Download or read book An Evaluation of the Consumer Credit Counseling Service in Missoula Montana written by Cynthia Elizabeth Bryson and published by . This book was released on 1971 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book An Evaluation of the Consumer Credit Counseling Service of Cascade County Inc written by Sereta Ann Gerhart Taylor and published by . This book was released on 1973 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book An Evaluation of the Consumer Credit Counseling Service in Butte Montana written by Lola Ardelle Lueck Krueger and published by . This book was released on 1970 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book An Impact Study of the Consumer Budget Counseling Service of Milwaukee Wisconsin written by Genell Scheurell and published by . This book was released on 1980 with total page 496 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Client Evaluation of the Consumer Credit Counseling Service of Fargo ND written by Hugo D. Moeckel and published by . This book was released on 1984 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Credit Counseling Service written by National Foundation for Consumer Credit (U.S.) and published by . This book was released on 1968 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Credit Counseling Service Study written by Metropolitan Council for Community Services (Chattanooga, Tenn.). Study Committee and published by . This book was released on 1975 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Economic Impact of Consumer Credit Counseling as an Alternative to Personal Bankruptcy written by Michael Thomas Collins and published by . This book was released on 1971 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Proceedings of the National Consumer Credit Counseling Service Conference written by and published by . This book was released on 1967 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Analyses of Consumer Credit Counseling Service Clients written by Mary Joan Verver and published by . This book was released on 1974 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book A Survey of Consumer Credit Counseling Service Clients written by Ellen Kay Hosking Dwyer and published by . This book was released on 1972 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Master s Theses in Education written by T. A. Lamke and published by . This book was released on 1972 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Behavioral Effectiveness of Consumer Credit Counseling Service on Past Clients in Linn Benton County Oregon written by Linda Michelle Vallade and published by . This book was released on 1980 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: The effectiveness of the Consumer Credit Counseling Service (CCCS) program on past clients' current money and credit management was researched in this study. The researcher investigated whether the experience of consumer credit counseling had any behavorial impact on past clients' current credit practices. A sample of 104 clients who lived in toll-free Linn-Benton County was selected from the closed CCCS files. These clients were individuals and families who had sought and obtained counseling and terminated the counseling program between 1974 and 1979. A letter was sent to the 104 clients explaining the study and indicating that the researcher would contact them by phone to administer the questionnaire. Fifty clients participated in the study. Of the remaining 54 clients, 49 could not be contacted or had moved from the Linn-Benton County area, and five declined for personal reasons. The completion rate of persons able to be contacted was 90 percent. Background information on the 50 clients was obtained from the CCCS application files. Before participation in the CCCS program, the 50 clients had a mean age of 31 years; the mean number of dependent children was 1.7; 29 clients were married, five were separated, 14 were divorced, and two were single; 28 percent of the clients were employed in white collar occupations and 72 percent were employed in blue collar occupations; the mean income was $7,336; the mean amount of savings was $2.20; the mean amount of debt was $4,290.98; the mean income to debt ratio was 3.15; the mean number of creditors was 11.36; and the mean number of credit cards used was 2.38. The mean time span since the clients left the CCCS program was three years. Of the 50 clients in the study, 29 terminated the program by self-administration, 20 clients were drop outs, and one client declared bankruptcy. At the time of the interview, February 1980, the clients had a mean age of 34 years; mean number of dependent children was 1. 8; 31 clients were married, one was separated, 15 were divorced, and three were single; 32 percent of the clients were employed in white collar occupations and 68 percent were employed in blue collar occupations; the mean income was $15,290; the mean amount of savings was $412.98; the mean amount of debt was $2,633.80; the mean income to debt ratio was 21.83; the mean number of creditors was 2.58; and the mean number of credit cards used was 1.02. There was a significant change in the number of credit cards used, number of creditors owed, the amount of debt owed, and the amount of savings acquired when a t-test was applied at the .05 significance level. There was no association between change in number of credit cards used, change in creditors owed, change in amount of savings, change in amount of debt, and type of termination (drop outs or self-administered) and length of time since termination when a t-test or analysis of variance (F-test) was applied at the .05 significance level. The clients in the study did tend to change their credit and financial practices after participation in the CCCS program. The 50 clients (100 percent) reported the CCCS program as very helpful in assisting them with financial difficulties. This researcher concluded that the CCCS program did have an behavorial impact on clients' current credit and financial practices.
Download or read book The Development of a Competency based Consumer Credit Counseling Certification Examination written by Helen Anna M. Simmons and published by . This book was released on 1976 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Journal of Home Economics written by and published by . This book was released on 1980 with total page 830 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit Counselling and Debt Management Services in the United States written by Gyeongmin Park and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This scoping paper outlines credit counselling and debt management structures in the United States and their effectiveness in improving consumers' financial management status. First, various public and private credit counselling systems are explained with a focus on each institution's roles and functioning areas. Second, the overall results of credit counselling are assessed using reports from the National Foundation of Credit Counseling's Sharpen Your Financial Focus Initiative and non-profit credit counselling agencies located in multiple states. Due to the diversity of economic statuses in various states, state-level financial management structures are also incorporated. Additionally, several non-profit credit counselling agencies are assessed to identify the commonalities of good practices among money advice services. This scoping paper finds that while the United States' credit counselling service evaluation outcomes do help consumers resolve debt problems overall, a stricter evaluation and feedback process is required and measures to prevent deceptive actions by for-profit credit counselling agencies is critical. The lack of existing information concerning the effectiveness of credit counselling and consumer feedback after going through such services raises difficulties when defining the qualitative data and suggesting credit counselling and debt management system application methods. For a more valid analysis and strategy suggestion, a transparent information system and legislatures are needed.
Download or read book Public Health Service Research Grants and Fellowships written by National Institutes of Health (U.S.). Division of Research Grants. Statistics and Analysis Branch and published by . This book was released on 1974 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt:
