies, and Business Rights and published by . This book was released on 1992 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Information Disclosure written by Julie-Anne Tarr and published by iUniverse. This book was released on 2001 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt: An insurance contract is one of the most significant documents an average consumer signs in the course of his or her adult life. It defines the scope and measure of protection available to the policy holder should the risk eventuate. Insurers similarly view the information supplied during contract negotiations as critical. As it provides a basis for assessing the risk inherent in issuing the policy, failure to disclose information fully and accurately can skew calculation of the risk level inherent in the deal and of the appropriate premium payable. For this reason, insurance contracts have traditionally been treated as a special category of business dealing. Unlike standard contracts based on caveat emptor, – let buyers beware – insurance contracts bind both insurers and consumers to a higher duty of honesty and good faith in their dealings with each other. Failure to fully disclose information that may affect an insurer’s calculation of risk in taking on the contract can potentially, therefore, result in the valid rejection of a policy holder’s claim.Given the potentially devastating consequences claim denial carries for policy holders, this book outlines the current legal regulatory framework governing this area and assesses its capacity to provide a just and efficient set of standards for the exchange of this information in the pre-contracting stage.
Download or read book Life Insurance Cost Disclosure written by United States. Federal Trade Commission. Bureau of Consumer Protection and published by . This book was released on 1979 with total page 472 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Disclosure and Concealment in Consumer Insurance Contracts written by Julie-Ann Tarr and published by Routledge. This book was released on 2013-03-04 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides an in-depth examination of the theoretical,legal, social and economic foundations to disclosure and concealment of information in relation to the formation of consumer insurance contracts. A comparative treatment of this issue is undertaken with particular attention given to the judicial and legislative approaches adopted in the United Kingdom, the United States of America, Australia and New Zealand. It will be relevant to those researching and studying insurance law, all legal practitioners involved with the formation of consumer insurance contracts and non-legal practitioners working within the field of insurance.
Download or read book Life Insurance Cost Disclosure written by United States. Federal Trade Commission. Bureau of Consumer Protection and published by . This book was released on 1979 with total page 470 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Life Insurance Marketing and Cost Disclosure written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Oversight and Investigations and published by . This book was released on 1978 with total page 836 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Insurance Disclosure and Representations Bill HL written by Great Britain. Parliament. House of Lords and published by . This book was released on 2011-11-14 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer Insurance (Disclosure and Representations) Bill (HL) : (as amended in the special public bill Committee)
Download or read book Fair Financial Information Practices Act Insurance title V written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs and published by . This book was released on 1980 with total page 686 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Insurance Disclosure and Representations Bill HL written by Great Britain: Parliament: Special Public Bill Committee and published by The Stationery Office. This book was released on 2011-12 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer Insurance (Disclosure and Representations) Bill [HL]
Download or read book Informed Insurance Choice written by Leander D. Loacker and published by Edward Elgar Publishing. This book was released on 2015-04-30 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: The direction and clarity of the author's argument is commendably clear. Thus it is clear at the outset that he is mainly concerned with pre-contractual information duties as they affect consumers, and thus standard form contracts¢although, he argu
Download or read book Consumer Disclosure of Insurance written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust, Monopolies, and Business Rights and published by . This book was released on 1992 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Life Insurance Cost Disclosure written by United States. Federal Trade Commission. Bureau of Consumer Protection and published by . This book was released on 1979 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Insurance Redlining written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance and published by . This book was released on 1994 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Distributed to some depository libraries in microfiche.
Download or read book Consumer Insurance Law Disclosure Representations and Basis of the Contract Clauses written by Peter J Tyldesley and published by Bloomsbury Publishing. This book was released on 2013-02-28 with total page 441 pages. Available in PDF, EPUB and Kindle. Book excerpt: This brand new book provides an authoritative working guide to consumer insurance law. It takes the form of a multi-authored handbook explaining the reforms brought about by the Consumer Insurance (Disclosure and Representations) Act 2012 and the impact these reforms will have on consumer insurance law. Contents includes: Consumer insurance - the current law on pre-contractual information; Self-regulation and the failure of previous reform initiatives; The FSA - the impact of rules, guidance and TCF initiatives; The Financial Ombudsman Service - its role and approach and the effect of its decisions; The Law Commissions' reform proposals and the impact of the new Act; Perspectives; Looking forward - what's next on the reform agenda?; Preparing for change; Looking forward - what's next on the reform agenda? Also includes appendices containing the text of the self-regulatory codes, the relevant FSA rules and the new Act.
Download or read book Consumer Bill of Rights and Responsibilities written by United States. Advisory Commission on Consumer Protection and Quality in the Health Care Industry and published by . This book was released on 1997 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Insurance Law written by Great Britain. Law Commission and published by The Stationery Office. This book was released on 2009 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: This joint report recommends clarification of the law about the information which a consumer should tell an insurer when taking out a policy. It includes draft legislation to replace the current law which is more than 100 years old and was designed for ship owners insuring large vessels rather than today's consumer insurance market. Under that statute, insurers can refuse to pay out if a policyholder failed to disclose any relevant information, even if the consumer answered all questions that were asked honestly and reasonably. The draft Bill appended to the report will clarify a raft of existing rules and guidance employed by insurers, the Financial Services Authority and the Financial Ombudsman Service. Under the recommendations: insurers must ask questions about any matter which they wish to know in order to assess the risk being insured; consumers who take reasonable care to answer insurers' questions fully and accurately can expect to have any subsequent claims paid in full; if a consumer makes a careless mistake when answering a question, he or she might still be entitled to have some of the claim paid. The Commissions' recommendations follow a detailed consultation exercise - started with a discussion paper "Insurance contract law" (2007, LCCP 182/SLCDP 134, ISBN 9780117037823) - which found widespread support for the proposed changes from major insurers, insurance brokers and lawyers as well as consumer groups.
Download or read book H R 1257 Federal Insurance Administration Act written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance and published by . This book was released on 1994 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
