Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Download or read book Home Buying For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2009-04-01 with total page 378 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now updated — America's #1 bestselling home-buying book! Want to buy a house, but concerned about the market? Have no fear — this trusted guide arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. New to this edition — new and expanded coverage to help homebuyers take advantage of low home prices, understand the subprime mortgage crisis, obtain a mortgage, and improve credit scores To buy or not to buy? — weigh the advantages of owning versus renting, get your finances in order, and know how much house you can safely afford Handle financing — understand your credit rating, navigate the different types of mortgages, and complete all paperwork Play the real estate game — find the right location and property, assemble an all-star real estate team, and make the most of the Internet's real estate resources Let's make a deal — negotiate with finesse, make successful offers, inspect and protect your new home, and cover all your bases in escrow "Invaluable information, especially for the first-time home buyer." —Fort Worth Star-Telegram "A reference you'll turn to time after time." —St. Petersburg Times Open the book and find: Reasons why home prices rise and fall Hands-on instruction for buying a home in up or down markets How to pay the price you want The best mortgage options A sample home-buying contract Pros and cons of comparable market analysis Tips for overcoming mortgage and appraisal problems How to cope with buyer's remorse The best real estate Web sites

Download or read book Broke Millennial Takes On Investing written by Erin Lowry and published by Penguin. This book was released on 2019-04-09 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: A guide to investing basics by the author of Broke Millennial, for anyone who feels like they aren't ready (or rich enough) to get into the market Millennials want to learn how to start investing. The problem is that most have no idea where to begin. There's a significant lack of information out there catering to the concerns of new millennial investors, such as: * Should I invest while paying down student loans? * How do I invest in a socially responsible way? * What about robo-advisors and apps--are any of them any good? * Where can I look online for investment advice? In this second book in the Broke Millennial series, Erin Lowry answers those questions and delivers all of the investment basics in one easy-to-digest package. Tackling topics ranging from common terminology to how to handle your anxiety to retirement savings and even how to actually buy and sell a stock, this hands-on guide will help any investment newbie become a confident player in the market on their way to building wealth.

Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.

Download or read book Home Buying Kit For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2020-03-11 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt: Negotiate a great price Find your best mortgage Discover applications and checklists online Get the Best Deal on Your New Home! When it comes to buying a home, it's hard to know where to begin. You want to buy at a fair price at the right time—not always easy in a fast-changing market. The updated Home Buying Kit has all you need: strategies to secure the optimal deal, the ins and outs of home financing, how to evaluate rent vs. buy, and the latest on regulations around mortgage interest and property tax. Whether a first-time buyer or veteran homeowner, this book will help you make the smart decisions that move you into your dream home in no time! Inside... Get your finances in order Improve your credit score Choose the right mortgage Build your real estate team Maximize your financial health Inspect and protect your home Understand and minimize closing costs

Download or read book Dave Ramsey s Complete Guide to Money written by Dave Ramsey and published by Ramsey Press. This book was released on 2012-01-01 with total page 365 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. This is the handbook of Financial Peace University. If you’ve already been through Dave’s nine-week class, you won’t find much new information in this book. This book collects a lot of what he’s been teaching in FPU classes for 20 years, so if you’ve been through class, you’ve already heard it! It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book. But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it!

Download or read book Buying a Home The Missing Manual written by Nancy Conner and published by "O'Reilly Media, Inc.". This book was released on 2010-04-13 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: Home ownership is a cornerstone of the American dream, but it's a complex process that, without the right guidance, can seem like a nightmare. This Missing Manual takes you through the process of buying a home, from start to finish. Along the way, you'll use the book's expert advice and fill-in forms to identify the house you want, figure out what kind of neighborhood you want to live in, determine what a target home is really worth, make an offer, and close the deal. Throughout the process, this book helps you: Realistically determine how much house you can afford Assemble a real estate team that's looking after your interests and not the seller's Understand the different ways to finance your house, and which is best for you Create an attractive offer with the best chance of acceptance Learn what lenders look for so you can get your mortgage approved Inspect your new home to uncover potential problems Prepare all the right paperwork for a smooth closing

