Download or read book Building a Cashless Society written by Niklas Arvidsson and published by Springer. This book was released on 2019-02-22 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book tells the story of how Sweden is becoming a virtually cashless society. Its goal is to improve readers’ understanding of what is driving this transition, and of the factors that are fostering and hampering it. In doing so, the book covers the role of central banks, political factors, needs for innovation, and the stakeholders involved in developing a cashless ecosystem. Adopting a historical standpoint, and drawing on a unique dataset, it presents an academic perspective on Sweden’s leading role in this global trend. The global interest in the future of cash payments makes the Swedish case particularly interesting. As a country that is close to becoming a cashless economy, it offers a role model for many other countries to learn from - whether they want to stimulate or reduce the use of cash. This highly topical book will be of interest to politicians, researchers, businesses, financial service providers and payment service providers, as well as fintech start-ups, regulators and other authorities.
Download or read book Cashless written by Richard Turrin and published by . This book was released on 2021-04-16 with total page 402 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cashless dives into the design and use of China's new central bank digital currency.
Download or read book The Cashless Revolution written by Martin Chorzempa and published by Hachette UK. This book was released on 2022-10-04 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Times, Best Books of 2022: Economics The startling picture of how China’s revolution in finance and technology is changing both Wall Street and the way individuals manage their personal finances. The future of finance – the way Wall Street operates and how individuals manage their money - is on the verge of upheaval. And the force underlying the change comes from China, where finance and technology are being merged into a system with consequences that resonate far beyond China’s border. The changes of this global revolution in finance and technology - fintech - will be as powerful as those wrought in social media, retailing and advertising by giants such as Amazon, Facebook, Google, and Twitter, which have overturned how we shop and communicate. China reinvented money with lightning speed, transforming a backward, antiquated cash-based finance system into one centered on super-apps created by technology giants Alibaba and Tencent. More powerful than anything available outside of China, they allow their billion users to pay, borrow, invest, buy goods and services, travel, chat (and far more) all fused together in one mobile phone application. Think Facebook, Google, Twitter, Goldman Sachs, Amazon, J.P. Morgan Chase all rolled into one app. We in the West need to understand China’s cashless revolution for reasons ranging from the macroeconomic to issues of personal liberty: The cutting edge of finance is now in China, forcing major financial firms in the United States and the West to figure out how not to be left behind.. China’s cashless revolution is also a harbinger of our future if we let the genie out of the bottle and allow big tech to become big finance. As money goes digital and central banks around the world consider launching digital currencies, we may have both immense convenience and a frightening concentration of power that could violate our privacy, stifle competition, increase financial risk, and give big firms or the government more control over our financial lives. And, once this genie is out of the bottle, the struggle to put it back in may be impossible.
Download or read book The Cashless Society written by Robert A. Hendrickson and published by . This book was released on 1972 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Book of Payments written by Bernardo Batiz-Lazo and published by Springer. This book was released on 2016-12-04 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the nature of retail financial transaction infrastructures. Contributions assume a long-term outlook in their exploration of the key financial processes and systems that support a global transition to a cashless economy. The volume offers both modern and historic accounts that demonstrate the constantly changing role of payment instruments. It brings together different theoretical approaches to the study, re-examining and forecasting changes in retail payment systems. Chapters explore a global transition to a cashless society and contemplate future alternatives to cash, cheques and plastic, featuring the perspectives of academics from different disciplines in conversation and industry participants from six continents. Readers are invited to discover the innovation in payment systems and how it co-evolves with changes in society and organisations through personal, corporate and governmental processes.
Download or read book The End of Money written by David Wolman and published by Da Capo Press. This book was released on 2013-08-13 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: For ages, money has meant little metal disks and rectangular slips of paper. Yet the usefulness of physical money -- to say nothing of its value -- is coming under fire as never before. Intrigued by the distinct possibility that cash will soon disappear, author and Wired contributing editor David Wolman sets out to investigate the future of money...and how it will affect your wallet. Wolman begins his journey by deciding to shun cash for an entire year -- a surprisingly successful experiment (with a couple of notable exceptions). He then ventures forth to find people and technologies that illuminate the road ahead. In Honolulu, he drinks Mai Tais with Bernard von NotHaus, a convicted counterfeiter and alternative-currency evangelist whom government prosecutors have labeled a domestic terrorist. In Tokyo, he sneaks a peek at the latest anti-counterfeiting wizardry, while puzzling over the fact that banknote forgers depend on society's addiction to cash. In a downtrodden Oregon town, he mingles with obsessive coin collectors -- the people who are supposed to love cash the most, yet don't. And in rural Georgia, he examines why some people feel the end of cash is Armageddon's warm-up act. After stops at the Digital Money Forum in London and Iceland's central bank, Wolman flies to Delhi, where he sees first-hand how cash penalizes the poor more than anyone--and how mobile technologies promise to change that. Told with verve and wit, The End of Money explores an aspect of our daily lives so fundamental that we rarely stop to think about it. You'll never look at a dollar bill the same again.
