Download or read book Assessing the Impact of Micro credit on Poverty and Vulnerability in Bangladesh written by Hassan Zaman and published by . This book was released on 1999 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: July 1999 - While micro-credit interventions can play an important role in reducing vulnerability through a number of channels, a significant impact on poverty reduction is achieved under more restrictive conditions. These conditions revolve around whether the borrower has crossed a cumulative loan threshold and on how poor the household is to start with. Zaman examines the extent to which micro-credit reduces poverty and vulnerability through a case study of BRAC, one of the largest providers of micro-credit to the poor in Bangladesh. Household consumption data collected from 1,072 households is used to show that the largest effect on poverty arises when a moderate-poor BRAC loanee borrows more that 10,000 taka (US.
Download or read book Assessing the Poverty and Vulnerability Impact of Micro credit in Bangladesh written by Hassan Zaman and published by . This book was released on 1999 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: While micro-credit interventions can play a role in reducing vulnerability through a number of channels, a significant impact on poverty reduction is achieved under more restrictive conditions. These conditions revolve around whether the borrower has crossed a cumulative loan threshold and how poor the household is to start with.
Download or read book Assessing the Impact of Micro credit on Poverty and Vulnerabilility in Bangladesh written by Hassan Zaman and published by . This book was released on 1999 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Micro Finance and Poverty written by Shahidur R. Khandker and published by World Bank Publications. This book was released on 2010 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Scaling up of Microfinance in Bangladesh written by Hassan Zaman and published by World Bank Publications. This book was released on 2004 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The microfinance industry in Bangladesh currently provides access to credit to around 13 million poor households. Zaman describes the factors that led to the scaling-up of micro-credit in Bangladesh, the impact this has had on the poor, future challenges in Bangladesh, and possible lessons for other countries. The consensus in the literature is that micro-credit plays a significant role in reducing household vulnerability to a number of risks and that it contributes to improving social indicators. The author argues that strategic donor investments in a handful of well-managed institutions that offer a simple, easily replicable financial product could lead to large gains in access to finance for the poor. However, this approach could sacrifice other objectives of financial sector development, such as product and institutional diversity, which could be promoted after the initial expansion has taken place. Governments can also have a crucial role in promoting access to microfinance by ensuring macroeconomic stability, enforcing a simple regulatory structure, and developing communications networks that reduce transaction costs. Another lesson is that while visionary leadership cannot simply be franchised, the internal management systems that led to the scaling-up can be replicated in other settings"--Abstract.
Download or read book assesing the poverty and vulnerability impact of micro credit in Bangladesh a case study of BRAC written by Hassan Zaman and published by . This book was released on 1999 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Poverty Reduction Policies and Practices in Developing Asia written by Almas Heshmati and published by Springer. This book was released on 2015-03-31 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book looks at the major policy challenges facing developing Asia and how the region sustains rapid economic growth to reduce multidimensional poverty through socially inclusive and environmentally sustainable measures. Asia is facing many challenges arising from population growth, rapid urbanization, provision of services, climate change and the need to redress declining growth after the global financial crisis. This book examines poverty and related issues and aims to advance the development of new tools and measurement of multidimensional poverty and poverty reduction policy analysis. The book covers a wide range of issues, including determinants and causes of poverty and its changes; consequences and impacts of poverty on human capital formation, growth and consumption; assessment of poverty strategies and policies; the role of government, NGOs and other institutions in poverty reduction; rural-urban migration and poverty; vulnerability to poverty; breakdown of poverty into chronic and transitory components; and a comparative study on poverty issues in Asia and other regions. The book will appeal to all those interested in economic development, resources, policies and economic welfare and growth.
Download or read book Assessing Impact of Micro Finance on Poverty Alleviation Bangladesh Perspective written by Mohammad Shamsuddoha and published by . This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro finance" or its major part "micro credit", both used interchangeably, is an important institutional device for alleviating poverty of the poor people. Micro finance concept was first developed and initiated in Bangladesh in the late seventies with a view to help the people living below the poverty line. Since its inception to till date, there has been tremendous growth of organizations, known as MFIs (Micro Finance Institutions), in this field to deal with the micro finance/credit activities. Despite this, the poverty situation of the poor people who have already used the micro finance programs was not improved substantially. The few MFIs have their own programs to conduct survey on impact assessment of their individual micro credit activities. The present study will focus on the impact assessment of micro finance activities on some variables of poverty alleviation, the extent to which these programs helped loanees to become micro finance graduates and the relevant suggestions as to the success of the micro finance activities.
Download or read book Fighting Poverty with Microcredit written by Shahidur R. Khandker and published by Oxford University Press, USA. This book was released on 1998 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: With increasing assistance from the World Bank and other donors, microfinance is emerging as an instrument for reducing poverty and improving the poor's access to financial services in low-income countries. Providing the poor with access to financial services is one of many ways to help increase their incomes and productivity. In many countries, however, traditional financial institutions have failed to provide this service. Microcredit and cooperative programs fill this gap. They provide credit through social mechanisms such as group-based lending to reach the poor and other clients, including women, who lack access to formal financial institutions. Their purpose is to help the poor become self-employed and thus escape poverty. This book examines the experiences of the Grameen Bank, the Bangladesh Rural Advancement Committee, and the Bangladesh Rural Development Board's Rural Development Project-12 in order to quantify the potential and limitations of microcredit programs as an instrument for reducing poverty and delivering financial services to the poor. A copublication of the World Bank and Oxford University Press.
Download or read book Microfinance Risk Management and Poverty written by Jennefer Sebstad and published by . This book was released on 2001 with total page 115 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Reaching the Poorest written by International Movement ATD Fourth World and published by . This book was released on 1999 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book describes experiences in reaching marginalized communities in situations of chronic poverty, as part of ATD Fourth World & the Permanent Forum on Extreme Poverty in the World. It presents seven case studies (Burkina Faso, Guatemala, Haiti, Canada, Peru, Thailand & Uganda) & the lessons to be learned from them, with each illustrating steps taken, difficulties encountered, entry points found, some success factors & key results obtained.
Download or read book Who Needs Credit written by Geoffrey D. Wood and published by . This book was released on 1997 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributed papers of a seminar.
Download or read book The Role of Micro credit Programmes in Alleviating Poverty in Bangladesh written by Md Twyeafur Rahman and published by . This book was released on 2016 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-finance institutions (MFIs) aim to reduce poverty by providing small loans to poor people. Governments and international agencies such as the World Bank are spending billions of dollars to increase the outreach of MFIs across the world. However, the empirical evidence of micro-credit on poverty reduction is mixed. Some of the studies claim that micro-credit has a positive impact on poverty reduction while some others find no impact. The purpose of this thesis is twofold. First, this thesis investigates the factors affecting the branch placement decision as well as branch density of MFIs in Bangladesh. Data, such as the presence of Grameen, BRAC and village market centre, were collected from all branches (2,936) of ASA Bangladesh and 2,936 non-ASA villages using a structured questionnaire. Secondary data on the rate of poverty and population were collected from the Bangladesh Bureau of Statistics. The findings reveal that there is no systematic relationship between the distance and branch placement. The results also suggest that ASA is highly likely to place a branch in a particular location where there is a branch of its competitors. ASA is less likely to place a branch in a village where there is a branch of a commercial bank. In addition, ASA is highly likely to place a branch in a village where the rate of poverty is high.Second, another goal of this thesis is to evaluate the impact of micro-credit on poverty in Bangladesh. Particularly, it aims to investigate the impact of micro-credit on the two dimensions of poverty: the incidence of poverty and average deprivation of poverty. To do this, primary data were collected from 2,598 households. Five types of households are included in the sample and these are: current borrowers, drop-outs, refused, pipeline borrowers and non-borrowers. With this data set, it aims to control for some biases that arise in the impact assessment of micro-credit. In particular, this study controls for the non-random programme placement and selection bias while estimating the impact. The results suggest that the incidence of poverty is the highest among drop-out borrowers and the lowest among the current borrowers. Drop-out borrowers have the highest average deprivation of poverty, while the current borrowers have the lowest. The empirical evidence suggests that micro-credit has a positive impact on poverty reduction in Bangladesh.
Download or read book The Role of Micro Credit written by Suman Dey and published by LAP Lambert Academic Publishing. This book was released on 2012-08 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study is about micro credit and its contribution to the improvement and poverty reduction for millions of the poorest people of Bangladesh. Micro credit has a huge impact on the lives of millions of poor people particularly to women. Numerous scholars and NGOs have been working with micro credit to reach poor people, who are still not benefited by the conventional financial system. In this study, it has been tried to present evidence of the important contributions made by micro credit in the eradication of poverty by increasing the income generating activities, empowerment of poor people to access development services such as health and education, and reduction in vulnerability. Micro credit is now being considered as one of the most important and an effective mechanism for poverty reduction. Present study describes about micro credit activities and helps to investigate the impact of micro credit on the poor people of the society with the main focus on target people of the study area.
Download or read book Socioeconomic and Indebtedness Related Impact of Micro Credit in Bangladesh written by Qazi Kholiquzzaman Ahmad and published by . This book was released on 2007 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance and Poverty written by Hege Gulli and published by IDB. This book was released on 1998 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Small Credit for Big Hope written by Dr. Kazi Tanvir Mahmud and published by LAP Lambert Academic Publishing. This book was released on 2011-05 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit program provides financial capital to the rural poor in order to engage them in income generating activities to alleviate poverty. The main objective of this study is to assess the effectiveness of micro-credit program in alleviating poverty among rural borrowers in Bangladesh. Primary data were collected from eight hundred borrowers engaged in agricultural activities. Weighted Two Stage Least Square (WTSLS) technique was used to assess the impact of micro-credit program on borrowers' living-standard in terms of income, expenditure and saving. In this study, borrowers' perceptions towards their economic welfare under micro-credit program were assessed using logit model. This study showed that borrowers were economically benefited due to intervention of micro-credit program.
