Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Download or read book Financial Literacy and Responsible Finance in the FinTech Era written by John O.S. Wilson and published by Taylor & Francis. This book was released on 2021-07-21 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. Views differ regarding the impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising are appropriate policy interventions that enhance financial and overall well-being. Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges engages in this important academic and policy agenda by presenting a set of seven chapters emanating from four parallel streams of literature related to financial literacy and responsible finance. The chapters in this book were originally published as a special issue of The European Journal of Finance.

Download or read book Savannah s Savings Jar written by Chelsea Addison and published by . This book was released on 1991-02-14 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: MEET SAVANNAH! She is 10-years-old and always saves her money, but it wasn't always this way! Children and adults will be able to relate to Savannah's story, as she is introduced to fundamental financial literacy terms. Go on a journey with Savannah - from starting her own business to learning the importance of saving, BEFORE spending!

Download or read book The Money Bridge How To Fill The Gaps Between Financial Struggle And Financial Freedom written by Chris Diamond and published by Chris Diamond. This book was released on 2012 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt: What's the "money bridge?" There's usually a gap between financial struggle and financial freedom. In order to overcome this gap between both, you need a "money bridge" in order to achieve your financial independence. This is the foundation of money management. Imagine a chasm or a gorge. The gap between the two rocky walls represents financial troubles (such as: bad debt, not enough money, foreclosures, etc.). On the left rock, you have financial struggle, and on the other side (the right rocky wall), you have financial freedom. You need a bridge in order to cross over and get to the other side of the chasm. The question is, "On which side you want to be in?" If you are on the financial freedom side, probably this money report won't be interesting for you. If you are on the financial struggle side, it's a must! You are going to learn how to build this "money bridge" in order to meet your financial goals. Counter-intuitively, money does not make you rich. It's something else that makes you rich where not many people really talk about. I am going to share it in this money report. Today, financial education is critical, because we live in a new economy. Things that worked before are no longer relevant. In fact, something that worked before can even work against you these days. You are about to learn what they are and what to do about it. Furthermore, you'll learn what controls your financial future, because there's a "mechanism" inside of us that makes us poor - causing us to struggle financially. You'll learn how to deal with this mechanism and what to do instead. Then, I am going to reveal some "money secrets" and what you need to know in order to ensure a stable financial future. Grab your copy now!

Download or read book PARADIGM SHIFT MULTIDISCIPLINARY RESEARCH FOR A CHANGING WORLD VOLUME 1 written by Dr. R. Madhumathi and published by REDSHINE Publication. This book was released on 2024-08-31 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Financial Literacy Understanding Money and Markets written by Cybellium and published by Cybellium . This book was released on with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: Welcome to the forefront of knowledge with Cybellium, your trusted partner in mastering the cutting-edge fields of IT, Artificial Intelligence, Cyber Security, Business, Economics and Science. Designed for professionals, students, and enthusiasts alike, our comprehensive books empower you to stay ahead in a rapidly evolving digital world. * Expert Insights: Our books provide deep, actionable insights that bridge the gap between theory and practical application. * Up-to-Date Content: Stay current with the latest advancements, trends, and best practices in IT, Al, Cybersecurity, Business, Economics and Science. Each guide is regularly updated to reflect the newest developments and challenges. * Comprehensive Coverage: Whether you're a beginner or an advanced learner, Cybellium books cover a wide range of topics, from foundational principles to specialized knowledge, tailored to your level of expertise. Become part of a global network of learners and professionals who trust Cybellium to guide their educational journey. www.cybellium.com

Download or read book Magic and Money Financial Literacy through fairy tales written by Mannat Bhutani and published by Notion Press. This book was released on 2024-07-10 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Embark on a magical journey into financial literacy! In this captivating book, fairy tales come alive to teach essential money skills in a fun way. From Fairy Godmother to Cinderella, each character shares valuable lessons in budgeting, saving, and entrepreneurship. This imaginative blend of storytelling and practical wisdom empowers readers of all ages to take charge of their financial futures. So, come along and dive into this delightful adventure today!

Download or read book International Handbook of Financial Literacy written by Carmela Aprea and published by Springer. This book was released on 2016-03-24 with total page 708 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life.

Download or read book Speaker of the Gains Nancy Pelosi s Stock Market Playbook written by Daniel D. Lee and published by SkyCuration. This book was released on 2024-06-20 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: In "Speaker of the Gains: Nancy Pelosi's Stock Market Playbook," delve into the financial acumen and investment strategies of one of America's most influential political figures. Nancy Pelosi, renowned for her role as Speaker of the House, has also carved out a significant legacy in the world of finance. This book provides an unprecedented look into how Pelosi navigates the complexities of the stock market, offering readers a comprehensive guide to achieving financial success. Through meticulous research and insightful analysis, "Speaker of the Gains" unpacks Pelosi's investment philosophies, her diversified portfolio, and her strategic approach to high-growth sectors such as technology, healthcare, and renewable energy. Each chapter explores different facets of her financial strategies, from her early investments and the impact of legislative decisions on market trends, to her focus on ethical investing and long-term wealth building. Learn how Pelosi leverages her political insights to make informed investment choices and how she manages risk in an ever-changing economic landscape. The book also highlights the importance of financial literacy and provides practical advice for investors at all levels. Whether you're a seasoned investor or just starting out, Pelosi's playbook offers valuable lessons on building a resilient and growth-oriented portfolio. "Speaker of the Gains" is more than just a financial guide; it’s an inspiring story of a woman who has mastered the art of balancing public service with personal financial success. Discover how Pelosi's dedication, strategic thinking, and commitment to ethical investing have not only shaped her financial legacy but also provide a roadmap for anyone looking to achieve their own financial goals. Engage with real and relevant quotes from Nancy Pelosi, offering direct insights into her thought processes and decision-making frameworks. This book is a must-read for anyone interested in the intersection of politics and finance, and for those seeking to learn from one of the most powerful figures in modern American history.

