Download or read book Busting the Interest Rate Lies written by Kim D. H. Butler and published by . This book was released on 2016-03-01 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: What you don't understand about interest rates probably IS hurting you... financially Typical financial wisdom and advice is sometimes lacking, and at other times, altogether wrong. This book fills in important gaps about essential but little-understood financial topics you won't hear about from most financial advisors. "Busting the Interest Rate Lies" corrects common financial myths such as: Purchasing a car with 0% dealer financing is the best way to buy a car; You always save money by paying cash for major purchases; A 15-year mortgage is more efficient than a 30-year mortgage; Earning a higher rate of interest on your investments is the key to amassing a small fortune over time. Additionally, you'll discover rarely-discussed facts about: What student loan debt costs the average college graduate; What the banks don't want you to know about credit cards; Insider information on how to get the best deal on a car; Finally An accurate comparison of buying vs. renting; Why "average" investment rates of return don't equal "actual" rates of return; And an analysis of Life Settlements-the best investment you may have never heard of Whether you are just learning to manage your money or whether you are an experienced investor, "Busting the Interest Rate Lies" offers information to help you avoid common financial mistakes and put MANY thousands of dollars into your pocket "

Download or read book Busting the Interest Rate Lies written by Kim D. H. Butler and published by . This book was released on 2016-03-01 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: What you don't understand about interest rates probably IS hurting you... financially Typical financial wisdom and advice is sometimes lacking, and at other times, altogether wrong. This book fills in important gaps about essential but little-understood financial topics you won't hear about from most financial advisors. "Busting the Interest Rate Lies" corrects common financial myths such as: Purchasing a car with 0% dealer financing is the best way to buy a car; You always save money by paying cash for major purchases; A 15-year mortgage is more efficient than a 30-year mortgage; Earning a higher rate of interest on your investments is the key to amassing a small fortune over time. Additionally, you'll discover rarely-discussed facts about: What student loan debt costs the average college graduate; What the banks don't want you to know about credit cards; Insider information on how to get the best deal on a car; Finally An accurate comparison of buying vs. renting; Why "average" investment rates of return don't equal "actual" rates of return; And an analysis of Life Settlements-the best investment you may have never heard of Whether you are just learning to manage your money or whether you are an experienced investor, "Busting the Interest Rate Lies" offers information to help you avoid common financial mistakes and put MANY thousands of dollars into your pocket "

Download or read book Busting the Life Insurance Lies written by Kim D. H. Butler and published by Createspace Independent Publishing Platform. This book was released on 2016-11-25 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is life insurance a bad investment? Don't I lose all my cash value when I die? Shouldn't I just make a bundle and invest it instead? What about my spouse or my kids-do they need life insurance? Can I borrow money from (or is it against?) a life insurance policy? My insurance advisor told me one thing about insurance, but my financial planner gave me different advice, and an expert on TV said something else entirely. What do I do now? Help! Every day, people like you and me run into questions like these-and no good answers. The truth about life insurance is that myths, misunderstandings, and even outright lies cause a lot of uncertainty around what it is, how it works, who needs it and when, and-most importantly-the great benefits it can bring to your life. This book is here to clear up all that confusion. With combined experience of over fifty years in the life insurance industry, Kim Butler and Jack Burns know what's true and what isn't. They've seen what works and what fails. They've lived through every success and failure the industry can throw at them. And they're fed up with seeing smart, well-meaning people fall for costly half-truths and mix-ups because they just can't find the right information. Busting The Life Insurance Lies takes the 38 biggest, loudest myths around life insurance and breaks them wide open. Whether you're wondering if life insurance is right for you, wanting to understand how it can help you while you're still alive, or even an insurance advisor yourself, this book will guide you to the answers you need to make the clearest, most informed decision-one you'll feel good about for the rest of your life.

Download or read book Divorce Busting written by Michele Weiner Davis and published by Simon and Schuster. This book was released on 1993-02 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: A step-by-step approach to making your marriage loving again.

