Download or read book A Survey of Personal Finance Curriculum in Oregon Secondary Schools written by Gregory Brennan Breuner and published by . This book was released on 1978 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: An assessment of Oregon personal finance teachers' beliefs and recommendations for secondary personal finance curriculum was the major purpose of this survey. A questionnaire based on the concepts and subconcepts in the Oregon Personal Finance Education Guide was used for data collection. All Oregon personal finance teachers who taught the personal finance requirement during 1975-1976 and 1976-1977 comprised the sample for this study. Four hundred questionnaires were sent and 182 questionnaires were returned, representing 45.5 percent of the population. The findings of this survey were based on these responses. Teachers responded from all school sizes and geographic areas of Oregon. The major disciplines represented were business education, home economics, mathematics, and social studies. Information received by the researcher was organized in three sections. In the first section, the best combination of the two semesters required for the personal finance course was identified. With a choice of grades nine through 12, any combination of semesters at grades 11 and 12 received the support of 72.8 percent of the teachers. In the second section, the five major concepts and 29 subconcepts of the Personal Finance Education Guide were discussed. More specifically, the researcher sought answers to the following questions: 1. What concepts and subconcepts are taught in the personal finance curriculum? 2. What concepts and subconcepts are needed in the personal finance curriculum? The five major concepts are: I. Employment and Income II. Money Management III. Credit IV. Purchase of Goods and Services V. Rights and Responsibilities in the Marketplace All major concepts were taught and perceived as needed by more than 85 percent of the personal finance teachers except Concept I, Employment and Income. Forty two percent of the respondents stated this concept was not taught, while 33 percent felt it was not needed. While these teachers saw a need for this information in the high school curriculum, they stated that it was or should be taught in the career education course. Comments concerning the concepts, the subconcepts, and the Guide as a whole were also included in this discussion. These remarks covered addition, deletions and organization of the material. The most requested addition was taxation, with 44 separate comments. Suggestions included federal, state, and local taxes; income, property, and inheritance taxes; appropriate methods of tax reporting; consequences of improper records; and uses of tax money at all levels. Fifty nine percent of the respondents requested a more definitive approach to Concept IV, Purchase of Goods and Services with specific units to include housing, transportation, and food. In section III of the survey the researcher hoped to find the most popular curriculum sequence for the two semester course. Only 62 percent of all respondents completed this section. Those teachers who did respond suggested Concept I, Employment and Income, and Concept II, Money Management, be taught in the first semester. Concept III, Credit, and Concept V, Rights and Responsibilities in the Marketplace, belonged in the second semester, with Concept IV, Purchase of Goods and Services, appropriate for either semester. Those teachers who did not respond to this section gave two explanations: 1. If both semesters of the personal finance requirement were taught in the same year, the curriculum sequence was unimportant. 2. Schools using the "unit topic" approach were able to separate concepts and subconcepts by semesters, but "process oriented" programs, where concepts and subconcepts overlapped, made semester divisions irrelevant. The Oregon Personal Finance Education Guide is scheduled for revision during 1978. The suggestions and recommendations of the secondary personal finance teachers, as presented in this survey, will be used in this revision.
Download or read book Economic and Personal Finance Education in Our Nation s Schools In 2004 written by Robert F. Duvall and published by DIANE Publishing. This book was released on 2008-10 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: This survey gives an indication of how best to address the teaching of economics and personal finance in our nation. It must be state-by-state, because that is where curriculum decisions are made. The federal government must encourage states to place economic and personal finance education not only into state standards, but into the core curriculum. This report looks at the national picture and sees where we are succeeding and where we need more attention. Tables and maps.
Download or read book Resources in Education written by and published by . This book was released on 1999-10 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Personal Finance Common Curriculum Goals written by Oregon. Department of Education and published by . This book was released on 1990 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Routledge Handbook of Financial Literacy written by Gianni Nicolini and published by Routledge. This book was released on 2021-12-30 with total page 560 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.
