Download or read book Color My Credit written by Alisa Glutz and published by Color My Credit. This book was released on 2016-09-28 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance, money management, business & economics, credit reports, FICO scores, the cost of credit... each impacts our lifestyle and financial decisions, yet far too few Americans are aware of little-known secrets to our credit scoring system. Even fewer adults know it is easier than they imagine to effectively re-build credit, quickly and without a lot of pain-with the right help. Expert Alisa Glutz has a proven method to "color" credit; she is passionate to create a movement where people everywhere can take advantage of a fun, but effective approach, to repair bad credit that stems from life events such as identity theft, bankruptcies, personal financial upsets, and myriad unknowns that negatively impact vital financial opportunities. If you have ever wondered any of those things, then don't worry; you have come to the right place. Color My Credit will answer all your questions-and even some you don't know to ask! Her new release, Color My Credit, is designed to enlighten readers; compiled with tips, insider secrets, and advice and action steps to help you repair your credit quickly and easily. It is the ultimate guide for readers drowning in the despair of bad credit. It is designed to remove the guilt and trauma associated with limited choices based on low credit scores, and transform your life forever. Glutz helps you make course corrections in spending, credit errors, debt ratios, etc.-all of which can ultimately help you save thousands of dollars in interest paid, interest rates, and myriad other financial choices that are all predicated by your credit score. Awareness equals choices. The information in Color My Credit is timely; we are coming out of a long seven-year stretch where people had little opportunity to modify their damaged scores. The author is bold in her assertions of what can happen next for you, if you but step into the arena, learn the credit laws that both protect and impact you, and take advantage of the changing tides that are occurring now. In addition to the print version of the book, readers are encouraged to download a complimentary workbook that includes sample credit reports, forms, templates, letter samples, and other helpful tools to participate in this great Color My Credit Movement! This book is for you... if you have mediocre to downright bad credit-or, like many consumers-have no idea what is on your credit report because you are too afraid to look. It is for you if you want to better manage your credit to take advantage of better employment, reduced insurance costs, better pricing on banking and mortgage loans and more. This book is for you... if you have only an inkling of how the role credit plays in your financial life. Improved credit scores can open the doors for the best of everything financial. Color My Credit helps you put together and action plan not only for boosting your credit score, but learning exactly what steps are necessary to maintain it. The author answers many critical questions, such as how to request credit reports from the three nationwide reporting agencies, understanding why your score is low, and how to quickly recolor your credit score (FICO) picture! ADVANCE PRAISE Credit... A subject we all know is important, but let's face it, how many of us actually want to know about and /or take the time to improve our credit score? Color My Credit by Alisa Glutz, lets us know that it can be done, one just needs to begin, take things step by step as outlined in her book and big things can and will happen. Whether it just be making a marked improvement in one's score all the way up to buying that dream home. The relationship of credit to one's overall, ongoing financial plan is so important. What's comforting is knowing that there is someone like Alisa that has the unique combination of knowledge, know-how, and desire to help others. Matthew C. Munn Registered Investment Advisor First Financial Equity Corporation

Download or read book The Reverse Coloring BookTM written by Kendra Norton and published by Workman Publishing. This book was released on 2021-08-31 with total page 105 pages. Available in PDF, EPUB and Kindle. Book excerpt: Coloring books became a thing when adults discovered how relaxing and meditative they were. Jigsaw puzzles roared back into popularity as an immersive activity, not to mention a great alternative to television. How exciting is it, then, to introduce an activity that tops them both: reverse coloring, which not only confers the mindful benefits of coloring and puzzling but energizes you to feel truly creative, even when you're weary and just want to zone out. It's so simple, yet so profoundly satisfying. Each page in The Reverse Coloring Book has the colors, and you draw the lines. Created by the artist Kendra Norton, these beautiful and whimsical watercolors provide a gentle visual guide so open-ended that the possibilities are limitless. Trace the shapes, draw in figures, doodle, shade, cover an area with dots. Be realistic, with a plan, or simply let your imagination drift, as if looking a clouds in the sky. Each page is an invitation to slow down, let go, and thoughtfully (or thoughtlessly) let your pen find its way over the image. The Reverse Coloring Book includes 50 original works of art, printed on sturdy paper that's single-sided and perforated. And unlike with traditional coloring books, all you need is a pen.