Download or read book Zillow Talk written by Spencer Rascoff and published by Grand Central Publishing. This book was released on 2015-01-27 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: How do you spot an area poised for gentrification? Is spring or winter the best time to put your house on the market? Will a house on Swamp Road sell for less than one on Gingerbread Lane? The fact is that the rules of real estate have changed drastically over the past five years. To understand real estate in our fast-paced, technology-driven world, we need to toss out all of the outdated truisms and embrace today's brand new information. But how? Enter Zillow, the nation's #1 real estate website and mobile app. Thanks to its treasure trove of proprietary data and army of statisticians and data scientists, led by chief economist Stan Humphries, Zillow has been able to spot the trends and truths of today's housing market while acknowledging that a home is more than an economic asset. In Zillow Talk, Humphries and CEO Spencer Rascoff explain the science behind where and how we live now and reveal practical, data-driven insights about buying, selling, renting and financing real estate. Read this book to find out why: It's better to remodel your bathroom than your kitchen Putting the word "cute" in your listing could cost you thousands of dollars You shouldn't buy the worst house in the best neighborhood You should never list your house for $444,000 You shouldn't list your house for sale before March Madness or after the Masters Densely packed with entertaining anecdotes and invaluable how-to advice, Zillow Talk is poised to be the real estate almanac for the next generation.

Download or read book Help Me I m Buying a House written by Sandra Starke and published by . This book was released on 2019-05-29 with total page 275 pages. Available in PDF, EPUB and Kindle. Book excerpt: An essential and fun read about buying your own home - from First Time Buyers, for First Time Buyers. Illustrated throughout by well-known creative artist Ben Jones to make you smile. How to get thousands of Pounds for free towards your purchase. Work out a feasible financial scenario early. Research your property and be a step ahead. Be best prepared for viewing and offering. Understand and manage the conveyancing process step-by-step. Learn from others Almost two years ago, me and my partner had this brilliant idea: let's buy our own home! We were fed up with renting and thought we got this - a few months and we are sorted. Little did we know. When we embarked on the adventure, first thing we realised was that we didn't actually have a clue what we were doing, falling for the tricks of the trade at almost every step of the journey. We relied on online material and a few books explaining WHY you should buy, but not really HOW. We tumbled through the process from step to step, without being properly prepared for what was supposed to happen next and what was realistic. We had to let one house go after its survey revealed lots of issues that we could have spotted, then spent more than half a year trying to find another one and finally wound up in a chain that caused an additional 6-month delay. Thankfully, we are both scientists. In our best bid to get on top of everything, we started to do uncountable hours of research, calculations, reading up and talking to relevant people - agents, surveyors, mortgage brokers, other First Time Buyers. While we were suffering through the conveyancing process, I finally realised that I increasingly needed a therapeutic outlet. This is how this book was born: a catharsis, a plea that no matter what, something good must come out of this!! I thought - if nothing else, let's pass on everything that we have learned to make this a little easier for someone else. Because no-one deserves the unnecessary chaos, stress and financial losses that come with buying your own home. This book is our compiled wisdom to make the home buying process more transparent. We hope it will help you plan, make informed choices, be better in control of the process and, most importantly, know what is coming and what to expect. The purpose of this book is for you to be prepared and less at the mercy of 'the system'. Contents Chapter 1. WHAT YOU SHOULD CONSIDER RIGHT NOW Chapter 2. CONSTRAINTS Chapter 3. BASIC INGREDIENTS Chapter 4. FINDING A HOME Chapter 5. GETTING STUFF READY FOR AN OFFER Chapter 6. VIEWING AND OFFERING Chapter 7. OFFER ACCEPTED: PREPARING THE NEXT STEPS Chapter 8. CONVEYANCING FROM START TO FINISH Chapter 9. MOVING IN - THE FIRST STEPS Chapter 10. YOU ARE NOT ALONE. STORIES FROM OTHERS Appendix 1. GLOSSARY Appendix 2. YOUR OWN CALCULATIONS AND WISHLISTS Appendix 3. CONVEYANCING LOG-BOOK