Download or read book Improving Financial Literacy Analysis of Issues and Policies written by OECD and published by OECD Publishing. This book was released on 2005-11-10 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.

Download or read book Ethics at the Crossroads Navigating the Modern Business Landscape written by Rahul Ranjan and published by Inkbound Publishers. This book was released on 2023-08-10 with total page 167 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examine the ethical challenges facing businesses today with this thought-provoking book. Covering topics such as corporate governance, social responsibility, and ethical decision-making, it provides practical frameworks and real-world examples to help business leaders and professionals make ethically sound choices in a rapidly changing global landscape.

Download or read book Bridging the Social Gap written by Sukhadeo Thorat and published by SAGE Publications Pvt. Limited. This book was released on 2019-01-17 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bridging the Social Gap: Perspectives on Dalit Empowerment addresses four interrelated issues. It conceptualises exclusion-linked deprivation of excluded and indigenous groups in Indian society and elaborates the concept and meaning of social exclusion in general, and of caste-, untouchability- and ethnicity-based exclusion in particular. It then presents the status of disadvantaged groups of Dalit and Adivasi and captures inter-social group inequalities in the attainment of human development. It then goes on to analyse factors associated with high deprivation of these disadvantaged groups in terms of low access to resources, employment, education and social needs. Finally, it highlights the role of caste discrimination in economic, civil and political spheres in the persistence of group inequalities. All these issues have been explained using simple language; relevant and recent data; case studies; news highlights related to civil, social, economic and political rights violation for easy and better understanding of readers.

Download or read book Financial Risk Tolerance A Psychometric Review written by John E. Grable and published by CFA Institute Research Foundation. This book was released on 2017-06-30 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: This content provides financial analysts, investment professionals, and financial planners with a review of how financial risk-tolerance tests can and should be evaluated. It begins by clarifying terms related to risk taking and is followed by a broad overview of two important measurement terms: validity and reliability. It concludes with examples for practice.

Download or read book Closing the Gender Gap Act Now written by OECD and published by OECD Publishing. This book was released on 2012-12-17 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: This OECD report focuses on how best to close gender gaps under four broad headings: 1) Gender equality, social norms and public policies; and gender equality in 2) education; 3) employment and 4) entrepreneurship.

Download or read book Student Financial Literacy written by Dorothy B. Durband and published by Springer Science & Business Media. This book was released on 2012-03-31 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: College students are particularly vulnerable to making poor financial decisions. One method of addressing personal finances and financial stress among students of higher education is through university based financial education programs. Student Financial Literacy: Program Development presents effective strategies to assist in the implementation or the enhancement of a program as a tool to improve students’ educational experience and financial well-being. It presents the key components of financial education programs designed to address the growing concerns associated with high levels of debt and low levels of financial literacy among college students. “Student Financial Literacy: Campus-Based Program Development is packed with financial education and counseling information and guidance. It was very difficult to write this review as I wanted to share ALL the excellent direction this book provides... The editors and contributing authors have developed an excellent resource for not only those interested in developing or enhancing a campus-based financial education program but also for anyone involved in financial education, counseling, and planning.” -Rebecca J. Travnichek, Family Financial Education Specialist, University of Missouri Extension Journal of Financial Counseling and Planning

Download or read book The Routledge Handbook of Financial Literacy written by Gianni Nicolini and published by Routledge. This book was released on 2021-12-30 with total page 560 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.

Download or read book Financial Literacy for Entrepreneurs written by JIMMY DON HOLLOWAY and published by JIMMY DON HOLLOWAY. This book was released on 2023-05-19 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Financial Literacy for Entrepreneurs: Understanding the Numbers Behind Your Business" is a comprehensive guide tailored to empower entrepreneurs with the essential financial knowledge needed to navigate the intricacies of their business ventures. Delving into the critical aspect of financial literacy, this book equips readers with a deep understanding of how to interpret and utilize the numerical data that drives business decisions. Entrepreneurs often face challenges in grasping the financial aspects of their enterprises, which can hinder their ability to make informed choices. In this insightful guide, concepts are demystified and complexities are unraveled, making financial management accessible even to those without prior financial expertise. Readers will uncover the fundamentals of financial statements, budgeting, cash flow management, and key performance indicators, gaining the skills needed to assess their business's financial health and drive growth. Illustrated with real-world examples and case studies, "Financial Literacy for Entrepreneurs" goes beyond theory, offering practical strategies that entrepreneurs can implement immediately. Whether you're a startup founder, small business owner, or aspiring entrepreneur, this book serves as an indispensable tool in enhancing your financial acumen and steering your business toward sustainable success.