Download or read book Golden Domes and Silver Lanterns written by Hena Khan and published by Chronicle Books. This book was released on 2012-06-06 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: In simple rhyming text a young Muslim girl and her family guide the reader through the traditions and colors of Islam. Full color.

Download or read book The Debt Escape Plan written by Beverly Harzog and published by Career Press. This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Harzog decided she wanted to break free from debt, she found that conventional advice about personal finance didn't work for her. Now she shares her unique debt escape plan, and shows you how to use it as the basis for your own customized debt escape plan.

Download or read book The Color of Money written by Mehrsa Baradaran and published by Harvard University Press. This book was released on 2017-09-14 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 1863 black communities owned less than 1 percent of total U.S. wealth. Today that number has barely budged. Mehrsa Baradaran pursues this wealth gap by focusing on black banks. She challenges the myth that black banking is the solution to the racial wealth gap and argues that black communities can never accumulate wealth in a segregated economy.

Download or read book More Than Peach Bellen Woodard Original Picture Book written by Bellen Woodard and published by Scholastic Inc.. This book was released on 2022-07-26 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: Penned by the very first Crayon Activist, Bellen Woodard, this picture book will tug at readers' heartstrings and inspire them to make a difference! When Bellen Woodard’s classmates referred to "the skin-color” crayon, in a school and classroom she had always loved, she knew just how important it was that everyone understood that “skin can be any number of beautiful colors.” This stunning picture book spreads Bellen’s message of inclusivity, empowerment, and the importance of inspiring the next generation of leaders. Bellen created the More Than Peach Project and crayons with every single kid in mind to transform the crayon industry and grow the way we see our world. And Bellen has done just that! This moving book includes back matter about becoming a leader and improving your community just like Bellen. Her wisdom and self- confidence are sure to encourage any young reader looking to use their voice to make even great spaces better!

Download or read book Roy G Biv written by Jude Stewart and published by . This book was released on 2014-11-20 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why is the sky blue? Why is pink for girls and blue for boys? Why do prisoners wear orange? And why can one colour have so many opposite meanings? If lobsters are a red emblem of privilege how is it that a red flag can also be the banner of Communism? Jude Stewart, a design expert and writer, digs into this rich subject with gusto, telling her favourite stories about colour as she discovers what it can really mean. Each chapter is devoted to a colour, opening with an infographic map that links such unlikely pairings as fox-hunting and flamingos. From there on in, you're plunged into a kaleidoscopic tour of the universe that encompasses everything from wildflowers to Japanese warriors. The links between them reveal hidden realities that you never would have suspected. Roy G. Biv is a reference and inspiration for everyone, with sidebars and graphics galore. The aim is simple: to tantalise and inform, and to make you think about colour in a completely new way.

Download or read book What Color Is Your Parachute for Retirement Second Edition written by John E. Nelson and published by Ten Speed Press. This book was released on 2010-07-13 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Plan Now for the Life You Want Today’s economic realities have reset our expectations of what retirement is, yet there’s still the promise for what it can be: a life stage filled with more freedom and potential than ever before. Given the new normal, how do you plan for a future filled with prosperity, health, and happiness? As a companion to What Color Is Your Parachute?, the world’s best-selling career book, What Color Is Your Parachute? for Retirement offers both a holistic, big-picture look at these years as well as practical tools and exercises to help you build a life full of security, vitality, and community. This second edition contains updates throughout, including a section on Social Security, an in-depth exercise on values and how they inform your retirement map, and the one-of-a-kind resource for organizing the sea of information on finances and mental and physical health: the Retirement Well-Being Profile. More than a guide on where to live, how to stay active, or which investments to choose, What Color Is Your Parachute? for Retirement helps you develop a detailed picture of your ideal retirement, so that—whether you’re planning retirement or are there already—you can take a comprehensive approach to make the most of these vital years.

