Download or read book Agricultural Credit and Economic Growth in Rural Areas written by Denis A. Nadolnyak and published by . This book was released on 2017 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this paper, we set out to establish if there is a link between finance and economic growth in rural areas. In particular, we evaluate the relation between credit by major lenders in rural areas - commercial banks and Farm Credit System institutions - and economic growth for the period 1991-2010. The motivation for this work comes from empirical studies showing a link between economic development and financial system development as well as from work which highlights the positive role of long-term finance provided by banks. Using two different datasets - with regional and with state level data - we find a positive association between agricultural lending and agricultural GDP growth per rural resident with the positive association stronger during the 1990s. Our results point to a positive link between credit and economic growth in rural areas during that period, attributable to the lending by FCS institutions and by commercial banks.
Download or read book Factor Pricing and Economic Growth in Underdeveloped Rural Areas written by Anthony Bottomley and published by . This book was released on 1971 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study of the modification necessary to make factor pricing analysis applicable to the economic conditions of rural areas of developing countries and to integrate it into a macro economic theory of economic growth - describes the models used, examines wages rates, labour supply and productivity, rents in the context of land supply and land ownership, the cost and availability of loans and credit, the determination of rural factor costs (incl. Labour costs) and the interrelation of costs and profits, etc. Diagrams and references.
Download or read book Rural and Agricultural Credit Issues written by United States. Congress. Senate. Committee on Agriculture, Nutrition, and Forestry and published by . This book was released on 1998 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Agricultural Credit and Rural Savings II written by Ohio State University. Department of Agricultural Economics and Rural Sociology and published by . This book was released on 1976 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Credit Rationing and Institutional Constraint written by Xiangping Jia and published by Peter Lang. This book was released on 2008 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt: The availability of credit has long occupied a central place in development strategies. Rural credit institutions are more than an instrument of intermediation, they also handle risk, mobilize and disseminate information about market and technology. Given the informational problems and innate disadvantages of rural credit markets, the rationale for laissez-faire and liberalization is by no means based on a sound understanding of the state's role in redressing market failures. This study examines the rural credit market in China, its impacts on agricultural transformation and the state's role in the functioning of markets. The particular objectives are to identify the determinants of credit rationing in both formal and informal sectors, to show the extent of credit rationing, to reveal the dynamic role of institutional lending in agricultural transformation, and to understand the challenges in developing efficient institutions.
Download or read book Rural Credit written by United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Capital Markets, Securities, and Government Sponsored Enterprises and published by . This book was released on 1996 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Finance for Food written by Doris Köhn and published by Springer. This book was released on 2014-02-19 with total page 293 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.
Download or read book Capital and Credit Needs in a Changing Agriculture written by Emanuel Lester Baum and published by . This book was released on 1961 with total page 438 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Agricultural Development and Economic Growth written by Herman McDowell Southworth and published by Ithaca, N.Y., Cornell U.P. This book was released on 1967 with total page 640 pages. Available in PDF, EPUB and Kindle. Book excerpt: Composite work on the relationship of rural development to economic growth, with particular reference to developing countries - covers economic implications of agrarian reform, land tenure, traditional social structures, human resources development, marketing, trade, price policy, taxation, agricultural policy, etc. Map, references and bibliographys.
Download or read book Rural Financial Markets in Developing Countries written by Von Pischke, J. D. and published by Johns Hopkins University Press. This book was released on 1983 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: Until recently the use of agricultural credit as a developmental tool seemed clear and straightforward. Most concerned people believed that increases in the volume of cheap credit were necessary to boost agricultural production, and that the rural poor could be brought into the mainstream of development through supervised credit programs. It seemed that certain ideal types of rural credit institutions offered the promise of meeting farmers' credit needs, and that experience in the industrialized countries with cooperatives and specialized agricultural finance institutions could be effectively transplanted to low-income countries. This collection of readings highlights facets of rural financial markets that have often been neglected in discussions of agricultural credit in developing countries. It moves beyond a narrow concern with the simple provision of credit to a broad consideration of the performance of rural financial markets and of ways to improve the quality and range of financial services for low-income farmers. It reflects new thinking on the design, administration, evaluation and policy framework of rural finance and credit programs in developing countries.
Download or read book Agricultural Credit and Rural Savings written by and published by . This book was released on 1976 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Undermining Rural Development With Cheap Credit written by Dale W Adams and published by Westview Press. This book was released on 1984-09-13 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: Conference papers on effect of agricultural credit and rural area financial markets on rural development in developing countries - includes case studies; examines problems with moneylenders; looks at interest rate policies, credit costs and soundness of cheap credit; analyses relationships between politics and financing, incl. The subsidyzing of credit; suggests alternatives such as informal savings mobilisation, credit for rural industries, etc. Graphs, references and statistical tables. Conference held in Washington 1981.
