Download or read book The Cashless Revolution written by Martin Chorzempa and published by Hachette UK. This book was released on 2022-10-04 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Times, Best Books of 2022: Economics The startling picture of how China’s revolution in finance and technology is changing both Wall Street and the way individuals manage their personal finances. The future of finance – the way Wall Street operates and how individuals manage their money - is on the verge of upheaval. And the force underlying the change comes from China, where finance and technology are being merged into a system with consequences that resonate far beyond China’s border. The changes of this global revolution in finance and technology - fintech - will be as powerful as those wrought in social media, retailing and advertising by giants such as Amazon, Facebook, Google, and Twitter, which have overturned how we shop and communicate. China reinvented money with lightning speed, transforming a backward, antiquated cash-based finance system into one centered on super-apps created by technology giants Alibaba and Tencent. More powerful than anything available outside of China, they allow their billion users to pay, borrow, invest, buy goods and services, travel, chat (and far more) all fused together in one mobile phone application. Think Facebook, Google, Twitter, Goldman Sachs, Amazon, J.P. Morgan Chase all rolled into one app. We in the West need to understand China’s cashless revolution for reasons ranging from the macroeconomic to issues of personal liberty: The cutting edge of finance is now in China, forcing major financial firms in the United States and the West to figure out how not to be left behind.. China’s cashless revolution is also a harbinger of our future if we let the genie out of the bottle and allow big tech to become big finance. As money goes digital and central banks around the world consider launching digital currencies, we may have both immense convenience and a frightening concentration of power that could violate our privacy, stifle competition, increase financial risk, and give big firms or the government more control over our financial lives. And, once this genie is out of the bottle, the struggle to put it back in may be impossible.
Download or read book The Book of Payments written by Bernardo Batiz-Lazo and published by Springer. This book was released on 2016-12-04 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the nature of retail financial transaction infrastructures. Contributions assume a long-term outlook in their exploration of the key financial processes and systems that support a global transition to a cashless economy. The volume offers both modern and historic accounts that demonstrate the constantly changing role of payment instruments. It brings together different theoretical approaches to the study, re-examining and forecasting changes in retail payment systems. Chapters explore a global transition to a cashless society and contemplate future alternatives to cash, cheques and plastic, featuring the perspectives of academics from different disciplines in conversation and industry participants from six continents. Readers are invited to discover the innovation in payment systems and how it co-evolves with changes in society and organisations through personal, corporate and governmental processes.
Download or read book The benefits of cash written by Malte Krueger and published by Fritz Knapp Verlag. This book was released on 2017-08-04 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cash is an exciting and important topic, which has become the subject of extensive debate, especially of late. Cash is also the frequent target of criticism, with claims that it is inefficient, expensive, fosters the shadow economy and impairs the effect of monetary policy measures. Yet despite all of this criticism and the discussion over its future, at just under 80% of all point-of-sale transactions, cash remains the most significant means of payment for the German population. An analysis in which the costs and benefits of cash are considered on an equal footing is an essential foundation for a factual discussion about cash. While much attention is paid to the cost aspects, the benefits of cash are usually given less consideration in the relevant literature. This state of affairs led the Bundesbank to commission an external study analysing payment instruments in Germany – with a particular focus on cash payments – and evaluating their associated costs and benefits. The first part of the study, “Overview and initial estimates”, published in 2014, provides a critical overview of the literature on cost calculations and the significance of payment transactions in various countries. This module also provides an independent account of the importance and cost of cash and cashless payment instruments for the national economy. This second module of the study focuses especially on the benefits of cash. The authors describe the microeconomic, macroeconomic and societal benefits of cash. Against this backdrop, this study attempts to systematically capture the benefits, without providing a quantitative assessment. In addition, it goes into explicit detail about the aforementioned arguments put forward by critics of cash as well as the drawbacks and consequences of abolishing cash. To achieve an overall picture of the costs and benefits of cash, the costs generated by the use of cash are to be quantified in the study's planned third module.
Download or read book Japanese Business Operations in an Uncertain World written by Anshuman Khare and published by Routledge. This book was released on 2021-12-19 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book looks at Japanese companies in manufacturing and services sectors and how they are trying to emerge from the prolonged uncertainty of the pandemic. The chapters are written by those dealing with Japanese business under the shadow of the pandemic and being influenced by the continuous and rapid adoption of digital technologies in business and our daily lives. This book brings together the experiences of big and small corporations while looking at how digital transformation and the pandemic combined have led to a transformation in the product, production processes and services. It highlights the role played by robots, 3-D printing and renewable energy in manufacturing while the impact can be seen in the changes coming to future offices, how we work and interact and how we relax through tourism and travel on the service side. The services sector is as much impacted by digital transformation and the pandemic as any other field in business. Aimed at academics, researchers and practitioners, Japanese Business Operations in an Uncertain World will provide valuable insights into how Japanese organizations are adapting to the dual impact of the pandemic and advancements in digital technologies.