Download or read book Who s Cashing In written by Atreyee Sen and published by Berghahn Books. This book was released on 2020-08-01 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cashless infrastructures are rapidly increasing, as credit cards, cryptocurrencies, online and mobile money, remittances, demonetization, and digitalization process replace coins and currencies around the world. Who’s Cashing In? explores how different modes of cashlessness impact, transform and challenge the everyday lives and livelihoods of local communities. Drawing from a wide range of ethnographic studies, this volume offers a concise look at how social actors and intermediaries respond to this change in the materiality of money throughout multiple regional contexts.
Download or read book Cashless Society Explained written by IntroBooks Team and published by IntroBooks. This book was released on with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: A cashless society defines an economic environment in which financial transactions are not performed through money by way of bank currencies or coins, but rather by exchanging digital data (typically an electronic expression of money) between the transacting parties. Cashless societies have had come into being since the time of the evolution of human civilization, based on barter and other trading practices, and cashless transfers have now become viable in modern times, leveraging digital currencies, including bitcoin. However, one tends to explore and focus on the concept of a cashless society in the context of moving towards a society where cash is substituted by its digital counterpart, i.e., legal tender money, which is captured, and only transmitted in digital electronic format. Such a theory has been discussed at length, notably as the world is undergoing a substantial and phenomenal use of digital ways of capturing, controlling, and transacting in trade, investment, and day to day life in several parts all across the globe and transactions that would have traditionally been conducted with cash are now often executed electronically or digitally.
Download or read book Problems and Prospects of Cashless India written by Pankaj Kumar Mandal and published by Educreation Publishing. This book was released on with total page 111 pages. Available in PDF, EPUB and Kindle. Book excerpt: The primary objective of this book is to highlight the problems and prospects of cashless India. It explores the factors that may impede India's transformation to a cashless economy and analyzes the country's potential for that transformation. In addition to that, the book captures the actual scenario of cashless payment in contemporary India. It will also provide the readers with a clear conception of cashless society and its payment methods. The book is meant for the common readers and hence technical jargons are avoided.
Download or read book The Cashless Revolution written by Martin Chorzempa and published by PublicAffairs. This book was released on 2022-10-04 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Times, Best Books of 2022: Economics The startling picture of how China’s revolution in finance and technology is changing both Wall Street and the way individuals manage their personal finances. The future of finance – the way Wall Street operates and how individuals manage their money - is on the verge of upheaval. And the force underlying the change comes from China, where finance and technology are being merged into a system with consequences that resonate far beyond China’s border. The changes of this global revolution in finance and technology - fintech - will be as powerful as those wrought in social media, retailing and advertising by giants such as Amazon, Facebook, Google, and Twitter, which have overturned how we shop and communicate. China reinvented money with lightning speed, transforming a backward, antiquated cash-based finance system into one centered on super-apps created by technology giants Alibaba and Tencent. More powerful than anything available outside of China, they allow their billion users to pay, borrow, invest, buy goods and services, travel, chat (and far more) all fused together in one mobile phone application. Think Facebook, Google, Twitter, Goldman Sachs, Amazon, J.P. Morgan Chase all rolled into one app. We in the West need to understand China’s cashless revolution for reasons ranging from the macroeconomic to issues of personal liberty: The cutting edge of finance is now in China, forcing major financial firms in the United States and the West to figure out how not to be left behind.. China’s cashless revolution is also a harbinger of our future if we let the genie out of the bottle and allow big tech to become big finance. As money goes digital and central banks around the world consider launching digital currencies, we may have both immense convenience and a frightening concentration of power that could violate our privacy, stifle competition, increase financial risk, and give big firms or the government more control over our financial lives. And, once this genie is out of the bottle, the struggle to put it back in may be impossible.
