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Book Commercial Banking Structure Regulation and Performance

Download or read book Commercial Banking Structure Regulation and Performance written by James R. Barth and published by . This book was released on 1997 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Commercial Banking Structure Regulation and Performance

Download or read book Commercial Banking Structure Regulation and Performance written by James R. Barth and published by . This book was released on 2013 with total page 101 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper provides detailed information on banking structure, permissible banking activities, regulatory structure, deposit insurance schemes, and supervisory practices in each of the 15 European Union countries, as well as in Canada, Japan, Switzerland, and the United States. Comparisons across the countries show there is a wide range of banking structures and supervisory practices, and there is a roughly equal division between those countries that rely on the central bank as the chief banking supervisor and those that do not. In addition, although all of the countries currently have deposit insurance schemes, these schemes differ widely in many respects. Cross-country comparisons of the different aspects of banking do reveal one common characteristic, however. Almost all of the countries allow a wide range of banking activities, including underwriting, dealing, and brokering in both securities and insurance, and these activities can generally be conducted either directly in a bank or indirectly through a subsidiary of a bank, rather than through a holding company structure. The notable exceptions to this common tendency are the United States and Japan. An appendix presents an exploratory regression analysis illustrating a way in which empirical examinations of bank performance might be enriched by taking into account differences in permissible banking activities across countries.

Book The Structure of Financial Regulation

Download or read book The Structure of Financial Regulation written by David Mayes and published by Routledge. This book was released on 2007-01-18 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the area of financial regulation in the banking sector. Editors Mayes and Wood bring together such acadmics as Charles Goodhart, Charles Calomiris and Kern Alexander whose expertise shines through this volume to provide a reference tool for researchers, students and bankers themselves which will prove invaluable.

Book Aligning Financial Supervisory Structures with Country Needs

Download or read book Aligning Financial Supervisory Structures with Country Needs written by Jeffrey Carmichael and published by World Bank Publications. This book was released on 2004 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication contains the proceedings of an international conference on the regulation of financial institutions and supervisory structural reforms, held in Washington D.C., United States in December 2003 and involving participants from 52 countries. It considers case studies of experiences of regulatory reform approaches adopted in a number of countries including Australia, South Africa, Ireland, Sweden, Hungary and Estonia.

Book Doing Business 2020

Download or read book Doing Business 2020 written by World Bank and published by World Bank Publications. This book was released on 2019-11-21 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seventeen in a series of annual reports comparing business regulation in 190 economies, Doing Business 2020 measures aspects of regulation affecting 10 areas of everyday business activity.

Book The Cambridge Handbook of Twin Peaks Financial Regulation

Download or read book The Cambridge Handbook of Twin Peaks Financial Regulation written by Andrew Godwin and published by Cambridge University Press. This book was released on 2021-07-15 with total page 595 pages. Available in PDF, EPUB and Kindle. Book excerpt: First proposed in 1994, the Twin Peaks model of financial system regulation employs two specialist peak regulators: one charged with the maintenance of financial system stability, and the other with market conduct and consumer protection. This volume, with contributions from over thirty scholars and senior regulators, provides an in-depth analysis of the similarities and differences in the Twin Peaks regimes that have been adopted around the world. Chapters examine the strengths and weaknesses of the model, provide lessons from Australia (the first to adopt the model), and offer a comparative look at the potential suitability of the model in leading non-Twin Peaks jurisdictions. A key resource for central bankers, public policy analysts, lawyers, economists, politicians, academics and students, this work provides readers with a comprehensive understanding of the Twin Peaks model, and a roadmap for countries considering its adoption.

Book Institutional Structure of Financial Regulation

Download or read book Institutional Structure of Financial Regulation written by Robin Hui Huang and published by Routledge. This book was released on 2016-10-15 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: In light of on-going global financial crises, the institutional structure of financial regulation is currently a subject of significant academic and practical interest. The financial crisis has called into question the adequacy of financial regulation at the national and supranational levels, and has instigated financial regulatory reforms in major markets overseas. This has included the enactment of the Dodd-Frank Act in the US, and the programme to split the Financial Services Authority in the UK. This book examines the institutional structure reform of financial regulation from a comparative perspective, exploring both fundamental theories and international experiences. The book explores the three main institutional structures of financial regulation in the world; the sectors-based model, adopted in the US, Mainland China and Hong Kong; the twin-peaks model with Australia and the Netherlands as its pioneers; and the single-regulator model as represented by the former Financial Services Authority in the UK and the Financial Services Agency in Japan. The book contains contributions from renowned experts in the field of financial regulation including Douglas Arner, Jeffrey Carmichael, Robin Hui Huang, Dirk Schoenmaker, and Michael Taylor, and will be of interest to students and researchers of banking and finance law, and comparative economics.

