Download or read book A Peep in to the Private Sector Banks written by N. Vinayakam and published by . This book was released on 1993 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: Papers presented at the fourth National Seminar on "The Emerging Role of Private Sector Banks in India", held at Salem, on December 6, 1991.
Download or read book Bad Money written by Vivek Kaul and published by Harper Collins. This book was released on 2020-06-10 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last decade, Indian banks in general and the government-owned public sector ones in particular have gradually got themselves into a big mess. Their bad loans, or loans which haven't been repaid for ninety days or more, crossed Rs 10 lakh crore as of 31 March 2018. To put it in perspective, this figure is approximately seven times the value of farm loan waivers given by all state governments in India put together. And this became the bad money of the Indian financial system. Why were the corporates unable to return these loans? Was it because they had no intention of doing so?Who were the biggest defaulters of them all? Are Vijay Mallya and Nirav Modi just the tip of the iceberg?How much money has the government spent trying to rescue these banks?How are the private sector banks gradually taking over Indian banking?Is your money in public sector banks safe?How are you paying for this in different ways?And what are the solutions to deal with this? In Bad Money, Vivek Kaul answers these and many more questions, peeling layer after layer of the NPA (non-performing assets) problem. He goes back to the history of Indian banking, providing a long, deep and hard look at the overall Indian economy. The result is a gripping financial thriller that is a must for understanding a crisis that threatens our banking system and economy.
Download or read book Service Quality and Customer Satisfaction in Private and Public Sector Banks in Kerala A Comparative Study written by Laly Antoney and published by Prem Jose. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Quality and satisfaction are the key indicators of corporate competitiveness. Measurement of customer satisfaction based on the service quality is to be done independently and objectively to establish baseline for improvements in service delivery. Assessing customer satisfaction periodically allows bank management and policy makers to identify customers’ needs, expectations, perception and the perception- expectation gaps. The current study covers a comparative analysis of service quality and customer satisfaction among the customers of public and private sector commercial banks in Kerala. The research questions that are addressed in this study are on expectations and perceptions of retail customers from their preferred banks, relationship between service quality and customer satisfaction and the difference between the satisfaction level among private and public- sector banks in Kerala. In order to answer the above research questions, the problem is stated as “Service Quality and Customer Satisfaction- a Comparative Study between Public Sector and Private Sector Banks of Kerala.” A descriptive and analytical research was carried out by collecting responses from customers of three prominent banks from private and public sector each. This was done through an online structured questionnaire based on SERVQUAL model during July 2015 to July 2016, prior to SBI consolidation. Primary data is analysed using SPSS (V.21). Kolmogorov- Smirnov Test for the Normality is used to ensure normality of data distribution, Cronbach Alpha coefficient is used to measure reliability and validity is tested with the panel of experts. Mean, S.D. percentage, cross tabulation are used for descriptive and univariate analysis. Structural Equation Modelling, Confirmatory Factor Analysis and regression path analysis are used to conduct inferential and multivariate analysis. Z-test, Independent T-Test, Chi-Square, ANOVA Pearson Correlation, and post hoc tests are used for testing of hypothesis and comparative analysis. Modelling is done using Structural Equation Modelling approach and Path Analysis. The study reveals that the antecedents of customer satisfaction of retail banking customers of Kerala are reliability, assurance, empathy and tangibles. Responsiveness dimension do not affect customer satisfaction of banks in Kerala. There exists a gap between expected service quality and perceived service quality. Study reveals that there is significant positive correlation between service quality and customer satisfaction in the retail commercial banking services in Kerala. The level of customer satisfaction in public sector banks and private sector banks are not significantly different but same. Similarly, it is also found that, there is no significant difference in the customer satisfaction between sample banks like State Bank of India, State Bank of Travancore, Canara Bank, from public sector and Federal bank, South Indian bank and ICICI bank from private sector.