Download or read book Undermining Rural Development With Cheap Credit written by Dale W Adams and published by Taylor & Francis. This book was released on 2021-11-28 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published in 1985, twenty-three chapters are brought together in 4 parts dealing with, respectively, problems in rural finance, interest rate policies, politics and finance, and new directions for rural financial markets. In an introduction it is argued that cheap and abundant credit is often regarded as essential for rural development but that actions taken on the basis of this assumption have given disappointing results. Low-interest policies and the improper use of financial markets are seen as the principal reasons for this. It is recommended that higher and more flexible interest rates are allowed and that little or no attention is given to target loans. Informal lenders are thought to offer valuable services therefore they should not be discouraged. More emphasis should be put on voluntary savings mobilization and access to formal loans by non-farm rural firms. It is concluded that many traditional agricultural credit programmes are counterproductive and that attractive product and input prices together with higher yields would be more powerful in stimulating agricultural development.
Download or read book Agricultural Credit in Economically Underdeveloped Countries written by Horace Belshaw and published by . This book was released on 1959 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Agricultural Credit and Rural Savings written by Ohio State University. Capital Formation and Technological Change Project and published by . This book was released on 1972 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Near real time welfare and livelihood impacts of an active civil war Evidence from Ethiopia written by Abay, Kibrom A. and published by Intl Food Policy Res Inst. This book was released on 2022-03-01 with total page 57 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ethiopia is currently embroiled in a large-scale civil war that has continued for more than a year. Using unique High-Frequency Phone Survey (HFPS) data, which spans several months before and after the outbreak of the war, this paper provides fresh evidence on the ex durante impacts of the conflict on the food security and livelihood activities of affected households. We use difference-in-differences estimation to compare trends in the outcomes of interest across affected and unaffected regions (households) and before and after the outbreak of the civil war. Seven months into the conflict, we find that the outbreak of the civil war increased the probability of moderate to severe food insecurity by 38 percentage points. Using the Armed Conflict Location and Event Data (ACLED) on households’ exposure to violent conflict, we show that exposure to one additional battle leads to 1 percentage point increase in the probability of moderate to severe food insecurity. The conflict has reduced households’ access to food through supply chain disruptions while also curtailing non-farm livelihood activities. Non-farm and wage related activities were the most affected by the conflict while farming activities were relatively more resilient. Similarly, economic activities in urban areas were much more affected than those in rural areas. These substantial impact estimates, which are likely to be underestimates of the true average effects on the population, constitute novel evidence on the near-real-time impacts of an on-going civil conflict, providing direct evidence on how violent conflict disrupts the functioning of market supply chains and livelihoods activities. Our work highlights the potential of HFPS to monitor active and large-scale conflicts, especially in contexts where conventional data sources are not immediately available.
Download or read book Rural Finance for Growth and Poverty Alleviation written by Saeed Ahmad Qureshi and published by World Bank Publications. This book was released on 1996 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: To promote agricultural -- and hence economic -- growth, Pakistan must make more credit available to agricultural smallholders, the rural nonfarm sector, and women. Subsidizing interest rates is not the way to help marginal borrowers. Instead, they can be helped through fixed-cost subsidies and self-selected targeting. Pakistan's rural sector accounts for more than 70 percent of employment, and roughly two-thirds of rural employment is in agriculture. Less than a third of rural households get loans, only 10 percent of which are from institutional sources. Pakistan's credit institutions are not helping the country accelerate agricultural growth and reduce poverty. To improve performance in the rural economy and efficiency in financial institutions, rural credit markets must be liberalized. The government needs to initiate the following reforms: * Produce and price controls must be replaced by prudent regulation and supervision, combined with policies to stabilize the economy. * Commercial banks must operate in a competitive environment. They must be allowed to set interest rates for rural lending that cover their transaction costs. * Credit must be made available to support productivity growth for agricultural smallholders and small producers of the rural nonfarm sector, where Pakistan's growth potential lies. * Credit must be made available to women and to the rural poor for consumption-smoothing and for sustainable income-generating activities. Policy should be directed at developing a market-based financial system for rural finance, but because of market failures to support disadvantaged groups, a special-priority program may be needed to get credit to women, smallholders (with 10 acres or less), and the rural nonfarm sector (small-scale nonfarm activities such as livestock, fishery, forestry, and rangelands, and industrial microenterprises). Subsidizing interest rates is not the way to help marginal borrowers. Instead, they can be helped through fixed-cost subsidies and self-selected targeting. Nongovernmental organizations (NGOs) should be encouraged to help, keeping in mind such NGO success stories as the Grameen Bank in Bangladesh and Badan Kredit Kecaratan (BKK) in Indonesia. Commercial banks should be encouraged to lend on other bases than the mortgage and passbook system. They could experiment with wholesaling credit through input suppliers, marketing agents, and NGOs. They should consider lending for such downstream agricultural activities as agroprocessing. The biggest challenge facing rural finance is the restructuring of cooperatives. The next important step for the Agricultural Development Bank of Pakistan would be a portfolio audit -- the results of which will determine next steps, such as major restructuring of its portfolio and changing its ownership. To improve rural financing, the system of property rights, title, and default enforcement must also be strengthened, among other reforms. This paper -- a product of the Agricultural and Natural Resources Division, South Asia, Country Department I -- is part of a larger effort in the region to analyze major issues of agricultural growth and rural development in Pakistan and working with the government in developing a strategy to address those issues.