Download or read book Get Good with Money written by Tiffany the Budgetnista Aliche and published by Rodale Books. This book was released on 2021-03-30 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

Download or read book Debt Updated and Expanded written by David Graeber and published by Melville House. This book was released on 2014-12-09 with total page 566 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now in paperback, the updated and expanded edition: David Graeber’s “fresh . . . fascinating . . . thought-provoking . . . and exceedingly timely” (Financial Times) history of debt Here anthropologist David Graeber presents a stunning reversal of conventional wisdom: he shows that before there was money, there was debt. For more than 5,000 years, since the beginnings of the first agrarian empires, humans have used elaborate credit systems to buy and sell goods—that is, long before the invention of coins or cash. It is in this era, Graeber argues, that we also first encounter a society divided into debtors and creditors. Graeber shows that arguments about debt and debt forgiveness have been at the center of political debates from Italy to China, as well as sparking innumerable insurrections. He also brilliantly demonstrates that the language of the ancient works of law and religion (words like “guilt,” “sin,” and “redemption”) derive in large part from ancient debates about debt, and shape even our most basic ideas of right and wrong. We are still fighting these battles today without knowing it.

Download or read book Complex Mortgages CM written by Gene Amromin and published by DIANE Publishing. This book was released on 2011 with total page 57 pages. Available in PDF, EPUB and Kindle. Book excerpt: CM became a popular borrowing instrument during the bullish housing market of the early 2000s but vanished rapidly during the subsequent downturn. These non-traditional loans (interest only, negative amortization, and teaser mortgages) enable households to postpone loan repayment compared to traditional mortgages and hence relax borrowing constraints. But, they increase household leverage and heighten dependence on mortgage refinancing. CM were chosen by prime borrowers with high income levels seeking to purchase expensive houses relative to their incomes. Borrowers with CM experience substantially higher ex post default rates than borrowers with traditional mortgages with similar characteristics. Illus. This is a print on demand report.

Download or read book What Color Is Your Parachute for College written by Katharine Brooks, EdD and published by Ten Speed Press. This book was released on 2021-04-06 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: An indispensable guide for college students, adapted from the world’s most popular and bestselling career book, What Color Is Your Parachute? What Color Is Your Parachute? for College is the only guide you need for making the most of your college career from start to finish. Based on the bestselling job-hunting system in the world, created by Richard N. Bolles, it covers deciding on a major, designing a four-year plan with your interests and values in mind, creating impactful social media, developing a resume that stands out in a crowd, and making invaluable connections to the workplace. Filled with introspective activities designed to bring out your unique skills and knowledge for interviews, resumes, and cover letters, this book provides easy-to-follow templates, rubrics, and lists to help you create the best possible social media platform, including LinkedIn. You’ll discover how to leverage your skills and experiences throughout college to start your future—whether that means landing a meaningful internship (and making the most of it!), finding your first job, continuing on to graduate school, or taking a gap year. Whatever your future plans, What Color Is Your Parachute? for College will get you there.

