Download or read book Avoiding Foreclosure How NOT To Go Broke Saving Your Home written by Glen Henderson and published by Glen Henderson. This book was released on 2011-12-01 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is your home worth less than you owe on it? Are you having trouble making your mortgage payments? Are you looking for a solution to your sleepless nights? If you answer yes to any of the above questions, you have taken the first step by picking up this book. Over 10 million homeowners across the US have been affected by the current decline in the real estate market. The unfortunate fact is most do not know where to turn to find the right advice. Between the misinformation, fraud and lack of cooperation by the banks, many homeowners do not know where to turn and are letting their properties go into foreclosure. But what if we told you that you had options? What if there were real solutions to your current financial situation that would benefit you and your family? What if you could sleep again at night knowing there was a way out of this housing mess? The good news is you DO have options and a way out of this. Our book will help you understand that your situation can be handled discretely, confidentially and compassionately. My purpose in writing this book was to first help you understand that you are not alone, and secondly introduce you to the options that are available. The options that will get you through this rough patch and back onto your feet. In this book, I explain your option, and then help you map out your financial blueprint. You will have solid direction as you navigate through this process. When you're done, you will once again know what it feels like to be living without the stresses of an underwater home. You have options to your sleepless nights!
Download or read book 42 Rules for Saving Your House from Foreclosure written by David Coleman and published by Happy About. This book was released on 2014-05-14 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: Coleman and his lawyer and co-author chronicle the process to save his home from foreclosure. They capture critical lessons and include strategies that are not well known outside the banking industry.
Download or read book Foreclosure Survival Guide written by Nicolas Anton Publishing and published by Independently Published. This book was released on 2019-04-03 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're not the first person to get caught in the middle of the real estate crisis. You likely know many other stories of foreclosure in your city or town. You may think that its no use trying to avoid it - but you'd be dead WRONG!There ARE things you can do to minimize the risk of foreclosure - but only if you act fast! By waiting for a miracle you only make the situation that much harder to fight. Those who know what options are available have the greatest chance of success - and YOU can TOO!Stop the bank from ruining your life!Think you've already lost? Think again! One thing the banks DON'T want is a lot of property they CAN'T sell. But they're also not known for offering a helping hand when you're drowning in debt. What can you do to get the help you need?You can create a strategy to get the banks to give you a second chance. By understanding how foreclosure works and what options are available, you can forestall losing your home. Being informed is the BEST protection against foreclosure, no matter WHO you are! Don't want to fight alone? Find out where you can find help and support to overcome the current real estate tragedy and get BACK on YOUR FEET!"You Can Save Your HOME!"If you accept foreclosure you may feel like the punishment never ends. Not only will you feel defeated and unhappy, you'll also deal with the negative effects on your financial record. Instead of giving up, take the right steps to gain control of your financial future. It's all here in... What You Need to do to avoid foreclosure!(And get a second chance to Keep Your Home)...What is Foreclosure?You can't fight what you don't know - find out about the process of foreclosure.How Will Foreclosure Affect Your Credit?Learn about the potential long term affects of foreclosure and why you need to fight it.Is Foreclosure Your Only Option?Consider whether foreclosure is really the only option - and what else you can do.Steps to Take to Avoid Home ForeclosureThe earlier the better - follow these steps to prevent foreclosure from happening to you.How Debt Counseling Can Help Find out how to get support and counsel to keep your financial footing during this stressful time.Can You Rework Your Mortgage?Consider how reworking your mortgage may help you keep home and whether it's right for you.Find Out if Your Lender Will Give You a Grace PeriodGet the tips you need to approach your lender and ask for help.Is Selling Your Home an Option?Find out if selling your home is the best option to help you protect your financesHow to Protect Your Home With a Trust AccountLearn about trust accounts and how they may be the solution to your problem.Should You Sign Your Home Over to the Lender?Before you trust them, learn more about your options and whether signing your home over is the right choice for you.How Bankruptcy May Stop a ForeclosureLearn how bankruptcy may stop foreclosure and if that's a good option for you.Are There Organizations That Can Help You?Get the support and help you need to avoid the foreclosure of your home. What Information Will You Need to Provide?Prepare yourself by understanding what type of information they will need you to provide.What You'll Also Get...Tips for Getting Your Lender to HELP YouGreat suggestions to get your lender on YOUR side!Why You Need to Act Quickly to Prevent Foreclosure Important information that will explain why FAST action is the BEST action!"Are You Ready to ACT?"Are you going to let another week or month go by without acting? Do you recognize that every day reduces your options and makes foreclosure more of a reality? Stop waiting for someone else to take pity on you and TAKE ACTION TODAY! You've already worried enough and run out of options - now it's time to get some REAL answers so you can FIGHT FORECLOSURE!