Download or read book TRUST THE CASHLESS SOCIETY MR BIG WEALTH 2023 written by MR. BIG WEALTH and published by MR. BIG WEALTH. This book was released on 2023-12-07 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: Step into the future of finance with Mr. Big Wealth. Join the cashless revolution today! 💸🌍 #cashless #mrbigwealth #futureofmoney ____ Transactions, the concept of a cashless society is becoming more and more relevant. Introducing MR. BIG WEALTH: CASHLESS SOCIETY NEWS REPORT, a comprehensive report that delves into the compelling case for embracing a cashless society. This report is your ultimate guide to understanding the benefits and challenges associated with transitioning from traditional cash-based transactions to digital alternatives. Unleashing the Future: The Compelling Case for a Cashless Society explores the positive impact that a cashless society can have on individuals, businesses, and economies. From increased convenience and security to enhanced financial inclusivity, this report showcases how embracing digital transactions can revolutionize the way we interact with money. With insightful analysis, expert opinions, and real-life examples, MR. BIG WEALTH: CASHLESS SOCIETY NEWS REPORT equips you with the knowledge and understanding needed to navigate the ever-changing financial landscape. Stay ahead of the curve and make informed decisions about your financial future. Join the movement towards a cashless society and unlock the potential of digital transactions. Order your copy of MR. BIG WEALTH: CASHLESS SOCIETY NEWS REPORT today and embrace the future of finance.
Download or read book Demonetization India s Cashless Economy written by Prof. (Dr.) B. Uday Kumar & Mrs. K. Radhika and published by Horizon Books ( A Division of Ignited Minds Edutech P Ltd). This book was released on with total page 113 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the developing economy like ours, the importance of Demonetization is to a great extent has been acknowledged by all specially when optimum utilization of resources is the crying need of the day. in the view of this, this topic is gaining importance and thus has been included in the curriculum of Telangana state. This book has primarily been written in the simple language and in a lucid style with a view to explain to the society. numerous examples have been incorporated in this book to illustrate the basic principles of the subject. A good number of practical problems with examples are mentioned in this book by common people.
Download or read book What Is A Cashless Economy The Benefits Of An Economy Being A Cashless Economy And The Problems With Cash Being Utilized As A Payment Method In The Economy written by Dr. Harrison Sachs and published by The Epic Books Of Dr. Harrison Sachs. This book was released on 2024-10-29 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: This essay sheds light on what is a cashless economy, demystifies the benefits of an economy being a cashless economy, and expounds upon the problems with cash being utilized as a payment method on purchases in the economy. A cashless economy is an economy in which financial transactions are not conducted in cash. In a cashless economy, financial transactions are not conducted with the usage of tangible fiat currency banknotes nor tangible fiat currency coins. In a cashless economy, financial transactions are conducted by utilizing digital payments methods to conduct them in lieu of utilizing cash to conduct them. There are a surfeit of digital payment methods that people can utilize when they are purchasing products and procuring services. Some of the myriad of disparate digital payments methods that people can utilize when they are purchasing products and procuring services encompass debit cards, credit cards, electronic checks, and mobile payment applications. Digital payments methods are able to furnish customers with convenience payments methods that they can utilize when they are purchasing products and procuring services. Digital payments methods also render it possible for customers to be able to expeditiously purchase products remotely and expeditiously procure services remotely. In stark contrast to the cash payment method that does not render financial transactions easily trackable remotely, digital payments methods also render financial transactions easily trackable remotely. Digital payments methods also render it possible for customers to be able to swiftly purchase products and swiftly procure services with extreme ease. In stark contrast to the process of utilizing digital payments methods that render it possible for customers to be able to swiftly purchase products and swiftly procure services with extreme ease, the process of utilizing cash as a payment method for purchasing products or procuring services can be a time depleting process. Counting the exact amount of tangible fiat currency banknotes and tangible fiat currency coins to furnish to the retailer in the amount of the grand total of the order when purchasing products from a retailer can prolong the purchasing process. In a cashless economy, people need to establish digital accounts in order to be able to gain access to digital payment methods. People can establish digital accounts on internet-connected devices, such as on smartphones, tablets, and computers, in order to be able to gain access to digital payment methods. In a cashless economy, people do not lug around tangible fiat currency banknotes and tangible fiat currency coins. In a cashless economy, people have lightweight wallets that are devoid of tangible fiat currency banknotes and tangible fiat currency coins. In a cashless economy, the expected checkout wait times for customers are significantly shorter than they are in a cash economy. When customers utilize cash as a payment method as they are purchasing products and procuring services from companies, it then prolongs checkout wait times for customers. Waiting in a checkout line for a prolonged period of time can adversely impinge on the shopping experience at a brick-and-mortar retail store. Waiting in checkout lines for a prolonged period of time can also deter customers to purchase products from retailers who have long checkout wait times at their brick-and-mortar retail stores. Customers prefer to be able to circumvent waiting in checkout lines for a prolonged period of time when they are ready to purchase products. In a cashless economy, customers are able to easily track their financial transactions remotely. In a cashless economy, customers can access their digital accounts that are associated with their digital payment methods in order to track their financial transactions. It is all the more of seamless process for customers to be able to meticulously understand their customer spending habits when they are able to track their financial transactions on their digital accounts that are associated with their digital payment methods than it is for them to be able to meticulously understand their customer spending habits when they only have the option to track their financial transactions by rooting through their thermal payment receipts.
