Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
Download or read book The Index Card written by Helaine Olen and published by Penguin. This book was released on 2016-01-05 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: “The newbie investor will not find a better guide to personal finance.” —Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse. They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an offhand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.
Download or read book Home Buying For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2009-04-01 with total page 378 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now updated — America's #1 bestselling home-buying book! Want to buy a house, but concerned about the market? Have no fear — this trusted guide arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. New to this edition — new and expanded coverage to help homebuyers take advantage of low home prices, understand the subprime mortgage crisis, obtain a mortgage, and improve credit scores To buy or not to buy? — weigh the advantages of owning versus renting, get your finances in order, and know how much house you can safely afford Handle financing — understand your credit rating, navigate the different types of mortgages, and complete all paperwork Play the real estate game — find the right location and property, assemble an all-star real estate team, and make the most of the Internet's real estate resources Let's make a deal — negotiate with finesse, make successful offers, inspect and protect your new home, and cover all your bases in escrow "Invaluable information, especially for the first-time home buyer." —Fort Worth Star-Telegram "A reference you'll turn to time after time." —St. Petersburg Times Open the book and find: Reasons why home prices rise and fall Hands-on instruction for buying a home in up or down markets How to pay the price you want The best mortgage options A sample home-buying contract Pros and cons of comparable market analysis Tips for overcoming mortgage and appraisal problems How to cope with buyer's remorse The best real estate Web sites
Download or read book Buying a Home What You Should Know Before You Do written by Jeeva Wilson and published by Independently Published. This book was released on 2019-01-13 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hello. Every one I am very glad to present this book. Titled as ( BUYING A HOME ? WHAT YOU SHOULD KNOW BEFORE YOU DO.) Which retaliated to Real Estate. With international information. The Book as total 39 Question and Answer to Ask yourself before buying a home. This Book really gives you international information. After spending more than a decade ago of my life studying about Real Estate market. I have gathered information and put into this BOOK. About world international REAL ESTATE information. Book will give you basic as well international key info to know before buying any home. locally or internationally. also about a Real Estate Agent. '' INFORMATION IS WEALTH'' Before investing in Big wealth or your first buying home its good & advisable always to have knowledge & information about what you are buying or where you are investing your wealth first time. This Book will diffidently make you as a Real Estate professional. if your planing to buy a home. I promise that 100% . Because the information inside is in international stranded. Gathered from Top Real State Professional around the Globe, and i made it easy to understand by any one . As i said this Book cover basic knowledge as will as Rich in information in stranded way in present market.. This series is meant for everyone else--the 12 million people buying and selling their home each year! The young couple buying or building their first home. The homeowner looking to sell their home because they're looking to upgrade or because they're facing financial hardship. The family that wants to rent out their old home or a bedroom in their existing home. The landowner who is faced with new zoning laws. The heirs to a real estate property navigating a probate period. The list of people who could benefit from being more knowledgeable is long because knowledge truly is power. If you are going to spend money on Real Estate then this series is an important short-term investment in your education that walks you through the entire process of buying or selling a home. More than half of first time home buyers are surprised by the process and the hidden fees that they often decide to postpone their decision until they are better prepared. By reading this short series, you'll be leagues ahead of the average person and will have the confidence to tackle this process like a champion. In this book we'll learn about:1.) What is the difference between a real estate agent, a Realtor, and a broker? 2.) What's the difference between a pre-qualification letter and a pre-approval letter for a mortgage? 3.) How much of a down payment do I need? 4.) Why should I buy instead of continuing to rent? 5.) Are rent-to-own properties a good idea? 6.) Can I buy a home if I have bad credit? 7.) How much money do I need upfront to buy a home? 8.) Should I speak to a bank before or after I've found a home I like? 9.) How do I find a lender? 10.) What does a mortgage cover, exactly? 11.) What should I take with me when I'm applying for a mortgage? 12.) What type of mortgage should I apply for? 13.) What happens if I put in an offer on a home and it's rejected? 14.) When will I know if the seller has accepted or rejected my offer? lot more....