Download or read book Back Alley Banking written by Kellee S. Tsai and published by Cornell University Press. This book was released on 2018-05-31 with total page 335 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chinese entrepreneurs have founded more than thirty million private businesses since Beijing instituted economic reforms in the late 1970s. Most of these private ventures, however, have been denied access to official sources of credit. State banks continue to serve state-owned enterprises, yet most private financing remains illegal. How have Chinese entrepreneurs managed to fund their operations? In defiance of the national banking laws, small business owners have created a dizzying variety of informal financing mechanisms, including rotating credit associations and private banks disguised as other types of organizations. Back-Alley Banking includes lively biographical sketches of individual entrepreneurs; telling quotations from official documents, policy statements, and newspaper accounts; and interviews with a wide variety of women and men who give vivid narratives of their daily struggles, accomplishments, and hopes for future prosperity. Kellee S. Tsai's book draws upon her unparalleled fieldwork in China's world of shadow finance to challenge conventional ideas about the political economy of development. Business owners in China, she shows, have mobilized local social and political resources in innovative ways despite the absence of state-directed credit or a well-defined system of private property rights. Entrepreneurs and local officials have been able to draw on the uncertainty of formal political and economic institutions to enhance local prosperity.
Download or read book A Study on Risk Management Practices in Public and Private Sector Banks written by N. Fathima Thabassum and published by Archers & Elevators Publishing House. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Modern Banking Services Private And Public Sector Banks written by Dr M JuliasCeasar, Dr B Sheeba Pearline and published by Archers & Elevators Publishing House. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book CAMELS RATING OF INDIAN BANKING SECTOR written by Dr. Tarsem Lal and Mr. Arjun Gupta and published by Ashok Yakkaldevi. This book was released on 2022-08-25 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: The banking industry is a vital part of the financial system. It aids in the stimulation of capital formation, innovation, and monetization, as well as the facilitation of monetary policy and plays an important part in the economic development of countries (Said & Tumin, 2011). It acts as a catalyst for achieving a long-term economic upswing through effective fiscal intervention. A financially sound system encourages investment by funding lucrative market niches, mobilising savings, efficiently dispensing resources and making commodity and service trading more convenient (Echekoba et al., 2014). During the liberalisation process in India, the banking industry has changed significantly. Since 1969, when the Indian government nationalised all major banks, the banking sector in India has been dominated by public sector banks.
Download or read book India s Decade of Reforms written by M G Warrier and published by Notion Press. This book was released on 2018-02-08 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: India’s Decade of Reforms: Reserve Bank of India at Central Stage looks at the initiatives taken by the Government of India and the RBI to restore the country’s economic health by introducing economic and financial sector reforms. Since 2014, the GOI and the RBI have come together to create reform initiatives to revamp the institutional system in the financial sector by infusing transparency and professionalism in policy formulation. The book dispassionately analyses the recent coming together of GOI and RBI to ensure continuity in policy formulation and the RBI’s role in demonetization. Also explored is the RBI’s role in managing monetary policy to the nation’s advantage and introducing necessary structural changes.
