Download or read book Taxation and Suitability of Annuities for the Professional Advisor written by John L Olsen and published by . This book was released on 2020-04-03 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: Newly revised and expanded version, covering the SECURE Act, SEC's "Best Interest" Regulation, and the NAIC's new "Suitability in Annuity Transactions" Model Regulation #275 of 2020

Download or read book Annuity Suitability written by Silver Lake and published by . This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Suitability in Annuity Transactions written by Maine. Bureau of Insurance and published by . This book was released on 2007 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Rule 82 Suitability in Annuity Transactions written by Arkansas. Insurance Department and published by . This book was released on 2020 with total page 19 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Rule 82 Suitability in Annuity Transactions written by Arkansas. Insurance Commissioner and published by . This book was released on 2009 with total page 5 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Taxation and Suitability of Annuities for the Professional Advisor written by John L. Olsen and published by . This book was released on 2021-07-20 with total page 207 pages. Available in PDF, EPUB and Kindle. Book excerpt: A handbook for practitioners who give advice regarding annuity contract.

Download or read book Taxation and Suitability of Annuities for the Professional Advisor written by John Olsen and published by . This book was released on 2017-06-27 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tightly-focused discussion of annuity taxation and suitability, with new chapter on the DOL Conflict of Interest rule

Download or read book Suitability Obligations Applicable to Securities and Annuities written by Christine Lazaro and published by . This book was released on 2017 with total page 19 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are various rules governing a broker's investment recommendations to a customer. FINRA, the main entity responsible for regulating brokers, has enacted a suitability rule which sets forth a broker's obligations when making a recommendation to a customer. In 2011, FINRA amended this rule. This article describes the 2011 amendments and explains the current obligations when a broker recommends that a customer purchase, hold or sell a security.In addition to the FINRA suitability rule, there may be addition rules that specify a broker's conduct when a broker is recommending that a customer purchase an annuity. This article describes the differing obligations that are triggered when a broker recommends a variable annuity and an equity-indexed annuity to a customer. Equity-indexed annuities have very specific obligations because they have sometimes been viewed as both a security and insurance and sometimes solely as an insurance product.

Download or read book The Annuity Handbook written by Darlene K. Chandler and published by . This book was released on 2005 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Annuity Handbook, 4th Edition has been updated with the latest available information on nonqualified annuities to provide a comprehensive look at the most current information on the markets, compliance issues, taxation, and uses of annuities. What's NEW in the 4th Edition: Product Features: Market value adjustments Guaranteed minimum interest rate index Discussion of owner-driven contracts vs. annuitant contracts Bonus annuities Guaranteed death beneftis in variable annuities Uses of Annuities: Trust ownership of annuities Use of annuity payouts and settlement options for retirement income distribution planning Split annuity sales idea Annuities owned by Medicaid applicants/recipients Expanded discussion of annuities and retirement planning to include retirement income distribution considerations Compliance: New suitability requirements for fixed annuities sold to seniors

Download or read book Index Annuities written by John Olsen and published by . This book was released on 2010-12 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book A Suitable Match written by California. Department of Insurance and published by . This book was released on 2006 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Life Insurance Suitability written by Dearborn Financial Publishing and published by Kaplan Publishing. This book was released on 1999 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt: A professional reference for new insurance agents, this book will focus on the different kinds of life insurance and policies, who they're designed for, when they're suitable and advantages and disadvantages. Provides life insurance agents with guidance and direction on the issue of suitability, which is a high priority with insurance regulators and the insurance industry.

Download or read book Exchanging Variable Annuities written by Moshe A. Milevsky and published by . This book was released on 2008 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this paper we offer a novel method of assessing whether exchanging one variable annuity (VA) policy for another, destroys or adds value from a purely economic perspective. We do this by decomposing the policy into a portfolio of financial options and then use an option pricing model to compute the difference in aggregate value between the embedded options in the new and old VA. Our paper illustrates this approach with a variety of case studies using a software implementation that is available on the journal's website. We also draw some general conclusions about the conditions under which a VA exchange is likely to be suitable. Overall, we believe that our methodology is a non-biased and objective technique for mitigating some of the long-standing concerns about excessive churning of VAs.

Download or read book Life Annuity Products and Their Guarantees written by Collectif and published by OECD. This book was released on 2016-12-05 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication helps policy makers to better understand annuity products and the guarantees they provide in order to optimise the role that these products can play in financing retirement. Product design is a crucial factor in the potential role of annuity products within the pension system, along with the cost and demand for these products, and the resulting risks that are borne by the annuity providers. Increasingly complex products, however, pose additional challenges concerning consumer protection. Consumers need to be aware of their options and have access to unbiased and comprehensible advice and information about these products.

Download or read book The Annuity Advisor written by John L. Olsen and published by . This book was released on 2005 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Annuities For Dummies written by Kerry Pechter and published by John Wiley & Sons. This book was released on 2023-06-14 with total page 375 pages. Available in PDF, EPUB and Kindle. Book excerpt: Looking for steady retirement income? Read this book! Turning retirement savings into a steady income is a big step toward a worry-free retirement. This book introduces you to how to add annuities to your investment mix. It helps you evaluate how to select the best annuities for your needs and steer clear of the worst. You’ll learn how different types of annuities can help you turn your retirement savings into a monthly paycheck, protect your investments from market ups and downs, postpone taxes, stay in your home for the rest of your life, and even buy long-term care insurance for less.. Written by an annuity thought leader who is a frequent guest-expert on webcasts, podcasts and radio broadcasts as well as editor and publisher of Retirement Income Journal, the book offers the knowledge earned from interviews with hundreds of annuity industry insiders on their own turf. Get insight into which annuities do (or don’t) provide near-retirees and retirees with solid value. Stretch your savings into lifelong income Ask smarter questions when talking to an agent, broker or adviser Retire with less anxiety about the market Feel more in control of your financial life Annuities For Dummies is the must-have guide for anyone making retirement plans or managing their retirement savings.

Download or read book Insurance Activities of Banks written by Karol K. Sparks and published by Wolters Kluwer. This book was released on 2011-12-19 with total page 1480 pages. Available in PDF, EPUB and Kindle. Book excerpt: As more and more banking organizations enter the insurance business, the line between banks and insurance agencies has virtually disappeared - in practice and in the eyes of federal and state legislators. The need has never been greater for a clear guide that explains the legal and regulatory limits placed on banks involved in insurance sales activities. Insurance Activites of Banks, Second Edition provides authoritative coverage of insurance products now offered by banks plus the latest judicial and legislative developments, including the landmark Gramm-Leech-Bliley Act, that affect their activities. It presents in clear detail on such vital topics as: The many types of insurance activities now being handled by banks, including retail sales of insurance and underwriting risk Major state insurance regulatory issues and how banks are affected State banks, national banks, and thrifts, and the insurance activities permissible for each type of institution The various organization structures, such as bank holding companies, financial holding companies, financial subsidiaries, and how to choose the right entity for conducting insurance activities. Offshore insurance activities.