Download or read book Buying a Home The Missing Manual written by Nancy Conner and published by "O'Reilly Media, Inc.". This book was released on 2010-04-13 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: Home ownership is a cornerstone of the American dream, but it's a complex process that, without the right guidance, can seem like a nightmare. This Missing Manual takes you through the process of buying a home, from start to finish. Along the way, you'll use the book's expert advice and fill-in forms to identify the house you want, figure out what kind of neighborhood you want to live in, determine what a target home is really worth, make an offer, and close the deal. Throughout the process, this book helps you: Realistically determine how much house you can afford Assemble a real estate team that's looking after your interests and not the seller's Understand the different ways to finance your house, and which is best for you Create an attractive offer with the best chance of acceptance Learn what lenders look for so you can get your mortgage approved Inspect your new home to uncover potential problems Prepare all the right paperwork for a smooth closing
Download or read book How to Buy a House written by Mark Ferguson and published by . This book was released on 2017-05-10 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: A house is the biggest purchase most people will ever make, but most people don't know the best way to buy a home. The book covers everything you need to know about the home buying and selling process so that you are not taken advantage of. including:- Deciding on how much money to spend on a house(don't let your lender or agent decide for you!)- Deciding whether you should buy or rent- How to get a great deal on a house that will build instant equity- How to get the best loan with less money down (if that is your goal) and the lower overall cost- How to find the best real estate agent and lender and why you need them- How the process works including inspections, appraisals, title insurance, mortgages, closings, escrows, HOAs, etc...- How to fix up your house and maintain it- How to find contractors to help you fix up your house- How to sell your house for the most money- When and if you should refinance your house- A glossary full of definitions for real estate terms- Plus bonus chapters on starting a career in real estateThere has been a lot of talk about real estate being a bad investment. Many financial and economic advisers suggest buying a home may be worse for your finances than renting. However, I think most people do not take the home buying or selling process seriously. They put all their faith in other people to get the right deal done for them. If you blindly buy a house based on what your real estate agent or lender tell you, it may not be a good investment! However, if you are able to find great deals, get a good loan, and take care of your home, real estate can be an incredible tool to build wealth. I am a real estate agent, and real estate investor who has done very well buying hundreds of houses. I try to teach what I know to others to help them make smarter and better decisions. If you know the right way to buy a home, it beats renting every time. There is a lot of information in this book, and depending on your real estate experience you may know some of it, or be familiar with a lot of it. I have created four sections with many chapters to make it easy to navigate. The first part of the book focuses on the bare basics of buying and selling houses, while the later sections go deeper into each aspect of real estate. I hope you enjoy the book and learn how to make your real estate purchases awesome investments.
Download or read book Zillow Talk written by Spencer Rascoff and published by Grand Central Publishing. This book was released on 2015-01-27 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: How do you spot an area poised for gentrification? Is spring or winter the best time to put your house on the market? Will a house on Swamp Road sell for less than one on Gingerbread Lane? The fact is that the rules of real estate have changed drastically over the past five years. To understand real estate in our fast-paced, technology-driven world, we need to toss out all of the outdated truisms and embrace today's brand new information. But how? Enter Zillow, the nation's #1 real estate website and mobile app. Thanks to its treasure trove of proprietary data and army of statisticians and data scientists, led by chief economist Stan Humphries, Zillow has been able to spot the trends and truths of today's housing market while acknowledging that a home is more than an economic asset. In Zillow Talk, Humphries and CEO Spencer Rascoff explain the science behind where and how we live now and reveal practical, data-driven insights about buying, selling, renting and financing real estate. Read this book to find out why: It's better to remodel your bathroom than your kitchen Putting the word "cute" in your listing could cost you thousands of dollars You shouldn't buy the worst house in the best neighborhood You should never list your house for $444,000 You shouldn't list your house for sale before March Madness or after the Masters Densely packed with entertaining anecdotes and invaluable how-to advice, Zillow Talk is poised to be the real estate almanac for the next generation.
Download or read book Home Buying 101 written by Jon Gorey and published by Simon and Schuster. This book was released on 2022-02-15 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Buying a first home can be both exciting and nerve-wracking. Will you qualify for a mortgage? Is your dream home achievable? How do you make sure your offer will beat others? Don't worry-now you can arm yourself with the information you need to know before you begin the hunt! In Home Buying 101, you will learn all the skills you need to find the right house at the right price, with financing that fits your budget. Full of nuts-and-bolts advice and organized in an easy-to-read format, this book will teach you all the basics of: deciding the right time to buy; getting your finances in order; deciphering the MLS/reading the listings for clues; types of mortgage loans; and much more! With the help of this guide, you'll learn how to find the house of your dreams at a price you can afford!"--
Download or read book How to Buy Your Home written by Mindy Jensen and published by . This book was released on 2020-10-15 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book 100 Questions Every First Time Home Buyer Should Ask Fourth Edition written by Ilyce R. Glink and published by Crown. This book was released on 2018-02-13 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the most trusted name in real estate, a new and fully updated edition of the indispensable guide that helps first-time buyers land the home of their dreams What does "location, location, location" really mean? How do I decide what to offer on a house? What exactly is the closing? Buying a home is one of the most important decisions in any person's life. It will be the place where you plant your roots, come home after a long day, raise a family, or make a successful investment. But how, with everything from student loans and an uncertain marketplace stacked against you, do you get to that idyllic future? In 100 Questions Every First-Time Home Buyer Should Ask, Ilyce Glink, one of the most trusted names in real estate, answers all of your questions about home buying--and some you didn't know you had--and takes you on a personal journey from open houses to moving day. Weaving together advice from top brokers around the country with illustrative stories and her own unparalleled expertise, 100 Questions is a one-stop shop to getting the home of your dreams.
Download or read book Home Buying Kit For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2020-03-11 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt: Negotiate a great price Find your best mortgage Discover applications and checklists online Get the Best Deal on Your New Home! When it comes to buying a home, it's hard to know where to begin. You want to buy at a fair price at the right time—not always easy in a fast-changing market. The updated Home Buying Kit has all you need: strategies to secure the optimal deal, the ins and outs of home financing, how to evaluate rent vs. buy, and the latest on regulations around mortgage interest and property tax. Whether a first-time buyer or veteran homeowner, this book will help you make the smart decisions that move you into your dream home in no time! Inside... Get your finances in order Improve your credit score Choose the right mortgage Build your real estate team Maximize your financial health Inspect and protect your home Understand and minimize closing costs
Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.
Download or read book Essential Advice for Buying Your First Home and Navigating Through the Mortgage Loan Process written by Diana Donnelly and published by . This book was released on 2022-07-24 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book CliffsNotes Graduation Debt written by Reyna Gobel and published by Houghton Mifflin Harcourt. This book was released on 2013-11-05 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: With updated information that reflects the myriad changes in the student loan industry that affect students and their parents burdened with student loan debt, CliffsNotes Graduation Debt, Second Edition provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Reyna Gobel has accumulated tens of thousands of dollars in student loans, recovered from student loan default, and set herself on a mission to help others who face a seemingly insurmountable student loan burden, with a powerful message about taking a step-by-step approach and not being overwhelmed by the sheer weight of student loan debt. Divided into small subsections geared toward those neck-deep in debt, this book is easily digestible to students who aren’t inclined to focus on their finances. Readers are encouraged to take action steps, such as finding long-lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios so they can buy a home, and discussing their student loan and non-student loan debt with their significant others. By the end of the book, readers will be on the road to financial stability, with extra money for vacations and other fun stuff, too.
Download or read book I Want to Buy a House Where Do I Start written by William Walls and published by Echelon Publishing. This book was released on 2023-05-18 with total page 59 pages. Available in PDF, EPUB and Kindle. Book excerpt: First-Time Home Buyers. Learn Everything You Need, In Less Than 2 Hours! Buyers of any experience will benefit from this publication. Here's the problem. You want to buy a house, but you don't know where to start. It's the unknown. We all react the same way. So, you contact a friend in real estate and hopefully they will guide you through the process. If that's your strategy, there is a better way. Accountability is the new normal. You must be accountable to yourself and be your own real estate advocate. Get to know what you deserve and are entitled to when dealing with others. The buying process is actually structured. All the professionals involved know their role and when to take action. You are asked to make decisions with little or no preparation. The whole process is already set out. Why don't you know these steps? Because you don't know the process. Shouldn't you know this before you ever start? You turn to your agent because they are the only one you know who has even been through the buying process. When you contact an agent, you are already well into the buying process. Being left in the dark is not a good strategy and it's not fair to you. If you feel intimidated because you don't know what to ask and you don't know the process, in less than 2 hours, you can feel comfortable and learn everything you need to know. If you want to eliminate stress and mistakes, you need a resource that offers you solutions today. Best of all, you don't have to contact a real estate agent to get everything you need. This is your executive summary of the actual buying process. Don't know where to start? That's fine. We give you all the information you need. Where to start, what to ask, and we even show you what decisions you are expected to make on quick moving timelines. In This Book You Will Learn: - How the entire buying process works BEFORE you ever start - What to ask a lender so you're not intimidated, even if you're a first time home buyer - What questions to ask your real estate agent so you are never in the dark again - Why you should always have help when purchasing from a builder - How to fully utilize the services offered by everyone in your transaction - Investors have to follow the same process to close This is the fastest and easiest way to become an informed buyer. Knowing what to expect eliminates the fear of buying. This book explains the entire buying process in less than 2 hours. Take full control of your transaction without any guesswork of what comes next. Authors William Walls and Shelly Lanich work in the real estate industry. They share over 50 years of combined hands-on experience and focus on the most important part of the transaction, You! Did you know that the buying process is essentially the same all across the country? The contracts dictate the process, and now you can preview the entire process before you ever start. Now you know! Get started today, use it today!