Download or read book Foreclosure Self Defense For Dummies written by Ralph R. Roberts and published by John Wiley & Sons. This book was released on 2011-04-20 with total page 366 pages. Available in PDF, EPUB and Kindle. Book excerpt: Facing foreclosure? You need to do three things: stop worrying about why this has happened to you; resolve to fight the foreclosure and save your home; and read Foreclosure Self-Defense For Dummies. It delivers the knowledge, strategies, and tactics you’ll need to take command of your situation and achieve the best possible outcome. This practical, no-nonsense guide helps you size up your options and increase your chances of saving your home. You’ll find out how to delay foreclosure, form a plan of attack, negotiate solutions with your lender, and restore your financial health. You’ll also find field-tested strategies for dodging the foreclosure trap, getting out from under a house you really can’t afford, and finding help where you might least expect it. Discover how to: Regain your emotional composure Confront your foreclosure head-on Protect your rights Assess your situation and weigh your options Touch base with key people who can help you Stop the financial bleeding Team up with your lender to find solutions Work out a refinancing deal with another lender Avoid quick-fix schemes and scams Cash out before it’s too late Recover from foreclosure Re-establish your credit Complete with a handy cheat-sheet to help you keep your most important tasks in the front of your mind Foreclosure Self-Defense for Dummies gives you the moral support, commonsense guidance, and expert advice you need to make the best of this difficult situation.
Download or read book The Complete Guide to Preventing Foreclosure on Your Home written by Martha Maeda and published by Atlantic Publishing Company. This book was released on 2010 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: This guide provides you with strategies for getting legal advice, keeping current on your mortgage payments, negotiating temporary delays in payments, restructuring loans, refinancing, filing for bankruptcy, and creating and sticking to a budget. You will learn about debt counselling and income maintenance, tax abatement, and public assistance programs. This book also provides details on the March 2010 modifications to the Home Affordable Modification Program (HAMP) and to the Federal Housing Administration (FHA) programs offered by the federal government to assist homeowners who have been affected by the economic crisis through no fault of their own. In addition, this book will show you how to decide if your property is worth saving, how to figure out how much time you have to act, how to use the courts to stop foreclosure, how to decide whether bankruptcy is your best option, and how to use your military status to prevent foreclosure. You will also learn about foreclosure rescue scams, non-judicial foreclosure, judicial foreclosure, and notice of default. Also included is an explanation of the alternatives to foreclosure, such as special forbearance, mortgage modification, partial claim, pre-foreclosure, and deed-in-lieu of foreclosure. With foreclosures on the rise, it makes sense to know how to protect your home. The guide also provides you with tips, tricks, strategies, and secrets to prevent your home s foreclosure now before it is too late.
Download or read book Stop the Foreclosure SAVE YOUR HOME written by Catherine Gibson McCauley and published by Xlibris Corporation. This book was released on 2011-11-18 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt: Stop the Foreclosure, Save your Home is a Ten Step Guide to how you can take the power back and save your home from foreclosure. So many people have a difficult time communicating effectively with mortgage companies and this book provides you with all the tools you will need to cut through the red tape and get results. I've given you all the tips that I use in my practice to save properties from foreclosure.
Download or read book Save My Home written by Tom Geller and published by Kaplan Publishing. This book was released on 2008-05-06 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many homeowners facing foreclosure don’t have to lose their homes. In fact, there are proven tactics for keeping your home—no matter the size of your debt and even if your mortgage is already in default. More than half of homeowners facing foreclosure didn’t ask their lender about these strategies. But it’s never too late. Millions of Americans could lose their homes due to subprime mortgages. If you’re one of them—or if you fear you may become one of them—don’t panic. Save My Home! is the step-by-step guide to avoiding foreclosure. You’ll learn why lenders and banks don’t want to foreclose on your home and how you can use their reluctance to your advantage. You’ll also find: New methods to determine the true value of your home How to find hidden sources of equity The pros and cons of modifying existing loans Information to avoid scams
Download or read book Stop Foreclosure Now written by Lloyd SEGAL and published by AMACOM Div American Mgmt Assn. This book was released on 2008-09-15 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt: We’ve all heard the reports. Americans are losing their homes in record numbers, and the housing crisis seems unlikely to subside anytime soon. Foreclosures affect all kinds of people and all kinds of properties. Many people faced with foreclosure feel helpless and resigned to giving up their homes without even trying to save them. The good news is that with the right advice, homeowners can take control of the situation, avoid foreclosure proceedings, and even protect their credit. Lloyd Segal, mortgage banker, attorney, and real estate investor has spent the last twenty-five years helping homeowners save their houses. In Stop Foreclosure Now, he shows readers how to: develop a plan to delay or stop foreclosure • understand the documents involved • negotiate with their lender • use the courts to stop foreclosure and bankruptcy • arrange to refinance their property • sell their property quickly • use military status to stop foreclosure • understand foreclosure laws in all 50 states Timely and indispensable, this guide will help anyone survive the housing crisis and preserve their most important investment.
Download or read book Foreclosure written by Lynne Price and published by iUniverse. This book was released on 2009 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you are in danger of losing your home, it's important to remember that you are not alone. In these uncertain economic times, financial problems have affected virtually everyone. But no matter how bad the situation seems, you can avoid foreclosure. There are options available that will help you keep your home or move away from the situation. The earlier you begin, the more options are available to you. In this book, learn Mortgage basics. What foreclosure is. Ways to keep your property. Ways to dispose of your property. How to evaluate your own situation. How to take action. Using the Internet to your advantage. And much more! It's time to take action. Remain proactive, and take the first step in understanding and fighting for your rights with Foreclosure: It Doesn't Have to Happen to You. Take control of your life. "This book is a must-read ... provides a person with the information needed in order to examine their own financial position and determine the best course of action as it relates to their particular situation." Mark Sheeley, vice president of Western States Bank, Fort Collins, Colo.
Download or read book The Foreclosure Survival Guide written by Amy Loftsgordon and published by Nolo. This book was released on 2023-08-01 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Facing foreclosure? Put together a plan. Take action. If your home is in foreclosure, you don’t have time to waste. You need to know your options and The Foreclosure Survival Guide can help. You’ll learn how to: • determine whether you should try to keep your house • find loss mitigation programs that could help you save your home • apply for mortgage relief from your lender • avoid foreclosure rescue scams • bring your loan current in Chapter 13 bankruptcy, and • if you can’t stay in your home, avoid unnecessary costs by filing for Chapter 7 bankruptcy. This edition’s powerful yet practical advice also explains your most important tool—the 120-day foreclosure waiting period before foreclosure starts. You’ll also find information on foreclosure procedures, potential tax consequences, and more. In addition, this updated edition includes a new chapter covering HOA liens, foreclosures, and what you can do if your HOA threatens you with foreclosure.
Download or read book Foreclosure Stop Book written by Oscar Morante and published by Advanced Real Estate Concepts, LLC. This book was released on 2012-12-03 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you need a sure-fire way to stop a foreclosure at the last minute? If so, Foreclosure Stop Book is for you. Foreclosure Stop Book explains, step by step, exactly how to postpone a foreclosure at the last minute by filing a last minute emergency bankruptcy petition. This method is infallible because it puts the property under federal protection. This works in all the states. No exceptions. Bankruptcy is also a form of temporary asset protection. It stops all collections efforts, which includes foreclosure. If you need to stop a foreclosure at the last minute, Foreclosure Stop Book will explain you exactly how to do it. Foreclosure Stop Book will show you, step by step, how file and time an emergency bankruptcy petition, at the last minute for purpose