Download or read book Bumpology written by Linda Geddes and published by Simon and Schuster. This book was released on 2014-03-11 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: From award-winning science journalist Linda Geddes, a fascinating and practical companion for expectant parents that makes sense of conflicting advice about pregnancy, birth, and raising babies. Can I eat peanuts during pregnancy? Do unborn babies dream? Can men get pregnancy symptoms too? How much do babies remember? How can I get my baby to sleep through the night? The moment she discovers she’s pregnant, every woman suddenly has a million ques­tions about the life that’s developing inside her. Linda Geddes was no different, except that as a journalist writing for New Scientist magazine she had access to the most up-to-date scientific research. What began as a personal quest to find the truth behind headlines and information that didn’t patronize or confuse is now a brilliant new book. In Bumpology, Geddes discusses the latest research on every topic that expectant parents encounter, from first pregnancy symptoms to pregnancy diet, the right birth plan, and a baby’s first year.

Download or read book Boom Bust Boom written by Bill Carter and published by Simon and Schuster. This book was released on 2021-08-31 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: A sweeping account of civilization's dependence on copper traces the industry's history, culture and economics while exploring such topics as the dangers posed to communities living near mines, its ubiquitous use in electronics and the activities of the London Metal Exchange. By the author of Fools Rush In. 30,000 first printing.

Download or read book Busted Life Inside the Great Mortgage Meltdown written by Edmund L. Andrews and published by W. W. Norton & Company. This book was released on 2009-05-22 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fiasco that sank millions of Americans, including one journalist, who thought he knew better. A veteran New York Times economics reporter, Ed Andrews was intimately aware of the dangers posed by easy mortgages from fast-buck lenders. Yet, at the promise of a second chance at love, he succumbed to the temptation of subprime lending and became part of the economic catastrophe he was covering. In surprisingly short order, he amassed a staggering amount of debt and reached the edge of bankruptcy. In Busted, Andrew bluntly recounts his misadventures in mortgages and goes one step further to describe the brokers, lenders, Wall Street players, and Washington policymakers who helped bring that money to his door. The result is a penetrating and often acerbic look at the binge and bust that nearly bankrupted the United States. Enabled by know-nothing complacency in Washington, Wall Street wizards used "collateralized debt obligations," "conduits," and other inscrutable financial "innovations" to put American home financing into hyperdrive. Millions of Americans abandoned the safety of thirty-year, fixed-rate mortgages and loaded up on debt. While regulators insisted that the markets knew best, Wall Street firms fragmented and repackaged unsound loans into securities that the rating agencies stamped with triple-A seals of approval. Andrews describes a remarkably democratic debacle that made fools out of people up and down the financial food chain. From a confessional meeting with Alan Greenspan to a trek through the McMansion bubble of the OC, he maps the arc of the Frankenstein loans that brought the American economy to the brink. With on-the-ground reporting from the frothiest quarters of the crisis, Andrews locates what is likely to be the high-water mark in America's long-term embrace of higher borrowing, higher risk-taking, and the fervent belief in the possibility of easy profits.

Download or read book Lying for Money written by Dan Davies and published by Scribner. This book was released on 2021-03-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: An entertaining, deeply informative explanation of how high-level financial crimes work, written by an industry insider who’s an expert in the field. The way most white-collar crime works is by manipulating institutional psychology. That means creating something that looks as much as possible like a normal set of transactions. The drama comes later, when it all unwinds. Financial crime seems horribly complicated, but there are only so many ways you can con someone out of what’s theirs. In Lying for Money, veteran regulatory economist and market analyst Dan Davies tells the story of fraud through a genealogy of financial malfeasance, including: the Great Salad Oil swindle, the Pigeon King International fraud, the fictional British colony of Poyais in South America, the Boston Ladies’ Deposit Company, the Portuguese Banknote Affair, Theranos, and the Bre-X scam. Davies brings new insights into these schemes and shows how all frauds, current and historical, belong to one of four categories (“long firm,” counterfeiting, control fraud, and market crimes) and operate on the same basic principles. The only elements that change are the victims, the scammers, and the terminology. Davies has years of experience picking the bones out of some of the most famous frauds of the modern age. Now he reveals the big picture that emerges from their labyrinths of deceit and explains how fraud has shaped the entire development of the modern world economy.