Download or read book The Definitive Guide to Buying Your First Home written by Stephanie A. Knight and published by CreateSpace. This book was released on 2014-10-09 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Purchasing your very first home is an important piece of the American Dream. However, the confusing financing, credit and credit score worries, contradictory real estate information, and a confusing group of experts-with everybody wanting something from you –may take something that could be one of the greatest experiences of your life and instead turn it into a dreadful event! Now, very experienced real estate experts, Stephanie Knight and Robert Price teach you everything you need to know about purchasing your first take everything you need to know about purchasing your first home-or your fifth- with the Insider's Secrets that have helped thousands. Learn about narrowing your wants and needs in new home, finding the right Realtor®, finding and securing the correct mortgage lender, negotiating the best terms and pricing, home inspections and what to expect at the closing, how to set up your own team of experts who will be looking out for only you. Learn the keys to be successful in buying the property you want and Insider Secrets that will take you from just wanting a house to making that dream a reality!Purchasing a house is frightening enough as it is, but when you are surrounded by a bad economy, foreclosures and news stories of a credit crisis, many potential buyers give up the American Dream without even trying. But today's potential homebuyers have advantages that buyers a few years ago lacked:* There is a multitude of houses for sale,* Home prices have become more affordable because of the market or low rates,* Mortgage lenders have money to lend and interest rates are at the lowest rates in 50 years.This step-by-step guide will show homebuyers how to take advantage of the current market conditions to buy a home that is both a refuge from the tough times and a worthwhile financial investment. Includes information on:* Buying vs. renting* Financing and Finding the best Lender* Choosing the right realtor* Choosing the best neighborhood for your family and your needs* Understanding legal, tax, insurance issues, contracts, inspections, HOAs, buyer's agents and seller's agents, and much more.From the most trusted name in real estate, here is the latest edition of the indispensable guide that helps first-time buyers land the home of their dreams.Stephanie Knight has established herself as a trusted real estate expert. In this new book, She offers pages of new and up to date material addressing all of the current trends home buyers need to stay on top of, including:• The new construction housing boom and how home buyers can make the most of it• Mortgage lending innovations, such as low down financing and the ability to finance 100 percent of the purchase price, or getting renovations included in your mortgage.• The dangers facing first-time home buyers when purchasing without a broker, using discount Internet-based services, and buying first homes as investments.• The latest information on asbestos, mold, radon, and other bio-environmental hazards and new, inexpensive testing methods any home buyer can use.

Download or read book The Book on Rental Property Investing written by Brandon Turner and published by Biggerpockets Publishing, LLC. This book was released on 2015-10-28 with total page 341 pages. Available in PDF, EPUB and Kindle. Book excerpt: With more than 350,000 units sold worldwide, this fan-favorite will show you every strategy, tool, tip, and technique you need to become a millionaire rental property investor.

Download or read book The Smart Easy Guide to Home Buying written by Mark Dennison and published by CreateSpace. This book was released on 2013-10 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you've dreamed of buying your own home, we have some very good news. Despite the housing crisis, and the recession of 2008, it's a very good time to buy your own home with a range of financing options available for nearly any budget. Smart homebuyers are still buying homes and they're doing it with the right information upfront, while still investing in a future that's as solid and time honored as ever. This book is for anyone who wants to know the basics of purchasing a home with their eyes wide open and their bank account intact. In clear, reasonable and detailed explanations you get everything you need to know to buy a home, even with less than perfect credit. But don't start shopping for homes without understanding: • Secrets for shopping for new and previously owned homes• Bank foreclosed opportunities and the first steps for purchasing any home• Loan pre-approval and what it means to you• 30 year and 15 year fixed mortgage loans as well as adjustable rate mortgages • Finding and qualifying for the mortgage that's best for youBuying a house the first time, or after previous financial turmoil, can be intimidating. This is a complete crash-course in home buying for anyone interested in the insider's perspective on the process. With creative ways to finance your loan and a solid understanding of your FICO score, you also get complete information on what you can expect and even how you'll be treated. The purchase of your home is more than just homework. This book is designed to provide everything you need to know to buy your house, secure your financing, close in time and move in, and without glossing over important details. Understanding the buying, selling and financing of residential real estate takes some careful reading, consideration and a little study, but it's not rocket science. You'll get everything you need to know to make your purchase with full confidence whether you're first time buyer, an experienced buyer or simply someone who wants to understand the housing market better. It's all in there. There's nothing quite like the feeling of owning your own home and providing what's best for you and your family. For your financial security, your future and your wellbeing, this book may very well prove invaluable. Even if you've previously owned your own home or you've been foreclosed upon, the opportunities are too big to ignore. It is a very different market, but everything is here for you to take advantage of the collapse in housing prices, the opportunities in foreclosed homes, and to buy a home the smart way. All readers learn to:• Face the approval process with confidence and qualify for the best possible terms• Read and really understanding all of the fine print• Navigate the worlds of insurance and risk management for your investment• Contract and learn from a professional home inspector before making any final decision• Fully understand new and secondary market homes in your area and anywhere you want to live Buying your first home can seem daunting, but going ahead now with your dream to own your own home just takes a careful reading of all the relevant facts and a commitment to your future. Leave rental apartments and homes behind forever and secure your family's future while taking part in the dream that makes such a difference in the lives of so many. Purchasing and owning home has never made more sense than today, and any new homeowner will tell you.