Download or read book Financial Literacy written by Patricia Wallace and published by . This book was released on 2012 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Evaluating Mandated Personal Finance Education in High Schools written by Tzu-Chin Martina Peng and published by . This book was released on 2008 with total page 165 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: The purpose of this study is to evaluate the effectiveness of personal finance education mandates. Personal finance mandates in high school are classified into three categories based on curriculum requirements: (1) standard mandates provide guidelines for instruction; (2) course mandates require students to take a personal finance related course before graduation; and (3) test mandates require students to take a financial literacy test before graduation. To evaluate the impact of state level education mandates data from the 1997 to 2006 Jump$tart Financial Literacy Surveys was analyzed. The prior research using the Jump$tart data has shown that imposing a general mandate may have little impact on student financial literacy. In this study, mandating educational standards show partial positive impact on student financial knowledge test outcomes. Mandates that require taking a specific personal finance course upon completion of high school have a significant and positive impact on student financial literacy. Mandates that require testing of personal finance knowledge before graduating from high school were found to have a negative impact on student financial knowledge. The key findings of this study have important implications for policymakers, educators and researchers who are promoting the implementation of personal finance education. As more states are implementing personal finance education in current curriculum in recent years, the mandated educational standards start to show a positive relationship with student financial literacy. Development and implementation of a national educational standard for personal finance education should be guided under the leadership of federal government. Empirical results indicate that a positive relationship between a course mandate and student financial literacy enhances with the maturity of course mandates. More efforts on promoting mandatory personal finance course are encouraged. Policymakers should reevaluate the policy on mandating a state-wide personal finance test in high schools since the mandatory test appears to have a negative impact on student knowledge of personal finance. Mandating a specific personal finance course better enhances student personal finance knowledge than mandating tests. Educators are encouraged to work closely with government agencies to highlight the most efficient methods of increasing financial literacy in high schools. Researchers should further investigate the relationship between mandated personal finance education and student financial behavior.
Download or read book Personal Finance Education Guide written by Oregon. Department of Education and published by . This book was released on 1981 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Research in Education written by and published by . This book was released on 1974 with total page 1290 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book O S U Theses and Dissertations 1978 1982 written by Oregon State University and published by . This book was released on 1983 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Resources in Vocational Education written by and published by . This book was released on 1977 with total page 708 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Personal Finance Education Guide written by Oregon. Department of Education and published by . This book was released on 1974 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Kiplinger s Personal Finance written by and published by . This book was released on 1983-04 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.
Download or read book Kiplinger s Personal Finance written by and published by . This book was released on 1970-04 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.
Download or read book Survey of the States written by National Council on Economic Education and published by . This book was released on 2007 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the fifth survey since 1998 on the state of economic and personal finance education in the fifty states conducted by National Council on Economic Education (NCEE). A leader in promoting economic and personal finance education, NCEE conducts these surveys to gauge how the state standards, their implementation, course requirements, and state testing change over time. Responding to growing interest, this survey also includes, for the first time, data on the related area of entrepreneurship education. Progress continues to be made in the teaching of economics and personal finance in this nation's schools. However, much more work still needs to take place in terms of placing a greater emphasis on economics and personal finance in the K-12 curriculum; requiring separate, stand-alone courses in these subjects as part of high school graduation requirements; and testing student knowledge levels. Entrepreneurship Education, by comparison, is less emphasized in the curriculum. [For the "Survey of the States: Economic and Personal Finance Education in Our Nation's Schools in 2004", see ED494860.].
Download or read book Personal Finance Education written by Thomas Spielhofer and published by . This book was released on 2010 with total page 19 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book An Analysis of the Acceptance and the Conceptual Clustering of Personal Finance Competencies written by Margaret Frances Stamps and published by . This book was released on 1979 with total page 428 pages. Available in PDF, EPUB and Kindle. Book excerpt:
