Download or read book Bank Profitability Financial Statements of Banks 1999 written by OECD and published by OECD Publishing. This book was released on 1999-08-23 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides for each category of bank (all banks, large commercial banks, foreign commercial banks, savings banks, etc) in each reporting country, an aggregate income statement and balance sheet. Also includes information on number of institutions, branches and staff.
Download or read book Bank Profitability written by and published by . This book was released on 1999 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bank Profitability Financial Statements of Banks 1999 Edition 1 10 Users Version Rentabilit Des Banques Comptes Des Banques written by Organisation for Economic Co-operation and Development Staff and published by . This book was released on 1999-11-30 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bank Profitability Financial Statements of Banks 2007 written by OECD and published by OECD Publishing. This book was released on 2008-10-31 with total page 600 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication provides information on financial statements of banks in OECD countries. Information on the number of banks, their branches and staff and structural data regarding the whole financial sector are also included. Ratios are supplied to facilitate the analysis of bank profitability.
Download or read book Bank Profitability Financial Statements of Banks 2004 written by OECD and published by OECD Publishing. This book was released on 2005-11-17 with total page 536 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides annual data showing aggregate information on the banking sector of OECD member countries. Data show number of institutions and branches by type of bank, aggregate income statement and balance sheets, and classification of assets by resident/non-resident and domestic/foreign currency.
Download or read book Bank Profitability written by and published by . This book was released on 1994 with total page 540 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bank Profitability Financial Statements of Banks 2002 written by OECD and published by OECD Publishing. This book was released on 2003-03-11 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides annual data showing aggregate information on the banking sector of OECD member countries. Data show number of institutions and branches by type of bank, aggregate income statement and balance sheets, and classification of assets by resident/non-resident and domestic/foreign currency.
Download or read book Bank Profitability Financial Statements of Banks 1998 written by OECD and published by OECD Publishing. This book was released on 1999-12-06 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides for each category of bank (all banks, large commercial banks, foreign commercial banks, savings banks, etc) in each reporting country, an aggregate income statement and balance sheet. Also includes information on number of institutions, branches and staff.
Download or read book Bank Profitability Methodological Country Notes 2000 written by OECD and published by OECD Publishing. This book was released on 2000-07-18 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication complements Bank Profitability: Financial Statements of Banks. The methodological country notes included in this volume were prepared to facilitate the comprehension and the interpretation of the statistics and to provide a brief description of the activities of banks.
Download or read book Bank Profitability written by and published by . This book was released on 1982 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bank Profitability Methodological Country Notes 2007 written by OECD and published by OECD Publishing. This book was released on 2008-11-06 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication complements Bank Profitability: Financial Statements of Banks. The methodological country notes included in this volume were prepared to facilitate the comprehension and the interpretation of the statistics and to provide a brief description of the activities of banks.
Download or read book Bank Profitability Financial Statements of Banks 2000 written by and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book 1984 93 written by and published by Organization for Economic. This book was released on 1995-01-01 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Determinants of Commercial Bank Interest Margins and Profitability written by Asl? Demirgüç-Kunt and published by World Bank Publications. This book was released on 1998 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: March 1998 Differences in interest margins reflect differences in bank characteristics, macroeconomic conditions, existing financial structure and taxation, regulation, and other institutional factors. Using bank data for 80 countries for 1988-95, Demirgüç-Kunt and Huizinga show that differences in interest margins and bank profitability reflect various determinants: * Bank characteristics. * Macroeconomic conditions. * Explicit and implicit bank taxes. * Regulation of deposit insurance. * General financial structure. * Several underlying legal and institutional indicators. Controlling for differences in bank activity, leverage, and the macroeconomic environment, they find (among other things) that: * Banks in countries with a more competitive banking sector-where banking assets constitute a larger share of GDP-have smaller margins and are less profitable. The bank concentration ratio also affects bank profitability; larger banks tend to have higher margins. * Well-capitalized banks have higher net interest margins and are more profitable. This is consistent with the fact that banks with higher capital ratios have a lower cost of funding because of lower prospective bankruptcy costs. * Differences in a bank's activity mix affect spread and profitability. Banks with relatively high noninterest-earning assets are less profitable. Also, banks that rely largely on deposits for their funding are less profitable, as deposits require more branching and other expenses. Similarly, variations in overhead and other operating costs are reflected in variations in bank interest margins, as banks pass their operating costs (including the corporate tax burden) on to their depositors and lenders. * In developing countries foreign banks have greater margins and profits than domestic banks. In industrial countries, the opposite is true. * Macroeconomic factors also explain variation in interest margins. Inflation is associated with higher realized interest margins and greater profitability. Inflation brings higher costs-more transactions and generally more extensive branch networks-and also more income from bank float. Bank income increases more with inflation than bank costs do. * There is evidence that the corporate tax burden is fully passed on to bank customers in poor and rich countries alike. * Legal and institutional differences matter. Indicators of better contract enforcement, efficiency in the legal system, and lack of corruption are associated with lower realized interest margins and lower profitability. This paper-a product of the Development Research Group-is part of a larger effort in the group to study bank efficiency.
Download or read book Bank Profitability written by and published by . This book was released on 1987 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Bank Profitability and Financial Stability written by Ms.TengTeng Xu and published by International Monetary Fund. This book was released on 2019-01-11 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: We analyze how bank profitability impacts financial stability from both theoretical and empirical perspectives. We first develop a theoretical model of the relationship between bank profitability and financial stability by exploring the role of non-interest income and retail-oriented business models. We then conduct panel regression analysis to examine the empirical determinants of bank risks and profitability, and how the level and the source of bank profitability affect risks for 431 publicly traded banks (U.S., advanced Europe, and GSIBs) from 2004 to 2017. Results reveal that profitability is negatively associated with both a bank’s contribution to systemic risk and its idiosyncratic risk, and an over-reliance on non-interest income, wholesale funding and leverage is associated with higher risks. Low competition is associated with low idiosyncratic risk but a high contribution to systemic risk. Lastly, the problem loans ratio and the cost-to-income ratio are found to be key factors that influence bank profitability. The paper’s findings suggest that policy makers should strive to better understand the source of bank profitability, especially where there is an over-reliance on market-based non-interest income, leverage, and wholesale funding.
Download or read book Accounting discretion of banks during a financial crisis written by Mr.Luc Laeven and published by International Monetary Fund. This book was released on 2009-09-01 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper shows that banks use accounting discretion to overstate the value of distressed assets. Banks' balance sheets overvalue real estate-related assets compared to the market value of these assets, especially during the U.S. mortgage crisis. Share prices of banks with large exposure to mortgage-backed securities also react favorably to recent changes in accounting rules that relax fair-value accounting, and these banks provision less for bad loans. Furthermore, distressed banks use discretion in the classification of mortgage-backed securities to inflate their books. Our results indicate that banks' balance sheets offer a distorted view of the financial health of the banks.