Download or read book The Bank Analyst s Handbook written by Stephen M. Frost and published by John Wiley & Sons. This book was released on 2005-09-27 with total page 572 pages. Available in PDF, EPUB and Kindle. Book excerpt: It is not uncommon to meet professionals in financial services who have only a vague idea of what their colleagues actually do. The root cause is specialization and the subsequent development of jargon that makes communication between common specialists faster and more precise but is virtually impenetrable to everybody else. The Bank Analyst’s Handbook provides a modern introduction to financial markets and intermediation. Individual subject areas are covered in a thorough but clear and succinct manner. The breadth of the author’s experience as a sell-side bank analyst is exploited to good effect to pull together these threads and create a coherent framework for the analysis of financial markets, whether these are in advanced economies or developing markets. The Handbook is well-written and highly accessible. It builds on orthodox financial theory (with all of its flaws and controversies) but also highlights many of the real problems involved with translating such theory into practice. It can be appreciated at many different levels and this explains its wide target readership. The Bank Analyst’s Handbook: Bridges the gap between the more superficial introductory books and specialist works Covers all the important functions and subjects related to the financial services industry Provides a comprehensive overview for financial services professionals, business school students, consultants, accountants, auditors and legal practitioners, analysts and fund-managers and corporate managers. "An excellent guide for any professionals who are coming into the banking industry. Extremely well-written, covering clearly and lucidly a range of topics which many bankers themselves don't understand. I will make this book mandatory reading - no, make that studying - for anybody I hire to work as a financial sector consultant." —Chris Matten, Executive Director, PricewaterhouseCoopers "A great insight into the often murky and impenetrable world of banking... compulsory reading for analysts and investors alike." —Hugh Young, Managing Director, Aberdeen Asset Management Asia Ltd
Download or read book Analysis Of Mergers And Acquisitions In The Indian Banking Sector Under Post Liberalization Era written by Rahul KrishnajiKavishwar and published by Archers & Elevators Publishing House. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Role of Private Sector Development in Africa written by United States. Congress. House. Committee on Foreign Affairs. Subcommittee on International Economic Policy and Trade and published by . This book was released on 1993 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Beyond the Talking Points Taking a Deeper Look At America s Issues written by Mark Goshdigian and published by Lulu.com. This book was released on 2014-06-20 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Even before the election of Barack Obama, Americans were beginning to notice that the country had changed direction. Five years into his presidency, neither he nor the legislators in Congress are willing to do the work necessary to solve our problems. Critical thinking may not be sexy, but it's what will enable us to overcome our most formidable challenges. Author Mark Goshdigian, an everyday American concerned about the nation's future, bucks the trend in a series of essays that pose tough questions: Can the federal government and Federal Reserve continue to turbo-charge the economy by spending so much money? How has globalization affected the United States? What can we do to fight an entitlement culture? Can we still learn from our failures and dare to be great? Whether you're a government worker, politician, voter, or student, you owe it to yourself to examine the economy, the nation's social issues, and the political process so we can move beyond the talking points.
Download or read book Indonesia and the Asian Development Bank written by Peter McCawley and published by Asian Development Bank. This book was released on 2020-06-01 with total page 311 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication is a history of the partnership between Indonesia and the Asian Development Bank (ADB). When Indonesia became a founding member of the bank in 1966, the country faced daunting challenges. In the five decades that passed, both Indonesia and ADB have evolved in remarkable ways. Indonesia developed rapidly through the late 1990s yet faced a difficult time of adjustment after the Asian financial crisis of 1997–1998. The country has since resumed growth in the last decade. For its part, ADB has widened its activities in Indonesia, transforming from a project-oriented bank into a broad-based development institution. This effective partnership reflects Indonesia’s success in working with the international community in the past 50 years.
Download or read book The Reauthorization of OPIC written by United States. Congress. House. Committee on Foreign Affairs. Subcommittee on Terrorism, Nonproliferation, and Trade and published by . This book was released on 2007 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Outlook Profit written by and published by . This book was released on 2008-04-05 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Human Capital Management A Comparative Study of Public Private Foreign Banks written by Anil Kumar Ahluwalia and published by Lulu.com. This book was released on with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Syrian Agriculture at the Crossroads written by Food and Agriculture Organization of the United Nations. Policy Assistance Division and published by Food & Agriculture Org.. This book was released on 2003 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication reviews past and current agricultural policies in the Syrian Arab Republic. Issues discussed include: the contribution of the agriculture sector to the national economy, the economics of the main subsectors in agriculture, government planning in relation to key crops and subsectors, processing and marketing, particularly with regards to the dairy and horticulture subsectors, structural and institutional factors determining the availability and use patterns of the production factors, the diversity of agriculture producers, land tenure and labour relations, irrigation water policies, credit supply and distribution systems.
