Download or read book An Analysis of Competition in the California Title Insurance and Escrow Industry written by California. Department of Insurance and published by . This book was released on 2005 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book An Analysis of Competition in the Title Insurance Industry written by Joseph Real Brown and published by . This book was released on 1964 with total page 624 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Title Insurance written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2006 with total page 514 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Title Insurance written by Orice M. Williams and published by DIANE Publishing. This book was released on 2007-08 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Previously, the author identified issues related to title insurance markets, including questions about the extent to which premium rates reflect underlying costs, oversight of title agent practices, & the implications of recent state & fed. investigations. This report addresses those issues by examining: (1) the characteristics of title insurance markets across states; (2) factors influencing competition & prices within those markets; & (3) the current regulatory environment & planned regulatory changes. To conduct this review, the author analyzed available industry data & studies, & interviewed industry & regulatory officials in a sample of 6 states selected on the basis of differences in size, industry practices, regulatory environments, & number of investigations.

Download or read book Title Insurance written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2006 with total page 516 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The American Title Insurance Industry written by Joseph W Eaton and published by NYU Press. This book was released on 2007-08-01 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: After World War II, banks and other mortgage lenders began requiring insurance to protect them against flawed or defective real estate titles. Over the past sixty years, the title insurance industry has grown steadily in size, power, and secrecy: policies are available for both lenders and property owners and many title insurers offer an array of other real estate services, such as escrow and appraisal. Yet details about the industry’s operational procedures remain closely guarded from public exposure. In The American Title Insurance Industry, Joseph and David Eaton present evidence that improvements in recordkeeping over the last sixty years—particularly the advent of computers—have reduced the likelihood of a defective title going unnoticed in a property transaction. But the industry’s flaws run deeper than mere obsolescence: in most states, title insurers are allowed to engage in anticompetitive business practices, including price-fixing. Among the findings in this meticulously researched study are instances of insurers charging premiums well above the amount necessary to compensate them for assuming the risk of defect and identical policies with identical risk that vary in price by hundreds of percentage points for different geographic locations. The authors also examine the widely ignored role that the federal and most state governments play in perpetuating the title insurance industry’s unfair practices. Whereas most private industries prefer as little government intervention as possible, title insurers welcome it. Federal statue exempts title insurers from anti-trust liability, opening the door for price-fixing and destroying any semblance of free-market competition or market power for consumers. A landmark study for elected officials, and all those involved in the insurance, real estate, and brokerage industries, The American Title Insurance Industry brings to light a long-neglected problem—and offers suggestions for how it might be remedied.

Download or read book Title Insurance written by James L. Gosdin and published by American Bar Association. This book was released on 2007 with total page 1026 pages. Available in PDF, EPUB and Kindle. Book excerpt: Secure the best title insurance coverage with the assistance of this revised and completely updated deskbook. Comprehensive yet practical, this book provides the expert tools and essential information for transactional real estate attorneys who need to understand the complexities of title insurance coverage. Of critical importance is the detailed legal analysis of the new 2006 ALTA Forms, including the 2006 ALTA Owner's Policy and 2006 ALTA Loan Policy. This edition now includes an invaluable CD-ROM containing the complete appendices.

Download or read book Competitive Practices in the Title Insurance Industry written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law and published by . This book was released on 1989 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Mortgages written by Hank C. Sentowski and published by Nova Publishers. This book was released on 2007 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: A mortgage represents a loan or lien on a property/house that has to be paid over a specified period of time. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages, terminology and vested interests. Mortgages represent one of the most (if not the most) significant investment decisions most individuals will make in their lifetimes. This new book presents invaluable information on some of the primary types of mortgages as well as FAQ and future trends in the industry.

Download or read book Analysis of California s Escrow Industry as it Affects Real Estate Licensees written by Arthur Young & Company and published by . This book was released on 1988 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Licensing of Real Estate Brokers as Underwritten Title Insurance Agents written by Bruce M. Owen and published by . This book was released on 1976 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Distribution of Title Insurance in California written by Alfred E. Hofflander and published by . This book was released on 1976 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book CIS Annual written by and published by . This book was released on 2007 with total page 784 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The American Title Insurance Industry written by Joseph W. Eaton and published by . This book was released on 2007 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book California Title Insurance Practice written by John L. Hosack and published by . This book was released on 1980 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Profitability of the California Title Insurance Industry written by Irving H. Plotkin and published by . This book was released on 1976 with total page 63 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The Title Insurance Industry written by American Land Title Association. Research Committee and published by . This book was released on 1979 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt: