Download or read book A Homeowners Strategy for FAIR and Residual Market Property Insurance Plans written by National Committee on Property Insurance (U.S.) and published by . This book was released on 1983 with total page 4 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Problem of Property Insurance in Urban America written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs and published by . This book was released on 1978 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Insurance Redlining written by United States. Department of Housing and Urban Development and published by . This book was released on 1979 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book A Homeowners Strategy for State Property Insurance Plans written by and published by . This book was released on 1987 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Property and Crime Insurance Programs written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs and published by . This book was released on 1977 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Property and Crime Insurance Programs written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs and published by . This book was released on 1977 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book H R 3355 written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2008 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Catastrophe Risk and the Regulation of Property Insurance Markets written by Patricia Born and published by . This book was released on 2016 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this paper, we evaluate state regulation of insurance markets subject to catastrophe risk and, more specifically, homeowners insurance and commercial property insurance. When insurers suffer substantial losses following a catastrophic event, pressures on property insurance markets can increase as insurers attempt to raise their prices and reduce their exposures. This can bring insurers into conflict with regulators who seek to maintain the affordability and availability of insurance. Some states may also use their residual market mechanisms as a means to provide subsidized coverage for high-risk properties. While these regulatory actions may seem well intended, the concern is that they can interfere with market adjustments and undermine the supply of private insurance. To gain some insight on these issues, we examine how state rate regulation and the relative size of state residual market mechanisms affect various outcomes in homeowners and commercial property insurance markets generally and specifically following a large catastrophe in a state. Our findings indicate that regulatory attempts to constrain rates and larger residual markets tend to have negative effects on certain outcomes in homeowners insurance markets, all other things equal. However, we do not find that these effects become more pronounced following a catastrophic event except for market concentration. Further work is needed to develop better ways of measuring how changes in catastrophe risk and rate regulation affect property insurance markets.

Download or read book Insurance Product Approval written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2001 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Housing and Community Development Amendments of 1980 written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development and published by . This book was released on 1980 with total page 1754 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book The FAIR Plan written by United States. Department of Housing and Urban Development and published by . This book was released on 1971 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Consumer s Guide to Homeowners Insurance written by and published by . This book was released on 1989 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Full Insurance Availability written by United States. Federal Insurance Administration and published by . This book was released on 1974 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book Hearings Reports and Prints of the House Committee on Banking Currency and Housing written by United States. Congress. House. Committee on Banking, Currency, and Housing and published by . This book was released on 1977 with total page 1422 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book At War with the Weather written by Howard C. Kunreuther and published by MIT Press. This book was released on 2011-08-19 with total page 439 pages. Available in PDF, EPUB and Kindle. Book excerpt: Innovative, long-term strategies for reducing vulnerability to large-scale natural disasters and for providing financial support for disaster victims. The United States and other nations are facing large-scale risks at an accelerating rhythm. In 2005, three major hurricanes—Katrina, Rita, and Wilma—made landfall along the U.S. Gulf Coast within a six-week period. The damage caused by these storms led to insurance reimbursements and federal disaster relief of more than $180 billion—a record sum. Today we are more vulnerable to catastrophic losses because of the increasing concentration of population and activities in high-risk coastal regions of the country. The question is not whether but when, and how frequently, future catastrophes will strike and the extent of damages they will cause. Who should pay the costs associated with catastrophic losses suffered by homeowners in hazard-prone areas? In At War with the Weather, Howard Kunreuther and Erwann Michel-Kerjan with their colleagues deliver a groundbreaking analysis of how we currently mitigate, insure against, and finance recovery from natural disasters in the United States. They offer innovative, long-term solutions for reducing losses and providing financial support for disaster victims that define a coherent strategy to assure sustainable recovery from future large-scale disasters. The amount of data collected and analyzed and innovations proposed make this the most comprehensive book written on these critical issues in the past thirty years.

Download or read book Oversight on the New York City Seasonal Financing Act written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1978 with total page 2136 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Download or read book An Examination of the Availability and Affordability of Property and Casualty Insurance in the Gulf Coast and Other Coastal Regions written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: