Download or read book Conscious Spending Conscious Life written by Laurana Rayne and published by Laurana Rayne. This book was released on 2013-02-02 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt: Conscious Spending, Conscious Life is a manual for anyone who wants to move from unconscious consumption to conscious spending. Why would you? In a consumer world, it's incredibly easy to make poor choices that haunt us for years. Usually, we are deep in difficulty by the time anyone stops us. The best approach is conscious spending. Presenting a timeless philosophy in the context of modern life, Conscious Spending, Conscious Life will enrich the way you look at money and at life. Packed with practical information and thought-provoking ideas, it helps you think for yourself and make satisfying decisions. Based on Laurana Rayne's long-time experience as a college instructor, Conscious Spending, Conscious Life is sprinkled with personal anecdotes, relevant stories, clearly-written examples, and useful diagrams. This is not a textbook. Int is intended to inspire everyone to broaden their perspectives, ask questions, think independently, and cultivate common sense, Parents and grandparents will recognize it as a worthwhile resource for family members starting out on their own. Those with more life experience will find valuable perspectives to augment their current thinking about money and their lives. It's the kind of book that can be reread many times, in whole or in part, because what the reader derives will vary depending on his or her stage in life.

Download or read book Conscious Spending for Couples written by Deborah Knuckey and published by John Wiley & Sons. This book was released on 2003-04-16 with total page 334 pages. Available in PDF, EPUB and Kindle. Book excerpt: Praise for CONSCIOUS SPENDING FOR COUPLES "Deborah Knuckey's book should be included in every couple's wedding registry. Conscious Spending for Couples will help newlyweds, couples, and families to understand what is needed to be on top of their financial game plan, and gives easy, creative, and hands-on advice on how to work as a team to achieve financial success. She does an excellent job of showing why money is such a point of contention for many couples, yet provides plenty of anecdotes and solutions to help every couple find their financial bliss." -Don M. Blandin, President, American Savings Education Council (www.ASEC.org), creators of the Choose to Save program (www.ChooseToSave.org) "Deborah Knuckey's book helps couples deal with money in an emotionally intelligent way. She links critical communication skills with good money management in an inspiring, easy-to-read guide." -John Gray, PhD Author of Men Are from Mars, Women Are from Venus "Conscious Spending for Couples is a must-read for couples who want to make their money work for them. This book shows readers how to use simple money management concepts to improve their financial well-being. In addition to financial advice, Conscious Spending for Couples addresses the emotional money issues that often keep couples from reaching their financial goals and enjoying their relationship." -Kelvin Boston, host of PBS's Moneywise and author of Smart Money Moves for African Americans "Conscious Spending for Couples is a must-read for those pondering marriage, newlyweds who've already taken the plunge, and old fogies already sitting on the porch in rocking chairs. A powerful underlying message of Deborah Knuckey's book is that respect between two people is necessary to have a functional relationship around money. She leaves no stone unturned, covering everything from why it's important for couples to stay debt-free to how NOT to argue about money." -Juliette Fairley, author of Cash in the City: Affording Manolos, Martinis, and Manicures on a Working Girl's Salary

Download or read book Conscious Money written by Patricia Aburdene and published by Simon and Schuster. This book was released on 2012-09-25 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: Aburdene, author of the bestselling "Megatrends 2010," brings together the spiritual and practical in a guide to achieving prosperity through the values-based megatrend of Conscious Capitalism.

Download or read book Conscious Spending for Couples written by Deborah Knuckey and published by . This book was released on 2001-01-01 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: A coach on Conscious Spending offers four lifestyle decisions in a seven-step program that helps couples plan their financial future and see that their needs are met.

Download or read book The Ms Spent Money Guide written by Deborah Knuckey and published by John Wiley and Sons. This book was released on 2002-02-28 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Change your spending habits to achieve your personal andfinancial goals The hardest part of personal finance for most people is livingwithin their means. Spreadsheets, budgets, and tables make moneymanagement seem like hard work. In The MsSpent MoneyGuide, readers are introduced to an innovative approachthat focuses spending habits to allow for everyday costs and futureexpenses while finding money for things you really enjoy. MsSpent's bottom line is to help people have a more fulfillinglife by helping them clarify their financial goals as well asdevelop systems and habits that manage their spending. We are allunique and there is no single way to manage money. TheMsSpent Money Guide helps each individual discover a waythat will work for them. Readers of all ages will benefit fromMsSpent's message-if you are clear about your values, you will getmore of the life you want with the money you have.

Download or read book Conscious Finance written by Rick Kahler and published by Foxcraft, Incorporated. This book was released on 2005 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Groundbreaking self-help book to help you become aware of and change the hidden beliefs about money that keep you stuck in a cycle of destructive financial behavior. Personal, readable wisdom to help you understand the emotional factors that guide money decisions. Practical guidance for learning to make more conscious and balanced financial choices.

Download or read book Frugal living Tips written by Luna Z. Rainstorm and published by Xspurts.com. This book was released on 2023 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The more you save, the more freedom you have to pursue your passions and dreams." Frugal Living Tips: Strategies for Cutting Expenses and Living on a Budget is the ultimate guide to mastering the art of frugal living. This comprehensive book covers everything you need to know about frugal living, from the basics to advanced applications in a variety of life stages. The book begins with an overview of the essential concepts behind frugal living, including what it is, why it's important, and the benefits of a frugal lifestyle. It then walks readers through the process of developing a frugal mindset, including overcoming consumerism, focusing on values and priorities, and embracing contentment and gratitude. Readers will also learn how to create a budget, reduce expenses in different areas of their lives, and save for the future. The book includes detailed guidance on reducing housing expenses, saving on food and groceries, cutting transportation costs, and saving on utilities. Frugal Living Tips also covers important topics such as debt reduction strategies, building an emergency fund, and frugal gift-giving and celebrations. Readers will also learn about the benefits of a minimalist lifestyle and how to adapt frugal living strategies to different life stages. In addition to practical guidance, the book includes real-life examples and success stories from individuals who have embraced a frugal lifestyle. Readers will also find information on the future of frugal living, including upcoming trends and challenges, innovations in personal finance and budgeting, and frugal living in an ever-changing world. Whether you are a student, a young professional, a retiree, or simply someone interested in improving your financial skills, Frugal Living Tips is the perfect guide to getting started with frugal living. With clear explanations, real-world examples, and practical tools and techniques, this book will help you take control of your finances and achieve your goals without sacrificing the things you love. If you're ready to take your frugal living to the next level, Frugal Living Tips is the perfect guide to get you started.Table of Contents: Understanding Frugal Living Definition and purpose Debunking common misconceptions Benefits of a frugal lifestyle Developing a Frugal Mindset Overcoming consumerism Focusing on values and priorities Embracing contentment and gratitude Creating a Budget Tracking income and expenses Setting financial goals Allocating money to different categories Reducing Housing Expenses Downsize or rent a smaller space Utilizing energy-efficient appliances Saving on home maintenance costs Saving on Food and Groceries Meal planning and cooking at home Shopping smart and using coupons Reducing food waste Cutting Transportation Costs Choosing an affordable vehicle Public transportation and carpooling Saving on fuel and car maintenance Saving on Utilities Energy conservation tips Reducing water usage Negotiating better rates Frugal Entertainment Options Free and low-cost activities At-home entertainment ideas Saving on travel and vacations Reducing Healthcare Expenses Focusing on prevention Shopping around for services Utilizing generic medications Saving on Clothing and Personal Items Shopping secondhand Repairing and repurposing items Minimalist wardrobe strategies Frugal Education and Career Development Online learning resources Scholarships and grants Pursuing cost-effective career paths Debt Reduction Strategies Prioritizing debt payments Consolidating and refinancing options Avoiding new debt Building an Emergency Fund Setting a savings target Allocating funds each month Staying disciplined and focused Frugal Gift-Giving and Celebrations Handmade and personalized gifts Budget-friendly party ideas Prioritizing experiences over material items Frugal Hobbies and Interests Choosing low-cost hobbies Sharing resources with others Maximizing enjoyment while minimizing cost Saving for the Future Prioritizing long-term goals Investing and retirement planning Building generational wealth Frugal Living with Children Teaching financial literacy Budget-friendly activities for kids Saving on childcare and education costs Frugal Living for Couples and Families Communication and shared financial goals Joint budgeting strategies Balancing individual and shared expenses Saving on Insurance and Financial Services Shopping for competitive rates Adjusting coverage to fit needs Reducing fees and charges Frugal Home and DIY Projects Learning basic home repairs Gardening and growing your own food Upcycling and repurposing materials Frugal Living and the Environment Reducing waste and consumption Supporting local businesses Sustainable and eco-friendly choices Overcoming Challenges and Setbacks Staying motivated and disciplined Dealing with unexpected expenses Adjusting the frugal lifestyle as needed Frugal Living Success Stories Real-life examples and lessons learned Strategies for maintaining a frugal lifestyle Celebrating small and big wins Embracing a Minimalist Lifestyle Defining minimalism and its benefits Aligning frugal living with minimalism Simplifying and decluttering Community and Support for Frugal Living Building a network of like-minded individuals Participating in frugal living groups and forums Sharing tips and resources with others Frugal Living and Generosity Budgeting for charitable giving Volunteering and giving back Balancing frugality and philanthropy Adapting Frugal Living Strategies to Different Life Stages Frugal living for college students Adjusting to major life changes Planning for retirement on a budget The Future of Frugal Living Upcoming trends and challenges Innovations in personal finance and budgeting Frugal living in an ever-changing world Frugal Living Resources and Tools Recommended books, blogs, and podcasts Budgeting tools and apps Continuing education and support for frugal livingISBN: 9781776849208

Download or read book Bank On Yourself written by Pamela Yellen and published by Vanguard. This book was released on 2010-03-23 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.

Download or read book How to Give Up Shopping or at Least Cut Down The Journey Back to Con written by Neradine Tisaj and published by Hardie Grant Publishing. This book was released on 2009-02-01 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: Read any finance book and it will tell you to spend less and save more. But a financial planner telling a shopaholic to simply save more money is like a marathon runner telling a morbidly obese person to just exercise more. Where do you start? How do you go from finding refuge in retail therapy to being able to walk past your favourite shop with your savings intact? Stressed, time-poor and addicted to the buzz of a newly purchased item, Neradine Tisaj had a definite shopping problem. But when she decided to try to save, no one could offer her advice that related to her lifestyle. One planner told her to find a husband and live off the one salary. Another told her to stay in each Saturday night and eat boiled eggs. Determined to both enjoy life and save money, Neradine devised a plan to find a way back to conscious, healthy spending - without forgoing a busy social life. Packed with truly helpful tips and cheeky anecdotes, HOW TO GIVE UP SHOPPING is for anyone who would like to save but also live. After all, man (an woman) does not live on boiled egg alone.

Download or read book Thrive written by Kamea Chayne and published by Purpose Prints. This book was released on 2016-05-10 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: A research-based, comprehensive introductory guide to healthy living, Thrive empowers its readers to cultivate meaning and create sustainable living in all areas of life.

Download or read book How To Give Up Shopping Or At Least Cut Down written by Neradine Tisaj and published by Hardie Grant. This book was released on 2009-02-03 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The key to financial success—spend less and save more—is relatively simple, but putting that idea into practice can be exceedingly difficult, especially for the shopaholic. Neradine Tisaj knows from experience: when she tried to quit her shopping-heavy lifestyle, no one could offer her advice that worked. Determined to both enjoy life and save money, Neradine devised a plan to find a way back to conscious, healthy spending without forgoing a busy social life. Packed with truly helpful tips and entertaining anecdotes, this is the ideal resource for building a sound financial portfolio while still allowing for the occasional indulgence.

Download or read book Cost Conscious Cruiser written by Lin and Larry Pardey and published by Lin and Larry Pardey. This book was released on 1999-07-07 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt: The pleasures and adventures of cruising under sail are amazingly affordable, say Lin and Larry Pardey. But to keep your dream on budget, you have to decide: Are you a cruiser or a consumer? In this book, a logical successor to their Self-Sufficient Sailor and Capable Cruiser, they discuss making your getaway plans, finding a truly affordable boat, keeping your outfitting costs and maintenance time under control, and learning to feel confident as you cruise farther afield. Their comparison of the gear considered necessary by many yachting experts and the gear carried by several cost-conscious cruisers will help you guage wheter you are buying the true necessities or overloading your boat with high-tech items that can break down and steal your sense of confidence offshore. The chapters on getting the most from your cruising funds, the attributes of successful long-term voyagers, how to upgrade your boat with your own hands, plus answers to the then questions most frequently asked by potential cruisers will help you prepare to explore under sail. as Lin and Larry explain, "The decisions you make now will determine if yu'll come back from your cruise feeling more empowered or more enslaved by today's consumer society."

Download or read book Top Five Regrets of the Dying written by Bronnie Ware and published by Hay House, Inc. This book was released on 2019-08-13 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: Revised edition of the best-selling memoir that has been read by over a million people worldwide with translations in 29 languages. After too many years of unfulfilling work, Bronnie Ware began searching for a job with heart. Despite having no formal qualifications or previous experience in the field, she found herself working in palliative care. During the time she spent tending to those who were dying, Bronnie's life was transformed. Later, she wrote an Internet blog post, outlining the most common regrets that the people she had cared for had expressed. The post gained so much momentum that it was viewed by more than three million readers worldwide in its first year. At the request of many, Bronnie subsequently wrote a book, The Top Five Regrets of the Dying, to share her story. Bronnie has had a colourful and diverse life. By applying the lessons of those nearing their death to her own life, she developed an understanding that it is possible for everyone, if we make the right choices, to die with peace of mind. In this revised edition of the best-selling memoir that has been read by over a million people worldwide, with translations in 29 languages, Bronnie expresses how significant these regrets are and how we can positively address these issues while we still have the time. The Top Five Regrets of the Dying gives hope for a better world. It is a courageous, life-changing book that will leave you feeling more compassionate and inspired to live the life you are truly here to live.

Download or read book Swell written by LIZ. CLARK and published by Patagonia. This book was released on 2024-05-14 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Lucid Food written by Louisa Shafia and published by Ten Speed Press. This book was released on 2011-06-22 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: Green Your Cuisine with Earth-Friendly Food Choices. With organic and seasonal cooking principles becoming ingrained in today’s kitchens, and new buzzwords including locavore and CSA steadily gaining traction, how do we integrate food politics into daily life in ways that are convenient, affordable, and delicious? Lucid Food offers more than eighty-five healthy, eco-oriented recipes based on conscientious yet practical environmental ideals. Sustainable chef and caterer Louisa Shafia demystifies contemporary food issues for the home cook and presents simple, seasonal dishes that follow nature’s cycles, such as Baby Artichokes with Fresh Chervil, Apricot Shortcake with Lavender Whipped Cream, and Roasted Tomato and Goat Cheese Soup. Her empowering advice includes how to source animal products ethically and responsibly, support local food growers, and reduce one’s carbon footprint through urban gardening, preserving, composting, and more. This cookbook celebrates the pleasures of savoring home-prepared meals that are healthful, honest, pure, additive-free, and transparently made, from the source to the table.

Download or read book The Year of Less written by Cait Flanders and published by Hay House, Inc. This book was released on 2019-01-15 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Year of Less In her late twenties, Cait Flanders found herself stuck in the consumerism cycle that grips so many of us: earn more, buy more, want more, rinse, repeat. Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy—only keeping her from meeting her goals—she decided to set herself a challenge: she would not shop for an entire year.The Year of Less documents Cait’s life for twelve months during which she bought only consumables: groceries, toiletries, gas for her car. Along the way, she challenged herself to consume less of many other things besides shopping. She decluttered her apartment and got rid of 70 percent of her belongings; learned how to fix things rather than throw them away; researched the zero waste movement; and completed a television ban. At every stage, she learned that the less she consumed, the more fulfilled she felt.The challenge became a lifeline when, in the course of the year, Cait found herself in situations that turned her life upside down. In the face of hardship, she realized why she had always turned to shopping, alcohol, and food—and what it had cost her. Unable to reach for any of her usual vices, she changed habits she’d spent years perfecting and discovered what truly mattered to her.Blending Cait’s compelling story with inspiring insight and practical guidance, The Year of Less will leave you questioning what you’re holding on to in your own life—and, quite possibly, lead you to find your own path of less.

Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times