Book Commercial Banking Structure Regulation and Performance

Download or read book Commercial Banking Structure Regulation and Performance written by James R. Barth and published by . This book was released on 1997 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book Cross national Comparison for Bank Regulatory Structure and Performance

Download or read book Cross national Comparison for Bank Regulatory Structure and Performance written by Institute for Strategy Development and published by . This book was released on 1991 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book International Convergence of Capital Measurement and Capital Standards

Download or read book International Convergence of Capital Measurement and Capital Standards written by and published by Lulu.com. This book was released on 2004 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Book The Regulation and Supervision of Banks

Download or read book The Regulation and Supervision of Banks written by Chen Chen Hu and published by . This book was released on 2018 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past two decades, the banking industry has expanded and consolidated at a stunningly unprecedented speed. In this time banks have also moved from focusing purely on commercial banking activities to being heavily involved in market-based and transaction-oriented wholesale and investment banking activities. By carrying out an all-encompassing set of activities, banks have become large, complex, interconnected, and inclined to levels of risk-taking not previously seen. With the onset of the 2008 global financial crisis it became apparent that there was an issue of institutions being too big to fail. This book analyses the too-big-to-fail problem of banks in the EU. It approaches the topic from an interdisciplinary perspective using behavioural finance as a tool to examine the occurrence of the global financial crisis and the emergence of the structural problem in large banking institutions. The book draws a comparison between the EU, the US and the UK and the relevant rules to assess the effectiveness of various approaches to regulation in a global context. Chen Chen Hu goes on to use behavioural analyses to provide new insights in evaluating the current structural reform rules in the EU Proposal on Bank Structural Regulation and the newly adopted bank recovery and resolution regime in the EU Bank Recovery and Resolution Directive and the Single Resolution Mechanism (SRM) in the Single Resolution Regulation.

Book An International Comparison and Assessment of the Structure of Bank Supervision

Download or read book An International Comparison and Assessment of the Structure of Bank Supervision written by James R. Barth and published by . This book was released on 2002 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: Countries around the worl ...

Book Regulatory Structure and Risk and Infrastructure Firms An International Comparison

Download or read book Regulatory Structure and Risk and Infrastructure Firms An International Comparison written by Ian Alexander and published by . This book was released on 1999 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: December 1996 How does choice of regulatory regime affect the level of shareholder risk in regulated companies? A new study shows that investors bear the greatest nondiversifiable risk with price caps and the least with rate-of-return regulation. Evidence about how choice of regulatory regime affects the level of shareholder risk for the regulated company has traditionally focused on studies in the United Kingdom and the United States. Broad comparisons of price-cap-based regimes (as practiced in the United Kingdom) with rate-of-return regulation (as practiced in the United States) show price-cap-based regimes to be associated with higher levels of shareholder risk (as measured by the beta value) than rate-of-return regulation is. But so few countries were compared that other factors could be at work. Alexander, Mayer, and Weeds broaden the investigation by studying more countries (including regulated utilities in Canada, Europe, and Latin America), doing a sectoral comparison to control for some risks related to factors other than the regulatory regime, and use narrower classifications for regulatory regime. They also look at such recent evidence as the move from relatively pure price caps in the U.K. electricity sector to a mixed-revenue/price-cap-based system. The results of their survey are in line with results from earlier research. They find that investors bear the greatest nondiversifiable risk with price caps and the least nondiversifiable risk with rate-of-return regulation. Once governments and regulatory agencies quantify how the choice of regulatory regime affects the average level of shareholder risk, they can weigh the relative merits of various options not only in terms of incentives for cost reduction but also in terms of the allowable level of investor profit. This paper - a product of the Private Sector Development Department - is part of a larger effort in the department to improve understanding of the impact of regulation on infrastructure firms.