Download or read book The B Corp Handbook Second Edition written by Ryan Honeyman and published by Berrett-Koehler Publishers. This book was released on 2019-04-23 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: B Corps are a global movement of more than 2,700 companies in 60 countries—like Patagonia, Ben & Jerry's, Kickstarter, Danone North America, and Eileen Fisher—that are using the power of business as a force for good. B Corps have been certified to have met rigorous standards of social and environmental performance, accountability, and transparency. This book is the authoritative guide to the what, why, and how of B Corp certification. Coauthors Ryan Honeyman and Dr. Tiffany Jana spoke with the leaders of over 200 B Corps from around the world to get their insights on becoming a Certified B Corp, improving their social and environmental performance, and building a more inclusive economy. The second edition has been completely revised and updated to include a much stronger focus on diversity, equity, and inclusion (DEI). These changes are important because DEI can no longer be a side conversation—it must be a core value for any company that aspires to make money and make a difference. While this book is framed around the B Corp movement, any company, regardless of size, industry, or location, can use the tools contained here to learn how to build a better business. As the authors vividly demonstrate, using business as a force for good can help you attract and retain the best talent, distinguish your company in a crowded market, and increase trust in your brand.

Download or read book Algorithms of Oppression written by Safiya Umoja Noble and published by NYU Press. This book was released on 2018-02-20 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: Acknowledgments -- Introduction: the power of algorithms -- A society, searching -- Searching for Black girls -- Searching for people and communities -- Searching for protections from search engines -- The future of knowledge in the public -- The future of information culture -- Conclusion: algorithms of oppression -- Epilogue -- Notes -- Bibliography -- Index -- About the author

Download or read book What Shamu Taught Me About Life Love and Marriage written by Amy Sutherland and published by Random House Trade Paperbacks. This book was released on 2009-04-14 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: While observing trainers of exotic animals, journalist Amy Sutherland had an epiphany: What if she used their techniques with the human animals in her own life–specifically her dear husband, Scott? As Sutherland put training principles into action, she noticed that not only did her twelve-year-old marriage improve, but she herself became more optimistic and less judgmental. What started as a goofy experiment had such good results that Sutherland began using the training techniques with all the people in her life, including her mother, her friends, her students, even the clerk at the post office. Full of fun facts, fascinating insights, hilarious anecdotes, and practical tips, What Shamu Taught Me About Life, Love, and Marriage reveals the biggest lesson Sutherland learned: The only animal you can truly change is yourself.

Download or read book The Secret Lives of Colour written by Kassia St Clair and published by John Murray. This book was released on 2018 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: THE SUNDAY TIMES BESTSELLER 'A mind-expanding tour of the world without leaving your paintbox. Every colour has a story, and here are some of the most alluring, alarming, and thought-provoking. Very hard painting the hallway magnolia after this inspiring primer.' Simon Garfield The Secret Lives of Colour tells the unusual stories of the 75 most fascinating shades, dyes and hues. From blonde to ginger, the brown that changed the way battles were fought to the white that protected against the plague, Picasso's blue period to the charcoal on the cave walls at Lascaux, acidyellow to kelly green, and from scarlet women to imperial purple, these surprising stories run like a bright thread throughout history. In this book Kassia St Clair has turned her lifelong obsession with colours and where they come from (whether Van Gogh's chrome yellow sunflowers or punk's fluorescent pink) into a unique study of human civilisation. Across fashion and politics, art and war, TheSecret Lives of Colour tell the vivid story of our culture.

Download or read book Being Seen written by Elsa Sjunneson and published by Simon and Schuster. This book was released on 2022-11 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Deafblind writer and professor explores how the misrepresentation of disability in books, movies, and TV harms both the disabled community and everyone else. As a Deafblind woman with partial vision in one eye and bilateral hearing aids, Elsa Sjunneson lives at the crossroads of blindness and sight, hearing and deafness—much to the confusion of the world around her. While she cannot see well enough to operate without a guide dog or cane, she can see enough to know when someone is reacting to the visible signs of her blindness and can hear when they’re whispering behind her back. And she certainly knows how wrong our one-size-fits-all definitions of disability can be. As a media studies professor, she’s also seen the full range of blind and deaf portrayals on film, and here she deconstructs their impact, following common tropes through horror, romance, and everything in between. Part memoir, part cultural criticism, part history of the Deafblind experience, Being Seen explores how our cultural concept of disability is more myth than fact, and the damage it does to us all.