Download or read book First Time Home Buyers Guide written by Ernie Braveboy and published by Independently Published. This book was released on 2020-07-29 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: You Are About To Discover Insider Secrets That Will Have You Buying Your First Home Like A Real Estate Pro! You've been meaning to buy a home for a long time, but the very thought of it makes your insides twist and turn. On the face of it, the venture looks very risky, and a mistake of this magnitude could have you regretting for decades to come. After all, you've never bought a home before, and real estate is an area filled with professionals of all kinds, all who might take advantage of a naïve buyer. And you don't want to be the type of person who gets taken advantage of. Perhaps you've told yourself the following: I could lose the savings of a life-time if I make a mistake A friend of mine recently had their home foreclosed on. It was horrible. I don't wish to suffer the same fate. I have never trusted bankers and mortgage brokers. How am I supposed to go into business with them? I am really busy; I don't have time to shop around for a home. What if I get sold a home that has problems all over it? What if I can't manage the mortgage payments? I don't even know what kind of home I can afford I have never been good at negotiating for a smaller price on anything. How can I get a home at a bargain? If you have had thoughts like these, this book is for you. In it, you will learn the following: What it really means to be a first-time home buyer and why this understanding could change everything for you, to your advantage How you can evaluate your financial health and know just how attractive you look to bankers The one rule you must never break when it comes to negotiating for a house in a sellers' market How you can pick the best team of experts to take care of your interests in a transaction The inside scoop on finding great deals on a home What you need to watch out for when dealing with homes that were part of a foreclosure Mistakes that you should avoid making before you close the deal on your home The steps you can take to improve your credit score dramatically, even from a poor one How you can secure your interests the moment you start negotiating for a home Techniques you can use to get a significant bargain from a seller Special loans guaranteed by the government that can make your life easier as a first-time homebuyer. ...And so much more It doesn't matter that you have never bought a home before. It doesn't matter that you are not "market savvy." It doesn't matter that you don't have a finance degree or don't understand financial terminologies. By the time you finish reading this book, you will know enough. You will know more than over 90% of first-time homebuyers who will hit the market having done no homework. You will know that you are not the perfect prey for predators of the industry who will readily take away the money from uninformed participants. You are literally steps away from making one of the most important financial decisions of your life, and this book will be your guide and friend. Whatever you must do, you need to do it now; not tomorrow, not next week, not next month. Life is short, and time awaits no man. So why don't you go ahead and order this book while you still have a chance.... Click Buy Now With 1-Click or Buy Now to get started!
Download or read book House Buying 101 written by Lucy Richardson and published by Butterfly Financial Llc. This book was released on 2009-11 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: House Buying 101: 14 Things You Should Know Before You Buy Your Home, serves as an invaluable resource for all who want to understand many of the most important matters related to purchasing a home. The information is straight forward and is intended to provide assistance in skillfully navigating the home buying process.The author provides advice in this detailed guide to assist you in your home buying journey. Specifically, matters such as down payment, appraisals, affordability, home inspections and many other useful topics are discussed.Once you have absorbed the content in House Buying 101, you will be prepared to confidently proceed with looking for and negotiating the purchase of your first or next home.
