Download or read book A Primer on COVID 19 and Insurance written by James A. Johnson and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The ongoing coronaviris (COVID-19) pandemic and varients is the most devastating and disruptive forces in recent history. The Covid-19 pandemic will lead to numerous lawsuits involving insurance coverage and commercial disputes. A party whose operations are compromised by the pandemic may have defenses such as impossibility and force majeure.However, the consensus or majority of cases hold that a loss or damage must be caused by a direct and tangible physical injury to the insured property. In most jurisdictions physical loss does not cover a virus because a virus does not result in tangible damage to property. Notwithstanding an argument can be made that the words physical loss could include a business's inability to use the property during the pandemic.To help mitigate the financial crisis created by the Covid-19 pandemic, the federal government has issued guidance relating to employee benefit plan operation and administration.The Coronavirus Aid Relief & Economic Security Act (CARES) provides for substantial financial and administrative relief to participants, sponsors and administrators of certain employee benefit plans. The IRS has clarified and expanded upon the relief offered in the new law.
Download or read book Covid 19 and Insurance written by María Luisa Muñoz Paredes and published by Springer Nature. This book was released on 2023-01-10 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a novel study on the impact of the Covid-19 pandemic on insurance from an international and comparative perspective. It assesses how insurance has to adapt to a new landscape, the effects of which will last over time and cut across all areas of the field. To avoid physical contact, digitalisation has accelerated dramatically, affecting insurance in all its phases: risk selection, underwriting, pricing and claims settlement. However, the effects of the Covid-19 pandemic go far beyond that. The extent to which a claim caused directly or indirectly by the virus is or is not covered by a given policy has been the subject of debate in many insurance branches. The most litigated cases worldwide are those that concern damages resulting from business interruption due to restrictions enforced by the authorities in virtually every country. This book analyses the rulings (for and against the insured) that have already been handed down by courts in various jurisdictions (for example in the US, Latin America, Spain and Germany), in order to provide guidance to the parties in future lawsuits and also to guide the courts’ own responses. This analysis extends to the measures that governments have taken in relation to insurance during the pandemic, as well as the changes that insurers have introduced in their general conditions to exclude coverage for the pandemic. This response is unsatisfactory, as the big question is how pandemic-related risks can be covered if private insurers simply refuse to do so. Solutions based on risk sharing with public entities or the use of contractual modalities such as parametric insurance are among those outlined by the authors. The book was written by experts from academia and lawyers specialising in this field, and written for all those interested in the field of insurance: lawyers, judges, academics and legal professionals.
Download or read book COVID 19 and private health insurance coverage written by Vanessa C. Forsberg and published by . This book was released on 2020 with total page 15 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Law of Covid 19 written by Paul Diller and published by Aspen Publishing. This book was released on 2023-09-22 with total page 465 pages. Available in PDF, EPUB and Kindle. Book excerpt: This textbook surveys the major legal issues emanating from the policy responses to Covid-19 in the United States, with an emphasis on federalism, administrative law, and state and local government. The Covid-19 pandemic led to unprecedented policy responses from the various levels and organs of government in the United States, as well as from private parties. Business, school, and church closures, mask mandates, employer and university vaccine mandates, vaccine passports to visit movie theaters and restaurants — this panoply of responses changed the world many of us lived in and led to widespread and hotly contested litigation in America’s federal and state courts. In the first and only text of its kind, with carefully chosen case excerpts and summary information, The Law of Covid-19 highlights the key legal issues contested throughout the pandemic. Whether as a retrospective on what Covid wrought, a primer for future pandemics, or a supplement to a more general public health course, this text will help prepare you and your students for a world that will never be the same. Key Features: The Law of Covid-19 (“LC-19”) features carefully chosen and edited cases about public health authority at the federal and state levels. LC-19 focuses on the use of emergency authority by governors and mayors, including its impact on public employment and civil rights. LC-19 includes information on the federal and state health bureaucracies, including detailed recounting of the authorization and approval of the Covid-19 vaccines and boosters. Professors and students will benefit from: Organized discussion of the relevant sources of emergency and administrative authority at the federal and state levels. Thought-provoking questions and case notes that situate the relevant legal issues within the larger social and political context. A willingness to consider multiple perspectives, including those questioning whether the policy and legal response to Covid-19 may have been too draconian.
Download or read book Pandemics Insurance and Social Protection written by María del Carmen Boado-Penas and published by Springer. This book was released on 2021-10-24 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book collects expert contributions on actuarial modelling and related topics, from machine learning to legal aspects, and reflects on possible insurance designs during an epidemic/pandemic. Starting by considering the impulse given by COVID-19 to the insurance industry and to actuarial research, the text covers compartment models, mortality changes during a pandemic, risk-sharing in the presence of low probability events, group testing, compositional data analysis for detecting data inconsistencies, behaviouristic aspects in fighting a pandemic, and insurers’ legal problems, amongst others. Concluding with an essay by a practicing actuary on the applicability of the methods proposed, this interdisciplinary book is aimed at actuaries as well as readers with a background in mathematics, economics, statistics, finance, epidemiology, or sociology.
Download or read book Insurance and Unexpected Risks written by Baird Webel and published by . This book was released on 2020 with total page 3 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The CARES and Families First Coronavirus Response Act written by Alex Reger and published by . This book was released on 2020 with total page 2 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discusses federal laws requiring coverage of COVID-19 and SARS-CoV-2 testing, testing-related services, and preventive care (i.e., a vaccine when it is developed) without cost-sharing.
Download or read book Health Insurance written by Bernadette Fernandez and published by . This book was released on 2004 with total page 19 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Health Insurance written by and published by . This book was released on 2010 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Health Insurance written by and published by . This book was released on 2011 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book COVID 19 Testing and Treatment written by Ohio. Department of Insurance and published by . This book was released on 2020 with total page 1 pages. Available in PDF, EPUB and Kindle. Book excerpt: This bulletin pertains to all health plan issuers, including insurance companies, health insuring corporations, MEWAs, non-federal governmental health plans, and other entities transacting the business of insurance in the State of Ohio, or that are subject to the jurisdiction of the Superintendent of Insurance (collectively, Insurers), that reimburse the costs of health care services under a health benefit plan in Ohio.
Download or read book Continued Flexibility in the Issuance and Administration of Insurance During the COVID 19 Coronavirus Public Health Crisis written by Gary D. Anderson and published by . This book was released on 2020 with total page 2 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book For Immediate Release written by Kansas. Insurance Department and published by . This book was released on 2020 with total page 1 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Improving the Availability and Affordability of Pandemic Risk Insurance written by Lloyd Dixon and published by . This book was released on 2021 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report evaluates and models proposals for an insurance-based program to provide businesses with resources to maintain payroll and benefits and cover ongoing operating expenses during a pandemic.
Download or read book Access to Health Care in America written by Institute of Medicine and published by National Academies Press. This book was released on 1993-02-01 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Americans are accustomed to anecdotal evidence of the health care crisis. Yet, personal or local stories do not provide a comprehensive nationwide picture of our access to health care. Now, this book offers the long-awaited health equivalent of national economic indicators. This useful volume defines a set of national objectives and identifies indicatorsâ€"measures of utilization and outcomeâ€"that can "sense" when and where problems occur in accessing specific health care services. Using the indicators, the committee presents significant conclusions about the situation today, examining the relationships between access to care and factors such as income, race, ethnic origin, and location. The committee offers recommendations to federal, state, and local agencies for improving data collection and monitoring. This highly readable and well-organized volume will be essential for policymakers, public health officials, insurance companies, hospitals, physicians and nurses, and interested individuals.
Download or read book For Profit Enterprise in Health Care written by Institute of Medicine and published by National Academies Press. This book was released on 1986-01-01 with total page 580 pages. Available in PDF, EPUB and Kindle. Book excerpt: "[This book is] the most authoritative assessment of the advantages and disadvantages of recent trends toward the commercialization of health care," says Robert Pear of The New York Times. This major study by the Institute of Medicine examines virtually all aspects of for-profit health care in the United States, including the quality and availability of health care, the cost of medical care, access to financial capital, implications for education and research, and the fiduciary role of the physician. In addition to the report, the book contains 15 papers by experts in the field of for-profit health care covering a broad range of topicsâ€"from trends in the growth of major investor-owned hospital companies to the ethical issues in for-profit health care. "The report makes a lasting contribution to the health policy literature." â€"Journal of Health Politics, Policy and Law.
Download or read book Economics in One Virus written by Ryan A. Bourne and published by Cato Institute. This book was released on 2021-04-07 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A truly excellent book that explains where our pandemic response went wrong, and how we can understand those failings using the tools of economics." —Tyler Cowen, Holbert L. Harris Chair of Economics at George Mason University and coauthor of the blog Marginal Revolution Have you ever stopped to wonder why hand sanitizer was missing from your pharmacy for months after the COVID-19 pandemic hit? Why some employers and employees were arguing over workers being re-hired during the first COVID-19 lockdown? Why passenger airlines were able to get their own ring-fenced bailout from Congress? Economics in One Virus answers all these pandemic-related questions and many more, drawing on the dramatic events of 2020 to bring to life some of the most important principles of economic thought. Packed with supporting data and the best new academic evidence, those uninitiated in economics will be given a crash-course in the subject through the applied case-study of the COVID-19 pandemic, to help explain everything from why the U.S. was underprepared for the pandemic to how economists go about valuing the lives saved from lockdowns. After digesting this highly readable, fast-paced, and provocative virus-themed economic tour, readers will be able to make much better sense of the events that they've lived through. Perhaps more importantly, the insights on everything from the role of the price mechanism to trade and specialization will grant even those wholly new to economics the skills to think like an economist in their own lives and when evaluating the choices of their political leaders.
