Download or read book Capital Adequacy of Commercial Banks in Lebanon written by Mivat K. Salam and published by . This book was released on 1991 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Bank of Lebanon written by Abdul-Amir Badrud-Din and published by Pinter Publishers. This book was released on 1984 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Lebanon Determinants of Commercial Bank Deposits in a Regional Financial Center written by Mr.Harald Finger and published by International Monetary Fund. This book was released on 2009-09-01 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper empirically examines the demand for commercial bank deposits in Lebanon, a regional financial center. With Lebanon's high fiscal deficits financed largely by domestic commercial banks that rely on deposit funding, deposit growth is a key variable to assess government financing conditions. At the macro level, we find that domestic factors such as economic activity, prices, and the interest differential between the Lebanese pound and the U.S. dollar are significant in explaining deposit demand, as are external factors such as advanced economy economic and financial conditions and variables proxying the availability of funds from the Gulf. Impulse response functions and variance decomposition analyses underscore the relative importance of the external variables. At the micro level, we find that in addition, bank-specific variables, such as the perceived riskiness of individual banks, their liquidity buffers, loan exposure, and interest margins, bear a significant influence on the demand for deposits.
Download or read book Basel Capital Requirements and Credit Crunch in the MENA Region written by Mr.Sami Ben Naceur and published by International Monetary Fund. This book was released on 2013-07-03 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 1988 Basel I Accord set the common requirements of bank capital to promote the soundness and stability of the international banking system. The agreement required banks to hold capital in proportion to their perceived credit risks, and this requirement may have caused a “credit crunch,” a significant reduction in the supply of credit. We investigate the direct link between the implementation of the Basel I Accord and lending activities, using a data set spanning annual observations covering 1989–2004 for banks in Egypt, Jordan, Lebanon, Morocco, and Tunisia. The results provide clear support for a significant increase in credit growth following the implementation of capital regulations, in general. Despite higher capital adequacy ratios, banks expanded credit and asset growth. Credit growth appears to be driven by demand fluctuations attributed to real growth, cost of borrowing, and exchange rate risk. Overall, the effects of macroeconomic variables, in contrast to capital adequacy, appear to be more dominant in determining credit growth, regardless of the capital adequacy ratio, and regardless of variation across banks by nationality, ownership, and listing.
Download or read book The Role of the Banking Sector in the Economic Process of Lebanon Before and After the Civil War written by Marco Rettig and published by GRIN Verlag. This book was released on 2007-11 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examination Thesis from the year 2004 in the subject Business economics - Economic and Social History, grade: 70% / Distinction, School of Oriental and African Studies, University of London (School of Oriental and African Studies (SOAS)/ Economics Department), course: Abschlussarbeit zur Erlangung eines MSc Development Economics, 60 entries in the bibliography, language: English, abstract: This dissertation assesses the role of the banking sector in the Lebanese economy throughout the country's history with respect to its linkages with the real sector. I thereby focus on the credit market. It is shown that various external and internal factors have led to a credit market development on the supply-side that is not conducive to real sector growth. In particular, the period before the Lebanese civil war is characterised by funds flowing in from other Arab countries, which were not channelled into domestic long term investment but accrued to the trade and services sector or went abroad. Throughout the war and afterwards the share of the private sector in total credit declined substantially as the government crowded out private demand. It is concluded that only a shift of policy with a clear focus on the real sector's needs can bring about the required economic development.
Download or read book Measuring Assessing and Comparing Basel I II III on a Portfolio of Loans Allocated by a Lebanese Bank to SMEs written by Celine Bou Abdo and published by . This book was released on 2017 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: Purpose: The objective of this thesis is to estimate and compare the capital requirements of an SME portfolio belonging to a Lebanese Commercial Bank under different regulatory frameworks, Basel I, Basel II and Basel III, in addition to illustrating the calculation of the capital adequacy ratio to comply with the requirements of BDL and BCCL. Design/methodology/approach: The sample used consists of a portfolio of loans granted by a Lebanese commercial bank to 1,099 different clients as of June 30, 2017. The study aims first at demonstrating the several approaches (Standardized Approach, IRB Approach, with and without supporting factor approach) that calculate the capital requirements under Basel Accords and second revealing the steps applied in order to implement the procedure following the BCCL Requirements. Findings: The findings of the study revealed that the theoretical models do not comply with the real facts. Moreover, it showed that the introduction of the supporting factor to Basel III has a positive impact on the credit lending for SMEs and a negative impact on the bank by not having sufficient capital to face stressed economy. Research limitations: One of the limitations of this study is the lack of transparency of the Lebanese banking sector. Another limitation is related to the credit risk management procedure implemented by the bank. Practical implications: The results of this research draw a comparative approach between the theoretical part (Basel Accords) and the credit risk management procedure applied in Lebanon under the BCCL requirements. Originality/value: This study is the first academic paper that tackles in details the implementation of a credit risk management procedure as per BCCL requirements, through a concrete Lebanese bank portfolio of loans.
Download or read book Capital Adequacy of Lebanese Banks written by Ibtissam Mohamad Soubhi El-Ayoubi and published by . This book was released on 1990 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Effect of Capital Increase on Commercial Banks in Lebanon written by and published by . This book was released on 1996 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Capital Adequacy of Lebanese Banks written by Hani Wafa and published by . This book was released on 1995 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Central Banking in Lebanon written by Antoine Edouard Asseily and published by . This book was released on 1967 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Central Bank for Lebanon written by Yahya Ahmed Mahmasani and published by . This book was released on 1961 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Optimal Level of Capital Adequacy of Lebanese Banks written by Abbas Maarouf Kesserwan and published by . This book was released on 1993 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Impact of External Internal Factors on Profitability Net Worth of Commercial Banks in Lebanon written by Christapor Avedis Kouyoumjian and published by . This book was released on 2016 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The aim of this research is to study and analyze the external and internal factors effect on the profitability and net worth of the commercial banks in Lebanon. Treasury bill of 12 months is chosen to represents the market interest rates. The external factors which are chosen in this research study consist of several aspects such as inflation, money supply, growth in coincident indicator and interest rates variability. The Internal factors which are chosen in this research study consist of several aspects such as growth of the banks assets, profitability, efficiency, capital adequacy, liquidity, market share, competition, loan to deposit ratio and non-performing loans. This study uses a joint Mathematical Models used by the following researches to test the impact of interest rate fluctuation and external and internal factors on short and long run Profitability of commercial banks. (Godspower, 2012) and (Raharjo, 2014) (Flannery, 1981, 1983) The study applied regression analysis us ...
Download or read book The Performance of Banks in Post War Lebanon written by David W. Peters and published by . This book was released on 2004 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper analyzes the performance and balance-sheet characteristics of banks in post-war Lebanon for the years 1993 to 2000. Although we find that Lebanese banks are profitable, most of them had accounting return on assets (ROA) greater than one percent over most of our test period, they are not as profitable as a control group of banks from five other countries located in the Middle East. Bank safety and soundness in Lebanon has increased as leverage was reduced (capital adequacy improved) and a risk index indicates lower probabilities of book-value insolvency. We attribute this improved bank performance and safety to better management and to three external factors: political (cessation of war), economic (lower inflation), and regulatory (BIS capital requirements). We employ regression models that relate bank profitability ratios to various explanatory variables. We find, for example, that ROA is positively associated with lagged growth in real GDP, spread or net interest margin, and holdings of Lebanese T-bills but negatively related to bank size as measured by the natural log of total assets. As a policy implication, we recommend that Lebanese banks increase their lending to the private sector to achieve a more efficient allocation of resources and to stimulate economic growth. To help achieve this objective, Banque du Liban, the central bank, should abandon its practice of setting T-bill rates above market levels, which provides a disincentive to bank lending.
Download or read book ICT for an Inclusive World written by Youcef Baghdadi and published by Springer Nature. This book was released on 2020-01-30 with total page 597 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses the impact of information and communication technologies (ICTs) on organizations and on society as a whole. Specifically, it examines how such technologies improve our life and work, making them more inclusive through smart enterprises. The book focuses on how actors understand Industry 4.0 as well as the potential of ICTs to support organizational and societal activities, and how they adopt and adapt these technologies to achieve their goals. Gathering papers from various areas of organizational strategy, such as new business models, competitive strategies and knowledge management, the book covers a number of topics, including how innovative technologies improve the life of the individuals, organizations, and societies; how social media can drive fundamental business changes, as their innovative nature allows for interactive communication between customers and businesses; and how developing countries can use these technologies in an innovative way. It also explores the impact of organizations on society through sustainable development and social responsibility, and how ICTs use social media networks in the process of value co-creation, addressing these issues from both private and public sector perspectives and on national and international levels, mainly in the context of technology innovations.
Download or read book The Capital Adequacy of Commercial Banks written by Philip J. Hahn and published by . This book was released on 1968 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Payment Systems in Lebanon written by and published by . This book was released on 1999 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
