Download or read book A Study of Financial Literacy Among the Women Entrepreneurs written by Patni Sana and published by Independent Author. This book was released on 2023-05-18 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In case of "I have purchase enough insurance protection for my future" the value of F=0.893 with significance level p=0.040 of individual's occupation as independent value. Here the assumed significance level (α =0.05) is greater than calculated values i.e. α =0.05> p=0.040. In case of "I believe that it is important to have a financial plan" the value of F=1.265 with significance level p=0.250 of individual's occupation as independent value. Here the assumed significance level (α =0.05) is lesser than calculated values i.e. α =0.05> p=0.250. In case "I regularly read on finance topics in regard to banks, commodity market etc." the value of F=0.284 with significance level p=0.984 of individual's occupation as independent value. Here the assumed significance level (α =0.05) is lesser than calculated values i.e. α =0.05 literacy campaign can be a good way to improve on digital financial literacy" the value of F=1.710 with significance level p=0.008 of individual's occupation as independent value. Here the assumed significance level (α =0.05) is greater than calculated values i.e. α =0.05 have a financial plan"; "I regularly read on finance topics in regard to banks, commodity market etc." the calculated significance level i.e. (p value) is greater than assumed level of significance (α =0.05). Henceforth, H0 Null hypothesis- There is no significant association between individual's occupation and their level of financial literacy was rejected by 0.05 level of significance. H1 Alternate hypothesis- There is a significant association between

Download or read book New Frontiers In Entrepreneurial Finance Research written by Quas Anita and published by World Scientific. This book was released on 2019-09-12 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides an updated view of new trends in entrepreneurial finance, with the aim of guiding academics and non-academics alike that want to gain a deeper understanding of this field.It collects recent contributions from scholars from all over the world. Each chapter provides new empirical or theoretical evidence on fundamental issues related to entrepreneurial finance, including business angels, crowdfunding, Initial Coin Offerings, Mini bonds, public support and more. Besides reviewing the recent trends in the field, the book also highlights new avenues for research, and implications for practitioners.

Download or read book Financial Literacy Among Working Women Need of the Hour written by Dr. Ruchi Jain Dr. Blessy Roy and published by Nitya Publications. This book was released on 2020-01-01 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial Literacy is the combination of having knowledge, skills, and understanding of financial concepts that enable an individual to make smarter financial decisions. A Financial literate is the one who knows how to handle, invest, and save income through the right way that will directly lead to more financially secure consumers and financially secure future for himself and the community.

Download or read book Financial Literacy of Women Entrpreneurs written by and published by . This book was released on 2021 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Financial Literacy and Managerial Capacity of Women Entrepreneurs in Small Firms and Access to Formal Sources of Finance written by Md. Mosharref Hossain and published by . This book was released on 2021 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Financial Nutrition for Young Women written by Melissa Donohue and published by Bloomsbury Publishing USA. This book was released on 2017-09-21 with total page 187 pages. Available in PDF, EPUB and Kindle. Book excerpt: A powerful resource for all women who want a better understanding of financial empowerment, this book provides an easy-to-follow approach for adults to teach girls about money—and for girls to do some learning on their own. Women earn 78 cents on the dollar, on average, compared to men in America, despite decades of fighting for wage equality. And while it is true that women have significantly more opportunities for earning than in past eras, this improved ability for women to determine their own financial future makes it more important that girls understand the strategies for financial success. Financial Nutrition® for Young Women: How (and Why) to Teach Girls about Money addresses the two critical levels that are necessary to truly eradicate women's economic inequality: what to teach girls and what women need to learn. Authored by a financial educator who is also a mother and a teacher, this book is for people who care about teenage girls—parents and other family members, educators, financial advisors, troop leaders, camp directors, and community organization leaders. The talking points and independent activities are easily accessible and engaging for both adults and students. Financial Nutrition® for Young Women: How (and Why) to Teach Girls about Money can be used effectively in the home, the classroom, afterschool programs, clubs, and camps, as well as in girls' organizations. It can also be a resource to women who want to better understand how to empower themselves financially.

Download or read book Women and Financial Education Evidence Policy Responses and Guidance written by OECD and published by OECD Publishing. This book was released on 2013-10-16 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides policy guidance to help policy makers address women's and girls' needs for financial education, and a comprehensive analysis of the current status of knowledge on gender differences in financial literacy and policy responses in terms of financial education for women and girls.

Download or read book Women and Financial Literacy Its Measurement Method and Outcomes written by Angelina Scholtysik and published by GRIN Verlag. This book was released on 2018-09-25 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2014 in the subject Economics - Finance, grade: 1,0, , language: English, abstract: The purpose of this paper is to explain financial literacy, its measurement method and outcomes, particularly with respect to gender. Next, we analyze the gender gap by scrutinizing current research on this topic. Finally, we examine current initiatives providing help to women in need of financial education. Data from different household and health surveys revealed that the level of financial literacy is low worldwide. Particularly regarding the gender effect, this finding is concerning. Women tend to be less sophisticated in financial matters than men, whilst facing more demographic and economic barriers. Despite the effort to measure financial literacy, there is no consensus on the sources of gender differences. This suggests that, although policy makers and economies mount initiatives in order to enhance financial literacy among women around the world, research regarding factors affecting women’s financial education and attitude towards financial literacy is still in its infancy. In addition, to date little evidence is given on their efficacy of those new established financial education programs. In times of economic and demographic change, personal financial literacy is crucial in everyday life decisions and future planning. Since several countries changed their pension schemes from traditional defined benefit pensions to individual- account contribution schemes and financial instruments become more and more complex, individuals have been confronted with decision makings over savings, investments and consumption on their own, bearing the risk of wrong investment choices and bad liquidity management leading to an insecure financial future. Overall and regardless of the country’s economic development and pension scheme, the level of knowledge on financial matter referred to as financial literacy is suggested to be very low around the world.

Download or read book Financial literacy motivated reasoning and gender written by Thérèse Lind and published by Linköping University Electronic Press. This book was released on 2019-05-16 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: I wrote this thesis to create a better understanding of how individual characteristics influence our feelings, our behavior and our way of interpreting information. My focus is on financial behavior and financial information, however I also consider a political context. I investigate the (usually) enabling abilities of financial literacy and numeracy. I also consider impediments such as stereotype threat and motivated reasoning, which can prevent people from engaging in certain behaviors or from interpreting information objectively. Both processes stem from valued beliefs and psychological foundations, consequently peoples’ efforts, decisions, and evaluations are based on them. The first essay, “Competence, confidence, and gender: The role of perceived and actual financial literacy in household finance,” broadens our understanding of the benefits of financial competence. I contrast perceived and actual levels of financial literacy, and consider the role of numeracy and cognitive reflective ability. I conclude that perceived and actual levels of financial literacy positively affect behavior and wellbeing; however, perceived financial literacy more so than actual financial literacy. No such effect is observed for numeric ability and cognitive reflection. Furthermore, women are more anxious about financial matters even though they tend to engage more frequently in the considered financial behaviors. The second essay, “Threatening finance? Examining the gender gap in financial literacy,” continues my exploration of the relationship between gender and financial literacy. In a series of studies, I investigate whether the observed gender gap in financial literacy can be identified in nonnumerical contexts, if it can be associated with confidence in financial matters, and if it can be attributed to stereotype threat, which posits that inbuilt prejudices about gender and finance undermine women’s performance of tasks that involve finance. The results show that the observed gender gap in financial literacy is robust even in nonnumerical financial contexts and suggest that a stereotype threat for women in the financial domain might be present. The gender gap in financial literacy could not be attributed to a difference in (displayed) confidence. In the third essay, “Preferences for lump-sum over divided payment structures,” I investigate whether or not people display systematic preferences for lump–sum or divided payment structures and how these preferences differ in gain (benefit) and loss (payment) situations. I investigate what happens when payments belong to a single underlying event, such as when people can choose to pay immediately or in installments. I also examine whether or not individual differences in time preferences, risk preferences, numeracy, and financial literacy are associated with preferences for one payment structure or the other. The aggregate results show a tendency for people to prefer obtaining and paying money in lump sums. I find no systematic indication that the considered individual differences play a role in this type of decision. The fourth essay, “Motivated reasoning when assessing the effect of refugee intake,” inquires into differences in worldview ideology, whether people identify as nationally or globally oriented, hinder them from objectively interpreting information. I use an experiment to find out if people display motivated reasoning when interpreting numerical information about the effects of refugees on the crime rate. Our results show evidence of motivated reasoning along the lines of worldview ideology. However, individuals with higher numeric ability were less likely to engage in motivated reasoning, leading to the conclusion that motivated reasoning is more likely to be driven by feelings and emotional cues than by deliberate analytical processes.

Download or read book Financial Literacy Amongst Women Entrepreneurs in Kenya written by Kinyanjui Joyce Wangui and published by . This book was released on 2018 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Financial Literacy Among Rural Areas of North India written by Harish Kumar Banga and published by GRIN Verlag. This book was released on 2020-11-25 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt: Case Study from the year 2020 in the subject Business economics - Business Management, Corporate Governance, , language: English, abstract: This study analyzed the main differences in Financial literacy across different districts of Himachal Pradesh. The purpose was to understand Importance of financial Literacy among people of rural areas and to identify the differences in financial literacy based on the gender of rural areas. A questionnaire was designed including some financial knowledge-seeking questions. Descriptive analysis and one-way ANOVA were performed to identify the main factors for both genders.The researcher has considered in Himachal Pradesh as an area of study and that too in rural province of the area. It was observed in the process of study that nevertheless how much a female is educated or expert in financial matters they have to look forward to male members of the family for approving their decision regarding financial matters.

Download or read book Financial Literacy written by Olivia S. Mitchell and published by Oxford University Press. This book was released on 2011-10-27 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: As defined contribution pensions become prevalent, retirees are increasingly responsible for managing their own pension assets and thus their own financial literacy becomes crucial. Based on empirical evidence and new research, the book examines how financial literacy enhances retirement decision-making in ever more complex financial markets.

Download or read book Cut Adrift written by Marianne Cooper and published by Univ of California Press. This book was released on 2014-07-31 with total page 315 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cut Adrift makes an important and original contribution to the national conversation about inequality and risk in American society. Set against the backdrop of rising economic insecurity and rolled-up safety nets, Marianne Cooper’s probing analysis explores what keeps Americans up at night. Through poignant case studies, she reveals what families are concerned about, how they manage their anxiety, whose job it is to worry, and how social class shapes all of these dynamics, including what is even worth worrying about in the first place. This powerful study is packed with intriguing discoveries ranging from the surprising anxieties of the rich to the critical role of women in keeping struggling families afloat. Through tales of stalwart stoicism, heart-wrenching worry, marital angst, and religious conviction, Cut Adrift deepens our understanding of how families are coping in a go-it-alone age—and how the different strategies on which affluent, middle-class, and poor families rely upon not only reflect inequality, but fuel it.

Download or read book Financial Literacy Among Women of Punjab written by Gurpreet Pal Kaur and published by . This book was released on 2020 with total page 14 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial literacy is the passport for ensuring financially empowered living. It involves the proficiency with fundamentals of finance. It includes planning regarding financial matters, calculation and understanding of compound interest, managing different debts, money-making saving techniques and understanding the time value of money. The present study considers the financial literacy among females about various investment avenues and efforts of various regulatory authorities in this direction. It also studies the relationship between education and financial decision-making. It relates risk appetite with the investment option chosen by females. The study concludes that initiatives must be taken to enhance financial education among females to empower them.

Download or read book Proceedings of the 8th Global Conference on Business Management and Entrepreneurship GCBME 2023 written by Ratih Hurriyati and published by Springer Nature. This book was released on 2024 with total page 1331 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book ICGR 2018 International Conference on Gender Research written by Dr Ana Azevedo and published by Academic Conferences and publishing limited. This book was released on 2018-04-12 with total page 649 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Women s Resources in Business Start Up written by Katherine Inman and published by Routledge. This book was released on 2016-12-19 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women-owned businesses are the fastest growing segment of new business start-ups, and black women’s businesses are a larger share of black-owned businesses than white women’s businesses are of all white firms. Most studies compare men’s and women’s businesses, but few examine differences among women. This book, first published in 2000, makes a significant contribution not only to the literature on entrepreneurial business, but also to the experiences of African American women.