Download or read book HCI in Business Government and Organizations written by Fiona Nah and published by Springer Nature. This book was released on 2023-07-20 with total page 442 pages. Available in PDF, EPUB and Kindle. Book excerpt: This two-volume set of HCIBGO 2023, constitutes the refereed proceedings of the 10h International Conference on HCI in Business, Government and Organizations, held as Part of the 24th International Conference, HCI International 2023, which took place in July 2023 in Copenhagen, Denmark.The total of 1578 papers and 396 posters included in the HCII 2023 proceedings volumes was carefully reviewed and selected from 7472 submissions. The HCIBGO 2023 proceedings focuses in topics such as artificial intelligence and machine learning, blockchain, service design, live streaming in electronic commerce, visualization, and workplace design.
Download or read book Smith Thomas Employment Law 9th Ed written by Ian Smith and published by Oxford University Press. This book was released on 2007-09-27 with total page 899 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the successor to Smith & Wood's Industrial Law, this book maintains its reputation for both comprehensive coverage and lucidity of presentation. With a new and improved structure and layout, the ninth edition maps closely onto courses in employment law, providing an invaluable resource to students of this complex and fast-moving subject.
Download or read book Banking Services and the Consumer RLE Banking Finance written by Consumer Focus and published by Routledge. This book was released on 2012-05-31 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report, prepared for the government by the National Consumer Council, examines money transmission, access to banking services, new technology, banking and the law, disputes between bank and customer, saving and borrowing. There are special sections on Northern Ireland and Scotland and on bank executor and trustee work – all from a consumer perspective. It is based on the findings of two surveys of consumer attitudes to banking services and evidence from the banks and building societies themselves.
Download or read book Banking Services and the Consumer written by Consumer Focus and published by Routledge. This book was released on 2012 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report, prepared for the government by the National Consumer Council, examines money transmission, access to banking services, new technology, banking and the law, disputes between bank and customer, saving and borrowing. There are special sections on Northern Ireland and Scotland and on bank executor and trustee work - all from a consumer perspective. It is based on the findings of two surveys of consumer attitudes to banking services and evidence from the banks and building societies themselves.
Download or read book Advances in Information and Communication Technology written by Phung Trung Nghia and published by Springer Nature. This book was released on 2024-01-03 with total page 478 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contains four keynote abstracts and 83 best peer-reviewed papers selected from the 179 submissions at the 2nd International Conference on Advances in ICT (ICTA 2023), which share research results and practical applications in ICT research and education. Technological changes and digital transformation that have taken place over the past decade have had significant impacts on all economic and social sectors. Information and Communication Technology (ICT) in general and artificial intelligence (AI) in particular have driven socio-economic growth. The topics cover all ICT-related areas and their contributions to socio-economic development, focusing on the most advanced technologies, such as AI. Researchers and practitioners in academia and industry use the books as a valuable reference for their research activities, teaching, learning, and advancing current technologies. The Conference is hosted by Thai Nguyen University of Information and Communication Technology (ICTU).
Download or read book The Future of Financial Systems in the Digital Age written by Markus Heckel and published by Springer Nature. This book was released on 2022 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is open access, which means that you have free and unlimited access. The increasing capacity of digital networks and computing power, together with the resulting connectivity and availability of "big data", are impacting financial systems worldwide with rapidly advancing deep-learning algorithms and distributed ledger technologies. They transform the structure and performance of financial markets, the service proposition of financial products, the organization of payment systems, the business models of banks, insurance companies and other financial service providers, as well as the design of money supply regimes and central banking. This book, The Future of Financial Systems in the Digital Age: Perspectives from Europe and Japan, brings together leading scholars, policymakers, and regulators from Japan and Europe, all with a profound and long professional background in the field of finance, to analyze the digital transformation of the financial system. The authors analyze the impact of digitalization on the financial system from different perspectives such as transaction costs and with regard to specific topics like the potential of digital and blockchain-based currency systems, the role of algorithmic trading, obstacles in the use of cashless payments, the challenges of regulatory oversight, and the transformation of banking business models. The collection of chapters offers insights from Japanese and European discourses, approaches, and experiences on a topic otherwise dominated by studies about developments in the USA and China.