Download or read book The Trouble with Prosperity written by James Grant and published by Crown Business. This book was released on 1998-02-24 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this updated paperback edition, Jim Grant spins a series of revealing, interlocking stories from little-known Wall Street lore. The historic episodes of boom and bust wittily recounted by Grant offer cautionary lessons for every investor.

Download or read book Race Monogamy and Other Lies They Told You written by Agustín Fuentes and published by Univ of California Press. This book was released on 2015-05 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are three major myths of human nature: humans are divided into biological races; humans are naturally aggressive; and men and women are truly different in behavior, desires, and wiring. In an engaging and wide-ranging narrative, Agustín Fuentes counters these pervasive and pernicious myths about human behavior. Tackling misconceptions about what race, aggression, and sex really mean for humans, Fuentes incorporates an accessible understanding of culture, genetics, and evolution, requiring us to dispose of notions of “nature or nurture.” Presenting scientific evidence from diverse fields—including anthropology, biology, and psychology—Fuentes devises a myth-busting toolkit to dismantle persistent fallacies about the validity of biological races, the innateness of aggression and violence, and the nature of monogamy and differences between the sexes. A final chapter plus an appendix provide a set of take-home points on how readers can myth-bust on their own. Accessible, compelling, and original, this book is a rich and nuanced account of how nature, culture, experience, and choice interact to influence human behavior.

Download or read book The Housing Boom and Bust written by Thomas Sowell and published by Basic Books (AZ). This book was released on 2009-05-12 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explains how we got into the current economic disaster that developed out of the economics and politics of the housing boom and bust. The "creative" financing of home mortgages and "creative" marketing of financial securities based on these mortgages to countries around the world, are part of the story of how a financial house of cards was built up--and then collapsed.

Download or read book Mr Market Miscalculates written by James Grant and published by . This book was released on 2008 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Wall Street newsletters come and go, but Grant's Interest Rate Observer has gone on and on. It has enlightened, enriched and provoked Wall Streets most successful investors every two weeks for the past 25 years. Its thousands of readers treasure it not only for its insights and analysis, but also for its clarity and wit." "This special anniversary collection of Grant's articles traces the tumultuous events of Americas bubble era: from the dot-com boom of the late 1990s to the house-price levitation of the early 2000s to the subsequent worldwide mortgage collapse. The essays contained herein make up no armchair history, but a living record comprised in the heat of events. They chronicle what happened and why - and what, in editor Grant's best judgment, was likely to happen down the road."--BOOK JACKET.

Download or read book Meltdown written by Thomas E. Woods and published by Simon and Schuster. This book was released on 2009-02-09 with total page 195 pages. Available in PDF, EPUB and Kindle. Book excerpt: With a foreword from Ron Paul, Meltdown is the free-market answer to the Fed-created economic crisis. As the new Obama administration inevitably calls for more regulations, Woods argues that the only way to rebuild our economy is by returning to the fundamentals of capitalism and letting the free market work.