Download or read book A Road Map to cashless economy in India written by VIJAYA KRUSHNA VARMA and published by VIJAYA KRUSHNA VARMA. This book was released on 2017-05-09 with total page 14 pages. Available in PDF, EPUB and Kindle. Book excerpt: The cashless economy should be achieved in the phased manner and step by step process instead of forcing it on people overnight without expanding/providing banking infrastructure to every nook and corner of the country, internet connectivity with high speed at cheap rate and unbroken power supply.
Download or read book Financial Technology and Disruptive Innovation in ASEAN written by Anshari, Muhammad and published by IGI Global. This book was released on 2019-07-05 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt: The emergence of financial technology (FinTech)-related products is causing major disruptions in financial services that enable financial solutions and innovative business models resulting in the fusion of finance and smart mobile technology. As ASEAN is undergoing a paradigm shift from government-to-government (G2G) to community-to-community (C2C) relationships with the emphasis on integration and collaboration, the adoption of FinTech and its possible future directions needs to be studied further. Financial Technology and Disruptive Innovation in ASEAN provides an assortment of innovative research that explores the recent FinTech initiative in ASEAN with respect to its process, strategies, challenges, and outcomes and highlights new business models, products, and services that affect financial markets and institutions and the provision of financial services. While highlighting topics including blockchain technology, cloud computing, and mobile banking, this book is ideally designed for business executives, managers, entrepreneurs, financial and banking practitioners, policymakers, academicians, students, professionals, and researchers.
Download or read book Cashless written by Mark Hitchcock and published by . This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Somewhere between writing checks in the 80's and swiping a piece of plastic today, we missed the significance of the emerging cashless society. But there are reasons to take notice. According to Mark Hitchcock, author of several bestselling prophecy books and a trusted expert in this field, what is happening in the world today is consistent with prophecy written in Revelation 13, which predicts a one-world economy under the rule of the Antichrist. With current research on the global economic, technological, and religious landscape, Hitchcock addresses important questions, including: Will there be a one-world economy in the end times? What is the mark of the beast? Does modern technology relate to the mark? How does the absence of cash prime things for the Antichrist? The advent of the cashless society is an important one to examine and think through in light of God's Word and His promises.
Download or read book The Future of Money written by Eswar S. Prasad and published by Harvard University Press. This book was released on 2021-09-28 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: A cutting-edge look at how accelerating financial change, from the end of cash to the rise of cryptocurrencies, will transform economies for better and worse. We think weÕve seen financial innovation. We bank from laptops and buy coffee with the wave of a phone. But these are minor miracles compared with the dizzying experiments now underway around the globe, as businesses and governments alike embrace the possibilities of new financial technologies. As Eswar Prasad explains, the world of finance is at the threshold of major disruption that will affect corporations, bankers, states, and indeed all of us. The transformation of money will fundamentally rewrite how ordinary people live. Above all, Prasad foresees the end of physical cash. The driving force wonÕt be phones or credit cards but rather central banks, spurred by the emergence of cryptocurrencies to develop their own, more stable digital currencies. Meanwhile, cryptocurrencies themselves will evolve unpredictably as global corporations like Facebook and Amazon join the game. The changes will be accompanied by snowballing innovations that are reshaping finance and have already begun to revolutionize how we invest, trade, insure, and manage risk. Prasad shows how these and other changes will redefine the very concept of money, unbundling its traditional functions as a unit of account, medium of exchange, and store of value. The promise lies in greater efficiency and flexibility, increased sensitivity to the needs of diverse consumers, and improved market access for the unbanked. The risk is instability, lack of accountability, and erosion of privacy. A lucid, visionary work, The Future of Money shows how to maximize the best and guard against the worst of what is to come.