Download or read book First Time Home Buyers Practical Guide written by Norah Sherrod and published by . This book was released on 2020-03-22 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever thought about purchasing your first dream home, but are you scared to handle the whole process? Maybe you already had an idea about going into the real estate business? Would you like to have a guide that would nail every single detail you need to know about real estate investing? If you answered "Yes" to at least one of these questions, then keep reading... "FIRST TIME HOME BUYERS HANDBOOK" - a complete guide that is going to teach you the most important things you need to know about real estate for both - purchasing your own dream property and building massive real estate investing business. Having a big beautiful house is one of those things that almost every person has dreamed about. But almost every single one of those dreamers knows how difficult of a process it can be if you don't know the rules of this industry. After more than 10 years of selling, buying, and renting dream properties, Nora Sherrod decided to create a guide that would help every single dreamer to fulfill his or her goal as a successful first-time and many time purchase. Here is just a short brief of what you are going to get out of this book: To RENT or to BUY Step-by-step guide on how to set out your needs and priorities for your dream house How to deal with mortgages and loans First steps into real estate investing business How to hendle entire home buying procedure without going crazy The Potential of Buying a House at Auction Most common real estate investing mistakes you must avoid Much much more... It may look that buying real estate can be the most difficult financial decision in your life, but going through this book, you will learn how to make this process as easy and as professional as possible. Now it is your turn to take action. Scroll up, click on "Buy Now" and discover the most important real estate secrets!

Download or read book Can I Retire Yet written by Darrow Kirkpatrick and published by StructureByDesign. This book was released on 2016-05-20 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

Download or read book How to Own Your Home written by United States. National Bureau of Standards and published by . This book was released on 1931 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Real Estate Investing Buying Your First House Younger written by Lou Vachon and published by . This book was released on 2021-04-10 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt: What you should know so the house of your dreams doesn't become a nightmare Having your very own place to call home... is it a far-off fantasy or a reachable reality? If you're like most Americans, owning a home is probably one of your main financial goals. Aside from its wealth-building potential, the appeal of having your own house is being in control of how it looks and how it's used. You've likely spent hours on Pinterest, pinning amazing images of what your future house will look like. Or, you've stuck a photo of your dream house on your vision board, to inspire you to work harder. If you're serious about making this dream a reality sooner rather than later, there are a number of steps you'll need to take and important information you'll need to know. Although there are plenty of perks to owning a home that you will surely enjoy, there are also risks inherent in the process that you need to look out for. Fortunately, this is a journey you don't have to do alone. From searching for your perfect home, to getting and paying for it and keeping it in order, you can find it in this easy-to-follow reference that covers the whole home-buying process. In Real Estate Investing Buying Your First House Younger, you will discover: A critical factor you should consider about your prospective neighborhood that can affect home values by as much as 20% Why having a light initial cash outlay may be detrimental to your finances, even if it seems like a great deal at first 5 creative ways to meet your down payment requirement in a shorter amount of time, without resorting to no down payment loans The secret weapon that will immediately make your offer more appealing to the seller and increase your chance of getting your dream house The essential prerequisite you must do before finalizing any agreement to ensure that you won't get any unpleasant surprises in your new house How you can increase your credit score and prepare for an unexpected major expense that's out of your budget with just this one loan product How to save money on maintenance by learning these vital skills that every homeowner should have And much more. Buying your first house is a big responsibility that shouldn't be taken lightly. You need to know what you're getting into and prepare for the obligations home ownership entails. But the benefits can make up for the downsides. Not only will you have your own home and not have to be at the mercy of your landlord, but you'll also have the opportunity to build equity with it, which will give you access to easier money. Plus, you can also benefit from possible increases in home value, helping you beat inflation. And luckily for you, since you have time on your side, you can enjoy higher gains over a longer period of time. Whether you're being driven out by your landlord, struggling with rising rental prices, or simply outgrowing your apartment, buying your first house could be your next big step into the future. Are you ready to stop wasting money on rent and invest in your future wealth? If you want a smooth and structured path to home ownership, without waiting decades to buy a house, then scroll up and click the "Add to Cart" button right now.

Download or read book Buying a Home When You re Single written by Donna G. Albrecht and published by Turner Publishing Company. This book was released on 2008-04-21 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt: The single person's complete guide to buying your own home Do you dream of having a home of your own? With nearly half of all new home buyers being single, you're in good company. But how do you go about finding the right place and actually purchasing it? What do you, as a single person, need to know? In Buying a Home When You're Single, Donna Albrecht demystifies the home-buying process and takes you step by step through the entire process of acquiring the home of your dreams--from hiring a real estate agent to closing the deal. Whether you envision yourself in a palatial mansion or a modest condo, co-op, or manufactured home, here's your guide to making your dream come true! * Learn how mortgages work and how to choose the best one for you * Secure financing to fit your earning power * Find specific help for first-timers * Mine the Internet's rich real estate information * Evaluate housing choices including co-ops, condos, single-family dwellings, manufactured homes, and others * Negotiate the best price on a home * Improve your investment after your purchase