of stopping a foreclosure only. This book is only about stopping a foreclosure through bankruptcy. Not about successfully completing bankruptcy process. Foreclosure Stop Book shows you exactly how to stop a foreclosure by filing a last minute emergency bankruptcy petition. This harnesses the power of the Federal Government to protect all your assets from collectors. TRUE STORY Kelly doesn’t like to be taken advantage of. She doesn’t let go of things without putting a fight either. As of this writing, she was almost out of some serious financial problem. However, she going to lose her home anyway. They could for sure pay now. The bank was not helping. They just could not save the property in way that made financial sense. In fact the bank was just trying to squeeze more money from her. I explained her how to do a last minute foreclosure stop. She save the property from foreclosure several times and kept the property an additional two years total. All that time she lived at the property for free, without paying rent or taxes. That gave her plenty of time recover, find another home and do things on her timeframe. Not the bank’s timeframe. YOU CAN DO THE SAME. FORECLOSURE STOP BOOK Is foreclosure only a few days or hours away, and you need more time? Here is the information you need. This Do-it-Yourself, easy to understand e-book shows how to gain more time by filing a last minute emergency bankruptcy for FREE. That will temporarily stop foreclosure for sure. You will have peace of mind and stay at your home longer, for FREE, for at least a few days more. Most likely a few weeks or months. You will to save money, plan better and be in no rush. Not only that, you will accomplish this by yourself, independently, without spending thousands of dollars in attorneys. IS THIS FOR YOU? This is for You If: + You are just about to be foreclosed + You have tried all else and are out of options + You are totally out of time and there is no time to try anything + You need a cost effective, sure-fire, way to postpone foreclosure for sure DO YOU QUALIFY? You Qualify If: + You have never filed for bankruptcy before, or + You have been dismissed from bankruptcy at least six months ago, or + You have been dismissed from bankruptcy more recently but “without prejudice” HOW DOES IT WORK? Once a homeowner is only a few days or hours away from foreclosure, the only sure-fire method to postpone foreclosure is by PROPERLY filing a last minute emergency bankruptcy. For this to work, it has to be done correctly. That means that only the exact documents must be submitted to the court, with just absolutely minimal information completed to be accepted. Not only that, but maybe even more importantly, TIMING needs to just right. BIG SAVINGS Save Thousands of $$$. You don’t need an attorney. You can postpone foreclosure for free or for a minimal cost. In fact, what you will learn in Foreclosure Stop-Book is exactly what an attorney would do if you were to hire one to postpone the foreclosure. The REASON is simple: There is only one option. You can do this yourself for free, or hire an attorney. You know the price difference. FREQUENTLY ASKED QUESTIONS + What are the chances of this working for me? 100% if you qualify + Is it legal for me to file for bankruptcy just for postponing foreclosure? Yes + Is it legal for me to file for bankruptcy by myself, without an attorney? Yes + I just want to postpone the foreclosure. Do I need to complete the whole bankruptcy process or can I leave it incomplete? Not an issue. You can let it dismiss. + Can I Stop Foreclosure More than Once? Most often yes WHAT IS INCLUDED IN FORECLOSURE STOP BOOK? + Case Studies - Learn from others + When to Do It - How to time it just right + Game Plan - Simple, logical, effective, proven + What NOT to Do - Just as important as what to do + List of Needed Forms - Know exactly what forms to fill + What to Do - Step by step detailed and sequential action list + How to Complete the Forms - Correctly entering just the right info + Keeping the Property Longer - How to prolong the foreclosure process + Actions Check List - Makes it easier to “Cross All the Ts” and “Dot all the Is”
Download or read book How to Save Your Home from Foreclosure and Not Lose Your Mind written by Bobby Johnson and published by . This book was released on 2006 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn the shocking secrets that lawyers, realtors, internet foreclosure companies and real estate investors don't want you to know. This amazing book will show you the time tested and proven techniques on how to stop foreclosure without bankruptcy. Never before had a book like this made available to the public. If you are 60 days or more behind in your mortgage payments, then this book is a must read for you. You don't need to sell, refinance, deed or abandon your home. Don't lose your hard earn equity by selling to some investor who is only going to give you pennies on the dollar for your equity. This had nothing to do with the lease purchasing or renting your home. Save your credit, maintain ownership, don't file Chapter 12 and do not sell your home. This book shows you how to work with your mortgage lender for and approved workout. Internet companies will charge you $1,500 to $5,000 to stop foreclosure, what you really getting is nothing more than empty promises. Here's Some of What You Will Get Inside: Learn why reinstating your mortgage will cost you more. Learn how to put together a winning package that gets your mortgage lender attention. What never to tell you lender or they will deny your request. When discussing your mortgage, never talk to this person. Learn how to get a workout even though you have bad credit or previous bankruptcy.