Download or read book Contemporary Issues in Behavioral Finance written by Simon Grima and published by Emerald Group Publishing. This book was released on 2019-07-04 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: This special edition of Contemporary Studies in Economic and Financial Analysis offers seventeen chapters from invited participants in the International Applied Social Science Congress, held in Turkey between the 19th and 21st April 2018.
Download or read book Open Banking and Financial Inclusion written by Ellie Duncan and published by Kogan Page Publishers. This book was released on 2024-04-03 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: Open Banking and Financial Inclusion enables readers to make informed decisions about open banking. Open Banking creates opportunities to develop more innovative products, increase customer satisfaction, and has the potential to open up access to financial services to those previously excluded and underbanked. Open Banking and Financial Inclusion reviews the opportunities, realities and limitations of open banking as it pertains to social inclusion, acknowledging the importance of impact and authenticity in ESG actions. It considers whether open banking is really working for the benefit of consumers by speaking to key people across the open banking, fintech and data sharing industry and also explores how banks and fintechs are measuring their social impact. Readers will gain insights from real people about their journey from financial exclusion to inclusion, and the part played by open banking. They will also access case studies offering an in-depth picture of how open banking has developed in both emerging and developed markets and where open banking has been successful in promoting financial inclusion. Open Banking and Financial Inclusion investigates the ultimate intention of open banking and its lead up to open finance.
Download or read book Routledge Library Editions Banking Finance written by Various and published by Routledge. This book was released on 2021-12-02 with total page 10558 pages. Available in PDF, EPUB and Kindle. Book excerpt: Current interest in the history of money and banking remains strong and it is opportune to survey developments both in the UK, USA, Europe and Asia. This set provides historical analysis which incorporates research from the early twentieth century onwards in a form that is both accessible to students of money & banking and economists, economic historians and bankers This set re-issues 38 volumes originally published between 1900 and 2000. It charts the history of early banking, discusses banking in the UK, Europe,Japan and the USA, analyses banks as multinationals, the UK mortgage market, banking policy and structure and examines specific sectors such as gilts and gold.
Download or read book Materializing Europe written by A. Badenoch and published by Springer. This book was released on 2010-10-27 with total page 333 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the relationships between European integration and material infrastructures. Taking transnational infrastructures as the focal point of study, the book focuses on the various forms of mediation between the material, institutional and discursive levels of European integration and fragmentation in a truly transnational perspective.
Download or read book 151 Essays for IAS PCS other Competitive Exams Including UPSC CSE Essay Papers written by Dr. B. Ramaswamy and published by Prabhat Prakashan. This book was released on 2023-03-23 with total page 466 pages. Available in PDF, EPUB and Kindle. Book excerpt: 151+ Essays for IAS/PCS & other Competitive Exams is a comprehensive collection of essays for the UPSC Mains exam as well as State pass and other competitive exams. This book is designed for the candidates, who is preparing for the Civil Services and other competitive examinations. Highlights of The Book This book consists 151+ Essays which helpful in Mains Examination for essay section. Essays are written on related issues such as Social Development, Economic, Political, Science and Technology, Ethical and Moral Issues, Bihar Related Issues, Philosophy and Religious Environmental, Women Empowerment, Contemporary and other Issues etc. The essays have been written in impressive style incorporating detailed information on the particular topic, ideas for contextual writing, rich vocabulary and analytical skills to arrive at a conclusion. These essays don’t have diversity but depth and book also helpful for those candidates who want quick revision.
Download or read book Cashless Pay written by Great Britain. Central Policy Review Staff and published by . This book was released on 1981 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research paper discussing advantages and disadvantages of the movement towards wages payment directly into a bank account or by cheque (cashless pay) instead of cash payment in the UK - presents brief comparison with other countries, contrasts benefits for employers, employees and banks with problems of both weekly and monthly wage payment systems, comments on relevant labour legislation, and recommends accelerated movement to cashless pay.
Download or read book Smith and Wood s Employment Law written by Ian Smith and published by Oxford University Press. This book was released on 2017 with total page 929 pages. Available in PDF, EPUB and Kindle. Book excerpt: Authoritative and accessible, Smith & Wood's Employment Law provides detailed and well-explained coverage on the core areas and key case law. Critique and contextual treatment engages students and helps them to develop a well-rounded and deep understanding of the subject.