Download or read book Aftershock written by David Wiedemer and published by John Wiley & Sons. This book was released on 2011-07-07 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical guide to preparing for the next phase of the financial meltdown From the authors who were the first to predict Phase I of our current economic downturn-in their landmark 2006 book, America's Bubble Economy-comes their insightful sequel discussing their predictions for the next phase of the Bubble Economy. It may seem like the worst has come and gone, but it hasn't. With their proven track record of accurate predictions-which most financial professionals and economists missed-the authors explain how and why the next phase of the financial meltdown is about to hit. Things are not going back to how they were before. Instead, we are moving through uncharted territory, with new challenges and opportunities that few people can anticipate. Written in a straightforward and accessible style, Aftershock shows readers how to seek safety and profits in these dynamic economic conditions. Discusses how to protect assets, businesses, and jobs before and during the second wave of financial meltdown Provides clear and accurate advice on how to profit from the collapsing bubbles Offer focused guidance regarding real estate, which will continue to be a pressing concern for many The authors' first book was chosen by Kiplinger's as one of the 30 Best Business Books of 2006, and its accuracy has been hailed by Paul Farrell of Dow Jones MarketWatch when he said "America's Bubble Economy's Predictions, though ignored, were accurate." Don't miss out on these time tested author's proven advice for how to mange your money during the coming financial meltdown.

Download or read book Breaking the Rules A Forbidden Sports Romance written by Ember Leigh and published by Books on Vine LLC. This book was released on with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: His best friend's little sister is his only weakness... For Travis, there's only ever been one rule: stay away from his best friend's sister. But Amara Valenzuela has transformed from meek and sweet to a woman that Travis can’t keep his eyes—or hands—off of. Before long, however, Travis learns that being with Amara isn’t just breaking the rules. She’s a dangerous distraction. In a room full of hot, hard, sweaty bodies, these two have more than fitness on their minds. Will the undefeated MMA fighter be strong enough to resist the charms of his best friend's sexy and sweet little sister…or will trying to win her heart be the showdown of his life? Fans of Kennedy Ryan and Penelope Ward will love this emotional and steamy sports romance series starter. Scroll up and one-click now to start this forbidden MMA sports romance today! Topics include: contemporary romance, contemporary, romance novels, forbidden romance, sports romance, hot romance, romance series, hot fighter romance, best friends little sister, off limits romance, mma romance, contemporary romance books, adoption, romance series, new adult romance, beach reads, romance novels free, romance books, alpha male, emotional reads, sexy, free books to read and download, romance novels free full book For fans of: Aurora Rose Reynolds, Penelope Ward, Vi Keeland, Alexa Rivers, Dr. Rebecca Sharp, Lisa Suzanne, Melanie Harlow, Kylie Scott

Download or read book Myth America written by Kevin M. Kruse and published by Basic Books. This book was released on 2023-01-03 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this instant New York Times bestseller, America’s top historians set the record straight on the most pernicious myths about our nation’s past. The United States is in the grip of a crisis of bad history. Distortions of the past promoted in the conservative media have led large numbers of Americans to believe in fictions over facts, making constructive dialogue impossible and imperiling our democracy. In Myth America, Kevin M. Kruse and Julian E. Zelizer have assembled an all-star team of fellow historians to push back against this misinformation. The contributors debunk narratives that portray the New Deal and Great Society as failures, immigrants as hostile invaders, and feminists as anti-family warriors—among numerous other partisan lies. Based on a firm foundation of historical scholarship, their findings revitalize our understanding of American history. Replacing myths with research and reality, Myth America is essential reading amid today’s heated debates about our nation’s past. With Essays By Akhil Reed Amar • Kathleen Belew • Carol Anderson • Kevin Kruse • Erika Lee • Daniel Immerwahr • Elizabeth Hinton • Naomi Oreskes • Erik M. Conway • Ari Kelman • Geraldo Cadava • David A. Bell • Joshua Zeitz • Sarah Churchwell • Michael Kazin • Karen L. Cox • Eric Rauchway • Glenda Gilmore • Natalia Mehlman Petrzela • Lawrence B. Glickman • Julian E. Zelizer

Download or read book The Silo Effect written by Gillian Tett and published by Simon and Schuster. This book was released on 2016-09-27 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: An award-winning columnist and journalist describes how businesses that structure their teams into functional departments, or "silos," actually hinder work, cripple innovation, restrict thinking and force normally smart people to ignore risks and opportunities. --