Download or read book An Inside View of Latin American Microfinance written by Marguerite Berger and published by IDB. This book was released on 2006 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book describes the evolving Latin American microfinance model. In a region of great inequality and economic instability, microfinance is a capitalist paradox.
Download or read book Microfinance in Latin America written by Lion Hirth and published by . This book was released on 2007 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2006 in the subject Economics - Finance, grade: 1,0, University of Massachusetts - Amherst (Department of Economics), course: Wirtschaftliche Entwicklung - Economic Development, 31 entries in the bibliography, language: English, abstract: Rewarding the Nobel Peace Prize to Muhammad Yunus, the committee acknowledged that microfinance is the latest fashion of both development policy and development economics, some call it even a "popular mass movement" (Woller et al. 1998). Indeed, the development over the last 30 years is impressive: Today, more than 100 million poor have access to small loans. While the formal financial sector perceived financial services to the poor "unimportant for the economy, unprofitable for financial institutions, and unnecessary for the poor", modern microfinance institutions (MFIs) have proven that high recovery rates do not depend mainly on circumstances and the characteristics of the borrower, but on the design of the credit program: "repayment depends fundamentally on factors within the control of the lending institutions" (Robinson 2001). This paper gives a short overview about the roots of modern microfinance and its global history. Some central theoretical aspects of financial markets are discussed and the main innovations of modern microfinance are presented. Focusing on Latin America, the paper shows that microfinance is booming on the continent. While Village Banks, focused on the poor, are still growing, a larger trend goes towards commercialization, including the entrance of established banks to the market. It seems quite clear that these banks reach even less of the poorest than not for profit NGOs do. More disturbing, there is little empirical evidence that microfinance can help many poor people in Latin America. The role of microfinance in the overall development progress is small at best.
Download or read book Microfinance and Poverty written by Hege Gulli and published by IDB. This book was released on 1998 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Profile of Microfinance in Latin America in 10 Years written by Beatriz Marulanda and published by . This book was released on 2005 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Handbook of Microfinance written by Beatriz Armendariz and published by World Scientific. This book was released on 2011 with total page 700 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.
Download or read book New Approaches to Microfinance Client Assessment in Latin America written by Carter Garber and published by . This book was released on 2003 with total page 21 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examines the recent progress of Latin American microfinance institutions (MFIs) in assessing their effects upon clients.
Download or read book The Commercialization of Microfinance written by Deborah Drake and published by . This book was released on 2002 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt: * Addresses key issues related to bringing microfinance into the commercial realm * Written by prominent practitioners and scholars from a variety of organizations While many microfinance organizations started as NGOs, there is now a growing movement for them to transform into regulated, for-profit entities. Concurrently, commercial banks, credit unions, and specialized investors are also entering the market. The Commercialization of Microfinance synthesizes case studies from Latin America and beyond, delving into the trends and challenges of converting microfinance institutions into commercial entities. Prepared by ACCION, this book will be essential reading for anyone interested in understanding how the world of microfinance is changing, and how that world affects the broader processes of development.
Download or read book An Inventory of Microfinance Institutions in Latin America and the Caribbean written by Peter Fidler and published by . This book was released on 1997 with total page 21 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Latin American Microfinance Industry written by Tor Jansson and published by . This book was released on 2000 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Download or read book Factors Influencing Poverty Outreach Among Microfinance Institutions in Latin America written by Naomi Crowther and published by . This book was released on 2015 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This report investigates the poverty outreach of 14 microfinance institutions (MFI) across six Latin American countries: Peru, Colombia, Bolivia, Ecuador, Guatemala, and Nicaragua. It uses information that these MFIs have collected in terms of poverty likelihood using the Progress Out of Poverty Index (a.k.a. Simple Poverty Scorecard) supplemented by in-depth interviews with industry experts. The following is a summary of the report findings. Those who reach the highest percentage of poorer clients are the ones that focus on clients in regions with higher percentages of poor people. The report also surfaced two interlinked factors driving poverty outreach across some Latin American markets: competition and over-indebtedness. Increased banking saturation is changing the landscape of microfinance, pushing MFIs who do not explicitly target the poor to provide loans to poorer individuals. The wealthier the client of an MFI the larger the average loan size and number of loans that they receive, which is consistent with the MFIs' financial sustainability. Across countries, MFIs reach the lowest percentages of poorer households in regions with lower population density and challenging geographies. The report also found significant correlations between the number of previous loans and the size of subsequent loans, but non-significant correlations between the percentage of poorer MFI clients in a region and the loan size. The report also triangulates information gleaned from MFI interviews to shed light on their behavior, such as the commercial strategies of these MFIs. Micro-level data was also used to understand the MFIs' client profiles in terms of loan size and the frequency with which they receive loans.
Download or read book Microfinance in Latin America and the Caribbean written by Sergio Navajas and published by . This book was released on 2006 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Microfinance In Latin America written by S. Rajagopalan and published by . This book was released on 2007-06-28 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past three decades, the field of microfinance has persistently sought to reach financial products and services savings, loan, and insurance to poor and low-income sections in the developing world, which includes Asia, Africa, Latin America, a
Download or read book Great Expectations written by John Weiss and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance institutions (MFIs) are often seen by aid practitioners as a manifestly effective means of improving the position of the poor. Despite this widely held view, detailed research studies have been much more guarded about the impact of MFIs. In particular, several studies have raised doubts about the effectiveness of MFIs in reaching the “core poor”. This paper surveys the evidence from Asia and Latin America and contrasts experiences in the two regions. Studies on the former have been carried out more “rigorously”, but in both regions the evidence that microfinance is reaching the core poor is very limited.
Download or read book Microfinance Guarantees written by Robin Young and published by . This book was released on 1997 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Essays on Microfinance in Latin America written by Roselia Servín Juárez and published by . This book was released on 2012 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financial Regulation and Its Significance for Microfinance in Latin America and the Caribbean written by Tor Jansson and published by . This book was released on 1997 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt:
