Download or read book Borrowing to Keep Up with the Joneses written by Sheheryar Banuri and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Keeping Up with the Dow Joneses written by Vijay Prashad and published by South End Press. This book was released on 2003 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this short but powerful book of interlinked essays, noted cultural critic Vijay Prashad examines the contradictions of the American economy. Prashad assesses a range of related issues: the oft-vaunted US economy, propped up by the rising debt of poor and middle-class workers; welfare policies that punish those attempting to escape the grip of debt and poverty; and a prison industry that regulates and houses the unemployed, as well as a reserve army of laborers. In Keeping Up with the Dow Joneses, Prashad argues that the advent of mass production and advertising has converted citizens into consumers whose desires are captured by the phrase "keeping up with the Joneses." Yet, as Prashad so persuasively demonstrates, keeping up with the Joneses is a trap: Americans have gone into massive consumer debt, with the poorest forty percent of the public borrowing money to compensate for stagnant incomes, not to spend on luxuries. Only the richest twenty percent borrow money to invest in stocks. Not surprisingly, in the last few years, income and wealth differentials have risen to record highs. By making crystal-clear connections between the economy, welfare reform and the profit-driven prison industrial complex, Prashad offers a vision for a sustainable and vital anti-imperialist movement. Vijay Prashad is Associate Professor and Director of International Studies, Trinity College. He is the author of several books including Everybody Was Kung Fu Fighting: Afro-Asian Connections and the Myth of Cultural Purity, Fat Cats and Running Dogs and The Karma of Brown Folk. Each was included in the Village Voice’s "25 Best Books of the Year" list.
Download or read book Borrowing to Live written by Nicolas P. Retsinas and published by Brookings Institution Press. This book was released on 2009-10-01 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication Americans are awash in debt, and the U.S. economy is in trouble. Credit undergirds daily life more than ever—it has become one of the defining aspects of American life, and the ramifications are becoming clearer by the day. The already considerable damage from a depressed housing market has been exacerbated by the subprime lender implosion, sending shock waves through the financial sector, international economies, and government at all levels. Most low- or moderate-income people borrow, but that should not be construed as uniformly poor judgment or lack of disciplines—Americans are not borrowing merely to keep up with the Joneses, but too often simply to stay afloat. In Borrowing to Live, the Joint Center for Housing Studies of Harvard University brings together a group of experts drawn from the best of academia, research, and public services. Together with editors Nicolas Retsinas and Eric Belsky, they dissect the worrisome current state of consumer and mortgage credit in the United States and help point the way out of the current struggles. Contributors: Michael S. Barr, Eric S. Belsky, Raphael W. Bostic, Shawn Cole, Amy Crews Cutts, Kathleen C. Engel, Ren S. Essene, Elaine Kempson, Patricia A. McCoy, William A. Merrill, Sendhil Mullainathan, Anthony Pennington-Cross, Elizabeth Renuart, Eldar Shafir, Edna R. Sawady, Jennifer Tescher, John Thompson, Peter Tufano, Susan M. Wachter
Download or read book Love Your Life Not Theirs written by Rachel Cruze and published by Ramsey Press. This book was released on 2016-09-14 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Love Your Life, Not Theirs, Rachel Cruze shines a spotlight on the most damaging money habit we have: comparing ourselves to others. Then she unpacks seven essential money habits for living the life we really want--a life in line with our values, where we can afford the things we want to buy without being buried under debt, stress, and worry. The Joneses are broke. Life looks good, but hidden beneath that glossy exterior are credit card bills, student loans, car payments, and an out-of-control mortgage. Their money situation is a mess, and they're trying to live a life they simply can't afford. So why exactly do we try so hard to keep up with the Joneses? Are we really living the lives we want, or are we chasing someone else's dream, just trying to keep up appearances on social media, at church, and in our community? Why are we letting other people set the pace for our own family's finances? In Love Your Life, Not Theirs, Rachel shows you how to buy and do the things that are important to you--the right way. That starts by choosing to quit the comparisons, reframing the way you think about money, and developing new habits like avoiding debt, living on a plan, watching your spending, saving for the future, having healthy conversations about money, and giving. These habits work, and Rachel is living proof. Now, she wants to empower you to live the life you've always dreamed of without creating the debt, stress, and worry that are all too often part of the deal. Social media isn't real life, and trying to keep up with the Joneses will never get you anywhere. It's time to live--and love--your life, not theirs. "I've never read a book about money that takes this approach--and that's a good thing! Comparison has a way of weaving itself throughout all aspects of our lives, including our money. In Love Your Life, Not Theirs, Rachel Cruze outlines the seven money habits that really matter--and they have nothing to do with keeping up with the Joneses!" Candace Cameron-Bure Actress, author, and co-host of The View "Love Your Life, Not Theirs is full of the kind of practical, straightforward advice we've come to expect from Rachel Cruze. She offers guidance on paying down debt, smart saving, and the right way to talk to your spouse about money. These indispensable tips can help with day-to-day spending decisions and put you on a path to establishing healthy financial habits." Susan Spencer Editor-in-Chief for Woman's Day "Cruze's self-deprecating and honest voice is a great resource for anyone wanting to take charge of their money. With humor and approachability, she helps her readers set themselves up for success and happiness, no matter what current financial state they may be in." Kimberly Williams-Paisley New York Times best-selling author of Where the Light Gets In "In today's world of social media, the temptation to play the comparison game is stronger than ever. Love Your Life, Not Theirs is the perfect reminder that, when it comes to money, comparison is a game you can't win. A terrific--and much needed--read." Jean Chatzky Financial Editor, NBC TODAY and Host of HerMoney with Jean Chatzky Podcast
Download or read book Planning a Successful Future written by John E. Sestina and published by John Wiley & Sons. This book was released on 2016-02-24 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: A deeply insightful guide to goal-based financial planning and wealth management Planning a Successful Future empowers advisors and clients to take control of their money and manage their income to achieve their financial goals. Written by the father of fee-only financial planning, this book features real-life stories and examples from over three decades in the industry to illustrate how financial planning works and the best way to create your strategy. You'll learn how to identify and prioritize your goals, and why they're important—and how to get where you need to be for retirement, education, home ownership, and more. Practical exercises get you started on the right track, and useful checklists keep you organized and focused along the way. You'll get expert insight on risk management, allocation, tax reduction, estate planning, and more, as you develop your strategy and put it into action. The financial services industry undergoes frequent changes, and financial planning specifically is affected to a high degree. Keeping up with the latest news and distinguishing trend from legitimate methodology can itself be a fulltime job. This book gives you the background you need to create a plan, and make the smart choices that will help you grow and protect your wealth. Create a realistic and goal-based financial plan Take a more proactive approach to your finances Identify your goals and how to achieve them Allocate investments appropriately for your situation Financial planning is complex, with many variables to analyze and outside forces that can derail even the best laid plans. Planning a Successful Future gives you the information, tools, strategies, and insight you need to make the best decisions for your financial future.
Download or read book The Mighty Hammer written by L. A. Jones and published by Xlibris US. This book was released on 2015-02-09 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this book, I present to you wisdom from the workplace, which Ive carefully gleaned from my own real experiences, that you can implement to affect positive change in your own life. Your life is a journey of purpose. You need wisdom to guide you in the way. Without wisdom, you will find yourself wandering around in this world . . . moving about without a definite destination or purpose. In this book, you will find valuable practical insights on such subjects: Work ethic: its importance in your life Job safety: its principles and practices Business relationships: working with others Personal finances: money management tips Painful ordeals (on the job): growth opportunities Promotion secrets: advancement actions Life purpose: fulfilling your divine assignment You can only be wise for yourself. Have the confidence and courage to take the wisdom tools of this book, written with you in mind, to build a prosperous and successful life and to ultimately realize your God-given destinywhat God predestined you to do with your life before you came into this world. God has a magnificent destiny in mind for you!
Download or read book Stop Acting Rich written by Thomas J. Stanley and published by John Wiley & Sons. This book was released on 2011-07-12 with total page 295 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling author of The Millionaire Next Door reveals easy ways to build real wealth With well over two million of his books sold, and huge praise from many media outlets, Dr. Thomas J. Stanley is a recognized and highly respected authority on how the wealthy act and think. Now, in Stop Acting Rich ? and Start Living Like a Millionaire, he details how the less affluent have fallen into the elite luxury brand trap that keeps them from acquiring wealth and details how to get out of it by emulating the working rich as opposed to the super elite. Puts wealth in perspective and shows you how to live rich without spending more Details why we spend lavishly and how to stop this destructive cycle Discusses how being "rich" means more than just big houses and luxury cars A defensive strategy for tough times, Stop Acting Rich shows readers how to live a rich, happy life through accumulating more wealth and using it to achieve the type of financial freedom that will create true happiness and fulfillment.
Download or read book Clever as Serpents written by Jim Grote and published by Liturgical Press. This book was released on 1997 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Centuries ago Thomas Aquinas remarked that there can be no joy in life if there is no joy in one's work. Drawing upon the seminal insights of Rene Girard, Clever as Serpents confronts this timeless issue of finding peace in one's work and offers practical guidance on how people, acting together, can cultivate virtuous business. Clever as Serpents provides ethical insight in business life, the job market, and office politics, revealing that business culture, while often corrupt, can be transformed through the practice of asceticism. It suggests that instead of renouncing worldly comforts and retreating to a monastery, business asceticism embraces and masters the discomforts of business life through disciplined and unique approach to the rigors of the competitive marketplace. Clever as Serpents is divided into two parts - theory and strategy. Chapters one through five deal with a unique approach to management theory and the behavior of financial markets. It first examines the myths that hide the reality of the marketplace. Chapter two examines the myth of freedom; chapter three, the myth of competition. With these myths exposed, chapters four and five examine the secret of the marketplace through the theories of borrowed desire" and the management complex. Chapters six through ten deal with practical techniques for dealing with the jungle of office politics. Chapter six relates the theory of "borrowed desire" to the dynamics of office gossip. Chapters seven through nine offer practical tips on surviving office politics, becoming successful, and redeeming the marketplace through ethical action. For the many people who experience the workplace as frustrating or unfair, struggle with office politics - as well as the question of whether their workday lives have any religious significance or spiritual depth - this work provides concrete suggestions for practicing an ethics of survival, of success, and of service. Jim Grote works in stewardship and development for a Roman Catholic archdiocese. He has taught business ethics and philosophy at several colleges and universities. Co-author ofTheology and Technology, he has written articles for the Catholic Worker, Church, Cistercian Studies Quarterly, Cross Currents, and Spirituality Today. John McGeeney, an attorney for a financial services company, has worked in securities law for a Fortune 500company, and for a large social service organization in New York City. "
Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
Download or read book Consumerism written by Fouad Sabry and published by One Billion Knowledgeable. This book was released on 2023-12-26 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: What is Consumerism The term "consumerism" refers to a social and economic system in which the aspirations of many persons involve the acquisition of commodities and services that go beyond those that are required for survival or for the customary displays of status. The concept of consumerism has been present in a variety of societies throughout history. The contemporary concept of consumerism can be traced back to Western Europe before to the Industrial Revolution and began to gain popular acceptance around the year 1900. The Theory of the Leisure Class was a book written by Thorstein Veblen that was published in 1899. It was a book about consumerism that investigated the broad ideals and economic institutions that emerged along with the prevalent "leisure time" at the beginning of the 20th century. "Veblen views the activities and spending habits of this leisure class in terms of conspicuous and vicarious consumption and waste," he writes in the book. Not to be confused with utility or usefulness, both are concerned with the presentation of one's status. How you will benefit (I) Insights, and validations about the following topics: Chapter 1: Consumerism Chapter 2: Conspicuous consumption Chapter 3: Overconsumption (economics) Chapter 4: Commodity fetishism Chapter 5: Veblen good Chapter 6: Ethical consumerism Chapter 7: The Theory of the Leisure Class Chapter 8: Economic materialism Chapter 9: Consumer economy Chapter 10: Anti-consumerism Chapter 11: Consumer capitalism Chapter 12: Consumer revolution Chapter 13: Consumption (sociology) Chapter 14: Consumer movement Chapter 15: Hyperconsumerism Chapter 16: Dematerialization (economics) Chapter 17: Alternative purchase network Chapter 18: Green consumption Chapter 19: Guilt-free consumption Chapter 20: Consumer culture Chapter 21: Growing consumer culture of China (II) Answering the public top questions about consumerism. (III) Real world examples for the usage of consumerism in many fields. (IV) Rich glossary featuring over 1200 terms to unlock a comprehensive understanding of consumerism. (eBook only). Who will benefit Professionals, undergraduate and graduate students, enthusiasts, hobbyists, and those who want to go beyond basic knowledge or information for any kind of consumerism.
Download or read book Chavs written by Owen Jones and published by Verso Books. This book was released on 2020-10-27 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: In modern Britain, the working class has become an object of fear and ridicule. From Little Britain’s Vicky Pollard to the demonization of Jade Goody, media and politicians alike dismiss as feckless, criminalized and ignorant a vast, underprivileged swathe of society whose members have become stereotyped by one, hate-filled word: chavs. In this acclaimed investigation, Owen Jones explores how the working class has gone from “salt of the earth” to “scum of the earth.” Exposing the ignorance and prejudice at the heart of the chav caricature, he portrays a far more complex reality. The chav stereotype, he argues, is used by governments as a convenient figleaf to avoid genuine engagement with social and economic problems and to justify widening inequality. Based on a wealth of original research, Chavs is a damning indictment of the media and political establishment and an illuminating, disturbing portrait of inequality and class hatred in modern Britain. This updated edition includes a new chapter exploring the causes and consequences of the UK riots in the summer of 2011.
Download or read book Political Economy of Labour Income Distribution Exclusion written by Christos Papatheodorou and published by IJOPEC PUBLICATION. This book was released on 2018-12-15 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume includes 11 chapters based on papers presented at the 9th International Conference of Political Economy (ICOPEC 2018) that was co-organised by the Greek Association for Political Economy, the Department of Social Policy of Panteion University, and the Faculty of Economics of Marmara University. Chapters adopt a political economy approach to discuss and analyse crucial issues linked to social and economic inequalities, poverty and deprivation as well as to labour market changes. These are issues which are greatly affected by the recent economic crisis and by the neoliberal policies for fiscal discipline, reduce of public spending and labour market deregulation that were implemented to most countries, and particularly to those where the consequences of the crisis were more severe.
Download or read book Leveraged written by Moritz Schularick and published by University of Chicago Press. This book was released on 2022-12-14 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introduction : the new economics of debt and financial fragility /Moritz Schularik --Part 1. Finance unbound : the rise of finance and the economy.How to think about finance /Atif Mian ; comment by Karen Dynan --Reconsidering the costs and benefits of debt booms for the economy /Emil Verner ; comment by Holger Mueller --Part 2. Risk-taking : incentives, investors, institutions.Are bank CEO's to blame? /Rüdiger Fahlenbrach ; comment by Sameul G. Hanson --A new narrative of investors, subprime lending, and the 2008 crisis /Stefania Albanesi ; comment by Fernando Ferreira --Bank capital before and after financial crises /Òscar Jordà, Björn Richter, Moritz Schularick, and Alan M. Taylor ; comment by Anna Kovner --Part 3. Mispricing risks : credit booms and risk premia.Beliefs and risk-taking /Alessia de Stefani and Kaspar Zimmermann ; comment by Yueran Ma --A new approach to measuring banks' risk exposure /Juliane Begenau ; comment by Nina Boyarchenko --Is risk mispriced in credit booms? /Tyler Muir --Part 4. Financial crises : reconsidering the origins and consequences.Historical banking crises : a new database and a reassessment of their incidence and severity /Matthew Baron and Daniel Dieckelmann ; comment by Mark Carlson --Was the U.S. Great Depression a credit boom gone wrong? /Natascha Postel-Vinah ; comment by Eugene N. White --Sectoral credit booms and financial stability /Kärsten Muller ; comment by Orsola Costantini.
Download or read book Paying with Plastic second edition written by David S. Evans and published by MIT Press. This book was released on 2004-12-17 with total page 317 pages. Available in PDF, EPUB and Kindle. Book excerpt: The definitive account of the trillion-dollar payment card industry. The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changes—including the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commerce—that could alter the payment card industry dramatically in the years to come.
Download or read book Biblical Principles for Becoming Debt Free written by Rich Brott and published by Rich Brott. This book was released on 2008-05 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: Break free from financial bondage! Biblical Principles for Becoming Debt Free's step-by-step approach will show you how, while laying a foundation of biblical understanding regarding the stewardship of your resources. Rescue your life and liberate your future! "Endorsed by: Dr. Jack Hayford; Dr. C. Peter Wagner; Ted Haggard; Christine Caine of Hillsong Austrailia; Ron Blue president of Christian Financial Professionals Network; Chen Hui-Lin of Campus Crusade Asia; Karen Minnis, Speaker of the House -Oregon House of Representatives; Bill Greig III, President Gospel Light Publishing; Dr. Barbara Wentroble; Marilyn Hickey; Dick Iverson, Founder/Chairman Ministers Fellowship International"
Download or read book The Upside of Inequality written by Edward Conard and published by Penguin. This book was released on 2016-09-13 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: The scourge of America’s economy isn't the success of the 1 percent—quite the opposite. The real problem is the government’s well-meaning but misguided attempt to reduce the payoffs for success. Four years ago, Edward Conard wrote a controversial bestseller, Unintended Consequences, which set the record straight on the financial crisis of 2008 and explained why U.S. growth was accelerating relative to other high-wage economies. He warned that loose monetary policy would produce neither growth nor inflation, that expansionary fiscal policy would have no lasting benefit on growth in the aftermath of the crisis, and that ill-advised attempts to rein in banking based on misplaced blame would slow an already weak recovery. Unfortunately, he was right. Now he’s back with another provocative argument: that our current obsession with income inequality is misguided and will only slow growth further. Using fact-based logic, Conard tracks the implications of an economy now constrained by both its capacity for risk-taking and by a shortage of properly trained talent—rather than by labor or capital, as was the case historically. He uses this fresh perspective to challenge the conclusions of liberal economists like Larry Summers and Joseph Stiglitz and the myths of “crony capitalism” more broadly. Instead, he argues that the growing wealth of most successful Americans is not to blame for the stagnating incomes of the middle and working classes. If anything, the success of the 1 percent has put upward pressure on employment and wages. Conard argues that high payoffs for success motivate talent to get the training and take the risks that gradually loosen the constraints to growth. Well-meaning attempts to decrease inequality through redistribution dull these incentives, gradually hurting not just the 1 percent but everyone else as well. Conard outlines a plan for growing middle- and working-class wages in an economy with a near infinite supply of labor that is shifting from capital-intensive manufacturing to knowledge-intensive, innovation-driven fields. He urges us to stop blaming the success of the 1 percent for slow wage growth and embrace the upside of inequality: faster growth and greater prosperity for everyone.
Download or read book Consumer Financial Vulnerabilities in Malaysia written by Nurul Shahnaz Ahmad Mahdzan and published by Routledge. This book was released on 2020-11-29 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines four aspects of Malaysian consumers’ financial vulnerabilities. First, it discusses the issue of over-indebtedness due to excessive reliance on consumer financing. Second, the book investigates why Malaysians are ill-prepared for their golden years in terms of retirement planning and savings. Third, it delves into the problem of financial fraud victimisation among Malaysian consumers. Fourth, the book analyses the reasons why Malaysians are underinsured despite the distinct benefits of life insurance. Drawing on secondary data from government agencies such as Bank Negara Malaysia, Employees' Provident Fund, Royal Malaysian Police and the Department of Statistics Malaysia, each chapter presents statistical trends reflecting the four financial vulnerabilities. In-depth analyses of the literature reveal three broad psychological domains (cognition, motivation, and disposition) and specific psychological factors (e.g. over-confidence, self-control, social norms, and financial literacy) that significantly influence consumers’ financial decisions. The four financial vulnerabilities investigated in this book directly address the strategic outcomes of the Malaysian National Strategy for Financial Literacy 2019–2023 (MNSFL), a five-year plan to elevate the financial literacy of Malaysians. Finally, the book presents strategic recommendations that are believed to be useful guidelines for relevant policymakers to promote positive financial behaviours and rational attitudes among consumers. It will be a useful resource for policymakers and researchers interested in economic psychology and behavioural finance.