Download or read book How to Save Your Home from Foreclosure written by Rosario Marano and published by . This book was released on 1999-09 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: An informative "how to book" for homeowners, college students, schools, real estate professionals, and the general public at large which points out various techniques and strategies on how to prevent the loss of their home to a creditor. It is a step-by-step guide offering different scenarios on how a homeowner can bring their defaulted mortgage loan current and avoid a sheriff or trustee sale. Also available for sale at www.amazon.com and www.bn.com.
Download or read book The Halt Foreclosure Manual written by Eric L. Bolves and published by Eric L. Bolves, Esq.. This book was released on 2008-09-10 with total page 107 pages. Available in PDF, EPUB and Kindle. Book excerpt: You already know that Foreclosures are at all time highs. You already know that you may be at risk at losing your home!You may not know what to do about it.The HALT Foreclosure Manual will help you:· Take Action Now to Avoid It· Slow Down or Stop It· Find Solutions to Save Your Home· Fix Your Household Finances· AND see if the NEW FORECLOSURE LAW can helpThe Manual also includes: Plan of Action Checklist, Household Budget Worksheets,Call Contact Organizer, Lists of Government and Private Sector Resources designed to help.
Download or read book Strategies for Avoiding Foreclosure written by Alan Jackson and published by CreateSpace. This book was released on 2014-05-21 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: Finally, an invaluable guide that provides real STRATEGIES TO AVOID FORECLOSURE (and prevent bankruptcy) your lender hopes you never see. These step-by-step instructions can be implemented by anyone without using an attorney and without filing personal bankruptcy.As a real estate investor, Alan Jackson watched as his portfolio of $10 million plummet to $6 million within a few short months. Faced with the threat of foreclosure on all 55 of his rental properties, he created these simple strategies that allowed him to maintain ownership in his properties without making a single payment, and gave him tools to become an expert in managing distressed properties. You'll also learn who was really responsible for the plunge in real estate values all across the United States. What actions forced the valuation of your home to fall and the equity you in it had to disappear? The $8.5 trillion dollar question is “Where did the $8.5 trillion go from the federal government bailout?” The answer will have you fuming, and the tools and strategies in this guide will help you take back control of your home and finances.
Download or read book Underwater written by Chris Lauer and published by Apress. This book was released on 2014-03-01 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: Just about every month, housing values in the U.S. fall. That, in turn, increases the number of people who owe more on their houses than they are worth—either trapping them in homes they may no longer want or putting them in danger of financial catastrophe if they lose a job or are otherwise unable to meet the mortgage. Underwater: Options When Your Mortgage Is Upside Down offers valuable advice to homeowners on ways they can unload a house they no longer want, save a home from foreclosure, or undergo foreclosure and start anew. The book offers smart advice from lawyers, bankers, real estate agents, personal finance experts, and homeowners who have seen the foreclosure process firsthand, as well as those who have been able to save their homes through loan modifications and other creative methods. Those faced with tough choices will find invaluable guidance to help them make well-informed decisions while managing the emotional fallout each brings. Many of the eleven million people in the U.S. now facing the “underwater” dilemma wonder: Is staying put the only option? What if I can’t pay the monthly mortgage bill? Can I save my home? Underwater: Options When Your Mortgage Is Upside Down outlines the options—when foreclosure is a good idea, how to best protect the equity you've built up, the financial repercussions of going into foreclosure, strategies for renegotiating a loan, taking advantage of government programs designed to keep you happily housed, and more. Veteran financial journalist Chris Lauer provides the facts, ideas, and advice that can help any underwater homeowner—especially those facing foreclosure—make smart decisions for a better future.
Download or read book How to Go Broke with Style A User s Guide to Filing or Avoiding Bankruptcy with Humor Grit written by Miss Ing Denero and published by Lulu.com. This book was released on 2012-04-01 with total page 183 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a book about a girl who lost almost everything. SMART MONEY MAGAZINE called me"The NEW FACE OF BANKRUPTCY." . ..I would have never dreamed that I would end up here. But it happens. And nowadays, it seems to be happening to more and more people. You should know that former income, former status and a strong work ethic do not prevent you or your friends from becoming members of this non-exclusive club called BROKE! But you should know that you can recover when bad things happen. . . The only purpose in telling my story is a hope that what I've experienced may help you in your journey to survive and stand tall through a potentially demoralizing process. With helpful hits, time lines and personal insights, you may just find a few things to KEEP you from ending up where I did! Or maybe make your landing a little softer than mine.
